CCRD - CoreCard Corporation Stock Price, Fair Value and News

13.93USD-0.34 (-2.38%)Market Closed

Market Summary

USD13.93-0.34

Market Closed

-2.38%

CCRD Stock Price

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CCRD RSI Chart

CCRD Valuation

Market Cap

113.7M

Price/Earnings (Trailing)

44.25

Price/Sales (Trailing)

2.09

EV/EBITDA

9.97

Price/Free Cashflow

12.35

CCRD Price/Sales (Trailing)

CCRD Profitability

Operating Margin

33.24%

EBT Margin

6.27%

Return on Equity

4.97%

Return on Assets

4.14%

Free Cashflow Yield

8.1%

CCRD Fundamentals

CCRD Revenue

Revenue (TTM)

54.3M

Rev. Growth (Yr)

-11.39%

Rev. Growth (Qtr)

7.56%

CCRD Earnings

Earnings (TTM)

2.6M

Earnings Growth (Yr)

-65.76%

Earnings Growth (Qtr)

-11.52%

Breaking Down CCRD Revenue

Last 7 days

8.7%

Last 30 days

8.2%

Last 90 days

27.7%

How does CCRD drawdown profile look like?

CCRD Financial Health

Current Ratio

4.72

CCRD Investor Care

Buy Backs (1Y)

4.02%

Diluted EPS (TTM)

0.3

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	54.3M	0	0	0
2023	60.2M	60.7M	59.7M	56.0M
2022	63.6M	65.5M	67.0M	69.8M
2021	36.9M	42.2M	44.8M	48.2M
2020	35.2M	35.8M	36.6M	35.9M
2019	23.0M	25.9M	30.1M	34.3M
2018	11.5M	13.0M	16.6M	20.1M
2017	8.2M	9.8M	9.0M	9.2M
2016	5.4M	5.7M	7.1M	8.2M
2015	4.2M	4.4M	4.5M	4.8M
2014	13.3M	10.1M	6.7M	4.2M
2013	16.5M	16.7M	17.2M	16.3M
2012	16.9M	16.7M	15.9M	16.5M
2011	15.7M	15.9M	16.1M	16.3M
2010	0	0	0	15.4M

Get all data in R, Python etc through our Historical Stock Data APIs

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Tracking the Latest Insider Buys and Sells of CoreCard Corporation

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 16, 2024	moise philip h	gifted	-	-	-200	-
Mar 12, 2024	moise philip h	gifted	-	-	-270	-
Feb 26, 2024	moise philip h	gifted	-	-	-170	-
Feb 16, 2024	white matthew a	bought	42,280	10.57	4,000	cfo and corporate secretary
Feb 16, 2024	strange j leland	bought	75,837	10.8	7,022	president & ceo
Feb 12, 2024	white matthew a	acquired	105,869	13.03	8,125	cfo and corporate secretary
Feb 12, 2024	strange j leland	acquired	105,869	13.03	8,125	president & ceo
Dec 13, 2023	moise philip h	gifted	-	-	-462	-
Nov 14, 2023	strange j leland	bought	26,266	15.89	1,653	president & ceo
Nov 13, 2023	strange j leland	bought	47,324	14.91	3,174	president & ceo

Which funds bought or sold CCRD recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	Ancora Advisors LLC	unchanged	-	-108,083	429,613	0.01%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-38.93	-8,441	8,044	-%
May 15, 2024	CITADEL ADVISORS LLC	sold off	-100	-171,741	-	-%
May 15, 2024	D. E. Shaw & Co., Inc.	new	-	142,103	142,103	-%
May 15, 2024	DEUTSCHE BANK AG\	reduced	-89.48	-523,007	47,979	-%
May 15, 2024	STATE STREET CORP	added	0.97	-219,307	915,680	-%
May 15, 2024	MORGAN STANLEY	reduced	-36.5	-139,403	143,572	-%
May 15, 2024	JACOBS LEVY EQUITY MANAGEMENT, INC	sold off	-100	-369,095	-	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	reduced	-49.64	-72,229	48,632	-%
May 15, 2024	BARCLAYS PLC	reduced	-49.43	-83,000	56,000	-%

Are Funds Buying or Selling CCRD?

