CASH Stock Price, Pathward Financial Quote, Chart

Market Summary

USD53.99+0.13

Market Closed

0.24%

CASH Alerts

1 major insider sales recently.

CASH Stock Price

View Fullscreen

CASH RSI Chart

CASH Valuation

Market Cap

1.4B

Price/Earnings (Trailing)

7.84

Price/Sales (Trailing)

3

EV/EBITDA

1.53

Price/Free Cashflow

4.18

CASH Price/Sales (Trailing)

CASH Profitability

EBT Margin

43.40%

Return on Equity

23.52%

Return on Assets

2.34%

Free Cashflow Yield

23.9%

CASH Fundamentals

CASH Revenue

Revenue (TTM)

453.8M

Rev. Growth (Yr)

23.17%

Rev. Growth (Qtr)

11.26%

CASH Earnings

Earnings (TTM)

173.9M

Earnings Growth (Yr)

19.17%

Earnings Growth (Qtr)

135.99%

Breaking Down CASH Revenue

Last 7 days

6.7%

Last 30 days

7.9%

Last 90 days

7.4%

Trailing 12 Months

24.4%

How does CASH drawdown profile look like?

CASH Financial Health

Debt/Equity

0.05

Debt/Cashflow

10.03

CASH Investor Care

Dividend Yield

0.37%

Dividend/Share (TTM)

0.2

Buy Backs (1Y)

6.10%

Diluted EPS (TTM)

6.66

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	453.8M	0	0	0
2023	343.9M	369.3M	398.7M	429.6M
2022	300.1M	304.0M	312.2M	324.4M
2021	279.6M	282.2M	285.9M	290.6M
2020	319.5M	305.3M	292.8M	283.4M
2019	257.6M	305.1M	325.7M	328.4M
2018	124.9M	128.2M	158.5M	202.7M
2017	154.6M	161.6M	172.2M	183.7M
2016	87.5M	95.9M	100.8M	103.3M
2015	57.7M	60.6M	59.0M	61.6M
2014	45.4M	48.5M	51.7M	54.8M
2013	55.6M	55.5M	39.0M	42.2M
2012	65.2M	70.2M	69.6M	67.3M
2011	77.5M	67.5M	57.5M	57.9M
2010	0	88.7M	97.4M	87.5M
2009	0	0	80.0M	0

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

Try For Just $1.99

Tracking the Latest Insider Buys and Sells of Pathward Financial

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
May 07, 2024	stork kendall e	gifted	-	-	-60.00	-
May 06, 2024	stork kendall e	sold	-107,060	53.53	-2,000	-
Mar 15, 2024	sharett anthony m.	sold	-47,500	47.5	-1,000	president
Mar 01, 2024	shulman becky s	acquired	-	-	2,950	-
Mar 01, 2024	zlatkus lizabeth h	acquired	-	-	2,950	-
Mar 01, 2024	mccray ronald d	acquired	-	-	2,950	-
Mar 01, 2024	hoople elizabeth g.	acquired	-	-	2,950	-
Mar 01, 2024	warren jennifer w.	sold (taxes)	-9,378	50.15	-187	svp, chief accounting officer
Mar 01, 2024	ingram charles c.	acquired	-	-	3,352	evp, chief information officer
Mar 01, 2024	warren jennifer w.	acquired	-	-	1,887	svp, chief accounting officer

Which funds bought or sold CASH recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 07, 2024	Inspire Investing, LLC	sold off	-100	-769,973	-	-%
May 07, 2024	SEI INVESTMENTS CO	reduced	-21.35	-262,680	788,245	-%
May 07, 2024	Rosenthal \| Henry Capital Advisors, Inc.	reduced	-2.07	-193,322	2,733,440	3.67%
May 07, 2024	SUSQUEHANNA FUNDAMENTAL INVESTMENTS, LLC	new	-	1,086,880	1,086,880	0.05%
May 07, 2024	PANAGORA ASSET MANAGEMENT INC	reduced	-4.85	-798,915	7,836,670	0.04%
May 07, 2024	SUSQUEHANNA INTERNATIONAL GROUP, LLP	reduced	-69.66	-1,562,020	635,897	-%
May 07, 2024	NEW YORK STATE COMMON RETIREMENT FUND	added	1.28	-66,000	1,855,000	-%
May 07, 2024	Empowered Funds, LLC	sold off	-100	-1,837,250	-	-%
May 07, 2024	Swiss National Bank	reduced	-0.77	-146,857	2,589,620	-%
May 07, 2024	Arizona State Retirement System	reduced	-2.59	-27,555	360,528	-%

Are Funds Buying or Selling CASH?

