CVCY - Central Valley Community Bancorp Stock Price, Fair Value and News

17.29USD+0.01 (+0.06%)Delayed

Market Summary

USD17.29+0.01

Delayed

0.06%

CVCY Stock Price

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CVCY RSI Chart

CVCY Valuation

Market Cap

326.3M

Price/Earnings (Trailing)

14.67

Price/Sales (Trailing)

3.14

EV/EBITDA

2.43

Price/Free Cashflow

28.96

CVCY Price/Sales (Trailing)

CVCY Profitability

EBT Margin

28.22%

Return on Equity

10.51%

Return on Assets

0.92%

Free Cashflow Yield

3.45%

CVCY Fundamentals

CVCY Revenue

Revenue (TTM)

103.9M

Rev. Growth (Yr)

6.15%

Rev. Growth (Qtr)

-0.76%

CVCY Earnings

Earnings (TTM)

22.2M

Earnings Growth (Yr)

-47.26%

Earnings Growth (Qtr)

-37.63%

Breaking Down CVCY Revenue

Last 7 days

0.2%

Last 30 days

-3.5%

Last 90 days

-1.2%

Trailing 12 Months

33.3%

How does CVCY drawdown profile look like?

CVCY Financial Health

CVCY Investor Care

Dividend Yield

2.78%

Dividend/Share (TTM)

0.48

Shares Dilution (1Y)

60.53%

Diluted EPS (TTM)

1.89

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	103.9M	0	0	0
2023	88.9M	94.5M	99.9M	102.4M
2022	74.2M	76.3M	78.8M	83.0M
2021	67.4M	69.7M	71.8M	73.9M
2020	66.5M	65.8M	65.3M	66.0M
2019	64.7M	65.7M	66.4M	66.3M
2018	59.5M	61.2M	63.7M	64.2M
2017	49.4M	52.0M	54.6M	57.4M
2016	42.7M	43.8M	44.5M	46.7M
2015	40.6M	40.7M	41.2M	41.8M
2014	38.1M	41.1M	40.3M	41.0M
2013	30.8M	30.0M	32.9M	34.8M
2012	34.1M	33.6M	32.9M	31.8M
2011	35.2M	34.8M	34.2M	34.3M
2010	0	39.2M	37.6M	36.0M
2009	0	0	0	40.7M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Central Valley Community Bancorp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 29, 2024	kim james j	bought	20,366	16.011	1,272	president & ceo
Feb 29, 2024	martin jeffrey michael	bought	2,737	16.011	171	executive vice president
Feb 29, 2024	avrett shannon r	bought	2,321	16.011	145	executive vice president
Feb 29, 2024	cagle dawn m	bought	2,513	16.011	157	executive vice president
Jan 17, 2024	kim james j	acquired	183,645	19.8	9,275	president & ceo
Nov 30, 2023	cagle dawn m	bought	1,541	13.401	115	executive vice president
Nov 30, 2023	martin jeffrey michael	bought	1,259	13.401	94.00	executive vice president
Aug 31, 2023	cagle dawn m	bought	1,315	13.158	100	executive vice president
Aug 31, 2023	avrett shannon r	bought	3,460	13.158	263	executive vice president
Aug 31, 2023	martin jeffrey michael	bought	1,092	13.158	83.00	executive vice president

Which funds bought or sold CVCY recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	sold off	-100	-36,766	-	-%
May 16, 2024	COMERICA BANK	reduced	-7.41	-318	1,492	-%
May 15, 2024	Royal Bank of Canada	sold off	-100	-223,000	-	-%
May 15, 2024	SYSTEMATIC FINANCIAL MANAGEMENT LP	reduced	-4.34	-840,662	4,811,990	0.13%
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	reduced	-13.12	-479,135	1,633,390	0.03%
May 15, 2024	ARROWSTREET CAPITAL, LIMITED PARTNERSHIP	new	-	909,000	909,000	-%
May 15, 2024	MILLENNIUM MANAGEMENT LLC	new	-	852,147	852,147	-%
May 15, 2024	Integrated Wealth Concepts LLC	sold off	-100	-210,448	-	-%
May 15, 2024	BARCLAYS PLC	reduced	-49.57	-169,000	138,000	-%
May 15, 2024	TWO SIGMA ADVISERS, LP	reduced	-15.07	-79,674	246,636	-%

Are Funds Buying or Selling CVCY?

