ESSA - ESSA Bancorp Inc Stock Price, Fair Value and News

17.28USD-0.50 (-2.81%)Delayed

Market Summary

USD17.28-0.50

Delayed

-2.81%

ESSA Stock Price

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ESSA RSI Chart

ESSA Valuation

Market Cap

175.1M

Price/Earnings (Trailing)

9.77

Price/Sales (Trailing)

1.78

EV/EBITDA

1.14

Price/Free Cashflow

9.29

ESSA Price/Sales (Trailing)

ESSA Profitability

EBT Margin

22.67%

Return on Equity

8.02%

Return on Assets

0.82%

Free Cashflow Yield

10.77%

ESSA Fundamentals

ESSA Revenue

Revenue (TTM)

98.6M

Rev. Growth (Yr)

27.9%

Rev. Growth (Qtr)

-1.69%

ESSA Earnings

Earnings (TTM)

17.9M

Earnings Growth (Yr)

-2.63%

Earnings Growth (Qtr)

5.19%

Breaking Down ESSA Revenue

Last 7 days

-0.4%

Last 30 days

3.8%

Last 90 days

-7.3%

Trailing 12 Months

32.4%

How does ESSA drawdown profile look like?

ESSA Financial Health

ESSA Investor Care

Dividend Yield

3.47%

Dividend/Share (TTM)

0.6

Buy Backs (1Y)

2.60%

Diluted EPS (TTM)

1.86

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	98.6M	0	0	0
2023	72.2M	78.4M	85.5M	93.0M
2022	58.4M	59.5M	62.8M	67.0M
2021	60.8M	59.3M	58.7M	58.2M
2020	66.6M	65.5M	64.1M	62.5M
2019	67.3M	67.6M	67.8M	67.4M
2018	60.5M	62.8M	64.5M	66.0M
2017	58.4M	58.1M	58.3M	59.0M
2016	55.9M	57.0M	58.4M	59.2M
2015	54.4M	54.1M	54.2M	54.3M
2014	48.2M	49.5M	50.8M	52.3M
2013	50.0M	51.9M	51.1M	49.3M
2012	45.3M	44.0M	45.2M	48.1M
2011	48.2M	47.7M	47.2M	46.4M
2010	0	51.0M	49.3M	48.7M
2009	0	0	52.7M	0

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of ESSA Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Oct 24, 2023	henning daniel j	acquired	-	-	1,721	-
Oct 24, 2023	hosbach philip h. iv	acquired	-	-	1,721	-
Oct 24, 2023	gordon christine davis	acquired	-	-	1,721	-
Oct 24, 2023	stennett carolyn	acquired	-	-	1,721	-
Oct 24, 2023	richardson tina q	acquired	-	-	1,721	-
Oct 24, 2023	selig robert c jr	acquired	-	-	1,721	-
Oct 24, 2023	durkin joseph s	acquired	-	-	1,721	-
Oct 24, 2023	weekes elizabeth b	acquired	-	-	1,721	-
Oct 01, 2023	hangen charles	acquired	-	-	3,331	evp and chief risk officer
Oct 01, 2023	selitto robert l	acquired	-	-	1,666	vice president

Which funds bought or sold ESSA recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	COMERICA BANK	unchanged	-	-3,985	40,580	-%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-40.49	-13,115	15,514	-%
May 15, 2024	MALTESE CAPITAL MANAGEMENT LLC	added	19.61	599,613	7,325,030	1.41%
May 15, 2024	MORGAN STANLEY	reduced	-13.53	-136,806	506,775	-%
May 15, 2024	HSBC HOLDINGS PLC	added	9.25	-7,549	311,405	-%
May 15, 2024	MERCER GLOBAL ADVISORS INC /ADV	reduced	-16.67	-145,000	456,000	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	reduced	-66.44	-227,466	100,101	-%
May 15, 2024	BARCLAYS PLC	reduced	-46.73	-150,000	143,000	-%
May 15, 2024	Quadrant Private Wealth Management, LLC	added	3.37	-14,274	228,672	0.06%
May 15, 2024	Tower Research Capital LLC (TRC)	added	166	14,340	24,410	-%

Are Funds Buying or Selling ESSA?

