ACNB - ACNB Corp Stock Price, Fair Value and News

34.60USD+0.69 (+2.03%)Delayed

Market Summary

USD34.60+0.69

Delayed

2.03%

ACNB Stock Price

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ACNB RSI Chart

ACNB Valuation

Market Cap

295.5M

Price/Earnings (Trailing)

10.04

Price/Sales (Trailing)

2.99

EV/EBITDA

4.05

Price/Free Cashflow

8.37

ACNB Price/Sales (Trailing)

ACNB Profitability

EBT Margin

37.44%

Return on Equity

10.51%

Return on Assets

1.22%

Free Cashflow Yield

11.95%

ACNB Fundamentals

ACNB Revenue

Revenue (TTM)

98.7M

Rev. Growth (Yr)

8.64%

Rev. Growth (Qtr)

2.73%

ACNB Earnings

Earnings (TTM)

29.4M

Earnings Growth (Yr)

-24.99%

Earnings Growth (Qtr)

65.19%

Breaking Down ACNB Revenue

Last 7 days

6.9%

Last 30 days

10.2%

Last 90 days

-8.5%

Trailing 12 Months

20.0%

How does ACNB drawdown profile look like?

ACNB Financial Health

Debt/Equity

0.91

Debt/Cashflow

0.14

ACNB Investor Care

Dividend Yield

3.35%

Dividend/Share (TTM)

1.16

Shares Dilution (1Y)

0.19%

Diluted EPS (TTM)

3.46

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	98.7M	0	0	0
2023	92.9M	95.4M	96.3M	96.6M
2022	76.9M	76.9M	80.8M	87.0M
2021	83.8M	82.8M	81.0M	78.2M
2020	73.6M	77.7M	81.3M	85.3M
2019	66.1M	67.7M	69.1M	69.6M
2018	56.5M	61.4M	62.6M	64.5M
2017	41.1M	42.0M	46.9M	51.8M
2016	39.6M	39.6M	40.0M	40.5M
2015	38.0M	38.7M	39.1M	39.5M
2014	37.3M	37.2M	37.4M	37.5M
2013	39.8M	39.0M	38.2M	37.6M
2012	41.6M	41.3M	40.9M	40.4M
2011	44.0M	42.8M	42.1M	41.8M
2010	0	45.4M	45.0M	44.6M
2009	0	0	0	45.8M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of ACNB Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 15, 2024	stock alan j	acquired	-	-	31,400	-
Mar 15, 2024	chaney kimberly s	acquired	3,729	35.28	105	-
Mar 15, 2024	seibel douglas a	acquired	119,480	35.28	3,386	-
Mar 15, 2024	hayes kevin j	acquired	52,913	35.28	1,499	svp/secretary & cgo
Mar 15, 2024	lott james j	acquired	5,029	35.28	142	-
Mar 15, 2024	berwager emily e	acquired	61,500	35.28	1,743	-
Mar 15, 2024	seibel douglas a	sold (taxes)	-11,346	35.28	-321	-
Mar 15, 2024	potts daniel w	acquired	5,037	35.28	142	-
Mar 15, 2024	herring todd l	acquired	8,165	35.28	231	-
Mar 15, 2024	newell donna m	acquired	4,931	35.28	139	-

Which funds bought or sold ACNB recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-38.91	-29,850	31,471	-%
May 15, 2024	DEUTSCHE BANK AG\	added	5.42	-15,500	119,944	-%
May 15, 2024	STATE STREET CORP	added	15.02	-182,745	5,225,870	-%
May 15, 2024	MORGAN STANLEY	reduced	-45.98	-1,079,480	896,747	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	reduced	-53.95	-460,181	290,310	-%
May 15, 2024	BARCLAYS PLC	reduced	-49.41	-293,000	216,000	-%
May 15, 2024	Corton Capital Inc.	sold off	-100	-235,348	-	-%
May 15, 2024	CITADEL ADVISORS LLC	added	66.69	161,849	566,256	-%
May 15, 2024	Royal Bank of Canada	reduced	-20.84	-160,000	319,000	-%
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	3.5	-526,003	3,502,670	0.07%

Are Funds Buying or Selling ACNB?