Are funds buying CVCY calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CVCY

No. of Funds

Unveiling Central Valley Community Bancorp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	fourthstone llc	9.74%	1,150,657	SC 13G
Feb 09, 2024	dimensional fund advisors lp	4.6%	540,370	SC 13G/A
Feb 07, 2024	blackrock inc.	4.9%	584,856	SC 13G
Feb 02, 2024	private management group inc	4.50%	531,744	SC 13G/A
Jan 31, 2024	blackrock inc.	5.2%	610,314	SC 13G
Feb 10, 2023	dimensional fund advisors lp	5.1%	597,497	SC 13G
Feb 07, 2023	private management group inc	5.61%	658,031	SC 13G/A
Feb 06, 2023	cunningham daniel n	2.7%	315,483	SC 13G/A
Feb 11, 2022	elizabeth park capital advisors, ltd.	0.00%	0	SC 13G/A
Feb 08, 2022	cunningham daniel n	2.7%	321,217	SC 13G/A

Recent SEC filings of Central Valley Community Bancorp

View All Filings

Date Filed	Form Type	Document
May 14, 2024	10-Q	Quarterly Report
May 08, 2024	8-K	Current Report
May 02, 2024	4	Insider Trading
May 02, 2024	4	Insider Trading
Apr 29, 2024	ARS	ARS
Apr 26, 2024	DEF 14A	DEF 14A
Apr 18, 2024	8-K	Current Report
Apr 08, 2024	4	Insider Trading
Apr 08, 2024	4	Insider Trading
Apr 08, 2024	4	Insider Trading

Peers (Alternatives to Central Valley Community Bancorp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

