DFS RSI Chart
Last 7 days
1.9%
Last 30 days
-0.3%
Last 90 days
19.4%
Trailing 12 Months
25.2%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 14.2B | 15.6B | 16.8B | 17.8B |
2022 | 10.7B | 11.1B | 11.8B | 12.9B |
2021 | 10.8B | 10.7B | 10.7B | 10.7B |
2020 | 12.0B | 11.7B | 11.4B | 11.1B |
2019 | 11.3B | 11.6B | 11.9B | 12.0B |
2018 | 9.9B | 10.2B | 10.5B | 10.9B |
2017 | 8.8B | 9.1B | 9.3B | 9.6B |
2016 | 8.1B | 8.2B | 8.4B | 8.6B |
2015 | 7.7B | 7.8B | 7.9B | 7.9B |
2014 | 7.2B | 7.3B | 7.5B | 7.6B |
2013 | 6.9B | 6.9B | 7.0B | 7.1B |
2012 | 6.4B | 6.6B | 6.6B | 6.8B |
2011 | 6.1B | 6.2B | 6.2B | 6.3B |
2010 | 3.9B | 4.6B | 5.3B | 6.1B |
2009 | 2.8B | 2.9B | 3.0B | 3.1B |
2008 | 0 | 0 | 3.0B | 2.7B |
2007 | 0 | 0 | 0 | 3.4B |
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed S&P 500 Index
Grufity's Fair Value model takes all the S&P 500 stocks and divides them into separate buckets based on their attractiveness. The 'Very Cheap' bucket of S&P 500 has greatly outperformed S&P 500 Index. Conversely, S&P500 stocks considered 'Very Expensive' by the model underperformed the S&P500 index in the past three years. Grufity Fair Value is available for 2300+ stocks, including 90% of S&P 500 stocks. Grufity's Fair Value Model separates high-return stocks from low-return stocks.
Returns of $10,000 invested in:
Very Cheap Stocks: $17,289
S&P 500 Index: $12,922
Very Expensive Stocks: $11,022
Grufity's Fair Value model does a great job in separating High Performing Stocks from Low Performing ones in the S&P 500 list.
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Apr 22, 2024 | werwath karl | acquired | - | - | 7,894 | evp, chief transformation ofc. |
Apr 15, 2024 | hellen amy | acquired | - | - | 4,122 | evp, cro and cco |
Apr 12, 2024 | rhodes michael george | back to issuer | - | - | -110,611 | ceo and president |
Apr 01, 2024 | shepherd michael | acquired | - | - | 44,443 | interim ceo & president |
Mar 20, 2024 | blair carolyn d | acquired | - | - | 11,629 | evp, chief hr officer |
Feb 22, 2024 | mehlman hope | acquired | - | - | 19,125 | evp, clo, gc & corp. sec. |
Feb 22, 2024 | greene john | acquired | - | - | 38,375 | evp, chief financial officer |
Feb 22, 2024 | toney keith e | acquired | - | - | 19,713 | evp, pres.-credit & dec. mgmt. |
Feb 22, 2024 | roemer michael e | acquired | - | - | 13,576 | evp, chief risk officer |
Feb 22, 2024 | hanson jason p. | acquired | - | - | 17,649 | evp, pres. - payment services |
Which funds bought or sold DFS recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Apr 25, 2024 | Capital Investment Advisory Services, LLC | sold off | -100 | -157,472 | - | -% |
Apr 25, 2024 | GHP Investment Advisors, Inc. | unchanged | - | 23,848 | 167,271 | 0.01% |
Apr 25, 2024 | NATIXIS ADVISORS, L.P. | reduced | -6.7 | 1,832,000 | 22,609,000 | 0.05% |
Apr 25, 2024 | SMITH CHAS P & ASSOCIATES PA CPAS | reduced | -9.5 | 382,702 | 7,274,700 | 0.44% |
Apr 25, 2024 | Center for Financial Planning, Inc. | unchanged | - | 336 | 2,360 | -% |
Apr 25, 2024 | Chicago Partners Investment Group LLC | added | 0.07 | 615,315 | 2,831,060 | 0.12% |
Apr 25, 2024 | Bank of New York Mellon Corp | reduced | -3.71 | 29,074,000 | 265,386,000 | 0.05% |
Apr 25, 2024 | Aaron Wealth Advisors LLC | new | - | 205,680 | 205,680 | 0.03% |
Apr 25, 2024 | NEW YORK STATE TEACHERS RETIREMENT SYSTEM | reduced | -2.29 | 4,678,000 | 38,209,000 | 0.08% |
Apr 25, 2024 | Valeo Financial Advisors, LLC | reduced | -5.43 | 25,514 | 323,711 | 0.01% |
