CFBK - Central Federal Corp Stock Price, Fair Value and News

18.98USD+0.22 (+1.17%)Delayed

Market Summary

USD18.98+0.22

Delayed

1.17%

CFBK Stock Price

View Fullscreen

CFBK RSI Chart

CFBK Valuation

Market Cap

100.7M

Price/Earnings (Trailing)

6.48

Price/Sales (Trailing)

0.93

EV/EBITDA

-2.06

Price/Free Cashflow

9.2

CFBK Price/Sales (Trailing)

CFBK Profitability

EBT Margin

17.76%

Return on Equity

9.85%

Return on Assets

0.76%

Free Cashflow Yield

10.87%

CFBK Fundamentals

CFBK Revenue

Revenue (TTM)

108.3M

Rev. Growth (Yr)

35.67%

Rev. Growth (Qtr)

5.49%

CFBK Earnings

Earnings (TTM)

15.6M

Earnings Growth (Yr)

-30.98%

Earnings Growth (Qtr)

-27.51%

Breaking Down CFBK Revenue

Last 7 days

1.1%

Last 30 days

2.4%

Last 90 days

-12.5%

Trailing 12 Months

18.7%

How does CFBK drawdown profile look like?

CFBK Financial Health

CFBK Investor Care

Dividend Yield

1.26%

Dividend/Share (TTM)

0.24

Diluted EPS (TTM)

2.42

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	0	0	0	0
2023	78.8M	90.3M	100.5M	108.3M
2022	52.6M	53.7M	59.0M	67.8M
2021	44.9M	47.4M	49.9M	52.3M
2020	20.0M	27.3M	47.4M	42.4M
2019	27.7M	24.4M	21.1M	18.0M
2018	18.5M	20.1M	22.4M	24.9M
2017	14.9M	15.5M	16.2M	17.2M
2016	12.7M	13.2M	13.8M	14.4M
2015	11.4M	12.1M	12.3M	12.4M
2014	8.0M	8.6M	9.6M	10.6M
2013	7.0M	6.9M	7.1M	7.5M
2012	9.0M	8.3M	7.8M	7.3M
2011	11.9M	11.2M	10.4M	9.7M
2010	0	13.8M	13.2M	12.6M
2009	0	0	0	14.4M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Central Federal Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 30, 2024	royer david l	acquired	-	-	2,675	-
Apr 30, 2024	cochran edward w	acquired	-	-	2,675	-
Apr 30, 2024	ash thomas p	acquired	-	-	3,175	-
Apr 30, 2024	frauenberg james h ii	acquired	-	-	2,675	-
Apr 30, 2024	hoeweler robert e	acquired	-	-	3,875	-
Apr 11, 2024	beerman kevin j	acquired	-	-	5,000	evp & chief financial officer
Apr 11, 2024	o'dell timothy t	acquired	-	-	15,000	ceo
Apr 11, 2024	ringwald bradley j	acquired	-	-	6,000	bank president
Apr 11, 2024	meder timothy	acquired	-	-	2,500	evp & chief credit officer
Apr 11, 2024	mckinney marianne	acquired	-	-	2,500	evp & chief operating officer

Which funds bought or sold CFBK recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	Ancora Advisors LLC	unchanged	-	99.00	4,174	-%
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	0.67	11,330	525,051	0.01%
May 15, 2024	Royal Bank of Canada	reduced	-0.89	1,000	131,000	-%
May 15, 2024	Tower Research Capital LLC (TRC)	added	404	10,163	12,601	-%
May 15, 2024	Elizabeth Park Capital Advisors, Ltd.	reduced	-6.38	-120,453	2,801,230	2.32%
May 15, 2024	Strategic Value Bank Partners LLC	unchanged	-	41,064	1,744,800	1.14%
May 15, 2024	BANK OF AMERICA CORP /DE/	added	8.78	8,964	87,568	-%
May 15, 2024	FIRST MANHATTAN CO. LLC.	unchanged	-	86,254	3,664,870	0.01%
May 15, 2024	KENNEDY CAPITAL MANAGEMENT LLC	new	-	619,030	619,030	0.01%
May 15, 2024	MORGAN STANLEY	unchanged	-	468	20,252	-%

Are Funds Buying or Selling CFBK?

