Last 7 days
2.1%
Last 30 days
29.0%
Last 90 days
11.7%
Trailing 12 Months
36.2%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 5.1B | 0 | 0 | 0 |
2023 | 5.0B | 5.1B | 5.2B | 5.1B |
2022 | 4.0B | 4.2B | 4.4B | 4.7B |
2021 | 4.1B | 4.0B | 4.0B | 3.9B |
2020 | 5.6B | 5.3B | 4.9B | 4.5B |
2019 | 5.6B | 5.6B | 5.6B | 5.6B |
2018 | 4.5B | 4.9B | 5.3B | 5.7B |
2017 | 7.3B | 7.4B | 7.4B | 4.2B |
2016 | 6.5B | 6.8B | 7.1B | 7.1B |
2015 | 5.7B | 5.9B | 6.2B | 6.4B |
2014 | 4.5B | 4.7B | 5.0B | 5.3B |
2013 | 3.8B | 4.0B | 4.1B | 4.3B |
2012 | 3.3B | 3.5B | 3.5B | 3.6B |
2011 | 2.9B | 2.9B | 3.1B | 3.2B |
2010 | 2.5B | 2.6B | 2.7B | 2.8B |
2009 | 0 | 2.1B | 2.2B | 2.4B |
2008 | 0 | 0 | 0 | 2.0B |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Apr 15, 2024 | gerspach john c | acquired | - | - | 1,025 | - |
Mar 25, 2024 | motes joseph l iii | sold (taxes) | -54,305 | 35.61 | -1,525 | evp, cao, gen counsel & secy |
Mar 25, 2024 | andretta ralph j | sold (taxes) | -310,234 | 35.61 | -8,712 | president and ceo |
Mar 25, 2024 | beberman perry s | sold (taxes) | -84,894 | 35.61 | -2,384 | evp, chief financial officer |
Mar 25, 2024 | mcconnaughey tammy m | sold (taxes) | -63,848 | 35.61 | -1,793 | evp, operations & credit risk |
Mar 25, 2024 | greer valerie e | sold (taxes) | -84,253 | 35.61 | -2,366 | evp, chief commercial officer |
Feb 16, 2024 | mcconnaughey tammy m | sold (taxes) | -293,567 | 37.34 | -7,862 | evp, operations & credit risk |
Feb 16, 2024 | motes joseph l iii | acquired | - | - | 3,102 | evp, cao, gen counsel & secy |
Feb 16, 2024 | greer valerie e | sold (taxes) | -306,263 | 37.34 | -8,202 | evp, chief commercial officer |
Feb 16, 2024 | mcconnaughey tammy m | acquired | - | - | 2,820 | evp, operations & credit risk |
Which funds bought or sold BFH recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 16, 2024 | COMERICA BANK | reduced | -8.84 | 25,371 | 854,569 | -% |
May 16, 2024 | CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | reduced | -6.34 | 106,774 | 1,919,760 | -% |
May 16, 2024 | JANE STREET GROUP, LLC | reduced | -22.39 | -212,806 | 1,522,410 | -% |
May 15, 2024 | CITADEL ADVISORS LLC | reduced | -86.27 | -7,032,120 | 1,291,860 | -% |
May 15, 2024 | MILLENNIUM MANAGEMENT LLC | added | 5,431 | 38,576,600 | 39,203,600 | 0.02% |
May 15, 2024 | MARSHALL WACE, LLP | reduced | -91.54 | -3,202,400 | 338,884 | -% |
May 15, 2024 | AMUNDI | reduced | -84.48 | -3,238,490 | 603,111 | -% |
May 15, 2024 | GOLDMAN SACHS GROUP INC | reduced | -37.81 | -7,125,620 | 16,873,100 | -% |
May 15, 2024 | Tower Research Capital LLC (TRC) | reduced | -54.55 | -107,420 | 113,508 | -% |
May 15, 2024 | Royal Bank of Canada | added | 2.24 | 937,000 | 6,948,000 | -% |
Unveiling Bread Financial Holdings, Inc.'s Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Bread Financial Holdings, Inc. News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | -5.0% | 1,247 | 1,313 | 1,301 | 1,197 | 1,335 | 1,325 | 1,218 | 1,073 | 1,068 | 1,017 | 994 | 915 | 942 | 1,110 | 1,051 | 979 | 1,382 | 1,461 | 1,438 | 1,349 | 1,334 |