Are funds buying ACNB calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own ACNB

No. of Funds

Unveiling ACNB Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 09, 2024	fmr llc	-	0	SC 13G/A
Jan 29, 2024	blackrock inc.	6.1%	522,358	SC 13G/A
Feb 09, 2023	fmr llc	-	0	SC 13G/A
Feb 03, 2023	blackrock inc.	5.3%	451,254	SC 13G
Feb 09, 2022	fmr llc	-	0	SC 13G
Jul 12, 2021	blackrock inc.	0.9%	82,227	SC 13G/A
Feb 02, 2021	blackrock inc.	5.9%	511,482	SC 13G
Feb 10, 2020	blackrock inc.	4.5%	393,370	SC 13G/A
Feb 07, 2020	blackrock inc.	5.5%	385,678	SC 13G

Recent SEC filings of ACNB Corp

View All Filings

Date Filed	Form Type	Document
May 15, 2024	3	Insider Trading
May 09, 2024	10-Q	Quarterly Report
May 09, 2024	8-K	Current Report
Apr 25, 2024	8-K	Current Report
Apr 24, 2024	8-K	Current Report
Apr 05, 2024	EFFECT	EFFECT
Apr 03, 2024	CORRESP	CORRESP
Apr 02, 2024	ARS	ARS
Apr 02, 2024	DEF 14A	DEF 14A
Mar 25, 2024	CORRESP	CORRESP

