CFSB - CFSB Bancorp, Inc. Stock Price, Fair Value and News

6.72USD+0.11 (+1.66%)Delayed

Market Summary

USD6.72+0.11

Delayed

1.66%

CFSB Stock Price

View Fullscreen

CFSB RSI Chart

CFSB Valuation

Market Cap

44.6M

Price/Earnings (Trailing)

-2.0K

Price/Sales (Trailing)

3.96

EV/EBITDA

3.15

Price/Free Cashflow

71.89

CFSB Price/Sales (Trailing)

CFSB Profitability

EBT Margin

0.57%

Return on Equity

-0.03%

Return on Assets

-0.01%

Free Cashflow Yield

1.39%

CFSB Fundamentals

CFSB Revenue

Revenue (TTM)

11.2M

Rev. Growth (Yr)

11.74%

Rev. Growth (Qtr)

7.24%

CFSB Earnings

Earnings (TTM)

-22.0K

Earnings Growth (Yr)

-111.27%

Earnings Growth (Qtr)

80.95%

Breaking Down CFSB Revenue

Last 7 days

0.5%

Last 30 days

-7.7%

Last 90 days

-15.5%

How does CFSB drawdown profile look like?

CFSB Financial Health

CFSB Investor Care

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	11.2M	0	0	0
2023	10.4M	10.7M	10.8M	10.9M
2022	9.1M	9.2M	9.6M	10.0M
2021	0	9.5M	9.3M	9.1M
2020	0	0	0	0

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of CFSB Bancorp, Inc.

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 18, 2024	baharian paul n	bought	7,562	7.562	1,000	-
Mar 22, 2023	denizkurt kemal	acquired	-	-	6,000	vp-financial markets
Mar 22, 2023	kuropatkin mary	acquired	-	-	6,000	vp-retail banking
Mar 22, 2023	mcfarland michael e	acquired	-	-	24,000	president and ceo
Mar 22, 2023	shea susan	acquired	-	-	18,000	treasurer and coo
Mar 22, 2023	esselystyn william r	acquired	-	-	6,000	vp-information systems
Mar 22, 2023	blanchard angela	acquired	-	-	6,000	vp-retail lending
Feb 22, 2023	o'leary james m jr	acquired	-	-	6,000	-
Feb 22, 2023	marini stephen d	acquired	-	-	6,000	-
Feb 22, 2023	wilson tracy l	acquired	-	-	6,000	-

Which funds bought or sold CFSB recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	Colony Group, LLC	unchanged	-	12,000	109,000	-%
May 15, 2024	Royal Bank of Canada	added	56.00	-	1,000	-%
May 15, 2024	Tower Research Capital LLC (TRC)	added	10.14	1,512	7,874	-%
May 15, 2024	Integrated Wealth Concepts LLC	unchanged	-	7,984	72,500	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	sold off	-100	-258	-	-%
May 15, 2024	MORGAN STANLEY	unchanged	-	4,232	38,425	-%
May 13, 2024	GEODE CAPITAL MANAGEMENT, LLC	unchanged	-	17,089	123,609	-%
May 13, 2024	UBS Group AG	new	-	413	413	-%
May 10, 2024	BlackRock Inc.	reduced	-2.36	3,721	41,992	-%
May 10, 2024	WELLS FARGO & COMPANY/MN	unchanged	-	16.00	151	-%

Are Funds Buying or Selling CFSB?

Are funds buying CFSB calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CFSB

No. of Funds

Recent SEC filings of CFSB Bancorp, Inc.

View All Filings

Date Filed	Form Type	Document
May 10, 2024	10-Q	Quarterly Report
Apr 29, 2024	8-K	Current Report
Apr 05, 2024	8-K	Current Report
Mar 19, 2024	4	Insider Trading

Peers (Alternatives to CFSB Bancorp, Inc.)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

CFSB Bancorp, Inc. News

Latest updates

CFSB Bancorp, Inc. Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)															(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3
Revenue	7.2%	3,007	2,804	2,732	2,701	2,691	2,681	2,605	2,398	2,297	2,268	2,261	2,264	2,323	2,444	2,451
EBITDA Margin	-14.5%	0.65*	0.76*	0.89*	1.01*	1.10*	1.00*	0.99*	0.96*	0.91*	1.07*	1.03*	0.98*	-	-	-
Interest Expenses	0%	1,639	1,639	1,806	1,893	2,155	2,341	2,363	2,159	2,051	2,011	1,983	1,961	1,868	1,816	1,761
Income Taxes	-362.5%	-42.00	16.00	93.00	19.00	47.00	65.00	170	12.00	-196	32.00	100	135	67.00	-11.00	55.00
Earnings Before Taxes	57.7%	-82.00	-194	216	124	402	406	815	576	-1,024	266	572	531	468	204	435
EBT Margin	-88.6%	0.01*	0.05*	0.11*	0.16*	0.21*	0.08*	0.07*	0.04*	0.04*	0.20*	0.19*	0.17*	-	-	-
Net Income	81.0%	-40.00	-210	123	105	355	341	645	564	-828	234	472	397	401	215	378
Net Income Margin	-105.7%	0.00*	0.03*	0.09*	0.14*	0.18*	0.07*	0.06*	0.05*	0.03*	0.16*	0.16*	0.15*	-	-	-
Free Cashflow	128.8%	150	-521	436	555	348	146	690	671	1,119	-437	401	572	743	-68.00	555

