CNFR RSI Chart
Last 7 days
-12.9%
Last 30 days
-16.2%
Last 90 days
-32.3%
Trailing 12 Months
-45.3%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 140.2M | 0 | 0 | 0 |
2023 | 130.9M | 133.1M | 136.9M | 141.7M |
2022 | 113.1M | 116.6M | 119.3M | 131.7M |
2021 | 105.4M | 110.3M | 115.2M | 116.0M |
2020 | 103.7M | 103.9M | 104.8M | 103.2M |
2019 | 107.0M | 104.2M | 102.9M | 103.2M |
2018 | 114.2M | 113.7M | 112.1M | 109.2M |
2017 | 109.4M | 112.5M | 114.1M | 114.7M |
2016 | 94.5M | 97.5M | 101.8M | 104.7M |
2015 | 69.1M | 76.4M | 84.1M | 86.5M |
2014 | 0 | 44.3M | 55.6M | 67.0M |
2013 | 0 | 0 | 0 | 32.9M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Dec 20, 2023 | hakala jeffrey anthony | bought | 6,000,000 | 6,000 | 1,000 | - |
Dec 20, 2023 | hakala gerald w | bought | 6,000,000 | 6,000 | 1,000 | - |
May 03, 2023 | meloche harold j | sold (taxes) | -1,045 | 1.54 | -679 | cfo, treasurer |
Mar 24, 2023 | petcoff james g | bought | 302,000 | 1.51 | 200,000 | executive chairman and co-ceo |
Dec 30, 2022 | petcoff james g | sold | -300,000 | 1.5 | -200,000 | executive chairman and co-ceo |
Nov 29, 2022 | petcoff james g | bought | 6,938 | 1.6433 | 4,222 | executive chairman and co-ceo |
Nov 23, 2022 | petcoff james g | bought | 47,400 | 1.58 | 30,000 | executive chairman and co-ceo |
Aug 10, 2022 | hakala jeffrey anthony | bought | 3,000,000 | 2.00 | 1,500,000 | - |
Aug 10, 2022 | petcoff nicholas j | bought | 200,000 | 2.00 | 100,000 | co-ceo |
Aug 10, 2022 | clarkston ventures, llc | bought | 3,000,000 | 2.00 | 1,500,000 | - |
Which funds bought or sold CNFR recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 15, 2024 | CITADEL ADVISORS LLC | new | - | 16,246 | 16,246 | -% |
May 15, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | unchanged | - | 1,040 | 14,690 | -% |
May 15, 2024 | Tower Research Capital LLC (TRC) | added | 0.07 | 213 | 7,803 | -% |
May 15, 2024 | BANK OF AMERICA CORP /DE/ | sold off | -100 | -2.00 | - | -% |
May 15, 2024 | MORGAN STANLEY | unchanged | - | 16.00 | 598 | -% |
May 13, 2024 | GEODE CAPITAL MANAGEMENT, LLC | unchanged | - | 1,657 | 23,402 | -% |
May 13, 2024 | UBS Group AG | added | 26,945 | 6,090 | 6,112 | -% |
May 10, 2024 | JPMORGAN CHASE & CO | added | 75.00 | 4.00 | 8.00 | -% |
May 10, 2024 | VANGUARD GROUP INC | added | 5.65 | 2,940 | 37,409 | -% |
May 10, 2024 | AEGIS FINANCIAL CORP | unchanged | - | 14,236 | 536,159 | 0.46% |
Unveiling Conifer Holdings Inc's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Conifer Holdings Inc)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
ARGO | 1.1T | 1.3B | -5.4K | 851.43 | ||||
AJG | 56.3B | 10.6B | 51.57 | 5.3 | ||||
AIG | 53.5B | 48.4B | 11.07 | 1.1 | ||||
TRV | 50.3B | 42.9B | 16.03 | 1.17 | ||||
AFL | 50.2B | 19.3B | 9.39 | 2.6 | ||||
ACGL | 37.9B | 14.4B | 7.82 | 2.63 | ||||
