BOTJ RSI Chart
Last 7 days
3.7%
Last 30 days
12.0%
Last 90 days
-6.8%
Trailing 12 Months
15.8%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 40.8M | 0 | 0 | 0 |
2023 | 34.0M | 36.0M | 37.8M | 39.4M |
2022 | 28.7M | 29.1M | 30.2M | 31.9M |
2021 | 29.6M | 29.7M | 29.7M | 29.2M |
2020 | 30.1M | 29.8M | 29.5M | 29.7M |
2019 | 28.1M | 28.7M | 29.3M | 29.8M |
2018 | 24.3M | 25.2M | 26.1M | 27.0M |
2017 | 21.8M | 22.4M | 23.0M | 23.7M |
2016 | 20.7M | 21.0M | 21.3M | 21.6M |
2015 | 19.0M | 19.4M | 19.9M | 20.3M |
2014 | 18.4M | 18.5M | 18.6M | 18.7M |
2013 | 18.6M | 18.5M | 18.3M | 18.4M |
2012 | 19.3M | 19.0M | 18.9M | 18.8M |
2011 | 21.1M | 20.6M | 20.0M | 19.5M |
2010 | 0 | 0 | 0 | 21.6M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Feb 16, 2024 | alford john r jr | bought | 5,805 | 11.61 | 500 | - |
Feb 16, 2024 | bryant william c iii | bought | 11,259 | 11.79 | 955 | - |
Feb 07, 2024 | doyle julie p | bought | 11,930 | 11.93 | 1,000 | - |
Feb 07, 2024 | jamerson phillip c | bought | 23,808 | 11.904 | 2,000 | - |
Feb 06, 2024 | bryant william c iii | bought | 41,400 | 12.00 | 3,450 | - |
Feb 06, 2024 | addison lewis c | bought | 1,430 | 11.92 | 120 | - |
Feb 06, 2024 | foster watt r jr | bought | 10,003 | 11.98 | 835 | - |
Dec 12, 2023 | sorenson eric john jr | acquired | 858 | 10.7 | 80.2299 | evp |
Nov 17, 2023 | jamerson phillip c | bought | 2,955 | 9.85 | 300 | - |
Nov 17, 2023 | sorenson eric john jr | acquired | 783 | 10.00 | 78.378 | evp |
Which funds bought or sold BOTJ recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 15, 2024 | MORGAN STANLEY | reduced | -0.06 | -2,961 | 16,410 | -% |
May 15, 2024 | FIRST MANHATTAN CO. LLC. | unchanged | - | -41,499 | 231,141 | -% |
May 15, 2024 | BANK OF AMERICA CORP /DE/ | sold off | -100 | -24.00 | - | -% |
May 15, 2024 | Tower Research Capital LLC (TRC) | added | 91.02 | 3,709 | 9,697 | -% |
May 15, 2024 | CAPTRUST FINANCIAL ADVISORS | added | 16.48 | -1,357 | 1,544,300 | 0.01% |
May 15, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | added | 4.19 | -36,105 | 315,400 | 0.01% |
May 14, 2024 | Fourthstone LLC | reduced | -30.79 | -541,062 | 768,360 | 0.25% |
May 13, 2024 | BHZ CAPITAL MANAGEMENT, LP | reduced | -39.59 | -130,797 | 137,322 | 0.16% |
May 13, 2024 | UBS Group AG | new | - | 6,351 | 6,351 | -% |
May 13, 2024 | GEODE CAPITAL MANAGEMENT, LLC | unchanged | - | -64,579 | 400,686 | -% |
Unveiling Bank of the James's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Bank of the James)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 588.1B | 174.7B | 11.68 | 3.37 | ||||
BAC | 307.4B | 137.9B | 12.28 | 2.23 | ||||
WFC | 213.0B | 85.8B | 11.35 | 2.48 | ||||
C | 122.2B | 125.0B | 15.29 | 0.98 | ||||
CFG | 16.9B | 10.4B | 11.81 | 1.62 | ||||
KEY | 14.5B | 8.1B | 16.61 | 1.78 | ||||
MID-CAP | ||||||||
CMA | 7.3B | 4.2B | 10.46 | 1.71 | ||||
ZION | 6.6B | 4.1B | 10.55 | 1.63 | ||||
ABCB | 3.5B | 1.3B | 12.32 | 2.65 | ||||