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet												(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2
Assets	-0.3%	358	359	346	349	352	357	361	366	363	362	337	339
Cash Equivalents	37.8%	22.00	16.00	6.00	7.00	5.00	11.00	16.00	32.00	37.00	48.00	38.00	41.00
Net PPE	-1.5%	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00
Liabilities	-0.4%	282	283	270	273	276	282	286	292	289	312	288	290
Short Term Borrowings	-	-	-	3.00	4.00	-	-	-	-	0.00	0.00	0.00	1.00
Shareholder's Equity	0.1%	76.00	76.00	76.00	76.00	76.00	75.00	75.00	74.00	74.00	49.00	49.00	49.00
Retained Earnings	-0.1%	50.00	50.00	50.00	50.00	50.00	50.00	50.00	49.00	48.00	49.00	49.00	49.00
Additional Paid-In Capital	0.3%	28.00	28.00	28.00	28.00	28.00	28.00	28.00	28.00	28.00	-	-	-
Shares Outstanding	0%	7.00	7.00	7.00	7.00	7.00	6.00	6.00	7.00	6.00	-	-	-

Cashflow (Last 12 Months)

(In Thousands)

Cashflow (Quarterly)															(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3
Cashflow From Operations	132.0%	160	-500	436	616	540	167	730	757	1,157	-437	407	724	742	-64.00	613
Cashflow From Investing	329.4%	6,950	-3,029	1,919	3,828	-202	-806	-9,696	-9,311	-11,787	-14,710	-479	-13,398	1,933	7,874	565
Cashflow From Financing	-108.9%	-1,170	13,135	-3,098	-2,925	-5,570	-4,528	-6,960	2,956	62.00	25,273	-2,899	-302	2,537	2,179	-89.00

Get Full Access to Grufity – and Unlimited Downloads

Gain full access to fair value, watchlists, stock screener, unlimited page visits, and additional features by joining as a member today for just $1.99.

Try For Just $1.99

CFSB Income Statement

2024-03-31

Consolidated Statements of Net Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Mar. 31, 2024	Mar. 31, 2023
Interest and dividend income:
Interest and fees on loans	$ 1,777	$ 1,700	$ 5,257	$ 4,976
Interest and dividends on debt securities:
Taxable	965	837	2,737	2,383
Tax exempt	89	101	279	315
Interest on short-term investments	176	53	270	303
Total interest and dividend income	3,007	2,691	8,543	7,977
Interest expense:
Deposits	1,197	533	3,124	1,115
Borrowings	171	3	335	3
Total interest expense	1,368	536	3,459	1,118
Net interest income	1,639	2,155	5,084	6,859
Provision for (reversal of) credit losses	(20)	0	(290)	0
Net interest income after provision for (reversal of) credit losses	1,659	2,155	5,374	6,859
Non-interest income:
Customer service fees	41	37	118	110
Income on bank-owned life insurance	67	64	201	191
Other income	59	47	180	199
Total non-interest income	167	148	499	500
Non-interest expenses:
Salaries and employee benefits	1,117	1,103	3,528	3,371
Occupancy and equipment	256	256	750	754
Advertising	32	38	106	148
Data processing	97	84	287	262
Deposit insurance	33	20	99	63
Other general and administrative	373	400	1,163	1,138
Total non-interest expenses	1,908	1,901	5,933	5,736
Income (loss) before income taxes	(82)	402	(60)	1,623
Provision (benefit) for income taxes	(42)	47	67	282
Net income (loss)	$ (40)	$ 355	$ (127)	$ 1,341
Net income per share:
Earnings (loss) per common share, Basic	$ (0.01)	$ 0.06	$ (0.02)	$ 0.21
Earnings (loss) per common share, Diluted	$ (0.01)	$ 0.06	$ (0.02)	$ 0.21
Weighted average shares outstanding:
Weighted average shares: basic	6,292,060	6,300,633	6,286,323	6,282,384
Weighted average shares: diluted	6,292,060	6,300,721	6,286,323	6,282,413

