ENVA RSI Chart
Last 7 days
4.2%
Last 30 days
1.7%
Last 90 days
8.0%
Trailing 12 Months
45.6%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 2.2B | 0 | 0 | 0 |
2023 | 1.8B | 1.9B | 2.0B | 2.1B |
2022 | 1.3B | 1.5B | 1.6B | 1.7B |
2021 | 773.0M | 784.6M | 900.2M | 1.2B |
2020 | 1.3B | 1.3B | 1.2B | 875.8M |
2019 | 1.0B | 1.1B | 1.1B | 1.2B |
2018 | 870.8M | 900.2M | 939.6M | 972.6M |
2017 | 763.2M | 780.5M | 802.5M | 843.7M |
2016 | 661.6M | 687.8M | 718.5M | 745.6M |
2015 | 767.0M | 711.8M | 671.9M | 652.6M |
2014 | 791.5M | 816.8M | 823.9M | 809.8M |
2013 | 687.0M | 713.1M | 739.2M | 765.3M |
2012 | 0 | 0 | 0 | 660.9M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Feb 28, 2024 | rice linda johnson | sold | -310,578 | 62.1157 | -5,000 | - |
Feb 20, 2024 | rahilly sean | sold | -362,580 | 60.00 | -6,043 | general counsel and secretary |
Feb 16, 2024 | rahilly sean | sold | -141,770 | 60.4047 | -2,347 | general counsel and secretary |
Feb 11, 2024 | lee james joseph | sold (taxes) | -16,717 | 55.54 | -301 | chief accounting officer |
Feb 11, 2024 | cunningham steven e | sold (taxes) | -187,559 | 55.54 | -3,377 | chief financial officer |
Feb 11, 2024 | fisher david | sold (taxes) | -701,137 | 55.54 | -12,624 | chief executive officer |
Feb 11, 2024 | chartier kirk | sold (taxes) | -156,623 | 55.54 | -2,820 | chief strategy officer |
Feb 11, 2024 | rahilly sean | sold (taxes) | -76,200 | 55.54 | -1,372 | general counsel and secretary |
Feb 09, 2024 | cunningham steven e | sold | -984,648 | 56.1117 | -17,548 | chief financial officer |
Feb 09, 2024 | cunningham steven e | sold (taxes) | -367,230 | 55.54 | -6,612 | chief financial officer |
Which funds bought or sold ENVA recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Apr 25, 2024 | Bank of New York Mellon Corp | reduced | -12.76 | -154,041 | 15,434,500 | -% |
Apr 25, 2024 | Allworth Financial LP | unchanged | - | 30.00 | 252 | -% |
Apr 25, 2024 | Zurcher Kantonalbank (Zurich Cantonalbank) | reduced | -8.98 | 11,178 | 349,649 | -% |
Apr 25, 2024 | SIMPLEX TRADING, LLC | sold off | -100 | -232,000 | - | -% |
Apr 25, 2024 | NEW YORK STATE TEACHERS RETIREMENT SYSTEM | reduced | -8.42 | 147,000 | 3,873,000 | 0.01% |
Apr 24, 2024 | Assenagon Asset Management S.A. | added | 8.44 | 2,757,000 | 14,706,600 | 0.04% |
Apr 24, 2024 | Robeco Institutional Asset Management B.V. | unchanged | - | 217,989 | 1,833,500 | -% |
Apr 24, 2024 | DekaBank Deutsche Girozentrale | unchanged | - | 4,000 | 42,000 | -% |
Apr 23, 2024 | AMALGAMATED BANK | reduced | -17.11 | -36,000 | 572,000 | -% |
Apr 23, 2024 | Livforsakringsbolaget Skandia, Omsesidigt | unchanged | - | 236,819 | 1,976,000 | 0.17% |
Unveiling Enova International Inc's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Enova International Inc)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MA | 436.2B | 25.1B | 38.96 | 17.38 | ||||
AXP | 169.4B | 62.0B | 18.83 | 2.73 | ||||
PYPL | 70.7B | 29.8B | 16.65 | 2.37 | ||||