Are funds buying CASH calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CASH

No. of Funds

CASH Alerts

1 major insider sales recently.

Unveiling Pathward Financial's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	7.96%	2,069,764	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	5.9%	1,528,223	SC 13G/A
Feb 09, 2024	fmr llc	-	0	SC 13G
Feb 05, 2024	goldman sachs group inc	5.6%	1,460,895	SC 13G
Jan 23, 2024	blackrock inc.	14.6%	3,790,034	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	5.2%	1,468,764	SC 13G
Feb 09, 2023	fmr llc	-	0	SC 13G/A
Feb 09, 2023	vanguard group inc	7.14%	2,032,037	SC 13G/A
Jan 23, 2023	blackrock inc.	14.5%	4,138,983	SC 13G/A
Feb 10, 2022	vanguard group inc	6.58%	2,009,370	SC 13G/A

Recent SEC filings of Pathward Financial

View All Filings

Date Filed	Form Type	Document
May 08, 2024	4	Insider Trading
May 07, 2024	10-Q	Quarterly Report
May 06, 2024	144	Notice of Insider Sale Intent
Apr 24, 2024	8-K	Current Report
Mar 18, 2024	4	Insider Trading
Mar 15, 2024	144	Notice of Insider Sale Intent
Mar 05, 2024	4	Insider Trading
Mar 05, 2024	4	Insider Trading
Mar 05, 2024	4	Insider Trading
Mar 05, 2024	4	Insider Trading

Pathward Financial News

Latest updates

Pathward Financial Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	11.3%	129	116	110	99.00	105	85.00	80.00	74.00	85.00	73.00	72.00	70.00	76.00	68.00	68.00	67.00	79.00	78.00	81.00	82.00	88.00
EBITDA Margin	-1.3%	1.52*	1.54*	1.59*	1.62*	1.62*	1.63*	1.78*	1.79*	1.84*	1.87*	1.73*	1.72*	-	-	-	-	-	-	-	-	-
Interest Expenses	7.5%	118	110	105	97.00	101	84.00	80.00	72.00	84.00	72.00	71.00	68.00	74.00	66.00	65.00	62.00	68.00	65.00	66.00	67.00	71.00
Income Taxes	166.6%	15.00	6.00	-2.67	3.00	9.00	7.00	-1.27	7.00	8.00	14.00	1.00	5.00	1.00	4.00	2.00	-2.43	6.00	1.00	-0.13	-1.16	-0.39
Earnings Before Taxes	140.1%	81.00	34.00	34.00	49.00	65.00	35.00	23.00	31.00	58.00	76.00	18.00	45.00	61.00	33.00	16.00	17.00	59.00	23.00	21.00	29.00	33.00
EBT Margin	3.1%	0.43*	0.42*	0.46*	0.46*	0.45*	0.45*	0.60*	0.60*	0.65*	0.69*	0.55*	0.55*	-	-	-	-	-	-	-	-	-
Net Income	136.0%	65.00	28.00	36.00	45.00	55.00	28.00	23.00	22.00	49.00	61.00	16.00	39.00	59.00	28.00	13.00	18.00	52.00	21.00	20.00	29.00	32.00
Net Income Margin	0.7%	0.38*	0.38*	0.41*	0.41*	0.37*	0.38*	0.50*	0.49*	0.55*	0.60*	0.50*	0.49*	-	-	-	-	-	-	-	-	-
Free Cashflow	830.2%	191	21.00	111	3.00	140	40.00	-20.53	-6.47	132	155	127	60.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-6.2%	7,437	7,927	7,536	7,459	6,868	6,659	6,747	6,728	6,887	7,610	6,691	7,052	9,790	7,265	6,092	8,779	5,844	6,181	6,183	6,101	6,050
Cash Equivalents	-48.2%	348	672	376	515	433	369	388	157	238	1,230	314	720	3,724	1,586	427	3,108	109	152	127	101	156
Net PPE	-2.6%	37.00	38.00	39.00	39.00	40.00	41.00	42.00	42.00	43.00	44.00	45.00	44.00	42.00	40.00	42.00	40.00	39.00	39.00	46.00	46.00	45.00
Goodwill	-	310	-	-	-	310	-	-	-	-	-	310	310	310	310	310	310	310	310	310	308	307
Liabilities	-7.0%	6,698	7,198	6,885	6,781	6,195	6,000	6,102	6,003	6,124	6,784	5,819	6,175	8,955	6,451	5,245	7,949	5,039	5,344	5,339	5,278	5,226
Short Term Borrowings	-	31.00	-	13.00	230	43.00	-	-	-	-	-	-	-	-	-	-	-	717	-	646	-	-
Long Term Debt	-0.7%	33.00	34.00	34.00	34.00	35.00	35.00	36.00	17.00	91.00	92.00	93.00	94.00	95.00	97.00	98.00	210	211	213	216	-	-
Shareholder's Equity	1.3%	739	730	652	678	673	659	645	725	763	826	872	877	835	813	847	830	805	837	844	823	824
Retained Earnings	8.3%	318	293	279	267	245	247	245	245	224	218	259	263	225	198	235	229	212	244	253	238	259
Additional Paid-In Capital	0.7%	634	630	629	626	623	621	617	615	613	611	604	603	601	599	595	593	591	588	581	579	576
Shares Outstanding	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	34.00	-	-	-	38.00	-	-
Minority Interest	17.6%	-0.42	-0.51	-1.00	-0.63	-0.55	-0.21	-0.03	1.00	0.00	1.00	1.00	1.00	1.00	2.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00
Float	-	-	-	-	-	1,100	-	-	-	1,500	-	-	-	1,400	-	-	-	693	-	-	-	701