ASB | 3.4B | 2.0B | 20.88 | 1.65 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
AROW | 417.1M | 173.1M | 14.3 | 2.41 | ||||
ALRS | 390.4M | 152.4M | 39.27 | 2.56 | ||||
ACNB | 295.5M | 98.7M | 10.04 | 2.99 | ||||
ASRV | 48.0M | 62.5M | -16.24 | 0.77 |
Bank of the James News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | -0.3% | 10,509 | 10,538 | 10,143 | 9,583 | 9,098 | 8,941 | 8,399 | 7,598 | 6,915 | 7,267 | 7,315 | 7,234 | 7,365 | 7,779 | 7,338 | 7,081 | 7,488 | 7,596 | 7,596 | 7,390 | 7,234 |
EBITDA Margin | -4.8% | 1.00* | 1.05* | 1.15* | 1.24* | 1.30* | 1.35* | 1.35* | 1.34* | 1.34* | 1.32* | 1.29* | 1.26* | 1.18* | 1.12* | - | - | - | - | - | - | - |
Interest Expenses | -5.9% | 6,950 | 7,389 | 7,364 | 7,345 | 7,642 | 8,289 | 7,900 | 7,124 | 6,390 | 6,799 | 6,822 | 6,710 | 6,748 | 6,889 | 6,203 | 5,918 | 6,136 | 6,105 | 6,165 | 6,152 | 6,130 |
Income Taxes | 1055.4% | 535 | -56.00 | 511 | 633 | 487 | 442 | 601 | 574 | 534 | 431 | 465 | 508 | 458 | 397 | 369 | 191 | 242 | 309 | 371 | 343 | 306 |
Earnings Before Taxes | 32.7% | 2,722 | 2,052 | 2,589 | 3,167 | 2,471 | 2,396 | 3,175 | 2,866 | 2,673 | 2,290 | 2,346 | 2,522 | 2,293 | 2,107 | 1,823 | 1,012 | 1,237 | 1,829 | 1,845 | 1,720 | 1,540 |
EBT Margin | -1.1% | 0.26* | 0.26* | 0.28* | 0.31* | 0.32* | 0.35* | 0.36* | 0.35* | 0.34* | 0.32* | 0.31* | 0.29* | 0.24* | 0.21* | - | - | - | - | - | - | - |
Net Income | 3.7% | 2,187 | 2,108 | 2,078 | 2,534 | 1,984 | 1,954 | 2,574 | 2,292 | 2,139 | 1,859 | 1,881 | 2,014 | 1,835 | 1,710 | 1,454 | 821 | 995 | 1,520 | 1,474 | 1,377 | 1,234 |
Net Income Margin | -1.2% | 0.22* | 0.22* | 0.23* | 0.25* | 0.26* | 0.28* | 0.29* | 0.28* | 0.27* | 0.26* | 0.25* | 0.24* | 0.20* | 0.17* | - | - | - | - | - | - | - |
Free Cashflow | -149.9% | -1,709 | 3,427 | 2,205 | -2,348 | 4,634 | 3,679 | 3,747 | 3,741 | -3,046 | 5,931 | 430 | 2,035 | 5,044 | 5,787 | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | 1.6% | 985 | 969 | 961 | 951 | 948 | 929 | 963 | 960 | 974 | 988 | 943 | 908 | 886 | 851 | 849 | 827 | 746 | 725 | 708 | 690 | 684 |
Cash Equivalents | 17.7% | 88.00 | 75.00 | 100 | 74.00 | 65.00 | 62.00 | 81.00 | 75.00 | 97.00 | 183 | 147 | 123 | 124 | 101 | 95.00 | 91.00 | 64.00 | 39.00 | 49.00 | 32.00 | 49.00 |
Net PPE | 0.7% | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | 16.00 | 17.00 | 17.00 | 16.00 | 14.00 |
Goodwill | 0% | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 4.00 | 4.00 | 3.00 | 3.00 | - | - | - | - | - | - | - | - | - | - | - |
Liabilities | 1.7% | 924 | 909 | 911 | 898 | 896 | 878 | 914 | 906 | 913 | 918 | 874 | 840 | 821 | 785 | 783 | 763 | 683 | 664 | 647 | 631 | 627 |
Shareholder's Equity | 0.7% | 60.00 | 60.00 | 50.00 | 53.00 | 52.00 | 50.00 | 48.00 | 53.00 | 61.00 | 69.00 | 69.00 | 68.00 | 65.00 | 67.00 | 66.00 | 64.00 | 63.00 | 61.00 | 61.00 | 59.00 | 57.00 |
Retained Earnings | 4.7% | 38.00 | 37.00 | 35.00 | 33.00 | 31.00 | 31.00 | 29.00 | 27.00 | 25.00 | 23.00 | 22.00 | 20.00 | 26.00 | 25.00 | 23.00 | 22.00 | 22.00 | 21.00 | 20.00 | 19.00 | 17.00 |
