ESNT Stock Price, Essent Group Ltd Quote, Chart

Market Summary

USD56.17-0.18

Market Closed

-0.32%

ESNT Stock Price

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ESNT RSI Chart

ESNT Valuation

Market Cap

6.0B

Price/Earnings (Trailing)

8.47

Price/Sales (Trailing)

5.2

EV/EBITDA

6.69

Price/Free Cashflow

7.61

ESNT Price/Sales (Trailing)

ESNT Profitability

EBT Margin

72.53%

Return on Equity

13.53%

Return on Assets

10.77%

Free Cashflow Yield

13.14%

ESNT Fundamentals

ESNT Revenue

Revenue (TTM)

1.2B

Rev. Growth (Yr)

16.43%

Rev. Growth (Qtr)

0.36%

ESNT Earnings

Earnings (TTM)

707.3M

Earnings Growth (Yr)

6.38%

Earnings Growth (Qtr)

3.62%

Breaking Down ESNT Revenue

Last 7 days

-0.4%

Last 30 days

4.7%

Last 90 days

7.6%

Trailing 12 Months

27.2%

How does ESNT drawdown profile look like?

ESNT Financial Health

ESNT Investor Care

Buy Backs (1Y)

0.55%

Diluted EPS (TTM)

6.61

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	1.2B	0	0	0
2023	992.5M	1.0B	1.0B	1.1B
2022	1.0B	1.0B	1.0B	1.0B
2021	971.1M	978.3M	1.0B	1.0B
2020	895.9M	920.1M	936.7M	955.2M
2019	752.4M	790.5M	831.9M	867.6M
2018	616.4M	652.5M	687.3M	719.4M
2017	483.4M	512.8M	541.8M	576.5M
2016	375.7M	399.8M	429.4M	458.3M
2015	271.7M	301.4M	328.6M	353.3M
2014	156.2M	180.9M	209.1M	239.5M
2013	69.4M	90.1M	110.7M	131.4M
2012	0	0	0	48.7M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Essent Group Ltd

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
May 03, 2024	heise angela l	acquired	-	-	3,054	-
May 03, 2024	pauls douglas j	acquired	-	-	3,054	-
May 03, 2024	dutt aditya	acquired	-	-	3,054	-
May 03, 2024	levine allan	acquired	-	-	3,054	-
May 03, 2024	glanville robert	acquired	-	-	3,054	-
May 03, 2024	spiegel william	acquired	-	-	3,054	-
May 03, 2024	karna anu	acquired	-	-	3,054	-
May 03, 2024	kasmar roy james	acquired	-	-	3,054	-
May 01, 2024	kasmar roy james	gifted	-	-	-3,056	-
May 01, 2024	pauls douglas j	gifted	-	-	3,037	-

Which funds bought or sold ESNT recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 13, 2024	O'SHAUGHNESSY ASSET MANAGEMENT, LLC	new	-	219,964	219,964	-%
May 13, 2024	ENVESTNET ASSET MANAGEMENT INC	added	0.59	551,387	4,634,400	-%
May 13, 2024	Financial Gravity Asset Management, Inc.	new	-	784	784	-%
May 13, 2024	Pathstone Holdings, LLC	added	15.82	80,094	341,051	-%
May 13, 2024	XPONANCE, INC.	reduced	-0.25	101,157	906,813	0.01%
May 13, 2024	Crossmark Global Holdings, Inc.	reduced	-0.67	46,000	422,000	0.01%
May 13, 2024	Versor Investments LP	reduced	-18.84	-23,748	258,095	0.05%
May 13, 2024	STRS OHIO	reduced	-12.38	-18,000	1,601,000	0.01%
May 13, 2024	EverSource Wealth Advisors, LLC	unchanged	-	-	22,520	-%
May 13, 2024	Handelsbanken Fonder AB	unchanged	-	129,000	1,130,000	-%

Are Funds Buying or Selling ESNT?