Are funds buying CFBK calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CFBK

No. of Funds

Unveiling Central Federal Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	alliancebernstein l.p.	9.9%	522,247	SC 13G/A
Feb 14, 2024	o'dell timothy t	5.49%	290,661	SC 13G/A
Feb 14, 2024	cochran edward w	6.50%	344,238	SC 13D/A
Feb 14, 2023	o'dell timothy t	5.14%	268,346	SC 13G
Feb 14, 2023	alliancebernstein l.p.	9.8%	514,184	SC 13G/A
Feb 14, 2023	cochran edward w	6.53%	341,424	SC 13D/A
May 26, 2022	ancora advisors, llc	4.00%	209,486	SC 13D/A
Feb 15, 2022	cochran edward w	6.37%	338,916	SC 13D/A
Feb 14, 2022	alliancebernstein l.p.	9.9%	525,230	SC 13G/A
Feb 11, 2022	elizabeth park capital advisors, ltd.	0.00%	0	SC 13G/A

Recent SEC filings of Central Federal Corp

View All Filings

Date Filed	Form Type	Document
May 15, 2024	4	Insider Trading
May 15, 2024	4	Insider Trading
May 14, 2024	10-Q	Quarterly Report
May 07, 2024	8-K	Current Report
May 02, 2024	EFFECT	EFFECT
May 02, 2024	4	Insider Trading
May 02, 2024	4	Insider Trading
May 02, 2024	4	Insider Trading
May 02, 2024	4	Insider Trading
May 02, 2024	4	Insider Trading