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	759.7%	192,956	22,444	114,462	4,820	141,456	42,373	-18,210	-4,330	134,222	157,127	130,934	64,786	215,817	170,108	185,483	16,730	129,510	135,497	19,742	43,130	75,908
Share Based Compensation	278.4%	4,670	1,234	2,671	2,570	2,558	3,271	2,239	2,241	2,094	3,430	1,762	1,498	2,546	1,046	1,901	1,923	2,891	3,506	2,157	2,255	4,250
Cashflow From Investing	243.8%	62,728	-43,623	-299,784	-489,902	-176,515	45,443	100,069	121,897	-385,321	-147,517	-146,590	-311,224	-478,209	-182,379	-135,443	75,780	-52,179	-94,474	-54,443	-102,936	117,497
Cashflow From Financing	-282.8%	-578,847	316,611	46,242	567,260	98,428	-107,072	150,344	-197,467	-741,464	906,405	-390,352	-2,757,682	2,400,057	1,170,910	-2,730,981	2,906,602	-120,107	-15,495	60,612	3,856	-201,228
Dividend Payments	-2.5%	1,267	1,299	1,311	1,327	1,386	1,402	1,452	1,465	1,483	1,521	1,596	1,595	1,596	1,613	1,730	1,717	1,783	1,870	1,886	1,931	1,973
Buy Backs	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4,956	-

Get Full Access to Grufity – and Unlimited Downloads

Gain full access to fair value, watchlists, stock screener, unlimited page visits, and additional features by joining as a member today for just $1.99.