AFG | 11.2B | 8.0B | 12.7 | 1.4 | ||||
MID-CAP | ||||||||
UNM | 10.1B | 12.6B | 7.61 | 0.8 | ||||
AIZ | 9.1B | 11.4B | 11.93 | 0.8 | ||||
LNC | 5.1B | 11.9B | 3.81 | 0.43 | ||||
AEL | 3.9B | 3.2B | 5.55 | 1.23 | ||||
SMALL-CAP | ||||||||
BRP | 2.0B | 1.3B | -37.13 | 1.59 | ||||
AMSF | 887.3M | 308.9M | 14.38 | 2.87 | ||||
AMBC | 818.6M | 314.0M | 14.24 | 2.61 | ||||
AAME | 35.5M | 187.5M | -49.09 | 0.19 |
Conifer Holdings Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | -46.3% | 23,078,000 | 42,972,500 | 38,150,000 | 36,013,000 | 24,579,000 | 38,153,000 | 34,401,000 | 33,782,000 | 25,366,000 | 25,718,000 | 31,770,000 | 30,228,000 | 28,247,000 | 24,933,500 | 26,872,000 | 25,300,000 | 26,053,000 | 26,609,000 | 25,962,000 | 25,082,000 | 25,550,000 |
Operating Expenses | 9.8% | 4,495,000 | 4,095,000 | 4,403,000 | 5,114,000 | 4,279,000 | 5,779,000 | 4,380,000 | 4,470,000 | 4,160,000 | 3,741,000 | 4,077,000 | 4,342,000 | 4,349,000 | 4,027,000 | 4,537,000 | 4,859,000 | 5,045,000 | 4,622,000 | 4,297,000 | 4,340,000 | 4,323,000 |
EBITDA Margin | -4.8% | -0.16 | -0.16 | -0.07 | -0.07 | -0.10 | -0.13 | -0.09 | -0.09 | 0.03 | 0.01 | 0.05 | 0.06 | 0.03 | - | - | - | - | - | - | - | - |
Interest Expenses | 3.8% | 877,000 | 845,000 | 855,000 | 820,000 | 686,000 | 755,000 | 778,000 | 727,000 | 711,000 | 698,000 | 701,000 | 732,000 | 721,000 | 740,000 | 723,000 | 731,000 | 731,000 | 727,000 | 720,000 | 725,000 | 710,000 |
Income Taxes | -100.0% | - | 9,000 | - | - | - | -9,401,000 | -1,000 | 2,000 | -41,000 | 17,000 | -2,000 | 184,000 | 9,000 | -7,000 | -44,000 | 44,000 | 13,000 | -122,000 | -802,000 | - | 11,000 |
Earnings Before Taxes | 100.9% | 173,000 | -19,303,000 | -2,778,000 | -4,743,000 | 1,180,000 | -7,290,000 | -1,723,000 | -8,490,000 | -2,987,000 | -996,000 | -1,395,000 | 5,556,000 | -4,875,000 | 2,845,000 | 309,000 | 1,370,000 | -4,762,000 | -3,317,000 | -2,153,000 | -2,876,000 | -775,000 |
EBT Margin | -5.0% | -0.19 | -0.18 | -0.10 | -0.09 | -0.12 | -0.16 | -0.12 | -0.12 | 0.00 | -0.01 | 0.02 | 0.03 | 0.00 | - | - | - | - | - | - | - | - |
Net Income | 101.2% | 231,000 | -19,460,000 | -2,706,000 | -4,739,000 | 1,001,000 | 2,111,000 | -1,523,000 | -8,399,000 | -2,870,000 | -801,000 | -1,209,000 | 5,552,000 | -4,636,000 | 3,274,000 | 541,000 | 1,505,000 | -4,725,000 | -3,028,000 | -1,230,000 | -2,884,000 | -680,000 |
Net Income Margin | -4.1% | -0.19 | -0.18 | -0.03 | -0.02 | -0.05 | -0.08 | -0.11 | -0.11 | 0.01 | -0.01 | 0.03 | 0.04 | 0.01 | - | - | - | - | - | - | - | - |
Free Cashflow | 164.6% | 8,175,000 | -12,663,000 | 718,000 | 4,571,000 | -6,018,000 | -26,383,000 | 1,383,000 | -6,947,000 | -8,527,000 | 7,343,000 | 2,472,000 | -967,000 | -3,513,000 | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | -3.4% | 301 | 312 | 293 | 297 | 293 | 312 | 286 | 275 | 285 | 290 | 269 | 270 | 260 | 262 | 260 | 250 | 249 | 247 | 238 | 243 | 238 |
