BFIN - BankFinancial Corp Stock Price, Fair Value and News

10.48USD+0.11 (+1.06%)Market Closed

Market Summary

USD10.48+0.11

Market Closed

1.06%

BFIN Stock Price

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BFIN RSI Chart

BFIN Valuation

Market Cap

130.6M

Price/Earnings (Trailing)

15.42

Price/Sales (Trailing)

1.94

EV/EBITDA

-0.03

Price/Free Cashflow

11.35

BFIN Price/Sales (Trailing)

BFIN Profitability

EBT Margin

17.06%

Return on Equity

5.43%

Return on Assets

0.57%

Free Cashflow Yield

8.81%

BFIN Fundamentals

BFIN Revenue

Revenue (TTM)

67.3M

Rev. Growth (Yr)

7.33%

Rev. Growth (Qtr)

2.49%

BFIN Earnings

Earnings (TTM)

8.5M

Earnings Growth (Yr)

-35.06%

Earnings Growth (Qtr)

-17.75%

Breaking Down BFIN Revenue

Last 7 days

3.9%

Last 30 days

4.6%

Last 90 days

2.1%

Trailing 12 Months

39.2%

How does BFIN drawdown profile look like?

BFIN Financial Health

Debt/Equity

0.03

Debt/Cashflow

2.88

BFIN Investor Care

Dividend Yield

3.82%

Dividend/Share (TTM)

0.4

Buy Backs (1Y)

1.84%

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	67.3M	0	0	0
2023	60.0M	63.3M	65.3M	66.2M
2022	46.7M	48.1M	51.3M	55.3M
2021	49.5M	47.8M	47.0M	46.6M
2020	63.5M	60.2M	56.1M	52.9M
2019	63.1M	64.6M	65.8M	65.4M
2018	57.6M	58.9M	60.2M	61.3M
2017	51.5M	52.6M	53.9M	56.2M
2016	49.5M	49.9M	50.6M	50.9M
2015	49.5M	49.2M	49.0M	49.0M
2014	48.8M	49.0M	49.2M	49.3M
2013	56.8M	53.3M	50.9M	49.4M
2012	71.0M	67.8M	64.3M	60.7M
2011	63.1M	65.7M	67.8M	69.7M
2010	0	71.1M	68.0M	64.9M
2009	0	0	0	74.1M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of BankFinancial Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 08, 2024	o'connor aaron j	bought	10,380	10.38	1,000	-
May 10, 2023	o'connor aaron j	bought	3,710	7.42	500	-
Feb 22, 2023	o'connor aaron j	bought	10,325	10.325	1,000	-
Jun 24, 2021	zukonik debra	bought	39,602	10.85	3,650	-
Dec 09, 2020	wherfel glen	bought	217,390	8.69561	25,000	-
May 26, 2020	oneill thomas f	bought	7,742	8.603	900	-
Aug 06, 2019	oneill thomas f	sold	-36,570	12.1903	-3,000	-
Feb 27, 2019	palmer john w	back to issuer	-998,400	15.36	-65,000	-
Feb 27, 2019	palmer john w	back to issuer	-1,612,800	15.36	-105,000	-
Feb 27, 2019	palmer john w	back to issuer	-2,288,640	15.36	-149,000	-

Which funds bought or sold BFIN recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	JANE STREET GROUP, LLC	new	-	174,583	174,583	-%
May 15, 2024	TWO SIGMA INVESTMENTS, LP	reduced	-15.07	-17,815	118,335	-%
May 15, 2024	GOLDMAN SACHS GROUP INC	reduced	-0.12	12,891	594,500	-%
May 15, 2024	Royal Bank of Canada	reduced	-8.36	-10,000	151,000	-%
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	reduced	-1.05	9,936	793,800	0.02%
May 15, 2024	NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO	unchanged	-	941	41,181	-%
May 15, 2024	MENDON CAPITAL ADVISORS CORP	sold off	-100	-153,900	-	-%
May 15, 2024	TWO SIGMA ADVISERS, LP	reduced	-19.07	-24,028	115,826	-%
May 15, 2024	Tower Research Capital LLC (TRC)	added	228	20,053	28,528	-%
May 15, 2024	Black Maple Capital Management LP	added	5.31	214,105	2,967,000	1.82%

Are Funds Buying or Selling BFIN?