Are funds buying ESNT calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own ESNT

No. of Funds

Unveiling Essent Group Ltd's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	10.75%	11,477,434	SC 13G/A
Feb 09, 2024	fmr llc	-	0	SC 13G/A
Feb 09, 2024	capital world investors	9.9%	10,517,798	SC 13G/A
Jan 23, 2024	blackrock inc.	12.3%	13,181,317	SC 13G/A
Feb 13, 2023	capital world investors	9.7%	10,490,811	SC 13G/A
Feb 09, 2023	fmr llc	-	0	SC 13G/A
Feb 09, 2023	vanguard group inc	10.67%	11,496,701	SC 13G/A
Jan 26, 2023	blackrock inc.	15.5%	16,667,268	SC 13G/A
Jan 20, 2023	blackrock inc.	15.5%	16,667,268	SC 13G/A
Jun 09, 2022	vanguard group inc	10.00%	10,760,075	SC 13G/A

Recent SEC filings of Essent Group Ltd

View All Filings

Date Filed	Form Type	Document
May 13, 2024	4	Insider Trading
May 09, 2024	144	Notice of Insider Sale Intent
May 07, 2024	10-Q	Quarterly Report
May 03, 2024	4	Insider Trading
May 03, 2024	8-K	Current Report
May 03, 2024	4	Insider Trading
May 03, 2024	4	Insider Trading
May 03, 2024	4	Insider Trading
May 03, 2024	4	Insider Trading
May 03, 2024	4	Insider Trading

Peers (Alternatives to Essent Group Ltd)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
ARGO	1.1T	1.3B	-3.06%	3208.32%	-5.3K	847.07	-10.27%	-34.69%
AJG	54.8B	10.6B	6.90%	15.12%	50.17	5.16	20.42%	-6.05%
AIG	52.7B	48.4B	7.79%	51.16%	10.91	1.09	-4.15%	-20.63%
TRV	49.8B	42.9B	-1.59%	19.03%	15.87	1.16	13.52%	12.15%
AFL	49.0B	19.3B	7.51%	31.43%	9.17	2.54	3.03%	17.35%
ACGL	36.8B	14.4B	8.79%	30.35%	7.58	2.55	32.92%	143.01%
AFG	11.0B	8.0B	2.72%	11.27%	12.43	1.37	11.14%	7.56%
MID-CAP
UNM	10.0B	12.6B	5.23%	18.60%	7.59	0.8	4.24%	-13.40%
AIZ	9.2B	11.4B	1.76%	35.66%	12.04	0.81	9.81%	217.29%
LNC	5.1B	11.9B	5.23%	51.99%	3.75	0.42	-33.27%	234.43%
AEL	3.9B	3.2B	-0.20%	45.14%	5.55	1.23	64.05%	-35.60%
SMALL-CAP
BRP	1.9B	1.3B	10.17%	41.85%	-34.59	1.48	18.74%	30.90%
AMSF	889.0M	308.9M	-2.72%	-16.50%	14.41	2.88	3.79%	10.94%
AMBC	828.1M	314.0M	22.47%	23.47%	14.4	2.64	-29.20%	-88.19%
AAME	36.3M	187.5M	-18.72%	-20.89%	-50.22	0.19	2.74%	73.83%