Cash Equivalents | 55.6% | 17.00 | 11.00 | 14.00 | 19.00 | 22.00 | 28.00 | 35.00 | 13.00 | 8.00 | 10.00 | 8.00 | 5.00 | 4.00 | 8.00 | 8.00 | 5.00 | 8.00 | 7.00 | 31.00 | 20.00 | 10.00 |
Liabilities | -3.4% | 299 | 309 | 282 | 280 | 271 | 293 | 270 | 258 | 255 | 250 | 227 | 226 | 223 | 217 | 217 | 207 | 212 | 205 | 193 | 197 | 195 |
Long Term Debt | -0.5% | 25.00 | 25.00 | 25.00 | 34.00 | 34.00 | 34.00 | 48.00 | 34.00 | 39.00 | 34.00 | 34.00 | 37.00 | 39.00 | 41.00 | 41.00 | 39.00 | 37.00 | 36.00 | 34.00 | 35.00 | 35.00 |
Shareholder's Equity | -11.4% | 3.00 | 3.00 | 12.00 | 17.00 | 22.00 | 19.00 | 16.00 | 17.00 | 30.00 | 41.00 | 42.00 | 44.00 | 37.00 | 44.00 | 43.00 | 43.00 | 37.00 | 43.00 | 45.00 | 47.00 | 43.00 |
Retained Earnings | 0.1% | -86.61 | -86.68 | -67.20 | -64.50 | -59.76 | -60.76 | -62.87 | -61.35 | -52.95 | -50.08 | -49.28 | -48.07 | -53.62 | -48.98 | -52.26 | -52.80 | -54.30 | -49.58 | -46.55 | -45.32 | -42.44 |
Shares Outstanding | 0% | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | - | - | - | - | - | - | - | - |
Float | - | - | - | - | 5.00 | - | - | - | 5.00 | - | - | - | 10.00 | - | - | - | - | - | - | - | 21.00 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | 164.6% | 8,175 | -12,663 | 718 | 4,571 | -6,018 | -26,383 | 1,383 | -6,947 | -8,527 | 7,343 | 2,472 | -967 | -3,493 | 5,977 | 1,606 | -8,616 | 4,015 | 8,017 | 7,567 | 1,977 | -2,200 |
Share Based Compensation | -25.6% | 32.00 | 43.00 | 44.00 | 48.00 | 55.00 | 57.00 | 58.00 | 58.00 | 38.00 | 34.00 | 51.00 | 67.00 | 66.00 | 70.00 | 161 | 236 | 239 | 240 | 234 | 240 | 245 |
Cashflow From Investing | -141.3% | -1,558 | 3,768 | 3,780 | -7,352 | -468 | 36,423 | 6,382 | 12,247 | 1,451 | -3,936 | 371 | 3,213 | 1,729 | -5,333 | -1,143 | 3,272 | -4,133 | -33,405 | 3,933 | 3,130 | 1,329 |
Cashflow From Financing | -107.5% | -426 | 5,659 | -8,902 | -3.00 | - | -17,418 | 14,500 | 11.00 | 5,000 | -1,001 | -4.00 | -2,007 | -2,000 | -1.00 | 2,275 | 2,056 | 754 | 1,998 | -1,061 | 4,897 | 490 |
Buy Backs | - | - | - | - | 3.00 | - | 1.00 | - | -11.00 | - | 1.00 | 4.00 | 7.00 | - | 1.00 | 19.00 | 14.00 | 2.00 | 2.00 | 66.00 | 98.00 | 510 |
Consolidated Statements of Operations (Unaudited) - USD ($) | 3 Months Ended | |||
---|---|---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |||
Revenue and Other Income | ||||
Gross earned premiums | $ 34,232,000 | $ 34,294,000 | ||
Ceded earned premiums | (17,345,000) | (12,342,000) | ||
Net earned premiums | 16,887,000 | 21,952,000 | ||
Net investment income | 1,552,000 | 1,307,000 | ||
Net realized investment gains (losses) | 0 | 0 | ||
Change in fair value of equity securities | 43,000 | 694,000 | ||
Other gains (losses) | 0 | 0 | ||
Agency commission income | 4,336,000 | 430,000 | ||
Other income | 260,000 | 196,000 | ||
