UBFO RSI Chart
Last 7 days
-0.4%
Last 30 days
2.8%
Last 90 days
-0.5%
Trailing 12 Months
24.1%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 60.7M | 0 | 0 | 0 |
2023 | 53.8M | 57.9M | 59.7M | 60.4M |
2022 | 39.2M | 40.8M | 44.4M | 49.3M |
2021 | 33.9M | 35.1M | 36.9M | 37.8M |
2020 | 40.4M | 38.3M | 36.0M | 34.9M |
2019 | 38.2M | 40.1M | 41.0M | 41.3M |
2018 | 34.1M | 34.4M | 35.4M | 36.6M |
2017 | 30.2M | 31.3M | 32.1M | 32.9M |
2016 | 27.8M | 28.0M | 28.8M | 29.5M |
2015 | 25.7M | 26.3M | 26.8M | 27.4M |
2014 | 23.1M | 23.5M | 24.2M | 25.0M |
2013 | 24.3M | 23.5M | 23.2M | 23.0M |
2012 | 27.5M | 26.9M | 26.1M | 25.1M |
2011 | 31.4M | 30.2M | 29.1M | 27.9M |
2010 | 0 | 0 | 0 | 32.5M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Apr 30, 2024 | woods dennis r | acquired | - | - | - | ceo |
Apr 30, 2024 | woods dennis r | bought | 14,100 | 7.05 | 2,000 | ceo |
Mar 15, 2024 | gill jagroop | bought | 8,527 | 7.5 | 1,137 | - |
Mar 15, 2024 | gill jagroop | acquired | - | - | - | - |
Mar 14, 2024 | gill jagroop | acquired | - | - | - | - |
Mar 14, 2024 | gill jagroop | bought | 135 | 7.5 | 18.00 | - |
Which funds bought or sold UBFO recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 15, 2024 | STATE STREET CORP | unchanged | - | -21,742 | 239,473 | -% |
May 15, 2024 | GOLDMAN SACHS GROUP INC | reduced | -43.93 | -98,971 | 104,702 | -% |
May 15, 2024 | Royal Bank of Canada | unchanged | - | -6,000 | 72,000 | -% |
May 15, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | added | 2.49 | -64,263 | 999,594 | 0.02% |
May 15, 2024 | 683 Capital Management, LLC | sold off | -100 | -228,138 | - | -% |
May 15, 2024 | Tower Research Capital LLC (TRC) | added | 46.09 | 2,155 | 8,504 | -% |
May 15, 2024 | Mraz, Amerine & Associates, Inc. | unchanged | - | -13,903 | 153,136 | 0.03% |
May 15, 2024 | BANK OF AMERICA CORP /DE/ | reduced | -86.52 | -65,639 | 9,252 | -% |
May 15, 2024 | HSBC HOLDINGS PLC | unchanged | - | -12,050 | 103,221 | -% |
May 15, 2024 | KENNEDY CAPITAL MANAGEMENT LLC | added | 33.61 | 110,625 | 602,467 | 0.01% |
Unveiling United Security Bancshares-Fresno CA's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Date Filed | Form Type | Document | |
---|---|---|---|
Peers (Alternatives to United Security Bancshares-Fresno CA)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 581.4B | 174.7B | 11.55 | 3.33 | ||||
BAC | 306.7B | 137.9B | 12.25 | 2.22 | ||||
WFC | 212.8B | 85.8B | 11.34 | 2.48 | ||||
C | 122.4B | 125.0B | 15.31 | 0.98 | ||||
CFG | 16.6B | 10.4B | 11.61 | 1.6 | ||||
KEY | 14.4B | 8.1B | 16.53 | 1.78 | ||||
MID-CAP | ||||||||
CMA | 7.2B | 4.2B | 10.4 | 1.7 | ||||
ZION | 6.6B | 4.1B | 10.5 | 1.62 | ||||
ABCB | 3.5B | 1.3B | 12.27 | 2.64 | ||||
ASB | 3.3B | 2.0B | 20.79 | 1.64 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
AROW | 415.3M | 173.1M | 14.24 | 2.4 | ||||
ALRS | 390.4M | 152.4M | 39.27 | 2.56 | ||||
ACNB | 289.6M | 98.7M | 9.84 | 2.93 | ||||
ASRV | 47.2M | 62.5M | -15.95 | 0.75 |
United Security Bancshares-Fresno CA News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | -3.4% | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 | 14.00 | 11.00 | 10.00 | 10.00 | 10.00 | 9.00 | 9.00 | 9.00 | 8.00 | 8.00 | 9.00 | 10.00 | 10.00 | 10.00 | 10.00 |
EBITDA Margin | -5.7% | 1.22* | 1.30* | 1.34* | 1.41* | 1.45* | 1.41* | 1.39* | 1.37* | 1.36* | 1.33* | 1.31* | 1.31* | 1.29* | 1.33* | - | - | - | - | - | - | - |
Interest Expenses | -2.0% | 12.00 | 12.00 | 12.00 | 13.00 | 13.00 | 13.00 | 13.00 | 10.00 | 9.00 | 9.00 | 9.00 | 9.00 | 8.00 | 9.00 | 8.00 | 8.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 |
