CFFN - Capitol Federal Financial Inc Stock Price, Fair Value and News

5.11USD+0.02 (+0.39%)Market Closed

Market Summary

USD5.11+0.02

Market Closed

0.39%

CFFN Stock Price

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CFFN RSI Chart

CFFN Valuation

Market Cap

678.3M

Price/Earnings (Trailing)

-5.86

Price/Sales (Trailing)

1.86

EV/EBITDA

-22.28

Price/Free Cashflow

21.72

CFFN Price/Sales (Trailing)

CFFN Profitability

EBT Margin

-43.13%

Return on Equity

-11.3%

Return on Assets

-1.19%

Free Cashflow Yield

4.6%

CFFN Fundamentals

CFFN Revenue

Revenue (TTM)

363.9M

Rev. Growth (Yr)

4.18%

Rev. Growth (Qtr)

1.74%

CFFN Earnings

Earnings (TTM)

-115.8M

Earnings Growth (Yr)

-3.01%

Earnings Growth (Qtr)

441.17%

Breaking Down CFFN Revenue

Last 7 days

1.0%

Last 30 days

-3.4%

Last 90 days

-11.9%

How does CFFN drawdown profile look like?

CFFN Financial Health

CFFN Investor Care

Dividend Yield

6.65%

Dividend/Share (TTM)

0.34

Buy Backs (1Y)

2.52%

Diluted EPS (TTM)

-0.86

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	363.9M	0	0	0
2023	333.7M	355.0M	359.8M	360.1M
2022	252.3M	259.9M	279.5M	308.4M
2021	278.5M	266.0M	258.2M	252.4M
2020	324.5M	316.7M	305.0M	293.1M
2019	323.9M	324.0M	330.0M	327.6M
2018	322.6M	325.2M	321.9M	323.7M
2017	304.1M	308.2M	313.2M	318.5M
2016	298.6M	299.9M	301.1M	302.1M
2015	294.9M	297.2M	297.4M	296.8M
2014	290.0M	288.2M	290.2M	292.9M
2013	312.6M	305.6M	298.6M	293.1M
2012	342.8M	335.3M	328.1M	320.9M
2011	353.6M	350.2M	346.9M	344.4M
2010	393.4M	383.7M	374.1M	362.4M
2009	0	0	412.8M	403.1M

Get all data in R, Python etc through our Historical Stock Data APIs

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Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

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Tracking the Latest Insider Buys and Sells of Capitol Federal Financial Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 04, 2024	huey morris j ii	bought	22,320	5.58	4,000	-
Mar 01, 2024	jackson rick c	bought	56,799	5.6799	10,000	executive vice president
Feb 28, 2024	huey morris j ii	bought	28,499	5.6999	5,000	-
Feb 21, 2024	jackson rick c	bought	17,521	5.85996	2,990	executive vice president
Jan 26, 2024	barry anthony s.	bought	2,565	6.43	399	executive vice president
Dec 31, 2023	barry anthony s.	back to issuer	-10,881	6.45	-1,687	executive vice president
Dec 31, 2023	dicus john b	back to issuer	-45,749	6.45	-7,093	chairman, president and ceo
Dec 31, 2023	townsend kent g	back to issuer	-17,118	6.45	-2,654	executive vice president
Dec 31, 2023	van houweling tara	acquired	7,687	12.5	615	principal accounting officer
Dec 31, 2023	barry anthony s.	acquired	21,087	12.5	1,687	executive vice president

Which funds bought or sold CFFN recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 10, 2024	Pinnacle Wealth Planning Services, Inc.	added	0.36	-16,645	212,420	0.03%
May 10, 2024	Y-Intercept (Hong Kong) Ltd	new	-	309,723	309,723	0.02%
May 10, 2024	JPMORGAN CHASE & CO	added	424	4,269,320	5,379,040	-%
May 10, 2024	Campbell & CO Investment Adviser LLC	reduced	-37.16	-87,037	120,511	0.01%
May 10, 2024	CITIGROUP INC	added	15.09	88,634	1,486,000	-%
May 10, 2024	CORNERCAP INVESTMENT COUNSEL INC	unchanged	-	-43,998	535,160	0.08%
May 10, 2024	DIMENSIONAL FUND ADVISORS LP	reduced	-6.81	-5,575,520	34,550,800	0.01%
May 10, 2024	WELLS FARGO & COMPANY/MN	added	12.65	10,439	265,468	-%
May 10, 2024	PNC Financial Services Group, Inc.	reduced	-0.15	-11,393	135,919	-%
May 10, 2024	VANGUARD GROUP INC	reduced	-3.86	-10,891,400	86,657,800	-%

Are Funds Buying or Selling CFFN?