Unveiling Discover Financial Services's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Discover Financial Services)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MA | 436.2B | 25.1B | 38.96 | 17.38 | ||||
AXP | 169.4B | 62.0B | 18.83 | 2.73 | ||||
PYPL | 70.7B | 29.8B | 16.65 | 2.37 | ||||
COF | 55.6B | 41.9B | 11.26 | 1.33 | ||||
DFS | 32.0B | 17.8B | 10.83 | 1.79 | ||||
ALLY | 11.9B | 14.0B | 11.71 | 0.86 | ||||
MID-CAP | ||||||||
CACC | 6.5B | 1.9B | 22.68 | 3.41 | ||||
FCFS | 5.2B | 3.2B | 23.78 | 1.65 | ||||
WU | 4.6B | 4.4B | 7.42 | 1.05 | ||||
NNI | 3.5B | 1.1B | 38.74 | 3.2 | ||||
SMALL-CAP | ||||||||
ENVA | 1.7B | 2.2B | 10.02 | 0.77 | ||||
ATLC | 395.9M | 1.2B | 3.85 | 0.34 | ||||
CPSS | 181.5M | 352.0M | 4 | 0.52 | ||||
AIHS | 7.9M | 7.3M | -2.06 | 1.09 | ||||
CURO | 3.3M | 853.2M | -0.01 | 0 |
Discover Financial Services News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Revenue | 5.6% | 4,868 | 4,610 | 4,290 | 4,077 | 3,856 | 3,357 | 2,915 | 2,736 | 2,742 | 2,674 | 2,589 | 2,646 | 2,760 | 2,681 | 2,672 | 2,982 | 3,039 | 3,040 | 2,977 | 2,937 | 2,907 |
EBITDA Margin | - | 0.96* | - | 1.12* | 1.21* | 1.31* | 1.38* | 1.44* | 1.52* | 1.56* | 1.52* | 1.47* | 1.19* | - | - | - | - | - | - | - | - | - |
Interest Expenses | 4.4% | 3,468 | 3,322 | 3,177 | 3,132 | 3,067 | 2,843 | 2,610 | 2,479 | 2,483 | 2,405 | 2,299 | 2,330 | 2,377 | 2,265 | 2,190 | 2,398 | 2,424 | 2,402 | 2,332 | 2,305 | 2,302 |
Income Taxes | -44.6% | 114 | 205 | 289 | 289 | 317 | 314 | 338 | 376 | 285 | 311 | 524 | 486 | 216 | 188 | -93.00 | -17.00 | 216 | 224 | 234 | 204 | 210 |
Earnings Before Taxes | -47.3% | 468 | 888 | 1,257 | 1,257 | 1,338 | 1,327 | 1,441 | 1,618 | 1,325 | 1,402 | 2,222 | 2,079 | 1,015 | 959 | -461 | -78.00 | 924 | 994 | 987 | 930 | 897 |
EBT Margin | -23.0% | 0.22* | 0.28* | 0.33* | 0.38* | 0.45* | 0.49* | 0.53* | 0.61* | 0.66* | 0.63* | 0.59* | - | - | - | - | - | - | - | - | - | - |
Net Income | -45.4% | 373 | 683 | 931 | 968 | 1,021 | 1,013 | 1,103 | 1,242 | 1,040 | 1,091 | 1,698 | 1,593 | 799 | 771 | -368 | -61.00 | 708 | 770 | 753 | 726 | 687 |
Net Income Margin | -22.6% | 0.17* | 0.21* | 0.25* | 0.29* | 0.34* | 0.38* | 0.41* | 0.47* | 0.51* | 0.49* | 0.46* | - | - | - | - | - | - | - | - | - | - |
Free Cashflow | 21.5% | 2,808 | 2,312 | 1,425 | 1,715 | 2,117 | 1,540 | 1,564 | 1,683 | 1,294 | 1,572 | 1,492 | - | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Assets | 5.6% | 151,522 | 143,432 | 138,082 | 133,141 | 131,706 | 121,886 | 114,600 | 107,412 | 110,242 | 108,544 | 110,985 | 113,871 | 112,889 | 124,349 | 113,792 | 112,657 | 113,996 | 110,786 | 110,707 | 110,720 | 109,553 |
Cash Equivalents | 27.1% | 11,685 | 9,194 | 8,605 | 10,130 | 8,856 | 10,004 | 11,439 | 9,625 | 8,750 | 12,716 | 15,445 | 20,348 | 13,589 | 9,513 | 15,138 | 10,028 | 6,964 | 6,075 | 10,313 | 15,169 | 15,145 |
Net PPE | 0.6% | 1,091 | 1,084 | 1,053 | 1,031 | 1,003 | 1,015 | 984 | 984 | 983 | 987 | 986 | 1,021 | 1,027 | 1,121 | 1,115 | 1,070 | 1,057 | 1,028 | 1,008 | 980 | 936 |
Goodwill | 0% | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 |
Liabilities | 5.8% | 136,694 | 129,196 | 124,226 | 119,081 | 117,362 | 107,600 | 100,836 | 93,979 | 96,834 | 95,281 | 97,814 | 101,717 | 102,005 | 114,097 | 104,149 | 102,992 | 102,137 | 99,069 | 99,214 | 99,461 | 98,423 |
Short Term Borrowings | - | 390 | - | - | - | 115 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Long Term Debt | 5.7% | 20,581 | 19,467 | 20,276 | 18,163 | 20,108 | 20,177 | 18,185 | 17,132 | 18,477 | 18,516 | 19,350 | 21,011 | 21,241 | 21,841 | 23,194 | 26,098 | 25,701 | 24,454 | 25,163 | 26,276 | 27,228 |