Peers (Alternatives to ACNB Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

ACNB Corp News

Latest updates

ACNB Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	2.7%	26.00	25.00	24.00	23.00	24.00	25.00	23.00	21.00	18.00	19.00	19.00	21.00	19.00	21.00	21.00	22.00	21.00	18.00	18.00	17.00	17.00
EBITDA Margin	-6.2%	1.24*	1.33*	1.44*	1.48*	1.48*	1.47*	1.42*	1.38*	1.36*	1.36*	1.37*	1.34*	-	-	-	-	-	-	-	-	-
Interest Expenses	-4.2%	21.00	21.00	22.00	22.00	23.00	24.00	23.00	20.00	17.00	17.00	18.00	19.00	17.00	19.00	18.00	18.00	17.00	15.00	15.00	15.00	15.00
Income Taxes	-100.0%	-	4.00	3.00	3.00	-	3.00	3.00	2.00	-	2.00	2.00	2.00	-	2.00	2.00	1.00	-	2.00	2.00	2.00	-
Earnings Before Taxes	79.6%	9.00	5.00	12.00	12.00	11.00	13.00	13.00	11.00	8.00	6.00	9.00	11.00	9.00	9.00	9.00	7.00	-1.84	-17.57	8.00	8.00	7.00
EBT Margin	-9.2%	0.37*	0.41*	0.50*	0.52*	0.52*	0.52*	0.47*	0.44*	0.44*	0.45*	0.47*	0.45*	-	-	-	-	-	-	-	-	-
Net Income	65.2%	7.00	4.00	9.00	10.00	9.00	10.00	10.00	9.00	7.00	4.00	7.00	9.00	7.00	7.00	7.00	6.00	-1.22	5.00	6.00	6.00	6.00
Net Income Margin	-9.1%	0.30*	0.33*	0.39*	0.41*	0.41*	0.41*	0.37*	0.35*	0.35*	0.36*	0.38*	0.36*	-	-	-	-	-	-	-	-	-
Free Cashflow	41.0%	11.00	8.00	7.00	10.00	15.00	9.00	13.00	9.00	7.00	7.00	8.00	16.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-0.2%	2,414	2,419	2,389	2,378	2,411	2,526	2,654	2,683	2,746	2,787	2,793	2,709	2,655	2,555	2,503	2,412	2,180	1,720	1,736	1,679	1,671
Cash Equivalents	-19.4%	53.00	66.00	64.00	84.00	114	168	357	396	478	710	723	593	507	399	300	232	129	114	118	77.00	61.00
Net PPE	-1.4%	26.00	26.00	26.00	26.00	27.00	27.00	27.00	31.00	31.00	31.00	32.00	32.00	32.00	33.00	33.00	34.00	35.00	26.00	25.00	26.00	26.00
Goodwill	0%	44.00	44.00	44.00	44.00	44.00	44.00	44.00	45.00	44.00	42.00	42.00	42.00	42.00	42.00	42.00	42.00	42.00	23.00	20.00	20.00	20.00
Liabilities	-0.3%	2,134	2,141	2,133	2,121	2,155	2,280	2,422	2,436	2,490	2,515	2,523	2,442	2,397	2,297	2,246	2,160	1,933	1,531	1,550	1,498	1,497
Short Term Borrowings	-69.6%	17.00	57.00	33.00	52.00	30.00	42.00	42.00	29.00	30.00	35.00	45.00	30.00	31.00	38.00	53.00	34.00	26.00	33.00	42.00	24.00	30.00
Long Term Debt	30.7%	255	195	120	81.00	46.00	21.00	24.00	25.00	30.00	35.00	42.00	55.00	66.00	54.00	57.00	68.00	72.00	66.00	72.00	78.00	82.00
Shareholder's Equity	0.9%	280	277	256	257	256	245	232	247	256	272	270	266	258	258	257	252	247	190	186	181	174
Retained Earnings	2.0%	218	213	212	205	198	194	186	178	172	167	165	160	154	148	143	139	135	139	135	131	126
Additional Paid-In Capital	0.2%	98.00	98.00	97.00	97.00	96.00	96.00	96.00	96.00	96.00	95.00	95.00	94.00	94.00	94.00	94.00	94.00	93.00	40.00	39.00	39.00	39.00
Shares Outstanding	0.3%	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	274	-	-	-	249	-	-	-	234	-	-	-	219	-	-	-	268	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	25.6%	10,818	8,611	7,518	9,554	14,919	9,728	13,059	9,253	7,161	8,311	8,647	16,130	9,038	7,352	1,587	8,115	8,416	5,976	6,883	6,042	6,822
Cashflow From Investing	-11.0%	-14,545	-13,105	-32,768	-1,714	63,024	-55,927	-30,347	-33,266	-212,183	-10,047	42,481	25,342	2,745	42,031	-22,351	-129,408	-5,120	11,457	-15,657	9,955	2,266
Cashflow From Financing	-241.9%	-9,096	6,411	5,248	-37,863	-132,038	-142,666	-21,300	-57,993	-27,489	-10,915	78,788	44,636	95,623	50,316	88,186	224,354	11,518	-20,792	49,883	-744	11,360
Dividend Payments	0.1%	2,547	2,545	2,384	2,389	2,384	2,383	2,213	2,264	2,257	2,258	2,180	2,353	2,177	2,176	2,174	2,168	2,167	1,769	1,768	1,762	1,621
Buy Backs	-67.5%	147	452	1,546	-	29.00	-	3,777	2,905	-	1,097	420	-	-	-	-	-	-	-	-	-	-