CFSB Balance Sheet

2024-03-31

Consolidated Balance Sheets - USD ($)	Mar. 31, 2024	Jun. 30, 2023
Assets
Cash and due from banks	$ 1,182,000	$ 1,486,000
Short-term investments	20,482,000	5,375,000
Total cash and cash equivalents	21,664,000	6,861,000
Securities available for sale, at fair value	119,000	146,000
Securities held to maturity, at amortized cost, net of allowance for credit loss, fair value of $132,946 at March 31, 2024 and $132,273 at June 30, 2023	146,463,000	147,902,000
Federal Home Loan Bank stock, at cost	704,000	381,000
Loans, net of allowance for credit losses of $1,561 at March 31, 2024 and $1,747 at June 30, 2023	170,888,000	175,911,000
Premises and equipment, net	3,267,000	3,413,000
Accrued interest receivable	1,400,000	1,363,000
Bank-owned life insurance	10,603,000	10,402,000
Deferred tax asset	1,129,000	1,079,000
Operating lease right of use asset	884,000	953,000
Other assets	943,000	596,000
Total Assets	358,064,000	349,007,000
Deposits
Non-interest bearing	30,789,000	32,760,000
Interest-bearing	234,849,000	230,616,000
Total deposits	265,638,000	263,376,000
Federal Home Loan Bank of Boston advances	10,350,000	3,675,000
Mortgagors' escrow accounts	1,526,000	1,596,000
Operating lease liability	898,000	962,000
Accrued expenses and other liabilities	3,790,000	3,509,000
Total liabilities	282,202,000	273,118,000
Stockholders' Equity
Preferred Stock, $.01 par value, 10,000,000 shares authorized as of March 31, 2024 and June 30, 2023, none outstanding	0	0
Common Stock, $.01 par value, 90,000,000 shares authorized as of March 31, 2024 and June 30, 2023, 6,632,642 issued and outstanding as of March 31, 2024 and June 30, 2023	65,000	65,000
Additional paid-in capital	28,058,000	27,814,000
Retained earnings	50,066,000	50,416,000
Accumulated other comprehensive loss	(1,000)	(3,000)
Unearned compensation - ESOP, 232,640 and 240,310 shares unallocated at March 31, 2024 and June 30, 2023, respectively	(2,326,000)	(2,403,000)
Total stockholders' equity	75,862,000	75,889,000
Total liabilities and stockholders' equity	$ 358,064,000	$ 349,007,000

About CFSB Bancorp, Inc.

CFSB Bancorp, Inc. focuses on operating as a holding company for Colonial Federal Savings Bank that provides various financial services to individuals and small businesses. It accepts various deposits, including non-interest-bearing checking accounts, interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit. The company also offers one- to four-family residential real estate loans, multi-family real estate loans, commercial real estate loans, second mortgage loans, home equity lines of credit, and consumer loans. In addition, it invests in various types of investment grade investment securities and liquid assets comprising the U.S. treasury obligations, securities of various government-sponsored enterprises, corporate debt, mortgage-backed securities, collateralized mortgage obligations, asset-backed securities, municipal obligations, mutual funds, and certificates of deposit of federally insured institutions. Further, it offers online and mobile banking, and online bill pay services. The company operates through three full-service banking offices and one limited-service branch office in Norfolk County, Massachusetts. The company was founded in 1889 and is based in Quincy, Massachusetts. CFSB Bancorp, Inc. operates as a subsidiary of 15 Beach, MHC.

CEO	Mr. Michael E. McFarland
WEBSITE	https://colonialfed.com
INDUSTRY	Banks Diversified

CFSB Bancorp, Inc. Frequently Asked Questions

What is the ticker symbol for CFSB Bancorp, Inc.? What does CFSB stand for in stocks?

CFSB is the stock ticker symbol of CFSB Bancorp, Inc.. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of CFSB Bancorp, Inc. (CFSB)?

As of Fri May 17 2024, market cap of CFSB Bancorp, Inc. is 44.57 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CFSB stock?

You can check CFSB's fair value in chart for subscribers.

What is the fair value of CFSB stock?

You can check CFSB's fair value in chart for subscribers. The fair value of CFSB Bancorp, Inc. is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of CFSB Bancorp, Inc. is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CFSB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is CFSB Bancorp, Inc. a good stock to buy?

The fair value guage provides a quick view whether CFSB is over valued or under valued. Whether CFSB Bancorp, Inc. is cheap or expensive depends on the assumptions which impact CFSB Bancorp, Inc.'s fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CFSB.

What is CFSB Bancorp, Inc.'s Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, CFSB's PE ratio (Price to Earnings) is -2025.97 and Price to Sales (PS) ratio is 3.96. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CFSB PE ratio will change depending on the future growth rate expectations of investors.