Essent Group Ltd News

Latest updates

Essent Group Ltd Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	0.4%	298	297	296	260	256	230	262	244	265	257	284	243	245	247	243	236	229	229	226	212	201
EBITDA Margin	-2.1%	0.76*	0.77*	0.79*	0.82*	0.89*	1.01*	1.02*	1.03*	0.95*	0.81*	0.75*	0.68*	-	-	-	-	-	-	-	-	-
Interest Expenses	-1.1%	8.00	8.00	8.00	7.00	7.00	6.00	4.00	3.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	3.00	2.00	2.00	3.00	3.00	3.00
Income Taxes	16.1%	32.00	28.00	31.00	37.00	30.00	26.00	33.00	44.00	54.00	36.00	41.00	31.00	33.00	23.00	24.00	3.00	27.00	27.00	28.00	26.00	22.00
Earnings Before Taxes	5.3%	214	203	209	209	201	173	211	276	328	217	247	190	168	146	148	19.00	177	174	172	163	150
EBT Margin	-2.2%	0.73*	0.74*	0.76*	0.79*	0.87*	0.99*	1.00*	1.02*	0.94*	0.80*	0.74*	0.67*	-	-	-	-	-	-	-	-	-
Net Income	3.6%	182	175	178	172	171	147	178	232	274	181	205	160	136	124	125	15.00	150	147	145	136	128
Net Income Margin	-2.1%	0.61*	0.63*	0.64*	0.66*	0.73*	0.83*	0.84*	0.85*	0.78*	0.66*	0.61*	0.56*	-	-	-	-	-	-	-	-	-
Free Cashflow	-0.4%	212	213	194	167	184	171	172	62.00	180	190	177	152	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	2.2%	6,565	6,427	6,094	5,983	5,928	5,724	5,557	5,521	5,586	5,722	5,590	5,522	5,332	5,203	5,107	4,900	4,187	3,873	3,722	3,540	3,353
Cash Equivalents	15.8%	164	142	97.00	68.00	69.00	81.00	79.00	78.00	204	81.00	66.00	142	81.00	103	119	73.00	31.00	71.00	50.00	25.00	40.00
Net PPE	5.9%	44.00	41.00	41.00	31.00	19.00	20.00	20.00	21.00	20.00	12.00	12.00	13.00	14.00	15.00	15.00	15.00	16.00	17.00	17.00	17.00	18.00
Liabilities	1.1%	1,339	1,324	1,286	1,250	1,279	1,261	1,263	1,249	1,371	1,486	1,422	1,437	1,411	1,340	1,361	1,277	1,080	889	867	836	825
Shareholder's Equity	2.4%	5,226	5,103	4,808	3,782	3,637	4,462	4,294	4,272	4,215	4,236	4,168	4,085	2,269	3,863	3,747	1,940	1,942	56.00	2,855	2,704	9.00
Retained Earnings	3.7%	4,233	4,082	3,933	3,782	3,637	3,493	3,371	3,216	3,007	2,755	2,595	2,410	2,269	2,152	2,046	1,940	1,942	1,809	1,676	1,547	1,410
Additional Paid-In Capital	-0.5%	1,293	1,300	1,310	1,310	1,335	1,350	1,346	1,341	1,359	1,429	1,493	1,558	1,571	1,571	1,566	1,562	1,117	1,119	1,115	1,111	1,107
Accumulated Depreciation	1.3%	72.00	71.00	70.00	69.00	68.00	67.00	67.00	66.00	65.00	64.00	64.00	63.00	62.00	61.00	60.00	59.00	59.00	58.00	57.00	56.00	55.00
Shares Outstanding	0.1%	107	107	107	107	108	108	107	107	108	111	111	112	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	4,854	-	-	-	4,077	-	-	-	4,920	-	-	-	3,977	-	-	-	4,489	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	0.7%	216,935	215,453	195,048	167,711	184,789	172,361	172,558	63,269	180,629	191,089	178,372	152,024	187,771	179,425	202,721	182,654	163,131	165,269	159,095	126,802	138,682
Share Based Compensation	51.3%	6,820	4,507	4,479	4,354	5,106	4,674	4,702	4,198	4,807	4,769	5,511	5,385	5,179	4,547	4,567	4,568	4,780	4,096	4,170	4,222	4,100
Cashflow From Investing	-17.1%	-151,298	-129,227	-134,835	-112,165	-149,342	-145,862	-147,413	-144,490	38,893	-179,755	-163,896	-53,257	-186,259	-71,100	-138,424	-563,467	-381,426	-128,662	-119,479	-141,896	-155,039
Cashflow From Financing	-4.7%	-43,169	-41,218	-31,535	-56,078	-48,054	-24,726	-23,530	-44,772	-97,168	4,332	-90,791	-37,649	-23,320	-124,186	-18,393	422,545	178,000	-14,839	-15,289	-140	-8,100
Dividend Payments	-100.0%	-	26,418	26,496	26,526	26,775	24,582	23,512	22,442	21,592	20,778	19,930	19,073	17,943	17,906	17,905	17,905	15,694	14,675	14,673	-	-
Buy Backs	-8.4%	13,552	14,800	5,039	29,552	21,279	144	18.00	22,330	75,422	69,041	70,861	18,576	5,377	-	-	48.00	6,306	164	616	125	8,100