COF | 55.6B | 41.9B | 11.26 | 1.33 | ||||
DFS | 32.0B | 17.8B | 10.83 | 1.79 | ||||
ALLY | 11.9B | 14.0B | 11.71 | 0.86 | ||||
MID-CAP | ||||||||
CACC | 6.5B | 1.9B | 22.68 | 3.41 | ||||
FCFS | 5.2B | 3.2B | 23.78 | 1.65 | ||||
WU | 4.6B | 4.4B | 7.42 | 1.05 | ||||
NNI | 3.5B | 1.1B | 38.74 | 3.2 | ||||
SMALL-CAP | ||||||||
ENVA | 1.7B | 2.2B | 10.02 | 0.77 | ||||
ATLC | 395.9M | 1.2B | 3.85 | 0.34 | ||||
CPSS | 181.5M | 352.0M | 4 | 0.52 | ||||
AIHS | 7.9M | 7.3M | -2.06 | 1.09 | ||||
CURO | 3.3M | 853.2M | -0.01 | 0 |
Enova International Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | 4.5% | 610 | 584 | 551 | 499 | 483 | 486 | 456 | 408 | 386 | 364 | 320 | 265 | 259 | 56.00 | 205 | 253 | 362 | 345 | 306 | 259 | 264 |
Cost Of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 198 | 162 | 123 | 119 |
Gross Profit | 6.4% | 346 | 325 | 320 | 299 | 286 | 290 | 294 | 265 | 269 | 280 | 246 | 259 | 238 | 244 | 182 | 132 | 127 | 147 | 143 | 136 | 146 |
Operating Expenses | -5.5% | 215 | 227 | 216 | 188 | 177 | 185 | 196 | 175 | 178 | 200 | 160 | 136 | 115 | 123 | 60.00 | 46.00 | 97.00 | 87.00 | 86.00 | 78.00 | 73.00 |
S&GA Expenses | -100.0% | - | 49.00 | 38.00 | 36.00 | 37.00 | 35.00 | 37.00 | 34.00 | 35.00 | 41.00 | 34.00 | 39.00 | 44.00 | 57.00 | 34.00 | 22.00 | 28.00 | 25.00 | 27.00 | 28.00 | 29.00 |
EBITDA Margin | -1.3% | 0.21* | 0.22* | 0.23* | 0.24* | 0.24* | 0.24* | 0.25* | 0.26* | 0.31* | 0.37* | 0.72* | 0.87* | 0.83* | - | - | - | - | - | - | - | - |
Interest Expenses | 14.7% | 66.00 | 57.00 | 49.00 | 46.00 | 43.00 | 38.00 | 31.00 | 25.00 | 22.00 | 19.00 | 18.00 | 19.00 | 20.00 | 27.00 | 19.00 | 20.00 | 20.00 | 131 | -18.23 | -18.12 | -19.50 |
Income Taxes | 136.5% | 16.00 | 7.00 | 14.00 | 17.00 | 15.00 | 16.00 | 16.00 | 17.00 | 16.00 | 12.00 | 17.00 | 23.00 | 28.00 | 26.00 | 10.00 | 18.00 | 3.00 | 10.00 | 10.00 | 9.00 | 12.00 |
Earnings Before Taxes | 55.3% | 65.00 | 42.00 | 55.00 | 65.00 | 66.00 | 67.00 | 68.00 | 70.00 | 68.00 | 61.00 | 68.00 | 104 | 104 | 257 | 103 | 66.00 | 9.00 | 40.00 | 39.00 | 40.00 | 51.00 |
EBT Margin | -6.0% | 0.10* | 0.11* | 0.13* | 0.14* | 0.15* | 0.16* | 0.17* | 0.18* | 0.23* | 0.28* | 0.59* | 0.72* | 0.69* | - | - | - | - | - | - | - | - |
Net Income | 39.3% | 48.00 | 35.00 | 41.00 | 48.00 | 51.00 | 51.00 | 52.00 | 52.00 | 52.00 | 49.00 | 52.00 | 80.00 | 76.00 | 15.00 | 94.00 | 48.00 | 5.00 | -50.55 | 27.00 | 25.00 | 35.00 |
Net Income Margin | -7.0% | 0.08* | 0.08* | 0.09* | 0.10* | 0.11* | 0.12* | 0.13* | 0.14* | 0.17* | 0.21* | 0.25* | 0.34* | 0.30* | - | - | - | - | - | - | - | - |
Free Cashflow | 10.9% | 349 | 314 | 264 | 292 | 274 | 261 | 225 | 231 | 146 | 139 | 98.00 | 96.00 | 110 | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | 1.1% | 4,637 | 4,586 | 4,103 | 3,908 | 3,847 | 3,781 | 3,509 | 1,532 | 3,047 | 2,761 | 2,467 | 2,395 | 2,134 | 2,108 | 1,634 | 1,579 | 1,733 | 1,574 | 1,507 | 1,390 | 1,345 |