Are funds buying CFFN calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CFFN

No. of Funds

Unveiling Capitol Federal Financial Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	t. rowe price investment management, inc.	6.9%	9,302,874	SC 13G
Feb 13, 2024	vanguard group inc	11.20%	15,123,920	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	4.6%	6,220,952	SC 13G/A
Feb 07, 2024	capitol federal financial, inc.	5.27%	7,054,825	SC 13G/A
Jan 22, 2024	blackrock inc.	14.7%	19,861,165	SC 13G/A
Jan 09, 2024	american century investment management inc	4.78%	6,451,115	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	5.2%	7,089,117	SC 13G
Feb 16, 2021	price t rowe associates inc /md/	10.4%	14,562,200	SC 13G/A
Feb 12, 2021	dimensional fund advisors lp	5.3%	7,303,208	SC 13G/A
Feb 11, 2021	principal financial group inc	5.38%	7,467,630	SC 13G/A

Recent SEC filings of Capitol Federal Financial Inc

View All Filings

Date Filed	Form Type	Document
May 10, 2024	10-Q	Quarterly Report
Apr 24, 2024	8-K	Current Report
Mar 05, 2024	4	Insider Trading
Mar 05, 2024	4	Insider Trading
Feb 28, 2024	4	Insider Trading
Feb 21, 2024	4	Insider Trading
Feb 14, 2024	SC 13G	Major Ownership Report
Feb 13, 2024	SC 13G/A	Major Ownership Report
Feb 09, 2024	SC 13G/A	Major Ownership Report
Feb 07, 2024	SC 13G/A	Major Ownership Report

Peers (Alternatives to Capitol Federal Financial Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	570.5B	174.7B	8.69%	48.16%	11.33	3.27	53.11%	19.83%
BAC	299.1B	137.9B	6.85%	41.16%	11.95	2.17	56.12%	-12.56%
WFC	213.6B	85.8B	8.52%	63.46%	11.38	2.49	35.02%	26.14%
C	120.9B	125.0B	6.23%	39.49%	15.13	0.97	37.85%	-
CFG	16.4B	10.4B	8.48%	44.96%	11.43	1.57	26.22%	-33.87%
KEY	14.0B	8.1B	1.78%	65.41%	16.04	1.72	32.15%	-50.93%
MID-CAP
CMA	7.1B	4.2B	3.79%	66.34%	10.15	1.66	34.68%	-45.96%
ZION	6.5B	4.1B	8.06%	95.94%	10.32	1.59	32.93%	-30.73%
ABCB	3.4B	1.3B	9.68%	70.56%	12.1	2.6	30.60%	-12.99%
ASB	3.3B	2.0B	8.96%	50.51%	20.76	1.64	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	406.0M	152.4M	2.65%	46.43%	40.84	2.66	16.94%	-73.84%
AROW	395.4M	173.1M	7.98%	20.88%	13.55	2.28	26.54%	-34.86%
ACNB	294.5M	98.7M	5.64%	21.02%	10.01	2.98	6.27%	-22.90%
ASRV	46.0M	62.5M	12.13%	-6.62%	-15.54	0.74	18.83%	-145.18%