Cost Of Revenue | - | - | - | - | - | - | - | - | - | - | - | 489 | 495 | 498 | 603 | 483 | 493 | 499 | 705 | 688 | 655 | 641 |
Costs and Expenses | - | - | - | - | - | - | - | - | - | - | - | 717 | 539 | 582 | 851 | 760 | 805 | 1,218 | 1,152 | 1,133 | 1,011 | 977 |
S&GA Expenses | - | - | - | - | - | - | - | - | - | - | - | 35.00 | 27.00 | 17.00 | 32.00 | 29.00 | 20.00 | 24.00 | 23.00 | 32.00 | 57.00 | 38.00 |
EBITDA Margin | -8.3% | 0.95* | 1.04* | 1.01* | 1.02* | 1.02* | 0.98* | 1.06* | 1.09* | 1.18* | 1.19* | 0.99* | 0.76* | - | - | - | - | - | - | - | - | - |
Interest Expenses | -2.1% | 1,052 | 1,075 | 1,082 | 992 | 1,117 | 1,130 | 1,085 | 978 | 989 | 932 | 903 | 815 | 835 | 113 | 115 | 128 | 139 | 142 | 140 | 144 | 144 |
Income Taxes | 303.8% | 53.00 | -26.00 | 52.00 | 22.00 | 183 | -74.00 | 55.00 | 4.00 | 91.00 | 4.00 | 53.00 | 91.00 | 99.00 | 53.00 | 43.00 | 9.00 | -4.60 | 37.00 | 43.00 | 51.00 | 35.00 |
Earnings Before Taxes | 916.2% | 188 | 19.00 | 225 | 86.00 | 638 | -207 | 189 | 16.00 | 302 | 64.00 | 259 | 354 | 367 | 146 | 176 | 47.00 | 25.00 | 167 | 164 | 194 | 213 |
EBT Margin | -45.6% | 0.10* | 0.19* | 0.14* | 0.14* | 0.13* | 0.06* | 0.13* | 0.15* | 0.25* | 0.27* | 0.28* | 0.26* | - | - | - | - | - | - | - | - | - |
Net Income | 208.0% | 134 | 44.00 | 171 | 48.00 | 455 | -133 | 134 | 12.00 | 210 | 18.00 | 224 | 274 | 286 | 12.00 | 133 | 38.00 | 30.00 | 98.00 | -107 | 139 | 149 |
Net Income Margin | -43.8% | 0.08* | 0.14* | 0.10* | 0.10* | 0.09* | 0.05* | 0.09* | 0.11* | 0.18* | 0.21* | 0.20* | 0.18* | - | - | - | - | - | - | - | - | - |
Free Cashflow | -27.6% | 447 | 617 | 629 | 343 | 398 | 497 | 608 | 246 | 497 | 335 | 475 | 216 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | -3.6% | 22,299 | 23,141 | 21,608 | 21,609 | 21,970 | 25,407 | 21,960 | 21,811 | 20,938 | 21,746 | 22,257 | 21,812 | 21,163 | 22,547 | 21,113 | 22,867 | 24,235 | 26,495 | 27,158 | 30,740 | 29,433 |
Current Assets | - | - | - | - | - | - | - | - | - | - | - | 19,387 | 18,908 | 18,295 | 19,634 | 18,661 | 20,644 | 21,704 | 24,113 | 24,784 | 28,274 | 27,036 |
Cash Equivalents | 6.1% | 3,808 | 3,590 | 3,380 | 3,325 | 3,611 | 3,891 | 3,583 | 3,111 | 2,930 | 3,046 | 2,964 | 2,788 | 2,634 | 3,463 | 3,751 | 5,451 | 4,766 | 3,958 | 5,052 | 4,155 | 3,816 |
Inventory | - | - | - | - | - | - | - | - | - | - | - | 192 | 162 | 146 | 164 | 203 | 194 | 189 | 218 | 250 | 244 | 242 |
Net PPE | -0.6% | 166 | 167 | 160 | 162 | 180 | 195 | 204 | 219 | 220 | 215 | 292 | 295 | 296 | 213 | 252 | 256 | 263 | 282 | 287 | 285 | 290 |
Goodwill | - | - | - | - | - | - | - | - | - | - | - | 1,343 | 1,359 | 1,351 | 1,370 | 969 | 944 | 929 | 955 | 937 | 960 | 950 |
Liabilities | -4.7% | 19,267 | 20,223 | 18,744 | 18,873 | 19,254 | 23,142 | 19,561 | 19,536 | 18,670 | 19,660 | 20,012 | 19,765 | 19,399 | 21,025 | 19,790 | 21,713 | 23,147 | 24,907 | 25,661 | 28,348 | 27,194 |
Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | 12,934 | 10,570 | 10,740 | 10,422 | 10,741 | 11,378 | 10,752 | 11,872 | 11,812 | 10,607 | 10,597 |
Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2,704 | - | - | - | 2,749 | - | - | 5,720 |
LT Debt, Non Current | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2,704 | - | - | - | 2,749 | - | - | - |
Shareholder's Equity | 3.9% | 3,032 | 2,918 | 2,864 | 2,736 | 2,716 | 2,265 | 2,399 | 2,275 | 2,268 | 2,086 | 2,246 | 2,048 | 1,764 | 1,522 | 1,323 | 1,155 | 1,088 | 1,589 | 1,497 | 2,392 | 2,240 |
Retained Earnings | 16.0% | 890 | 767 | 735 | 574 | 537 | 93.00 | 238 | 114 | 113 | -87.00 | 131 | 5,371 | 5,108 | 4,832 | 4,830 | 4,707 | 4,679 | 5,163 | 5,096 | 5,233 | 5,128 |
Additional Paid-In Capital | -0.3% | 2,163 | 2,169 | 2,155 | 2,181 | 2,197 | 2,192 | 2,181 | 2,174 | 2,163 | 2,174 | 2,171 | 3,443 | 3,431 | 3,427 | 3,273 | 3,268 | 3,260 | 3,258 | 3,256 | 3,260 | 3,177 |
Accumulated Depreciation | -100.0% | - | 343 | - | - | - | 287 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shares Outstanding | -0.6% | 50.00 | 50.00 | 50.00 | 50.00 | 50.00 | 50.00 | 50.00 | 50.00 | 50.00 | 50.00 | 50.00 | 50.00 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | - | 1,600 | - | - | - | 1,800 | - | - | - | 4,100 | - | - | - | 2,100 | - | - | - | 7,000 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | -27.6% | 447,000 | 617,000 | 629,000 | 343,000 | 398,000 | 497,000 | 608,000 | 246,000 | 497,000 | 335,000 | 475,000 | 216,000 | 517,000 | 394,400 | 421,100 | 495,000 | 572,500 | -312,200 | 440,500 | 478,900 | 610,800 |
Share Based Compensation | 25.0% | 15,000 | 12,000 | 10,000 | 13,000 | 9,000 | 9,000 | 8,000 | 9,000 | 7,000 | 4,000 | 9,000 | 9,000 | 7,000 | 4,800 | 5,300 | 6,200 | 4,700 | 15,500 | -100 | 3,700 | 21,100 |
Cashflow From Investing | 140.2% | 720,000 | -1,791,000 | -281,000 | -281,000 | 3,141,000 | -3,623,000 | -591,000 | -1,207,000 | 310,000 | -2,072,000 | -154,000 | -474,000 | 1,009,000 | -1,590,800 | 24,800 | 1,593,700 | 1,746,300 | -789,500 | 4,164,800 | -1,231,800 | 717,500 |
Cashflow From Financing | -169.9% | -975,000 | 1,395,000 | -304,000 | -343,000 | -3,834,000 | 3,445,000 | -106,000 | 1,024,000 | -1,096,000 | 1,765,000 | 208,000 | 376,000 | -1,741,000 | 897,300 | -2,152,700 | -1,408,200 | -1,503,400 | 4,100 | -3,699,500 | 1,086,400 | -1,483,000 |
Dividend Payments | 15.8% | 11,000 | 9,500 | 11,000 | 11,000 | 11,000 | 11,500 | 10,000 | 11,000 | 10,000 | 11,000 | 10,000 | 10,000 | 11,000 | 10,500 | - | 10,100 | 30,300 | 29,600 | 30,400 | 33,100 | 33,900 |
Buy Backs | - | 11,000 | - | - | - | - | - | - | - | 12,000 | - | - | - | - | - | - | - | - | 100 | 753,100 | - | 222,800 |
UNAUDITED CONSOLIDATED STATEMENTS OF INCOME - USD ($) shares in Millions, $ in Millions | 3 Months Ended | |||
---|---|---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |||
Interest income | ||||
Interest and fees on loans | $ 1,247 | $ 1,289 | ||
Interest on cash and investment securities | 53 | 46 | ||
Total interest income | 1,300 | 1,335 | ||
Interest expense | ||||
Interest on deposits | 155 | 117 | ||
Interest on borrowings | 93 | 101 | ||
Total interest expense | 248 | 218 | ||
Net interest income | 1,052 | 1,117 | ||
Non-interest income | ||||