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ACNB Income Statement

2024-03-31

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Loans, including fees
Taxable	$ 21,470	$ 18,898
Tax-exempt	319	356
Securities:
Taxable	2,911	3,286
Tax-exempt	284	314
Dividends	240	41
Other	750	1,014
Total Interest and Dividend Income	25,974	23,909
INTEREST EXPENSE
Deposits	2,160	473
Short-term borrowings	339	17
Long-term borrowings	2,882	327
Total Interest Expense	5,381	817
Net Interest Income	20,593	23,092
Net Interest Income after Provisions for Credit Losses and Unfunded Commitments	20,521	22,719
NONINTEREST INCOME
Insurance commissions	2,115	1,902
Earnings on investment in bank-owned life insurance	477	442
Net gains (losses) on sales or calls of investment securities	69	(193)
Net (losses) gains on equity securities	(10)	20
Other	196	171
Total Noninterest Income	5,667	4,984
NONINTEREST EXPENSES
Salaries and employee benefits	11,168	10,442
Equipment	1,729	1,607
Net occupancy	1,130	1,037
Professional services	616	382
FDIC and regulatory	375	249
Other tax	370	337
Intangible assets amortization	321	360
Supplies and postage	191	206
Marketing and corporate relations	88	154
Other	1,674	1,508
Total Noninterest Expenses	17,662	16,282
Income before Income Taxes	8,526	11,421
Provision for income taxes	1,758	2,398
Net Income	$ 6,768	$ 9,023
PER SHARE DATA
Basic earnings (in dollars per share)	$ 0.80	$ 1.06
Diluted earnings (in dollars per share)	$ 0.80	$ 1.06
Financing Receivable Excluding Unfunded Commitments
INTEREST EXPENSE
Provision for credit losses	$ 223	$ 97
Unfunded Loan Commitment
INTEREST EXPENSE
Provision for credit losses	(151)	276
Service charges on deposits
NONINTEREST INCOME
Revenue from contract with customer, excluding assessed tax	991	962
Wealth management
NONINTEREST INCOME
Revenue from contract with customer, excluding assessed tax	962	840
ATM debit card charges
NONINTEREST INCOME
Revenue from contract with customer, excluding assessed tax	819	823
Gain from mortgage loans held for sale
NONINTEREST INCOME
Revenue from contract with customer, excluding assessed tax	$ 48	$ 17

About ACNB Corp

ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. The company provides checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also offers commercial lending products, such as commercial mortgages, real estate development and construction loans, accounts receivable and inventory financing, and agricultural and governmental loans; consumer lending products, including home equity loans and lines of credit, automobile and recreational vehicle loans, manufactured housing loans, and personal lines of credit; and mortgage lending programs include personal residential mortgages, and residential construction and investment mortgage loans. In addition, the company provides other services that are related to testamentary trusts, life insurance trusts, charitable remainder trusts, guardianships, powers of attorney, custodial accounts, and investment management and advisory accounts; and retail brokerage services. Further, it acts as a trustee to invest in, protect, manage, and distribute financial assets. Additionally, the company offers property and casualty, health, life, and disability insurance products to commercial and individual clients; and online, telephone, and mobile banking, as well as automated teller machine services. ACNB Corporation was founded in 1857 and is headquartered in Gettysburg, Pennsylvania.

CEO	Mr. James P. Helt
WEBSITE	acnb.com
INDUSTRY	Banks Diversified
EMPLOYEES	397

ACNB Corp Frequently Asked Questions

What is the ticker symbol for ACNB Corp? What does ACNB stand for in stocks?

ACNB is the stock ticker symbol of ACNB Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of ACNB Corp (ACNB)?

As of Fri May 17 2024, market cap of ACNB Corp is 295.47 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ACNB stock?

You can check ACNB's fair value in chart for subscribers.

What is the fair value of ACNB stock?

You can check ACNB's fair value in chart for subscribers. The fair value of ACNB Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of ACNB Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ACNB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is ACNB Corp a good stock to buy?

The fair value guage provides a quick view whether ACNB is over valued or under valued. Whether ACNB Corp is cheap or expensive depends on the assumptions which impact ACNB Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ACNB.

What is ACNB Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, ACNB's PE ratio (Price to Earnings) is 10.04 and Price to Sales (PS) ratio is 2.99. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ACNB PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on ACNB Corp's stock?

In the past 10 years, ACNB Corp has provided 0.087 (multiply by 100 for percentage) rate of return.