Capitol Federal Financial Inc News

Latest updates

Capitol Federal Financial Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	1.7%	93.00	92.00	88.00	91.00	90.00	91.00	83.00	69.00	64.00	62.00	64.00	62.00	64.00	68.00	72.00	74.00	79.00	80.00	83.00	82.00	82.00
EBITDA Margin	-8.7%	-0.03*	-0.03*	0.04*	0.69*	0.83*	0.95*	1.07*	1.13*	1.12*	1.10*	1.05*	1.02*	-	-	-	-	-	-	-	-	-
Interest Expenses	4.4%	41.00	40.00	31.00	35.00	42.00	46.00	50.00	50.00	47.00	46.00	46.00	43.00	43.00	44.00	46.00	46.00	49.00	49.00	50.00	52.00	53.00
Income Taxes	827.4%	3.00	-0.47	-45.74	2.00	3.00	4.00	5.00	6.00	6.00	6.00	5.00	5.00	5.00	4.00	5.00	5.00	1.00	5.00	7.00	6.00	7.00
Earnings Before Taxes	732.5%	17.00	2.00	-186	10.00	18.00	20.00	25.00	27.00	28.00	28.00	24.00	23.00	26.00	23.00	23.00	25.00	5.00	27.00	29.00	29.00	31.00
EBT Margin	0.8%	-0.43*	-0.43*	-0.39*	0.20*	0.27*	0.32*	0.38*	0.41*	0.41*	0.40*	0.37*	0.36*	-	-	-	-	-	-	-	-	-
Net Income	441.2%	14.00	3.00	-140	8.00	14.00	16.00	19.00	21.00	22.00	22.00	19.00	18.00	20.00	19.00	18.00	19.00	4.00	23.00	22.00	23.00	25.00
Net Income Margin	0.7%	-0.32*	-0.32*	-0.28*	0.16*	0.21*	0.25*	0.30*	0.32*	0.32*	0.31*	0.29*	0.28*	-	-	-	-	-	-	-	-	-
Free Cashflow	388.6%	19.00	-6.59	12.00	7.00	9.00	14.00	33.00	25.00	15.00	19.00	22.00	16.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	1.5%	9,721	9,576	10,177	10,294	10,086	9,930	9,625	9,476	9,531	9,609	9,631	9,650	9,698	9,607	9,487	9,559	9,371	9,237	9,340	9,286	9,535
Cash Equivalents	38.4%	444	320	246	329	60.00	50.00	49.00	55.00	172	159	70.00	126	171	217	240	454	175	97.00	254	70.00	231
Net PPE	-0.4%	91.00	91.00	92.00	92.00	92.00	94.00	95.00	96.00	97.00	98.00	99.00	100	99.00	101	102	99.00	99.00	98.00	97.00	96.00	96.00
Liabilities	1.8%	8,696	8,542	9,133	9,233	9,014	8,875	8,528	8,344	8,357	8,392	8,389	8,412	8,419	8,330	8,202	8,258	8,083	7,930	8,004	7,959	8,179
Shareholder's Equity	-0.9%	1,025	1,034	1,044	1,061	1,072	1,055	1,096	1,132	1,175	1,217	1,242	1,238	1,279	1,277	1,285	1,301	1,288	1,307	1,336	1,327	1,356
Retained Earnings	2.3%	-110	-113	-104	47.00	50.00	47.00	80.00	72.00	90.00	80.00	99.00	92.00	139	131	143	138	131	138	174	164	187
Additional Paid-In Capital	-0.7%	1,147	1,155	1,167	1,168	1,168	1,168	1,190	1,190	1,190	1,190	1,190	1,189	1,189	1,189	1,190	1,212	1,211	1,211	1,210	1,210	1,209
Shares Outstanding	-0.9%	133	134	136	136	136	135	139	136	136	136	139	136	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	-	897	-	-	-	1,450	-	-	-	1,750	-	-	-	1,610	-	-	-	1,820

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	484.4%	21.00	-5.33	13.00	9.00	10.00	15.00	34.00	27.00	16.00	20.00	23.00	19.00	13.00	19.00	24.00	31.00	12.00	27.00	25.00	23.00	18.00
Share Based Compensation	-5.7%	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cashflow From Investing	-100.6%	-4.22	678	42.00	53.00	-133	-291	-178	-96.68	15.00	93.00	-52.28	28.00	-162	-140	-154	109	-65.03	-40.78	143	89.00	-80.59
Cashflow From Financing	117.9%	107	-598	-139	207	134	277	139	-47.88	-17.02	-25.28	-27.02	-92.32	104	98.00	-84.18	140	131	-142	15.00	-274	210
Dividend Payments	-100.0%	-	11.00	11.00	11.00	11.00	49.00	12.00	39.00	12.00	41.00	12.00	66.00	12.00	29.00	12.00	12.00	12.00	59.00	12.00	46.00	12.00
Buy Backs	-36.6%	8.00	12.00	1.00	-	-	22.00	-	-	-	-	0.00	0.00	3.00	2.00	21.00	-	-	-	-	-	-

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CFFN Income Statement

2024-03-31

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
Consolidated Statements Of Income - USD ($) $ in Thousands	Mar. 31, 2024	Mar. 31, 2023	Mar. 31, 2024	Mar. 31, 2023
INTEREST AND DIVIDEND INCOME:
Loans receivable	$ 76,122	$ 69,319	$ 152,063	$ 134,138
Mortgage-backed securities ("MBS")	7,794	4,748	13,653	9,559
Cash and cash equivalents	4,513	10,977	9,291	27,648
FHLB stock	2,528	3,607	5,114	7,765
Investment securities	2,332	895	4,860	1,776
Total interest and dividend income	93,289	89,546	184,981	180,886
INTEREST EXPENSE:
Borrowings	18,554	31,447	38,210	65,055
Deposits	33,415	16,140	65,858	28,044
Total interest expense	51,969	47,587	104,068	93,099
NET INTEREST INCOME	41,320	41,959	80,913	87,787
Provision for credit losses	301	891	424	4,551
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	41,019	41,068	80,489	83,236
NON-INTEREST INCOME:
Net loss from securities transactions	0	0	(13,345)	0
Other non-interest income	1,457	1,084	2,470	2,180
Total non-interest income	4,643	5,083	(4,251)	10,435
NON-INTEREST EXPENSE:
Salaries and employee benefits	12,887	12,789	25,879	26,487
Information technology and related expense	4,954	5,789	10,323	10,859
Occupancy, net	3,481	3,568	6,853	7,042
Federal insurance premium	1,727	1,246	3,587	2,058
Regulatory and outside services	1,380	1,305	3,023	2,838
Advertising and promotional	1,271	1,333	2,259	2,166
Deposit and loan transaction costs	867	690	1,409	1,301
Office supplies and related expense	419	631	780	1,264
Other non-interest expense	1,459	1,280	2,840	2,389
Total non-interest expense	28,445	28,631	56,953	56,404
INCOME BEFORE INCOME TAX EXPENSE	17,217	17,520	19,285	37,267
INCOME TAX EXPENSE	3,455	3,331	2,980	6,838
NET INCOME	$ 13,762	$ 14,189	$ 16,305	$ 30,429
Basic earnings per share ("EPS")	$ 0.11	$ 0.11	$ 0.12	$ 0.23
Diluted EPS	$ 0.11	$ 0.11	$ 0.12	$ 0.23
Basic weighted average common shares	130,536,246	133,150,224	131,449,744	133,903,769
Diluted weighted average common shares	130,536,246	133,150,224	131,449,744	133,903,769
Deposit service fees [Member]
NON-INTEREST INCOME:
Revenue from contracts with customers	$ 2,451	$ 3,122	$ 5,026	$ 6,583
Insurance commissions [Member]
NON-INTEREST INCOME:
Revenue from contracts with customers	$ 735	$ 877	$ 1,598	$ 1,672