Central Federal Corp News

Latest updates

Central Federal Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-100.0%	-	30.00	28.00	26.00	24.00	22.00	18.00	15.00	13.00	13.00	13.00	14.00	13.00	18.00	23.00	10.00	10.00	4.00	3.00	3.00	8.00
EBITDA Margin	-4.6%	0.61*	0.64*	0.71*	0.81*	0.94*	1.06*	1.18*	1.23*	1.22*	1.25*	1.31*	1.47*	1.63*	1.52*	1.22*	1.70*	1.78*	1.90*	1.46*	1.15*	-
Interest Expenses	-4.0%	11.00	12.00	12.00	11.00	13.00	13.00	13.00	12.00	11.00	11.00	10.00	11.00	10.00	8.00	7.00	6.00	6.00	6.00	5.00	5.00	5.00
Income Taxes	-25.4%	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	3.00	3.00	1.00	1.00	1.00	1.00	0.00
Earnings Before Taxes	-27.1%	4.00	5.00	5.00	5.00	6.00	6.00	5.00	6.00	6.00	6.00	5.00	4.00	8.00	8.00	13.00	13.00	3.00	4.00	3.00	3.00	2.00
EBT Margin	-8.4%	0.18*	0.19*	0.22*	0.24*	0.29*	0.33*	0.38*	0.41*	0.39*	0.44*	0.51*	0.70*	0.93*	0.86*	0.67*	0.82*	0.62*	0.67*	0.47*	0.32*	-
Net Income	-27.5%	3.00	4.00	4.00	4.00	4.00	5.00	4.00	5.00	5.00	4.00	4.00	3.00	6.00	7.00	10.00	10.00	2.00	3.00	3.00	2.00	2.00
Net Income Margin	-8.1%	0.14*	0.16*	0.17*	0.19*	0.23*	0.27*	0.30*	0.33*	0.31*	0.35*	0.43*	0.58*	0.76*	0.70*	0.53*	0.65*	0.50*	0.53*	0.37*	0.26*	-
Free Cashflow	-114.6%	-1.16	8.00	2.00	2.00	5.00	7.00	-0.04	12.00	20.00	52.00	163	197	-162	-21.84	-76.28	-60.54	35.00	-43.04	-27.83	-24.66	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-0.9%	2,039	2,059	1,992	1,963	1,930	1,820	1,764	1,619	1,544	1,496	1,355	1,508	1,605	1,477	1,337	1,146	945	881	786	721	720
Cash Equivalents	-9.4%	237	262	230	232	214	152	198	155	168	167	68.00	134	126	222	93.00	77.00	75.00	46.00	37.00	34.00	96.00
Net PPE	-3.3%	4.00	4.00	4.00	4.00	4.00	4.00	4.00	6.00	6.00	6.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00
Liabilities	-1.1%	1,881	1,903	1,841	1,816	1,787	1,681	1,629	1,487	1,416	1,370	1,232	1,388	1,488	1,367	1,234	1,054	862	800	733	670	673
Shareholder's Equity	1.7%	158	155	151	147	143	139	135	133	128	125	123	120	117	110	103	93.00	83.00	81.00	54.00	51.00	48.00
Retained Earnings	3.5%	79.00	77.00	73.00	69.00	65.00	61.00	57.00	53.00	48.00	44.00	40.00	36.00	33.00	26.00	19.00	9.00	-0.93	-2.93	-5.95	-8.61	-11.04
Additional Paid-In Capital	0.3%	91.00	91.00	91.00	90.00	90.00	90.00	89.00	89.00	89.00	89.00	88.00	88.00	88.00	88.00	88.00	87.00	87.00	87.00	63.00	63.00	62.00
Float	-	-	-	-	98.00	-	-	-	138	-	-	-	129	-	-	-	68.00	-	-	-	54.00	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-114.5%	-1,161	7,980	2,451	1,841	5,779	6,786	280	12,165	20,533	54,442	163,678	197,585	-162,402	-21,677	-76,253	-60,484	34,949	-43,015	-27,729	-24,428	-8,366
Share Based Compensation	-21.4%	233	297	294	299	283	251	246	222	180	180	171	195	161	121	240	207	143	137	136	138	116
Cashflow From Investing	94.9%	-1,782	-35,132	-28,489	-13,267	-44,965	-98,431	-95,355	-96,077	-63,458	-92,799	-75,771	-84,224	-63,936	-41,121	-29,430	-141,539	-47,664	-31,819	-31,024	-34,757	-13,802
Cashflow From Financing	-136.9%	-21,760	58,984	24,201	28,778	101,647	45,366	138,291	70,472	44,624	136,787	-154,067	-104,854	130,558	191,608	121,091	204,047	42,188	83,414	61,729	-2,485	50,857
Dividend Payments	0%	386	386	385	385	320	318	321	257	257	260	196	196	196	-	-	-	-	-	-	-	-
Buy Backs	-	179	-	-	-	-	-	1,751	257	331	2,002	707	-	-	-	-	599	49.00	-	-	-	-

Get Full Access to Grufity – and Unlimited Downloads

Gain full access to fair value, watchlists, stock screener, unlimited page visits, and additional features by joining as a member today for just $1.99.

Try For Just $1.99

CFBK Income Statement

2024-03-31

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended
Consolidated Statements Of Income - USD ($) $ in Thousands	Mar. 31, 2024	Mar. 31, 2023
Interest and dividend income
Loans and leases, including fees	$ 26,010	$ 22,338
Securities	129	215
FHLB and FRB stock dividends	165	121
Federal funds sold and other	2,782	1,502
Total interest and dividend income	29,086	24,176
Interest expense
Deposits	16,650	10,419
FHLB advances and other debt	785	742
Subordinated debentures	367	282
Total interest expense	17,802	11,443
Net interest income	11,284	12,733
Provision for credit losses
Provision for credit losses-loans	1,317	267
Provision for credit losses-unfunded commitments	(80)	(30)
Total provision for credit losses	1,237	237
Net interest income after provision for credit losses	10,047	12,496
Noninterest income
Service charges on deposit accounts	559	304
Net gains (losses) on sales of residential mortgage loans	90	(3)
Net gains on sales of commercial loans	167
Swap fee income		30
Earnings on bank owned life insurance	204	150
Other	(115)	238
Total noninterest income	905	719
Noninterest expense
Salaries and employee benefits	3,508	3,986
Occupancy and equipment	434	381
Data processing	615	549
Franchise and other taxes	286	299
Professional fees	663	606
Director fees	125	170
Postage, printing and supplies	44	55
Advertising and marketing	14	183
Telephone	51	64
Loan expenses	447	172
Depreciation	130	133
FDIC premiums	600	503
Regulatory assessment	65	58
Other insurance	56	47
Other	149	485
Total noninterest expense	7,187	7,691
Income before incomes taxes	3,765	5,524
Income tax expense	695	1,076
Net income	3,070	4,448
Earnings allocated to participating securities (Series C preferred stock)	(57)
Net income attributable to common stockholders	$ 3,013	$ 4,448
Earnings per common share:
Basic	$ 0.48	$ 0.69
Diluted	$ 0.47	$ 0.68