Are funds buying CCRD calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CCRD

No. of Funds

Unveiling CoreCard Corporation's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	5.36%	452,268	SC 13G
Feb 12, 2024	janus henderson group plc	2.5%	211,991	SC 13G/A
Jan 31, 2024	blackrock inc.	5.2%	439,298	SC 13G
Jan 10, 2024	weitz investment management, inc.	6.04%	510,000	SC 13G/A

Recent SEC filings of CoreCard Corporation

View All Filings

Date Filed	Form Type	Document
May 14, 2024	4	Insider Trading
May 02, 2024	10-Q	Quarterly Report
May 02, 2024	8-K	Current Report
Apr 17, 2024	ARS	ARS
Apr 16, 2024	4	Insider Trading
Apr 12, 2024	DEF 14A	DEF 14A
Mar 13, 2024	4	Insider Trading
Mar 12, 2024	3	Insider Trading
Mar 01, 2024	10-K	Annual Report
Feb 26, 2024	4	Insider Trading

Peers (Alternatives to CoreCard Corporation)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
CRM	277.0B	34.9B	3.35%	33.87%	66.98	7.95	11.18%	1888.46%
UBER	137.2B	38.6B	-8.72%	67.31%	98.72	3.56	14.01%	141.26%
ADSK	47.3B	5.3B	2.96%	8.03%	51.62	8.85	9.15%	48.14%
ANSS	28.6B	2.2B	0.65%	6.79%	65.84	12.85	3.59%	-21.47%
ZM	19.3B	4.5B	8.62%	-7.71%	30.27	4.26	3.06%	514.65%
MID-CAP
APPF	8.7B	671.8M	11.01%	66.39%	113.53	12.92	33.64%	185.98%
LYFT	6.7B	4.7B	-3.99%	99.28%	-36.23	1.43	10.90%	88.31%
ALRM	3.5B	895.2M	7.46%	35.00%	38.7	3.87	5.72%	46.94%
AYX	3.4B	970.0M	0.90%	-15.87%	-19.13	3.53	13.46%	43.89%
AI	3.2B	296.4M	28.11%	-1.60%	-11.7	10.73	11.14%	-3.59%
AGYS	2.7B	228.1M	21.43%	43.87%	31.34	11.99	18.99%	599.09%
SMALL-CAP
AVID	1.2B	413.5M	0.63%	-1.64%	92.02	2.88	-1.65%	-71.35%
AEYE	256.1M	31.6M	76.57%	260.07%	-43.61	8.1	2.76%	43.72%
APPS	253.0M	572.4M	33.33%	-82.31%	-1.28	0.44	-19.38%	-489.49%
ASUR	193.1M	117.7M	5.95%	-44.01%	-19.58	1.64	12.54%	11.24%