Central Valley Community Bancorp News

Latest updates

Central Valley Community Bancorp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-0.8%	26.00	26.00	26.00	26.00	24.00	23.00	21.00	20.00	18.00	19.00	18.00	18.00	18.00	17.00	16.00	16.00	17.00	16.00	17.00	17.00	16.00
EBITDA Margin	-7.4%	1.05*	1.14*	1.21*	1.27*	1.35*	1.38*	1.40*	1.43*	1.46*	1.50*	1.51*	1.48*	-	-	-	-	-	-	-	-	-
Interest Expenses	-5.2%	19.00	20.00	21.00	20.00	22.00	22.00	20.00	20.00	18.00	19.00	18.00	18.00	18.00	17.00	16.00	16.00	16.00	16.00	16.00	16.00	16.00
Income Taxes	-37.6%	1.00	2.00	2.00	2.00	2.00	3.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	1.00	1.00	2.00	2.00	2.00	2.00	2.00
Earnings Before Taxes	-37.6%	5.00	8.00	8.00	8.00	9.00	10.00	8.00	8.00	8.00	9.00	9.00	10.00	10.00	9.00	6.00	3.00	9.00	6.00	8.00	8.00	7.00
EBT Margin	-14.6%	0.28*	0.33*	0.36*	0.38*	0.41*	0.42*	0.43*	0.45*	0.49*	0.51*	0.53*	0.50*	-	-	-	-	-	-	-	-	-
Net Income	-37.6%	4.00	6.00	6.00	6.00	7.00	8.00	6.00	7.00	6.00	7.00	7.00	8.00	7.00	7.00	4.00	2.00	7.00	4.00	6.00	6.00	5.00
Net Income Margin	-14.1%	0.21*	0.25*	0.27*	0.29*	0.31*	0.32*	0.33*	0.34*	0.36*	0.38*	0.40*	0.38*	-	-	-	-	-	-	-	-	-
Free Cashflow	552.8%	4.00	-0.78	7.00	2.00	10.00	10.00	8.00	6.00	-0.64	11.00	4.00	21.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-0.7%	2,416	2,433	2,435	2,490	2,464	2,423	2,426	2,354	2,423	2,450	2,348	2,281	2,201	2,004	1,951	1,914	1,619	1,597	1,584	1,613	1,564
Cash Equivalents	13.5%	61.00	54.00	75.00	129	64.00	31.00	42.00	27.00	89.00	163	68.00	121	215	70.00	87.00	119	36.00	53.00	43.00	49.00	32.00
Net PPE	0.4%	14.00	14.00	10.00	11.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	7.00	7.00	7.00	8.00	8.00	8.00	8.00
Goodwill	0%	54.00	54.00	54.00	54.00	54.00	54.00	54.00	54.00	54.00	54.00	54.00	54.00	54.00	54.00	6.00	54.00	54.00	54.00	54.00	54.00	54.00
Liabilities	-1.0%	2,204	2,226	2,254	2,302	2,282	2,248	2,267	2,183	2,231	2,202	2,102	2,030	1,959	1,759	1,715	1,685	1,400	1,369	1,351	1,382	1,337
Short Term Borrowings	-16.2%	67.00	80.00	-	-	-	46.00	25.00	9.00	-	-	-	-	-	-	-	-	-	-	-	-	-
Shareholder's Equity	2.2%	212	207	182	187	182	175	159	170	192	248	247	251	242	245	236	229	219	228	233	232	227
Retained Earnings	1.1%	213	211	206	201	196	194	188	183	178	173	168	163	157	151	145	142	141	136	133	129	124
Shares Outstanding	0.1%	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	153	-	-	-	143	-	-	-	211	-	-	-	164	-	-	-	245	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-9.8%	3,982	4,415	7,963	4,942	10,532	10,250	8,420	6,159	-635	10,776	4,304	21,396	6,379	10,168	5,051	-4,160	5,931	5,001	7,044	2,774	6,902
Share Based Compensation	7.1%	181	169	170	379	140	173	143	363	97.00	252	100	109	101	108	114	127	121	125	136	151	143
Cashflow From Investing	736.4%	27,960	3,343	-9,217	36,271	-6,203	-808	-71,635	-17,317	-107,836	-11,029	-127,737	-166,182	-60,189	-67,060	-66,978	-211,115	-27,454	-7,289	26,040	-29,091	-10,589
Cashflow From Financing	13.6%	-24,711	-28,605	-52,829	23,183	28,763	-19,850	77,560	-50,446	33,841	96,027	70,460	50,611	198,373	40,160	30,380	297,670	5,111	11,825	-38,650	42,685	4,195
Dividend Payments	0%	1,419	1,419	1,417	1,411	1,410	1,407	1,407	1,399	1,425	1,438	1,438	1,504	1,377	1,375	1,375	1,372	1,408	1,452	1,479	1,502	1,372
Buy Backs	-	-	-	-	1.00	-	-	-	2,328	4,486	1,619	7,158	4,842	-	-	-	-	11,052	5,420	3,873	4,452	1,874

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CVCY Income Statement

2024-03-31

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
INTEREST INCOME:
Interest and fees on loans	$ 18,299	$ 16,777
Interest on deposits in other banks	432	75
Interest and dividends on investment securities:
Taxable	5,500	5,886
Exempt from Federal income taxes	1,396	1,405
Total interest income	25,627	24,143
INTEREST EXPENSE:
Interest on deposits	5,018	1,004
Interest on short-term borrowings	621	661
Interest on senior debt and subordinated debentures	915	897
Total interest expense	6,554	2,562
Net interest income before provision for credit losses	19,073	21,581
PROVISION FOR CREDIT LOSSES	575	633
Net interest income after provision for credit losses	18,498	20,948
NON-INTEREST INCOME:
Service charges	384	387
Net realized losses on sales and calls of investment securities	(373)	(219)
Other income	1,625	1,407
Total non-interest income	1,636	1,575
NON-INTEREST EXPENSES:
Salaries and employee benefits	8,638	8,034
Occupancy and equipment	1,543	1,258
Total other non-interest expense	5,152	3,913
Total non-interest expenses	15,333	13,205
Income before provision for income taxes	4,801	9,318
Provision for income taxes	1,125	2,348
Net income	$ 3,676	$ 6,970
Earnings per common share:
Basic earnings per common share (in dollars per share)	$ 0.31	$ 0.60
Weighted average common shares used in basic computation (in shares)	11,750,528	11,703,813
Diluted earnings per common share (in dollars per share)	$ 0.31	$ 0.59
Weighted average common shares used in diluted computation (in shares)	11,790,231	11,731,135
Cash dividends per common share (in dollars per share)	$ 0.12	$ 0.12