Total revenue and other income | 23,078,000 | 24,579,000 | ||
Expenses | ||||
Losses and loss adjustment expenses, net | 10,520,000 | 13,713,000 | ||
Policy acquisition costs | 7,013,000 | 4,721,000 | ||
Operating expenses | 4,495,000 | 4,279,000 | ||
Interest expense | 877,000 | 686,000 | ||
Total expenses | 22,905,000 | 23,399,000 | ||
Income (loss) before equity earnings in Affiliate and income taxes | 173,000 | 1,180,000 | ||
Equity earnings (loss) in Affiliate, net of tax | 58,000 | (179,000) | ||
Income tax expense (benefit) | 0 | 0 | ||
Net income (loss) | 231,000 | 1,001,000 | ||
Preferred stock dividends | 157,000 | 0 | ||
Net income (loss) allocable to common shareholders | $ 74,000 | $ 1,001,000 | ||
Earnings (loss) per common share, basic | $ 0.01 | $ 0.08 | ||
Earnings (loss) per common share, diluted | $ 0.01 | $ 0.08 | ||
Weighted average common shares outstanding, basic | [1] | 12,222,881 | 12,215,849 | |
Weighted average common shares outstanding, diluted | [1] | 12,222,881 | 12,215,849 | |
|
Consolidated Balance Sheets - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
Investment securities: | ||
Debt securities, at fair value (amortized cost of $134,219 and $135,370, respectively) | $ 120,534 | $ 122,113 |
Equity securities, at fair value (cost of $2,374 and $2,385, respectively) | 2,387 | 2,354 |
Short-term investments, at fair value | 23,724 | 20,838 |
Total investments | 146,645 | 145,305 |
Cash and cash equivalents | 17,316 | 11,125 |
Premiums and agents' balances receivable, net | 24,056 | 29,369 |
Reinsurance recoverables on unpaid losses | 73,807 | 70,807 |
Reinsurance recoverables on paid losses | 5,075 | 12,619 |
Prepaid reinsurance premiums | 20,486 | 28,908 |
Deferred policy acquisition costs | 5,663 | 6,285 |
Other assets | 6,875 | 6,339 |
Total assets | 301,078 | 311,804 |
Liabilities: | ||
Unpaid losses and loss adjustment expenses | 175,826 | 174,612 |
Unearned premiums | 55,231 | 65,150 |
Reinsurance premiums payable | 2,399 | 246 |
Debt | 24,946 | 25,061 |
Funds held under reinsurance agreements | 24,211 | 24,550 |
Premiums payable to other insureds | 8,840 | 13,986 |
Accounts payable and accrued expenses | 7,066 | 5,310 |
Total liabilities | 298,519 | 308,915 |
Commitments and contingencies | ||
Shareholders' equity: | ||
Preferred stock, no par value (10,000,000 shares authorized; 1,000 issued and outstanding, respectively) | 6,000 | 6,000 |
Common stock, no par value (100,000,000 shares authorized; 12,222,881 issued and outstanding, respectively) | 98,132 | 98,100 |
Accumulated deficit | (86,609) | (86,683) |
Accumulated other comprehensive income (loss) | (14,964) | (14,528) |
Total shareholders' equity | 2,559 | 2,889 |
Total liabilities and shareholders' equity | 301,078 | 311,804 |
Affiliated Entity | ||
Investment securities: | ||
Receivable from Affiliate | $ 1,155 | $ 1,047 |