CoreCard Corporation News

Latest updates

CoreCard Corporation Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	7.6%	13,076	12,157	13,399	15,692	14,756	15,825	14,450	15,206	24,284	13,046	12,935	13,355	8,912	9,623	10,304	8,053	7,893	10,303	9,522	7,512	6,966
Cost Of Revenue	16.0%	9,500	8,192	9,279	9,296	9,804	8,840	8,431	7,937	7,456	6,811	6,104	5,558	4,429	4,010	4,217	3,694	3,506	3,314	3,012	2,899	2,534
S&GA Expenses	-100.0%	-	1,114	1,155	1,516	1,549	1,065	1,107	1,255	1,685	1,360	1,069	1,241	880	1,168	936	704	1,058	1,101	700	1,100	594
R&D Expenses	-36.7%	1,508	2,384	2,489	2,092	1,514	2,784	3,129	2,463	3,324	1,750	2,356	2,652	2,101	1,676	1,639	921	918	1,884	1,575	861	1,195
EBITDA Margin	-13.8%	0.17*	0.19*	0.21*	0.24*	0.25*	0.35*	0.37*	0.40*	0.41*	0.32*	0.33*	0.35*	0.36*	0.36*	-	-	-	-	-	-	-
Income Taxes	4.2%	149	143	-72.00	618	413	796	443	899	3,017	455	902	1,000	367	872	653	525	418	167	1,103	618	659
Earnings Before Taxes	-7.9%	579	629	-294	2,493	1,669	1,792	1,802	3,755	11,687	3,115	3,436	3,805	1,407	2,991	3,448	2,725	1,465	3,864	4,195	2,726	2,731
EBT Margin	-21.9%	0.06*	0.08*	0.09*	0.13*	0.15*	0.27*	0.30*	0.34*	0.35*	0.24*	0.26*	0.28*	0.29*	0.30*	-	-	-	-	-	-	-
Net Income	-11.5%	430	486	-222	1,875	1,256	996	1,359	2,856	8,670	2,660	2,534	2,805	1,040	2,119	2,795	2,200	1,047	3,697	3,092	2,108	2,072
Net Income Margin	-22.0%	0.05*	0.06*	0.07*	0.09*	0.11*	0.20*	0.23*	0.26*	0.26*	0.19*	0.19*	0.21*	0.22*	0.23*	-	-	-	-	-	-	-
Free Cashflow	43.5%	-1,041	-1,842	2,299	9,788	1,320	-2,196	7,727	-1,978	-2,424	9,880	-4,183	1,615	-3,822	5,080	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-2.7%	62.00	64.00	67.00	66.00	65.00	63.00	64.00	64.00	70.00	58.00	54.00	53.00	54.00	57.00	55.00	54.00	50.00	44.00	40.00	36.00	34.00
Current Assets	-4.0%	43.00	44.00	49.00	46.00	44.00	42.00	40.00	40.00	46.00	37.00	37.00	35.00	37.00	42.00	40.00	43.00	40.00	36.00	31.00	27.00	27.00
Cash Equivalents	-10.6%	24.00	27.00	32.00	31.00	22.00	20.00	27.00	22.00	25.00	29.00	21.00	26.00	31.00	38.00	34.00	32.00	31.00	26.00	24.00	22.00	22.00
Net PPE	3.3%	12.00	11.00	12.00	12.00	12.00	12.00	13.00	13.00	12.00	10.00	7.00	8.00	8.00	7.00	7.00	4.00	2.00	2.00	2.00	3.00	1.00
Current Liabilities	-5.0%	9.00	10.00	10.00	8.00	8.00	8.00	8.00	9.00	16.00	11.00	9.00	8.00	7.00	10.00	8.00	11.00	9.00	6.00	6.00	5.00	5.00
Shareholder's Equity	-2.0%	52.00	53.00	54.00	56.00	54.00	53.00	52.00	52.00	50.00	44.00	42.00	41.00	43.00	44.00	44.00	41.00	38.00	37.00	33.00	30.00	28.00
Retained Earnings	0.8%	57.00	56.00	56.00	56.00	54.00	53.00	52.00	51.00	48.00	39.00	36.00	34.00	31.00	30.00	28.00	25.00	23.00	22.00	18.00	15.00	13.00
Additional Paid-In Capital	1.0%	17.00	17.00	17.00	17.00	16.00	16.00	16.00	16.00	16.00	16.00	16.00	16.00	16.00	16.00	16.00	16.00	16.00	15.00	15.00	15.00	15.00
Accumulated Depreciation	-100.0%	-	20.00	-	-	-	14.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Shares Outstanding	-1.6%	8.00	8.00	8.00	8.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	-	-	-	-	-	-	-	-
Float	-	-	-	-	182	-	-	-	177	-	-	-	224	-	-	-	208	-	-	-	151	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	138.3%	552	-1,442	3,131	12,173	2,948	-993	9,499	1,045	313	12,072	-3,562	2,731	-2,326	5,782	5,470	4,021	5,693	2,906	1,725	2,248	3,706
Share Based Compensation	-	160	-	-	150	-	50.00	-	150	10.00	32.00	-1,482	1,712	57.00	56.00	207	61.00	62.00	62.00	49.00	55.00	25.00
Cashflow From Investing	-57.9%	-1,781	-1,128	-1,448	-2,427	-1,602	-5,129	-2,705	-2,968	-2,682	-2,919	-566	-2,479	-2,028	-567	-3,406	-2,228	-1,539	-244	-32.00	-2,409	-612
Cashflow From Financing	23.2%	-1,631	-2,125	-1,089	-439	-	-293	-1,363	-1,347	-2,332	-427	-1,502	-5,047	-2,605	-	-	-	-	47.00	104	-	59.00
Buy Backs	-23.2%	1,631	2,125	1,089	439	-	293	1,363	1,347	2,332	427	1,502	5,047	2,712	-	-	-	-	-	-	-	-