Additional Paid-In Capital | 0% | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 36.00 | 36.00 | 37.00 | 37.00 | 37.00 | 37.00 | 37.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 32.00 | 32.00 | 32.00 |
Shares Outstanding | 0% | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 4.00 | - | - | - | - | - | - | - |
Float | - | - | - | - | 35.00 | - | - | - | 53.00 | - | - | - | 66.00 | - | - | - | 41.00 | - | - | - | 58.00 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | -134.9% | -1,230 | 3,523 | 3,373 | -2,227 | 4,823 | 3,949 | 4,236 | 4,120 | -2,993 | 7,417 | 897 | 2,364 | 5,671 | 6,072 | -1,291 | 227 | 191 | 2,633 | 1,638 | 1,008 | 313 |
Share Based Compensation | - | - | - | - | - | - | - | - | - | - | 26.00 | 27.00 | 26.00 | 27.00 | 18.00 | 35.00 | 26.00 | 27.00 | 26.00 | 27.00 | 26.00 | 27.00 |
Cashflow From Investing | 100.5% | 124 | -25,866 | 10,117 | 9,274 | -16,860 | 12,323 | -3,841 | -19,436 | -77,175 | -15,285 | -10,878 | -20,755 | -18,110 | -790 | -14,774 | -53,232 | 6,743 | -28,577 | 183 | -17,185 | -6,946 |
Cashflow From Financing | 710.7% | 14,340 | -2,348 | 12,510 | 1,875 | 14,882 | -35,530 | 5,771 | -6,637 | -6,178 | 43,725 | 33,988 | 17,630 | 35,603 | 560 | 20,309 | 79,608 | 18,152 | 15,599 | 15,505 | 177 | 4,438 |
Dividend Payments | 25.5% | 453 | 361 | 366 | 364 | 370 | 370 | 331 | 332 | 332 | 332 | 332 | 303 | 304 | 303 | 305 | 303 | 304 | 437 | 263 | 263 | 263 |
Buy Backs | - | - | - | - | 184 | 813 | - | 1,402 | - | - | - | - | 215 | 212 | - | - | - | 275 | - | - | - | - |
Consolidated Statements Of Income - USD ($) $ in Thousands | 12 Months Ended | |
---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | |
Interest Income | ||
Loans | $ 31,378 | $ 26,175 |
Securities | ||
US Government and agency obligations | 1,273 | 1,235 |
Mortgage backed securities | 1,899 | 1,656 |
Municipals - taxable | 1,139 | 1,079 |
Municipals - tax exempt | 73 | 73 |
Dividends | 82 | 66 |
Corporates | 560 | 566 |
Interest bearing deposits | 496 | 282 |
Federal Funds sold | 2,462 | 721 |
Total interest income | 39,362 | 31,853 |
Deposits | ||
NOW, money market savings | 2,984 | 555 |
Time Deposits | 5,796 | 732 |
FHLB borrowings | 31 | |
Finance leases | 86 | 96 |
Capital notes | 327 | 327 |
Other borrowings | 398 | 440 |
Total interest expense | 9,622 | 2,150 |
Net interest income | 29,740 | 29,703 |
Recovery of credit losses | (179) | (900) |
Net interest income after recovery of loan losses | 29,919 | 30,603 |
Noninterest income | ||
Gain on sales of loans held for sale | 3,938 | 5,256 |
Service charges, fees and commissions | 3,901 | 3,591 |
Wealth management fees | 4,197 | 3,932 |
Life insurance income | 548 | 452 |
Other | 283 | 16 |
Loss on sales and calls of securities, net | (3) | |
Total noninterest income | 12,867 | 13,244 |
Noninterest expenses | ||
Salaries and employee benefits | 18,311 | 17,682 |
Occupancy | 1,819 | 1,814 |