Shareholder's Equity | 4.2% | 14,828 | 14,236 | 13,856 | 14,060 | 14,344 | 14,048 | 13,519 | 13,196 | 13,180 | 13,263 | 13,171 | 12,154 | 10,683 | 10,252 | 9,643 | 9,665 | 11,674 | 11,717 | 11,493 | 11,259 | 11,130 |
Retained Earnings | 0.7% | 30,448 | 30,236 | 29,761 | 29,037 | 28,207 | 27,585 | 26,776 | 25,833 | 24,766 | 23,846 | 22,936 | 21,373 | 19,955 | 19,292 | 18,673 | 19,175 | 21,290 | 20,720 | 20,107 | 19,484 | 18,906 |
Additional Paid-In Capital | 0.7% | 4,553 | 4,520 | 4,508 | 4,493 | 4,468 | 4,444 | 4,417 | 4,390 | 4,369 | 4,345 | 4,319 | 4,280 | 4,257 | 4,235 | 4,216 | 4,217 | 4,206 | 4,188 | 4,167 | 4,148 | 4,130 |
Float | - | 29,098 | - | - | - | 82,498 | - | - | - | 35,541 | - | - | - | 15,308 | - | - | - | - | - | 24,730 | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Cashflow From Operations | 20.4% | 2,876 | 2,389 | 1,507 | 1,791 | 2,175 | 1,619 | 1,612 | 1,734 | 1,342 | 1,621 | 1,548 | 1,508 | 1,633 | 1,296 | 1,587 | 1,680 | 1,464 | 819 | 1,578 | 2,335 | 761 |
Cashflow From Investing | -16.9% | -6,822 | -5,836 | -7,604 | -1,229 | -13,014 | -7,490 | -5,794 | 661 | -3,391 | -1,510 | -1,247 | 6,188 | 3,696 | -5,575 | 996 | 2,397 | -3,055 | -6,030 | -4,421 | -1,768 | -5,814 |
Cashflow From Financing | 59.6% | 6,441 | 4,036 | 4,578 | 704 | 7,866 | 6,270 | 6,010 | -4,084 | 633 | -3,731 | -4,607 | -611 | -1,829 | -799 | 1,373 | 170 | 2,443 | -30.00 | -1,017 | -499 | 3,589 |
Buy Backs | -75.0% | 1.00 | 4.00 | 701 | 1,232 | 602 | 212 | 601 | 944 | 773 | 815 | 553 | 119 | 5.00 | - | - | 343 | 401 | 419 | 461 | 487 | 465 |
Consolidated Statements of Income - USD ($) $ in Millions | 12 Months Ended | ||
---|---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021 | |
Interest income | |||
Credit card loans | $ 14,438 | $ 10,632 | $ 8,717 |
Other loans | 2,515 | 1,870 | 1,734 |
Investment securities | 449 | 179 | 182 |
Other interest income | 443 | 183 | 18 |
Total interest income | 17,845 | 12,864 | 10,651 |
Interest expense | |||
Deposits | 3,886 | 1,257 | 661 |
Short-term borrowings | 5 | 2 | 0 |
Long-term borrowings | 855 | 606 | 473 |
Total interest expense | 4,746 | 1,865 | 1,134 |
Net interest income | 13,099 | 10,999 | 9,517 |
Provision for credit losses | 6,018 | 2,359 | 218 |
Net interest income after provision for credit losses | 7,081 | 8,640 | 9,299 |
Other income | |||
Discount and interchange revenue, net | 1,447 | 1,380 | 1,188 |
Protection products revenue | 172 | 172 | 165 |
Loan fee income | 763 | 632 | 464 |
Transaction processing revenue | 303 | 249 | 227 |
(Losses) gains on equity investments | (9) | (214) | 424 |
Other income | 85 | 75 | 66 |
Total other income | 2,761 | 2,294 | 2,534 |
Other expense | |||
Employee compensation and benefits | 2,434 | 2,139 | 1,986 |
Marketing and business development | 1,164 | 1,035 | 810 |
Information processing and communications | 608 | 513 | 500 |
Professional fees | 1,041 | 871 | 797 |
Premises and equipment | 89 | 118 | 92 |
Other expense | 680 | 540 | 620 |
Total other expense | 6,016 | 5,216 | 4,805 |
Income before income taxes | 3,826 | 5,718 | 7,028 |
Income tax expense | 886 | 1,344 | 1,606 |
Net income | 2,940 | 4,374 | 5,422 |
Net income (loss) available to common stockholders, basic | $ 2,859 | $ 4,286 | $ 5,323 |
Basic earnings per common share | $ 11.27 | $ 15.45 | $ 17.75 |
Diluted earnings per common share | $ 11.26 | $ 15.44 | $ 17.74 |