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CCRD Income Statement

2024-03-31

Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Revenue
Total net revenue	$ 13,076	$ 14,756
Cost of revenue
Total cost of revenue	9,500	9,804
Expenses
Marketing	114	69
General and administrative	1,427	1,549
Development	1,508	1,514
Income from operations	527	1,820
Investment loss	(204)	(241)
Other income, net	256	90
Income before income taxes	579	1,669
Income taxes	149	413
Net income	$ 430	$ 1,256
us-gaap_EarningsPerShareAbstract
Basic (in dollars per share)	$ 0.05	$ 0.15
Diluted (in dollars per share)	$ 0.05	$ 0.15
Basic weighted average common shares outstanding (in shares)	8,236,135	8,502,735
Diluted weighted average common shares outstanding (in shares)	8,247,788	8,531,541
Service [Member]
Revenue
Total net revenue	$ 13,076	$ 14,756
Cost of revenue
Total cost of revenue	9,500	9,804
Product [Member]
Revenue
Total net revenue	0	0
Cost of revenue
Total cost of revenue	$ 0	$ 0

CCRD Balance Sheet

2024-03-31

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Current assets:
Cash and cash equivalents	$ 24,056	$ 26,918
Marketable securities	5,305	5,230
Accounts receivable, net	8,189	7,536
Other current assets	5,173	4,805
Total current assets	42,723	44,489
Investments	3,823	4,062
Property and equipment, at cost less accumulated depreciation	11,688	11,319
Other long-term assets	3,857	3,956
Total assets	62,091	63,826
Current liabilities:
Accounts payable	1,925	1,557
Deferred revenue, current portion	1,635	2,310
Accrued payroll	1,556	2,172
Accrued expenses	1,167	971
Other current liabilities	2,778	2,530
Total current liabilities	9,061	9,540
Deferred revenue, net of current portion	186	265
Long-term lease obligation	899	1,121
Other current liabilities	295	196
Total noncurrent liabilities	1,380	1,582
Commitments and Contingencies
Stockholders’ equity:
Outstanding shares – 8,160,758 and 8,295,408 at March 31, 2024 and December 31, 2023, respectively	90	90
Additional paid-in capital	16,781	16,621
Treasury stock, 855,382 and 720,732 shares at March 31, 2024 and December 31, 2023, respectively, at cost	(22,006)	(20,359)
Accumulated other comprehensive income	35	32
Accumulated income	56,750	56,320
Total stockholders’ equity	51,650	52,704
Total liabilities and stockholders’ equity	$ 62,091	$ 63,826

About CoreCard Corporation

CoreCard Corporation, together with its subsidiaries, offers technology solutions and processing services to the financial technology and services market in the United States, Europe, and the Middle East. It designs, develops, and markets a suite of software solutions to program managers, accounts receivable businesses, financial institutions, retailers, and processors to manage their credit and debit cards, prepaid cards, private label cards, fleet cards, buy now pay later programs, loyalty programs, and accounts receivable and loan transactions. The company's software solutions allow companies to offer various types of transacting account or card issuing program, as well as installment and revolving loans; set up and maintain account data; record advances and payments; assess fees, interests, and other charges; resolve disputes and chargebacks; manage collections of accounts receivable; generate reports; and settle transactions with financial institutions and network schemes. The company was formerly known as Intelligent Systems Corporation and changed its name to CoreCard Corporation in December 2021. CoreCard Corporation was founded in 1973 and is headquartered in Norcross, Georgia.

CEO	Mr. James Leland Strange
WEBSITE	corecard.com
INDUSTRY	Software - Apps
EMPLOYEES	1200

CoreCard Corporation Frequently Asked Questions

What is the ticker symbol for CoreCard Corporation? What does CCRD stand for in stocks?

CCRD is the stock ticker symbol of CoreCard Corporation. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of CoreCard Corporation (CCRD)?

As of Fri May 17 2024, market cap of CoreCard Corporation is 113.68 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CCRD stock?

You can check CCRD's fair value in chart for subscribers.

What is the fair value of CCRD stock?

You can check CCRD's fair value in chart for subscribers. The fair value of CoreCard Corporation is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of CoreCard Corporation is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CCRD so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is CoreCard Corporation a good stock to buy?

The fair value guage provides a quick view whether CCRD is over valued or under valued. Whether CoreCard Corporation is cheap or expensive depends on the assumptions which impact CoreCard Corporation's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CCRD.

What is CoreCard Corporation's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, CCRD's PE ratio (Price to Earnings) is 44.25 and Price to Sales (PS) ratio is 2.09. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CCRD PE ratio will change depending on the future growth rate expectations of investors.