CVCY Balance Sheet

2024-03-31

CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 25,068	$ 30,017
Interest-earning deposits in other banks	35,891	23,711
Total cash and cash equivalents	60,959	53,728
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $643,525 at March 31, 2024 and $669,646 at December 31, 2023	573,534	597,196
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, without Single Maturity Date	302,512	302,442
Loans, less allowance for credit losses of $14,658 at March 31, 2024 and $14,653 at December 31, 2023	1,271,951	1,276,144
Bank premises and equipment, net	14,102	14,042
Bank-owned life insurance	41,848	41,572
Federal Home Loan Bank stock	7,136	7,136
Goodwill	53,777	53,777
Accrued interest receivable and other assets	83,226	80,740
Total assets	2,415,624	2,433,426
Deposits:
Non-interest bearing	911,176	951,541
Interest bearing	1,120,073	1,090,071
Total deposits	2,031,249	2,041,612
Short-term Debt	67,000	80,000
Senior debt and subordinated debentures, less debt issuance costs of $375 at March 31, 2024 and $411 at December 31, 2023	69,780	69,744
Accrued interest payable and other liabilities	35,878	35,006
Total liabilities	2,203,907	2,226,362
Shareholders’ equity:
Preferred stock, no par value; 10,000,000 shares authorized, none issued and outstanding	0	0
Common stock, no par value; 80,000,000 shares authorized; issued and outstanding: 11,831,994 at March 31, 2024 and 11,818,039 at December 31, 2023	62,801	62,550
Retained earnings	212,805	210,548
Accumulated other comprehensive loss, net of tax	(63,889)	(66,034)
Total shareholders’ equity	211,717	207,064
Total liabilities and shareholders’ equity	2,415,624	2,433,426
Equity Securities, FV-NI, Current	$ 6,579	$ 6,649

About Central Valley Community Bancorp

Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. It also provides products, such as commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans. In addition, the company offers domestic and international wire transfer, safe deposit box, Internet banking, inquiry, account status, bill paying, account transfers, and cash management and other customary banking services. Central Valley Community Bancorp was founded in 1979 and is based in Fresno, California.

CEO	Mr. James J. Kim
WEBSITE	cvcb.com
INDUSTRY	Banks Diversified
EMPLOYEES	246

Central Valley Community Bancorp Frequently Asked Questions

What is the ticker symbol for Central Valley Community Bancorp? What does CVCY stand for in stocks?

CVCY is the stock ticker symbol of Central Valley Community Bancorp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Central Valley Community Bancorp (CVCY)?

As of Thu May 16 2024, market cap of Central Valley Community Bancorp is 326.27 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CVCY stock?

You can check CVCY's fair value in chart for subscribers.

What is the fair value of CVCY stock?

You can check CVCY's fair value in chart for subscribers. The fair value of Central Valley Community Bancorp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Central Valley Community Bancorp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CVCY so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Central Valley Community Bancorp a good stock to buy?

The fair value guage provides a quick view whether CVCY is over valued or under valued. Whether Central Valley Community Bancorp is cheap or expensive depends on the assumptions which impact Central Valley Community Bancorp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CVCY.

What is Central Valley Community Bancorp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu May 16 2024, CVCY's PE ratio (Price to Earnings) is 14.67 and Price to Sales (PS) ratio is 3.14. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CVCY PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Central Valley Community Bancorp's stock?

In the past 10 years, Central Valley Community Bancorp has provided 0.063 (multiply by 100 for percentage) rate of return.