Try For Just $1.99

CASH Income Statement

2024-03-31

Condensed Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Mar. 31, 2024	Mar. 31, 2023
Interest and dividend income:
Loans and leases, including fees	$ 102,750	$ 83,879	$ 197,713	$ 152,275
Mortgage-backed securities	9,998	10,326	20,047	20,738
Other investments	14,013	10,482	24,899	16,734
Total interest and dividend income	126,761	104,687	242,659	189,747
Interest expense:
Deposits	6,685	2,096	10,211	2,238
FHLB advances and other borrowings	1,775	1,186	4,111	2,047
Total interest expense	8,460	3,282	14,322	4,285
Net interest income	118,301	101,405	228,337	185,462
Provision for credit loss	26,052	36,763	35,942	46,539
Net interest income after provision for credit loss	92,249	64,642	192,395	138,923
Noninterest income:
Gain on sale of trademarks	0	0	0	10,000
Gain (loss) on sale of other	1,695	(666)	4,535	(164)
Other income	6,044	4,477	11,223	8,032
Total noninterest income	128,945	127,038	181,706	192,815
Noninterest expense:
Compensation and benefits	54,073	47,547	100,725	90,564
Refund transfer product expense	7,366	7,863	7,558	7,968
Refund advance expense	1,846	1,603	1,876	1,630
Card processing	35,163	26,924	69,747	49,607
Occupancy and equipment expense	9,293	8,510	18,141	16,822
Operating lease equipment depreciation	10,424	14,719	20,847	24,347
Legal and consulting	6,141	4,921	11,033	14,380
Intangible amortization	1,240	1,435	2,224	2,693
Impairment expense	2,013	500	2,013	524
Other expense	12,872	13,114	25,541	23,660
Total noninterest expense	140,431	127,136	259,705	232,195
Income before income tax expense	80,763	64,544	114,396	99,543
Income tax expense	15,246	9,176	20,965	15,753
Net income before noncontrolling interest	65,517	55,368	93,431	83,790
Net income attributable to noncontrolling interest	249	597	506	1,177
Net income attributable to parent	$ 65,268	$ 54,771	$ 92,925	$ 82,613
Earnings per common share:
Basic (in dollars per share)	$ 2.56	$ 1.99	$ 3.61	$ 2.95
Diluted (in dollars per share)	$ 2.56	$ 1.99	$ 3.61	$ 2.95
Refund transfer product fees
Noninterest income:
Noninterest income:	$ 28,942	$ 30,205	$ 29,364	$ 30,882
Refund advance fee income
Noninterest income:
Noninterest income:	43,200	37,995	43,311	38,612
Card and deposit fees
Noninterest income:
Noninterest income:	35,344	42,087	66,094	79,805
Rental income
Noninterest income:
Noninterest income:	$ 13,720	$ 12,940	$ 27,179	$ 25,648

About Pathward Financial

Pathward Financial, Inc. operates as the holding company for Pathward, National Association that provides various banking products and services in the United States. The company operates through three segments: Consumer, Commercial, and Corporate Services/Other. It offers demand deposit accounts, savings accounts, money market savings accounts, and certificate accounts. It also provides commercial finance product comprising term lending, asset based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products; consumer credit products; other consumer financing services; tax solutions, which includes short-term refund advance loans and short-term electronic return originator advance loans; and warehouse financing services. In addition, it issues prepaid cards; and offers payment solutions, such as acceptance, processing, and settlement of credit card and debit card payments. The company was formerly known as Meta Financial Group, Inc. and changed its name to Pathward Financial, Inc. in July 2022. Pathward Financial, Inc. was founded in 1954 and is based in Sioux Falls, South Dakota.

CEO	Mr. Brett L. Pharr
WEBSITE	pathwardfinancial.com
INDUSTRY	Banks Diversified
EMPLOYEES	1186

Pathward Financial Frequently Asked Questions

What is the ticker symbol for Pathward Financial? What does CASH stand for in stocks?

CASH is the stock ticker symbol of Pathward Financial. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Pathward Financial (CASH)?

As of Wed May 08 2024, market cap of Pathward Financial is 1.36 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CASH stock?

You can check CASH's fair value in chart for subscribers.

What is the fair value of CASH stock?

You can check CASH's fair value in chart for subscribers. The fair value of Pathward Financial is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Pathward Financial is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CASH so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Pathward Financial a good stock to buy?

The fair value guage provides a quick view whether CASH is over valued or under valued. Whether Pathward Financial is cheap or expensive depends on the assumptions which impact Pathward Financial's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CASH.

What is Pathward Financial's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed May 08 2024, CASH's PE ratio (Price to Earnings) is 7.84 and Price to Sales (PS) ratio is 3. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CASH PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Pathward Financial's stock?

In the past 10 years, Pathward Financial has provided 0.166 (multiply by 100 for percentage) rate of return.