CFFN Balance Sheet

2024-03-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Sep. 30, 2023
ASSETS:
Cash and cash equivalents (includes interest-earning deposits of $419,332 and $213,830)	$ 443,513	$ 245,605
Available-for-sale ("AFS") securities, at estimated fair value (amortized cost of $831,337 and $1,385,992)	842,950	1,384,482
Loans receivable, net (allowance for credit losses ("ACL") of $24,634 and $23,759)	7,877,569	7,970,949
Federal Home Loan Bank Topeka ("FHLB") stock, at cost	109,070	110,714
Premises and equipment, net	91,105	91,531
Income taxes receivable, net	2,644	8,531
Deferred income tax assets, net	35,390	29,605
Other assets	319,045	336,044
TOTAL ASSETS	9,721,286	10,177,461
LIABILITIES:
Deposits	6,141,711	6,051,220
Borrowings	2,351,022	2,879,125
Advances by borrowers	52,698	62,993
Other liabilities	150,952	140,069
Total liabilities	8,696,383	9,133,407
STOCKHOLDERS' EQUITY:
Preferred stock, $.01 par value; 100,000,000 shares authorized, no shares issued or outstanding	0	0
Common stock, $.01 par value; 1,400,000,000 shares authorized, 132,685,065 and 135,936,375 shares issued and outstanding as of March 31, 2024 and September 30, 2023, respectively	1,327	1,359
Additional paid-in capital	1,147,029	1,166,643
Unearned compensation, Employee Stock Ownership Plan ("ESOP")	(27,258)	(28,083)
Accumulated deficit	(110,722)	(104,565)
Accumulated other comprehensive income ("AOCI"), net of tax	14,527	8,700
Total stockholders' equity	1,024,903	1,044,054
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 9,721,286	$ 10,177,461

About Capitol Federal Financial Inc

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company accepts a range of deposit products, including savings accounts, money market deposit accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity, loans and lines of credit, home improvement loans, vehicle loans, and loans secured by saving deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services; operates a call center; and invests in various securities. The company serves the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina, Kansas, and a portion of the metropolitan area of greater Kansas City. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.

CEO	Mr. John B. Dicus
WEBSITE	https://capfed.com
INDUSTRY	Banks Diversified
EMPLOYEES	642

Capitol Federal Financial Inc Frequently Asked Questions

What is the ticker symbol for Capitol Federal Financial Inc? What does CFFN stand for in stocks?

CFFN is the stock ticker symbol of Capitol Federal Financial Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Capitol Federal Financial Inc (CFFN)?

As of Mon May 13 2024, market cap of Capitol Federal Financial Inc is 678.27 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CFFN stock?

You can check CFFN's fair value in chart for subscribers.

What is the fair value of CFFN stock?

You can check CFFN's fair value in chart for subscribers. The fair value of Capitol Federal Financial Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Capitol Federal Financial Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CFFN so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Capitol Federal Financial Inc a good stock to buy?

The fair value guage provides a quick view whether CFFN is over valued or under valued. Whether Capitol Federal Financial Inc is cheap or expensive depends on the assumptions which impact Capitol Federal Financial Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CFFN.

What is Capitol Federal Financial Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Mon May 13 2024, CFFN's PE ratio (Price to Earnings) is -5.86 and Price to Sales (PS) ratio is 1.86. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CFFN PE ratio will change depending on the future growth rate expectations of investors.