Cash Equivalents | 40.7% | 76.00 | 54.00 | 63.00 | 100 | 98.00 | 100 | 88.00 | 0.00 | 132 | 165 | 229 | 394 | 324 | 297 | 490 | 321 | 161 | 36.00 | 29.00 | 34.00 | 58.00 |
Net PPE | 2.8% | 112 | 109 | 104 | 99.00 | 95.00 | 93.00 | 89.00 | 89.00 | 81.00 | 78.00 | 81.00 | 80.00 | 79.00 | 79.00 | 63.00 | 60.00 | 56.00 | 55.00 | 51.00 | 49.00 | 47.00 |
Goodwill | 0% | 279 | 279 | 279 | 279 | 279 | 279 | 279 | 279 | 279 | 279 | 279 | 279 | 11.00 | 268 | 268 | 268 | 268 | 267 | 267 | 267 | 267 |
Liabilities | 4.2% | 3,486 | 3,345 | 2,842 | 2,659 | 2,626 | 2,595 | 2,363 | 1,137 | 1,969 | 1,668 | 1,333 | 1,300 | 1,128 | 1,189 | 1,060 | 1,103 | 1,295 | 1,198 | 1,073 | 984 | 965 |
Long Term Debt | 3.3% | 3,041 | 2,944 | 2,443 | 2,297 | 2,314 | 2,259 | 2,060 | 1,130 | 1,697 | 1,384 | 1,075 | 1,028 | 410 | 946 | 863 | 907 | 1,092 | 991 | 874 | 786 | 792 |
Shareholder's Equity | -7.3% | 1,150 | 1,240 | 1,261 | 1,249 | 1,221 | 1,186 | 1,146 | 1,108 | 1,078 | 1,093 | 1,133 | 1,095 | 1,006 | 919 | 574 | 476 | 438 | 377 | 434 | 406 | 379 |
Retained Earnings | 3.3% | 1,537 | 1,488 | 1,454 | 1,412 | 1,364 | 1,313 | 1,262 | 1,211 | 1,158 | 1,106 | 1,057 | 1,006 | 925 | 849 | 619 | 525 | 477 | 373 | 423 | 396 | 371 |
Additional Paid-In Capital | 4.9% | 298 | 284 | 274 | 266 | 259 | 252 | 245 | 239 | 233 | 226 | 217 | 212 | 204 | 188 | 75.00 | 71.00 | 67.00 | 64.00 | 61.00 | 57.00 | 52.00 |
Shares Outstanding | -6.0% | 27.00 | 29.00 | 30.00 | 31.00 | 31.00 | 31.00 | 32.00 | 32.00 | 33.00 | 36.00 | 36.00 | 37.00 | - | - | - | - | - | - | - | - | - |
Minority Interest | - | - | - | - | - | - | - | - | - | - | - | 1.00 | 1.00 | 1.00 | 1.00 | - | - | - | - | - | - | - |
Float | - | - | - | - | 1,583,653 | - | - | - | 899 | - | - | - | 1,230 | - | - | - | 433 | - | - | - | 762 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | 10.9% | 349 | 314 | 271 | 299 | 282 | 269 | 233 | 239 | 154 | 147 | 105 | 103 | 117 | 118 | 140 | 231 | 253 | 243 | 191 | 194 | 221 |
Share Based Compensation | 2.4% | 8.00 | 7.00 | 7.00 | 6.00 | 6.00 | 6.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 6.00 | 7.00 | 4.00 | 4.00 | 3.00 | 2.00 | 3.00 | 3.00 | 3.00 |
Cashflow From Investing | 21.7% | -443 | -566 | -444 | -278 | -205 | -441 | -473 | -364 | -386 | -458 | -294 | -182 | -44.45 | 66.00 | 74.00 | 130 | -186 | -354 | -267 | -214 | -104 |
Cashflow From Financing | -112.5% | -53.97 | 433 | 109 | -48.62 | 34.00 | 179 | 199 | 113 | 235 | 250 | 31.00 | 152 | -67.66 | -349 | -44.21 | -199 | 57.00 | 93.00 | 86.00 | -5.91 | -77.91 |
Buy Backs | 126.7% | 151 | 67.00 | 36.00 | 28.00 | 22.00 | 19.00 | 20.00 | 26.00 | 79.00 | 97.00 | 16.00 | 2.00 | 3.00 | 2.00 | 0.00 | 13.00 | 42.00 | 23.00 | 2.00 | 1.00 | 8.00 |
CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) shares in Thousands, $ in Thousands | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
Income Statement [Abstract] | ||
Revenue | $ 609,889 | $ 483,256 |
Change in Fair Value | (264,023) | (197,366) |
Net Revenue | 345,866 | 285,890 |