Interchange revenue, net of retailer share arrangements | (92) | (87) | ||
Gain on portfolio sale | 0 | 230 | ||
Other | 31 | 29 | ||
Total non-interest income | (61) | 172 | ||
Total net interest and non-interest income | 991 | 1,289 | ||
Provision for credit losses | 321 | 107 | ||
Total net interest and non-interest income, after provision for credit losses | 670 | 1,182 | ||
Non-interest expenses | ||||
Employee compensation and benefits | 213 | 220 | ||
Card and processing expenses | 86 | 120 | ||
Information processing and communication | 74 | 75 | ||
Marketing expenses | 28 | 39 | ||
Depreciation and amortization | 23 | 34 | ||
Other | 58 | 56 | ||
Total non-interest expenses | 482 | 544 | ||
Income from continuing operations before income taxes | 188 | 638 | ||
Provision for income taxes | 53 | 183 | ||
Income from continuing operations | 135 | 455 | ||
(Loss) income from discontinued operations, net of income taxes | [1] | (1) | 0 | |
Net income | $ 134 | $ 455 | ||
Basic income per share (Note 14) | ||||
Income from continuing operations (in dollars per share) | $ 2.74 | $ 9.10 | ||
(Loss) income from discontinued operations(in dollars per share) | (0.03) | 0 | ||
Net income per share (in dollars per share) | 2.71 | 9.10 | ||
Diluted income per share (Note 14) | ||||
Income from continuing operations (in dollars per share) | 2.73 | 9.08 | ||
(Loss) income from discontinued operations (in dollars per share) | (0.03) | 0 | ||
Net income per share (in dollars per share) | $ 2.70 | $ 9.08 | ||
Weighted average common shares outstanding (Note 14) | ||||
Basic (in shares) | 49.5 | 50.0 | ||
Diluted (in shares) | 49.7 | 50.1 | ||
|
UNAUDITED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
ASSETS | ||
Cash and cash equivalents | $ 3,789 | $ 3,590 |
Credit card and other loans | ||
Total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities March 31, 2024, $12,058; December 31, 2023, $12,844, respectively) | 18,185 | 19,333 |
Allowance for credit losses | (2,255) | (2,328) |
Credit card and other loans, net | 15,930 | 17,005 |
Investments (Fair value: March 31, 2024, $221; December 31, 2023, $217) | 258 | 253 |
Property and equipment, net | 166 | 167 |
Goodwill and intangible assets, net | 753 | 762 |
Other assets | 1,403 | 1,364 |
Total assets | 22,299 | 23,141 |
LIABILITIES AND STOCKHOLDERS’ EQUITY | ||
Deposits | 13,327 | 13,620 |
Debt issued by consolidated variable interest entities | 3,358 | 3,898 |
Long-term and other debt | 1,294 | 1,394 |
Other liabilities | 1,288 | 1,311 |
Total liabilities | 19,267 | 20,223 |
Commitments and contingencies (Note 10) | ||
Stockholders’ equity | ||
Common stock, $0.01 par value; authorized, 200.0 million shares; issued, 49.6 million shares as of March 31, 2024 and 49.3 million shares as of December 31, 2023, respectively. | 1 | 1 |
Additional paid-in capital | 2,163 | 2,169 |
Retained earnings | 890 | 767 |
Accumulated other comprehensive loss | (22) | (19) |
Total stockholders’ equity | 3,032 | 2,918 |
Total liabilities and stockholders’ equity | $ 22,299 | $ 23,141 |