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ESNT Income Statement

2024-03-31

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Revenues:
Net premiums written	$ 238,540	$ 205,900
Decrease in unearned premiums	7,050	5,358
Net premiums earned	245,590	211,258
Net investment income	52,085	43,236
Realized investment losses, net	(1,140)	(488)
(Loss) income from other invested assets	(1,915)	(2,702)
Other income	3,737	4,942
Total revenues	298,357	256,246
Losses and expenses:
Provision (benefit) for losses and LAE	9,913	(180)
Other underwriting and operating expenses	57,349	48,195
Premiums retained by agents	9,491	0
Interest expense	7,862	6,936
Total losses and expenses	84,615	54,951
Income before income taxes	213,742	201,295
Income tax expense	32,023	30,468
Net income	$ 181,719	$ 170,827
Earnings per share:
Basic (in dollars per share)	$ 1.72	$ 1.60
Diluted (in dollars per share)	$ 1.70	$ 1.59
Weighted average shares outstanding:
Basic (in shares)	105,697	106,943
Diluted (in shares)	106,770	107,585
Net income	$ 181,719	$ 170,827
Other comprehensive income loss:
Change in unrealized appreciation (depreciation) of investments, net of tax expense (benefit) of ($3,122) and $9,428 in the three months ended March 31, 2024 and 2023.	(21,766)	58,753
Total other comprehensive income loss	(21,766)	58,753
Comprehensive income	$ 159,953	$ 229,580

ESNT Balance Sheet

2024-03-31

Condensed Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Investments
Total investments available for sale	$ 5,369,074	$ 5,263,739
Other invested assets	279,625	277,226
Total investments	5,648,699	5,540,965
Cash	164,255	141,787
Accrued investment income	35,817	35,689
Accounts receivable	68,932	63,266
Deferred policy acquisition costs	8,980	9,139
Property and equipment (at cost, less accumulated depreciation of $72,080 in 2024 and $71,168 in 2023)	43,751	41,304
Prepaid federal income tax	467,183	470,646
Goodwill and intangible assets, net	72,271	72,826
Other assets	55,095	51,051
Total assets	6,564,983	6,426,673
Liabilities
Reserve for losses and LAE	267,324	260,095
Unearned premium reserve	133,235	140,285
Net deferred tax liability	368,955	362,753
Credit facility borrowings (at carrying value, less unamortized deferred costs of $2,816 in 2024 and $3,080 in 2023)	422,184	421,920
Other accrued liabilities	147,131	139,070
Total liabilities	1,338,829	1,324,123
Commitments and contingencies (see Note 7)
Stockholders’ Equity
Common shares, $0.015 par value: Authorized - 233,333; issued and outstanding - 106,742 shares in 2024 and 106,597 shares in 2023	1,601	1,599
Additional paid-in capital	1,293,424	1,299,869
Accumulated other comprehensive loss	(302,262)	(280,496)
Retained earnings	4,233,391	4,081,578
Total stockholders’ equity	5,226,154	5,102,550
Total liabilities and stockholders’ equity	6,564,983	6,426,673
Fixed maturities
Investments
Total investments available for sale	4,172,237	4,335,008
Short-term investments
Investments
Total investments available for sale	$ 1,196,837	$ 928,731

About Essent Group Ltd

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is based in Hamilton, Bermuda.

CEO	Mr. Mark Anthony Casale
WEBSITE	essentgroup.com
INDUSTRY	Insurance Property & Casualty
EMPLOYEES	347

Essent Group Ltd Frequently Asked Questions

What is the ticker symbol for Essent Group Ltd? What does ESNT stand for in stocks?

ESNT is the stock ticker symbol of Essent Group Ltd. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Essent Group Ltd (ESNT)?

As of Tue May 14 2024, market cap of Essent Group Ltd is 5.99 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ESNT stock?

You can check ESNT's fair value in chart for subscribers.

What is the fair value of ESNT stock?

You can check ESNT's fair value in chart for subscribers. The fair value of Essent Group Ltd is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Essent Group Ltd is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ESNT so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Essent Group Ltd a good stock to buy?

The fair value guage provides a quick view whether ESNT is over valued or under valued. Whether Essent Group Ltd is cheap or expensive depends on the assumptions which impact Essent Group Ltd's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ESNT.

What is Essent Group Ltd's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue May 14 2024, ESNT's PE ratio (Price to Earnings) is 8.47 and Price to Sales (PS) ratio is 5.2. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ESNT PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Essent Group Ltd's stock?

In the past 10 years, Essent Group Ltd has provided 0.114 (multiply by 100 for percentage) rate of return.