CFBK Balance Sheet

2024-03-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash and cash equivalents	$ 236,892	$ 261,595
Interest-bearing deposits in other financial institutions	100	100
Securities available for sale	7,597	8,092
Equity securities	5,000	5,000
Loans held for sale, at fair value	2,241	1,849
Loans and leases, net of allowance of $18,198 and $16,865, respectively	1,695,731	1,694,133
FHLB and FRB stock	8,491	8,482
Premises and equipment, net	3,685	3,812
Operating lease right-of-use assets	5,041	5,221
Bank owned life insurance	26,470	26,266
Accrued interest receivable and other assets	48,225	44,065
Total assets	2,039,473	2,058,615
Deposits
Noninterest bearing	236,841	235,916
Interest bearing	1,486,229	1,508,141
Total deposits	1,723,070	1,744,057
FHLB advances and other debt	111,004	109,995
Advances by borrowers for taxes and insurance	1,093	2,179
Operating lease liabilities	5,127	5,302
Accrued interest payable and other liabilities	26,209	26,747
Subordinated debentures	14,971	14,961
Total liabilities	1,881,474	1,903,241
Commitments and contingent liabilities
Stockholders' equity
Series D preferred stock, $0.01 par value; 5,000 shares authorized; 2,000 shares issued at March 31, 2024 and 0 shares issued at December 31, 2023
Additional paid-in capital	91,303	91,068
Retained earnings	79,201	76,517
Accumulated other comprehensive loss	(2,281)	(2,290)
Treasury stock, at cost; 395,611 shares of voting common stock at March 31, 2024 and 381,098 shares of voting common stock at December 31, 2023	(10,292)	(9,991)
Total stockholders' equity	157,999	155,374
Total liabilities and stockholders' equity	2,039,473	2,058,615
Common Stock [Member]
Stockholders' equity
Common stock	55	57
Non-Voting Common Stock [Member]
Stockholders' equity
Common stock	$ 13	$ 13

About Central Federal Corp

CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. The company accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. It also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans and equipment leases; residential real estate loans and treasury management depository services; retail banking services and products. In addition, the company offers consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. Further, it provides online internet banking, mobile banking, and remote deposits. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is based in Columbus, Ohio.

CEO	Mr. Timothy T. O'Dell
WEBSITE	cf.bank
INDUSTRY	Banks Diversified
EMPLOYEES	120

Central Federal Corp Frequently Asked Questions

What is the ticker symbol for Central Federal Corp? What does CFBK stand for in stocks?

CFBK is the stock ticker symbol of Central Federal Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Central Federal Corp (CFBK)?

As of Fri May 17 2024, market cap of Central Federal Corp is 100.75 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CFBK stock?

You can check CFBK's fair value in chart for subscribers.

What is the fair value of CFBK stock?

You can check CFBK's fair value in chart for subscribers. The fair value of Central Federal Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Central Federal Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CFBK so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Central Federal Corp a good stock to buy?

The fair value guage provides a quick view whether CFBK is over valued or under valued. Whether Central Federal Corp is cheap or expensive depends on the assumptions which impact Central Federal Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CFBK.

What is Central Federal Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, CFBK's PE ratio (Price to Earnings) is 6.48 and Price to Sales (PS) ratio is 0.93. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CFBK PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Central Federal Corp's stock?

In the past 10 years, Central Federal Corp has provided 0.089 (multiply by 100 for percentage) rate of return.