Equipment | 2,416 | 2,553 |
Supplies | 530 | 521 |
Professional and other outside expenses | 2,513 | 2,589 |
Data processing | 2,783 | 2,467 |
Marketing | 919 | 920 |
Credit expense | 805 | 923 |
Other real estate expenses, net | 40 | 214 |
FDIC insurance expense | 419 | 500 |
Amortization of intangibles | 560 | 560 |
Other | 1,392 | 1,994 |
Total noninterest expenses | 32,507 | 32,737 |
Income before income taxes | 10,279 | 11,110 |
Income tax expense | 1,575 | 2,151 |
Net Income | $ 8,704 | $ 8,959 |
Weighted average shares outstanding - basic | 4,562,374 | 4,698,041 |
Weighted average shares outstanding - diluted | 4,562,374 | 4,698,041 |
Earnings per common share – basic | $ 1.91 | $ 1.91 |
Earnings per common share – diluted | $ 1.91 | $ 1.91 |
Consolidated Balance Sheets - USD ($) | Dec. 31, 2023 | Dec. 31, 2022 |
---|---|---|
Assets | ||
Cash and due from banks | $ 25,613,000 | $ 30,025,000 |
Federal funds sold | 49,225,000 | 31,737,000 |
Total cash and cash equivalents | 74,838,000 | 61,762,000 |
Securities held-to-maturity, at amortized cost (fair value of $3,231 in 2023 and $3,135 in 2022), net of allowance for credit loss of $0 in 2023 | 3,622,000 | 3,639,000 |
Securities available-for-sale, at fair value | 216,510,000 | 185,787,000 |
Restricted stock, at cost | 1,541,000 | 1,387,000 |
Loans, net of allowance for credit losses of $7,412 in 2023 and $6,259 in 2022 | 601,921,000 | 605,366,000 |
Loans held for sale | 1,258,000 | 2,423,000 |
Premises and equipment, net | 18,141,000 | 17,974,000 |
Interest receivable | 2,835,000 | 2,736,000 |
Cash value - bank owned life insurance | 21,586,000 | 19,237,000 |
Other real estate owned | 0 | 566,000 |
Customer relationship intangibles | 7,285,000 | 7,845,000 |
Goodwill | 2,054,000 | 2,054,000 |
Other assets | 17,780,000 | 17,795,000 |
Total assets | 969,371,000 | 928,571,000 |
Deposits | ||
Noninterest bearing demand | 134,275,000 | 154,884,000 |
NOW, money market and savings | 538,229,000 | 560,479,000 |
Time deposits | 205,955,000 | 132,775,000 |
Total deposits | 878,459,000 | 848,138,000 |
Capital notes | 10,042,000 | 10,037,000 |
Other borrowings | 9,890,000 | 10,457,000 |
Interest payable | 480,000 | 89,000 |
Other liabilities | 10,461,000 | 9,624,000 |
Total liabilities | 909,332,000 | 878,345,000 |
Commitments and Contingencies | ||
Stockholders’ equity | ||
Preferred stock; authorized 1,000,000 shares; none issued and outstanding | ||
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 4,543,338 and 4,628,657 as of December 31, 2023 and December 31, 2022 | 9,723,000 | 9,905,000 |
Additional paid-in-capital | 35,253,000 | 36,068,000 |
Retained earnings | 36,678,000 | 31,034,000 |
Accumulated other comprehensive loss | (21,615,000) | (26,781,000) |
Total stockholders’ equity | 60,039,000 | 50,226,000 |
Total liabilities and stockholders’ equity | $ 969,371,000 | $ 928,571,000 |
 | bankofthejames.bank |
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