Operating Expenses | ||
Marketing | 110,567 | 79,755 |
Operations and technology | 54,379 | 49,169 |
General and administrative | 39,865 | 37,158 |
Depreciation and amortization | 10,263 | 10,540 |
Total Operating Expenses | 215,074 | 176,622 |
Income from Operations | 130,792 | 109,268 |
Interest expense, net | (65,597) | (43,321) |
Foreign currency transaction loss | (48) | (171) |
Equity method investment loss | (6) | |
Other nonoperating expenses | (492) | (133) |
Income before Income Taxes | 64,655 | 65,637 |
Provision for income taxes | 16,227 | 14,714 |
Net income | $ 48,428 | $ 50,923 |
Earnings per common share: | ||
Basic | $ 1.72 | $ 1.62 |
Diluted | $ 1.64 | $ 1.56 |
Weighted average common shares outstanding: | ||
Basic | 28,196 | 31,341 |
Diluted | 29,503 | 32,711 |
CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 | Mar. 31, 2023 | ||
---|---|---|---|---|---|
Assets | |||||
Cash and cash equivalents | [1] | $ 76,458 | $ 54,357 | $ 97,680 | |
Restricted cash | [1] | 152,469 | 323,082 | 190,713 | |
Loans and finance receivables at fair value | [1] | 3,795,210 | 3,629,167 | 3,003,366 | |
Income taxes receivable | 85,424 | 44,129 | 37,884 | ||
Other receivables and prepaid expenses | [1] | 65,963 | 71,982 | 55,478 | |
Property and equipment, net | 111,678 | 108,705 | 95,413 | ||
Operating lease right-of-use assets | 13,651 | 14,251 | 12,398 | ||
Goodwill | 279,275 | 279,275 | 279,275 | ||
Intangible assets, net | 16,991 | 19,005 | 25,046 | ||
Other assets | [1] | 39,408 | 41,583 | 49,739 | |
Total assets | 4,636,527 | 4,585,536 | 3,846,992 | ||
Liabilities and Stockholders’ Equity | |||||
Accounts payable and accrued expenses | [1] | 290,603 | 261,156 | 177,869 | |
Operating lease liabilities | 26,959 | 27,042 | 25,695 | ||
Deferred tax liabilities, net | 127,887 | 113,350 | 108,294 | ||
Long-term debt | [1] | 3,040,867 | 2,943,805 | 2,314,381 | |
Total liabilities | 3,486,316 | 3,345,353 | 2,626,239 | ||
Commitments and contingencies (Note 7) | |||||
Stockholders’ equity: | |||||
Common stock, $0.00001 par value, 250,000,000 shares authorized, 46,193,337, 44,917,916 and 45,339,814 shares issued and 27,349,818, 31,334,875 and 29,089,258 outstanding as of March 31, 2024 and 2023 and December 31, 2023, respectively | 0 | 0 | 0 | ||
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding | |||||
Additional paid in capital | 298,191 | 284,256 | 258,806 | ||
Retained earnings | 1,536,734 | 1,488,306 | 1,364,108 | ||
Accumulated other comprehensive loss | (7,234) | (6,264) | (7,337) | ||
Treasury stock, at cost (18,843,519, 13,583,041 and 16,250,556 shares as of March 31, 2024 and 2023 and December 31, 2023, respectively) | (677,480) | (526,115) | (394,824) | ||
Total stockholders' equity | 1,150,211 | 1,240,183 | 1,220,753 | ||
Total liabilities and stockholders’ equity | $ 4,636,527 | $ 4,585,536 | $ 3,846,992 | ||
|
 | Mr. David A. Fisher J.D. |
---|---|
 | enova.com |
 | Credit Services |
 | 1804 |