Income Taxes | -3.9% | 2.00 | 2.00 | 2.00 | 2.00 | 3.00 | 2.00 | 2.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 2.00 | 2.00 | 2.00 |
Earnings Before Taxes | -18.7% | 6.00 | 7.00 | 5.00 | 6.00 | 9.00 | 8.00 | 6.00 | 5.00 | 3.00 | 4.00 | 4.00 | 4.00 | 2.00 | 3.00 | 3.00 | 3.00 | 4.00 | 4.00 | 6.00 | 6.00 | 6.00 |
EBT Margin | -10.6% | 0.41* | 0.46* | 0.47* | 0.50* | 0.51* | 0.45* | 0.42* | 0.39* | 0.38* | 0.35* | 0.32* | 0.33* | 0.31* | 0.36* | - | - | - | - | - | - | - |
Net Income | -23.0% | 4.00 | 5.00 | 4.00 | 4.00 | 6.00 | 5.00 | 4.00 | 3.00 | 2.00 | 3.00 | 3.00 | 3.00 | 1.00 | 2.00 | 2.00 | 2.00 | 3.00 | 3.00 | 4.00 | 4.00 | 4.00 |
Net Income Margin | -10.4% | 0.29* | 0.33* | 0.33* | 0.35* | 0.36* | 0.32* | 0.31* | 0.29* | 0.28* | 0.27* | 0.23* | 0.24* | 0.22* | 0.26* | - | - | - | - | - | - | - |
Free Cashflow | 8.3% | 7.00 | 6.00 | -3.21 | 8.00 | 9.00 | 8.00 | 7.00 | 5.00 | 2.00 | 7.00 | 2.00 | 1.00 | 4.00 | 4.00 | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | -0.4% | 1,206 | 1,211 | 1,273 | 1,289 | 1,261 | 1,299 | 1,369 | 1,340 | 1,350 | 1,331 | 1,293 | 1,231 | 1,187 | 1,093 | 1,134 | 1,031 | 977 | 957 | 957 | 1,006 | 964 |
Cash Equivalents | 5.4% | 43.00 | 41.00 | 35.00 | 58.00 | 45.00 | 39.00 | 126 | 107 | 225 | 219 | 259 | 161 | 308 | 294 | 323 | 230 | 200 | 219 | 246 | 309 | 261 |
Net PPE | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 9.00 | 9.00 | 9.00 | 10.00 | 10.00 |
Goodwill | 0% | 4.00 | 4.00 | 5.00 | 5.00 | 5.00 | 5.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 |
Liabilities | -0.6% | 1,082 | 1,089 | 1,158 | 1,173 | 1,148 | 1,187 | 1,262 | 1,230 | 1,236 | 1,211 | 1,174 | 1,113 | 1,070 | 975 | 1,016 | 914 | 860 | 841 | 842 | 893 | 853 |
Shareholder's Equity | 1.3% | 124 | 123 | 115 | 116 | 113 | 112 | 107 | 110 | 114 | 120 | 119 | 118 | 117 | 118 | 118 | 117 | 117 | 116 | 115 | 113 | 111 |
Retained Earnings | 2.7% | 79.00 | 77.00 | 74.00 | 72.00 | 69.00 | 70.00 | 66.00 | 64.00 | 62.00 | 62.00 | 60.00 | 60.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 58.00 | 57.00 | 54.00 | 52.00 |
Shares Outstanding | 1.2% | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | - | - | - | - | - | - | - |
Float | - | - | - | - | 104 | - | - | - | 104 | - | - | - | - | - | - | - | 89.00 | - | - | - | 152 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | 10.9% | 7,448 | 6,713 | -2,991 | 8,326 | 9,328 | 8,673 | 7,278 | 5,524 | 2,225 | 7,669 | 3,024 | 1,231 | 4,626 | 4,434 | 1,250 | 3,304 | 4,812 | 6,395 | 4,689 | 2,253 | 2,823 |
Share Based Compensation | 130.0% | 207 | 90.00 | 72.00 | 76.00 | 240 | 78.00 | 87.00 | 101 | 100 | 87.00 | 53.00 | 52.00 | 46.00 | 109 | 107 | 132 | 77.00 | 77.00 | 78.00 | 95.00 | 99.00 |
Cashflow From Investing | -93.1% | 4,386 | 63,806 | -335 | -16,143 | 40,255 | -18,930 | -19,210 | -115,199 | -20,894 | -83,397 | 37,093 | -189,016 | -84,046 | 10,300 | -7,263 | -24,423 | -44,161 | -27,755 | -15,648 | 9,033 | 11,607 |
Cashflow From Financing | 85.2% | -9,614 | -65,032 | -19,780 | 21,067 | -43,025 | -77,180 | 30,748 | -8,013 | 24,354 | 35,519 | 58,403 | 40,784 | 93,260 | -43,997 | 99,804 | 50,807 | 20,207 | -5,588 | -52,554 | 37,469 | 25,934 |
Dividend Payments | -100.0% | - | 1,878 | 2,238 | 1,880 | 1,874 | 1,872 | 1,875 | 1,877 | 1,872 | 1,872 | 1,870 | 1,877 | 1,870 | - | 1,867 | 1,868 | 1,867 | - | - | - | - |
Condensed Consolidated Statements of Income - USD ($) $ in Thousands | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
Interest Income: | ||
Interest and fees on loans | $ 13,481 | $ 13,000 |
Interest on investment securities | 1,354 | 1,501 |
Interest on deposits in FRB | 44 | 58 |
Total interest income | 14,879 | 14,559 |
Interest Expense: | ||
Interest on deposits | 1,723 | 1,343 |