Are funds buying BFIN calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own BFIN

No. of Funds

Unveiling BankFinancial Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
May 08, 2024	blackrock inc.	4.99%	622,242	SC 13G/A
Feb 14, 2024	m3 partners lp	9.21%	1,155,303	SC 13G/A
Feb 14, 2024	alliancebernstein l.p.	5.7%	718,811	SC 13G
Feb 13, 2024	renaissance technologies llc	5.57%	699,115	SC 13G/A
Feb 12, 2024	strategic value investors lp	5.2%	645,000	SC 13D
Feb 09, 2024	dimensional fund advisors lp	6.9%	868,839	SC 13G/A
Jan 31, 2024	blackrock inc.	5.4%	678,311	SC 13G/A
Jan 19, 2024	bankfinancial corp	6.88%	858,372	SC 13G/A
Feb 13, 2023	pl capital advisors, llc	0.0%	0	SC 13G
Feb 13, 2023	renaissance technologies llc	5.96%	759,787	SC 13G/A

Recent SEC filings of BankFinancial Corp

View All Filings

Date Filed	Form Type	Document
May 09, 2024	10-Q	Quarterly Report
May 09, 2024	8-K	Current Report
May 09, 2024	ARS	ARS
May 09, 2024	DEF 14A	DEF 14A
May 09, 2024	DEFA14A	DEFA14A
May 08, 2024	SC 13G/A	Major Ownership Report
Apr 26, 2024	8-K	Current Report
Apr 16, 2024	10-K/A	Annual Report
Mar 13, 2024	3	Insider Trading
Mar 01, 2024	10-K	Annual Report

Peers (Alternatives to BankFinancial Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

BankFinancial Corp News

Latest updates

BankFinancial Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	2.5%	17.00	17.00	17.00	16.00	16.00	16.00	15.00	13.00	11.00	12.00	12.00	11.00	11.00	13.00	12.00	13.00	15.00	16.00	17.00	17.00	17.00
EBITDA Margin	-16.6%	0.83*	1.00*	1.06*	1.12*	1.17*	1.19*	1.21*	1.19*	1.19*	1.19*	1.20*	1.19*	-	-	-	-	-	-	-	-	-
Interest Expenses	-63.0%	5.00	12.00	13.00	13.00	14.00	14.00	14.00	12.00	11.00	11.00	11.00	11.00	11.00	12.00	11.00	11.00	12.00	13.00	13.00	13.00	13.00
Income Taxes	-36.1%	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	1.00
Earnings Before Taxes	-22.8%	2.00	3.00	3.00	3.00	3.00	5.00	4.00	3.00	2.00	3.00	2.00	3.00	2.00	4.00	3.00	3.00	3.00	5.00	5.00	1.00	5.00
EBT Margin	-11.5%	0.17*	0.19*	0.22*	0.24*	0.26*	0.25*	0.24*	0.21*	0.20*	0.21*	0.22*	0.23*	-	-	-	-	-	-	-	-	-
Net Income	-17.7%	2.00	2.00	2.00	2.00	3.00	3.00	3.00	3.00	1.00	2.00	2.00	2.00	1.00	2.00	2.00	2.00	2.00	3.00	4.00	1.00	4.00
Net Income Margin	-11.4%	0.13*	0.14*	0.16*	0.18*	0.20*	0.19*	0.18*	0.16*	0.15*	0.16*	0.16*	0.16*	-	-	-	-	-	-	-	-	-
Free Cashflow	-99.8%	0.00	4.00	5.00	2.00	-2.61	8.00	4.00	3.00	-8.34	6.00	-0.93	2.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-0.5%	1,480	1,487	1,505	1,527	1,544	1,575	1,629	1,645	1,660	1,701	1,660	1,657	1,620	1,597	1,605	1,593	1,450	1,488	1,492	1,534	1,545
Cash Equivalents	-25.8%	132	178	172	115	77.00	67.00	216	270	401	502	529	536	499	503	430	385	170	190	141	104	78.00
Net PPE	-1.5%	23.00	23.00	23.00	23.00	23.00	25.00	25.00	25.00	25.00	25.00	25.00	25.00	25.00	25.00	24.00	24.00	24.00	24.00	25.00	25.00	25.00
Liabilities	-0.6%	1,324	1,332	1,352	1,374	1,392	1,424	1,478	1,491	1,506	1,543	1,502	1,490	1,449	1,424	1,433	1,421	1,277	1,314	1,318	1,362	1,369
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	4.00	4.00	4.00	4.00	-	0.00	1.00	1.00	16.00
Shareholder's Equity	0.4%	156	155	154	152	152	152	151	154	154	157	158	166	171	173	172	172	173	174	174	171	176
Retained Earnings	0.6%	75.00	74.00	74.00	72.00	71.00	72.00	70.00	68.00	66.00	67.00	65.00	65.00	65.00	65.00	64.00	63.00	62.00	62.00	60.00	57.00	58.00
Additional Paid-In Capital	-0.2%	83.00	83.00	84.00	85.00	85.00	86.00	88.00	90.00	90.00	91.00	92.00	101	106	108	108	109	110	112	114	114	118
Shares Outstanding	-1.2%	12.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	14.00	14.00	15.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	95.00	-	-	-	114	-	-	-	149	-	-	-	117	-	-	-	201	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-99.8%	9.00	4,003	4,893	2,600	-2,275	8,805	4,665	3,823	-7,999	5,846	-591	2,684	-171	4,924	2,155	5,875	563	7,361	7,024	6,647	342
Share Based Compensation	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cashflow From Investing	-256.2%	-39,425	25,241	76,873	55,452	40,357	-98,928	-39,562	-115,733	-62,549	-63,426	-10,594	1,007	-28,117	80,829	33,015	69,334	15,894	50,844	75,350	31,742	26,240
Cashflow From Financing	70.3%	-6,628	-22,321	-25,536	-19,726	-27,848	-59,237	-19,443	-18,621	-30,612	31,127	3,764	33,762	23,375	-11,922	9,730	139,618	-36,844	-8,673	-45,188	-13,004	-46,564
Dividend Payments	-0.6%	1,247	1,255	1,259	1,269	1,273	1,287	1,306	1,315	1,323	1,324	1,376	1,446	1,473	1,478	1,483	1,499	1,522	1,535	1,537	1,548	1,646
Buy Backs	-76.9%	156	676	471	744	502	1,760	2,313	254	539	1,674	8,503	5,457	1,488	416	518	1,474	2,202	1,298	-	4,001	12,840