Interest on other borrowed funds | 1,442 | 271 |
Total interest expense | 3,165 | 1,614 |
Net Interest Income | 11,714 | 12,945 |
Provision (reversal of provision) for credit losses | 173 | (493) |
Net Interest Income after Provision (reversal) for Credit Losses | 11,541 | 13,438 |
Noninterest Income: | ||
Customer service fees | 706 | 734 |
Increase in cash surrender value of bank-owned life insurance | 137 | 132 |
Unrealized gain on fair value of marketable equity securities | 43 | 43 |
(Loss) gain on fair value of junior subordinated debentures | (294) | 333 |
Gain on sale of assets | 11 | 0 |
Other | 450 | 206 |
Total noninterest income | 1,053 | 1,448 |
Noninterest Expense: | ||
Salaries and employee benefits | 3,498 | 3,260 |
Occupancy expense | 858 | 963 |
Data processing | 111 | 174 |
Professional fees | 1,225 | 882 |
Regulatory assessments | 173 | 192 |
Director fees | 128 | 109 |
Correspondent bank service charges | 12 | 19 |
Net (gain) cost of operation of OREO | (12) | 37 |
Other | 745 | 604 |
Total noninterest expense | 6,738 | 6,240 |
Income before provision for taxes | 5,856 | 8,646 |
Provision for income taxes | 1,695 | 2,521 |
Net Income | $ 4,161 | $ 6,125 |
Net Income per common share | ||
Basic (in usd per share) | $ 0.24 | $ 0.36 |
Diluted (in usd per share) | $ 0.24 | $ 0.36 |
Weighted average common shares outstanding | ||
Basic (in shares) | 17,170,907 | 17,076,510 |
Diluted (in shares) | 17,171,642 | 17,092,460 |
Condensed Consolidated Balance Sheets – (unaudited) - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
Assets | ||
Cash and noninterest-bearing deposits in other banks | $ 41,146 | $ 40,577 |
Due from Federal Reserve Bank (FRB) | 1,858 | 207 |
Cash and cash equivalents | 43,004 | 40,784 |
Investment securities (at fair value) | ||
Total AFS securities | 165,166 | 181,265 |
Marketable equity securities | 3,397 | 3,354 |
Total investment securities | 168,563 | 184,620 |
Loans | ||
Loans | 930,927 | 921,341 |
Unearned fees and unamortized loan origination costs - net | (1,514) | (1,299) |
Allowance for credit losses - loans | (15,451) | (15,658) |
Net loans | 913,962 | 904,384 |
Premises and equipment - net | 9,204 | 9,098 |
Accrued interest receivable | 8,434 | 7,928 |
Other real estate owned | 4,582 | 4,582 |
Goodwill | 4,488 | 4,488 |
Investment in limited partnership | 3,400 | 3,200 |
Deferred tax assets - net | 14,409 | 14,055 |
Cash surrender value of life insurance - net | 22,091 | 21,954 |
Operating lease right-of-use assets | 1,177 | 1,338 |
Other assets | 13,090 | 14,614 |
Total assets | 1,206,404 | 1,211,045 |
Deposits | ||
Non-interest-bearing | 353,151 | 403,225 |
Interest-bearing | 602,783 | 601,252 |
Total deposits | 955,934 | 1,004,477 |
Short-term borrowings | 103,000 | 62,000 |
Operating lease liabilities | 1,272 | 1,437 |
Other liabilities | 10,666 | 9,376 |
Junior subordinated debentures (at fair value) | 11,348 | 11,213 |
Total liabilities | 1,082,220 | 1,088,503 |
Commitments and contingencies (Note 17) | ||
Shareholders’ Equity | ||
Common stock, no par value; 20,000,000 shares authorized; issued and outstanding: 17,315,195 at March 31, 2024 and 17,167,895 at December 31, 2023 | 60,792 | 60,585 |
Retained earnings | 79,067 | 76,995 |
Accumulated other comprehensive loss, net of tax | (15,675) | (15,038) |
Total shareholders’ equity | 124,184 | 122,542 |
Total liabilities and shareholders’ equity | 1,206,404 | 1,211,045 |
Taxable AFS Securities | ||
Investment securities (at fair value) | ||
Total AFS securities | 162,941 | 179,016 |
Tax-exempt municipal bonds | ||
Investment securities (at fair value) | ||
Total AFS securities | $ 2,225 | $ 2,250 |