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BFIN Income Statement

2024-03-31

Consolidated Statements of Operations (Unaudited) - USD ($)

3 Months Ended

Mar. 31, 2024

Mar. 31, 2023

Interest and dividend income

Loans, including fees

$ 13,353,000

$ 14,393,000

us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract

Taxable

51,000

49,000

Tax exempt

1,218,000

1,040,000

Other

2,723,000

678,000

Total interest income

17,345,000

16,160,000

Interest expense

Deposits

4,336,000

2,300,000

Borrowings and Subordinated notes

482,000

360,000

Total interest expense

4,818,000

2,660,000

Net interest income

12,527,000

13,500,000

Provision for credit losses - loans

61,000

85,000

Recovery of credit losses - unfunded commitments

(49,000)

(37,000)

Provision for credit losses

12,000

48,000

Net interest income after provision for credit losses

12,515,000

13,452,000

Noninterest income

Deposit service charges and fees

809,000

816,000

Loan servicing fees

^[1]

156,000

129,000

Trust and insurance commissions and annuities income

450,000

367,000

Losses on sales of securities

^[1]

(454,000)

Loss on sale of premises and equipment

(75,000)

(4,000)

Valuation adjustment on bank premises held-for-sale

^[1]

(553,000)

Loss on bank-owned life insurance

(87,000)

(84,000)

Gain on repurchase of Subordinated notes

^[1]

107,000

Other

^[1]

101,000

96,000

Total noninterest income

1,461,000

313,000

Noninterest expense

Compensation and benefits

6,052,000

5,555,000

Office occupancy and equipment

2,241,000

2,038,000

Advertising and public relations

90,000

190,000

Information technology

1,002,000

849,000

Professional fees

454,000

317,000

Supplies, telephone, and postage

286,000

359,000

FDIC insurance premiums

161,000

154,000

Other

1,480,000

830,000

Total noninterest expense

11,766,000

10,292,000

Income before income taxes

2,210,000

3,473,000

Income tax expense

500,000

840,000

Net income

$ 1,710,000

$ 2,633,000

Basic and diluted earnings per common share (in dollars per share)

$ 0.14

$ 0.21

Basic and diluted weighted average common shares outstanding (in shares)

12,468,052

12,721,841

[1]	Not within the scope of ASC 606

About BankFinancial Corp

BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services. The company accepts various deposit products, including savings, NOW, checking, money market, IRA, and other retirement accounts, as well as certificates of deposit. Its loan products include multi-family and nonresidential real estate, construction and land, and commercial loans and leases; one-to-four family residential mortgage loans, including home equity loans and lines of credit; and consumer loans. The company also provides cash management, funds transfer, bill payment, other online and mobile banking transactions, automated teller machines, safe deposit boxes, trust, wealth management, and general insurance agency services. In addition, it offers financial planning services; and sells property and casualty, and other insurance products on an agency basis. The company operates full-service banking offices located in Cook, DuPage, Lake, and Will Counties, Illinois. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois.

CEO	Mr. F. Morgan Gasior
WEBSITE	bankfinancial.com
INDUSTRY	Banks Diversified
EMPLOYEES	198

BankFinancial Corp Frequently Asked Questions

What is the ticker symbol for BankFinancial Corp? What does BFIN stand for in stocks?

BFIN is the stock ticker symbol of BankFinancial Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of BankFinancial Corp (BFIN)?

As of Fri May 17 2024, market cap of BankFinancial Corp is 130.59 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of BFIN stock?

You can check BFIN's fair value in chart for subscribers.

What is the fair value of BFIN stock?

You can check BFIN's fair value in chart for subscribers. The fair value of BankFinancial Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of BankFinancial Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for BFIN so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is BankFinancial Corp a good stock to buy?

The fair value guage provides a quick view whether BFIN is over valued or under valued. Whether BankFinancial Corp is cheap or expensive depends on the assumptions which impact BankFinancial Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for BFIN.

What is BankFinancial Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, BFIN's PE ratio (Price to Earnings) is 15.42 and Price to Sales (PS) ratio is 1.94. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. BFIN PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on BankFinancial Corp's stock?

In the past 10 years, BankFinancial Corp has provided 0.033 (multiply by 100 for percentage) rate of return.