Are funds buying ESSA calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own ESSA

No. of Funds

Unveiling ESSA Bancorp Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 09, 2024	essa bancorp, inc.	10.3%	1,044,639	SC 13G/A
Feb 06, 2024	fj capital management llc	9.06%	941,992	SC 13G/A
Feb 14, 2023	essa bancorp, inc.	10.28%	1,069,783	SC 13G/A
Feb 08, 2023	fj capital management llc	9.95%	1,033,050	SC 13G/A
Feb 08, 2022	dimensional fund advisors lp	5.0%	521,179	SC 13G/A
Feb 03, 2022	essa bancorp, inc.	10.70%	1,122,698	SC 13G/A
Jul 01, 2021	fj capital management llc	5.32%	567,186	SC 13G
Feb 17, 2021	maltese capital management llc	4.60%	497,500	SC 13G/A
Feb 12, 2021	dimensional fund advisors lp	5.1%	548,614	SC 13G
Feb 04, 2021	essa bancorp, inc.	10.6%	1,143,000	SC 13G/A

Recent SEC filings of ESSA Bancorp Inc

View All Filings

Date Filed	Form Type	Document
May 16, 2024	4	Insider Trading
May 13, 2024	10-Q	Quarterly Report
Apr 25, 2024	8-K	Current Report
Mar 07, 2024	8-K	Current Report
Mar 07, 2024	8-K	Current Report
Feb 13, 2024	10-Q	Quarterly Report
Feb 09, 2024	SC 13G/A	Major Ownership Report

Peers (Alternatives to ESSA Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

ESSA Bancorp Inc News

Latest updates

ESSA Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-1.7%	26.00	26.00	25.00	22.00	20.00	19.00	18.00	15.00	15.00	14.00	15.00	14.00	15.00	15.00	15.00	16.00	16.00	17.00	17.00	17.00	17.00
EBITDA Margin	-6.1%	0.85*	0.91*	1.00*	1.13*	1.24*	1.32*	1.37*	1.35*	1.32*	1.29*	1.26*	1.22*	-	-	-	-	-	-	-	-	-
Interest Expenses	-0.1%	15.00	15.00	16.00	15.00	15.00	16.00	17.00	15.00	14.00	14.00	14.00	13.00	13.00	13.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00
Income Taxes	4.9%	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
Earnings Before Taxes	5.1%	6.00	5.00	6.00	6.00	6.00	6.00	7.00	6.00	6.00	6.00	5.00	5.00	5.00	5.00	5.00	5.00	4.00	4.00	4.00	4.00	3.00
EBT Margin	-6.1%	0.23*	0.24*	0.27*	0.31*	0.35*	0.38*	0.40*	0.38*	0.36*	0.35*	0.34*	0.33*	-	-	-	-	-	-	-	-	-
Net Income	5.2%	5.00	4.00	5.00	4.00	5.00	5.00	6.00	5.00	5.00	5.00	4.00	4.00	4.00	4.00	4.00	4.00	3.00	3.00	4.00	3.00	3.00
Net Income Margin	-6.3%	0.18*	0.19*	0.22*	0.25*	0.28*	0.30*	0.32*	0.31*	0.29*	0.29*	0.28*	0.28*	-	-	-	-	-	-	-	-	-
Free Cashflow	-96.3%	0.00	7.00	6.00	6.00	6.00	3.00	7.00	7.00	5.00	4.00	5.00	6.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-1.5%	2,191	2,225	2,293	2,184	1,986	1,927	1,862	1,846	1,866	1,868	1,861	1,822	1,970	1,869	1,894	2,009	1,955	1,811	1,799	1,800	1,836
Cash Equivalents	67.8%	79.00	47.00	85.00	95.00	25.00	29.00	28.00	83.00	190	198	159	185	311	217	156	171	174	43.00	52.00	41.00	41.00
Net PPE	-3.8%	11.00	12.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00
Goodwill	0%	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00
Liabilities	-1.9%	1,968	2,005	2,074	1,966	1,767	1,711	1,649	1,633	1,653	1,661	1,660	1,623	1,771	1,675	1,702	1,815	1,762	1,619	1,610	1,612	1,652
Short Term Borrowings	29.4%	468	362	375	400	301	306	231	225	-	-	-	-	-	1.00	112	139	239	105	108	121	198
Shareholder's Equity	1.3%	224	221	220	219	219	216	212	213	213	208	202	199	199	194	191	194	194	191	190	188	184
Retained Earnings	2.0%	158	155	152	149	146	143	139	135	131	128	124	122	119	116	113	110	107	105	102	100	98.00
Additional Paid-In Capital	0.1%	183	183	183	183	182	182	182	182	182	182	182	182	181	181	181	181	181	181	181	181	181
Shares Outstanding	0%	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	11.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	-	152	-	-	-	176	-	-	-	159	-	-	-	140,926	-	-	-	176

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-96.3%	245	6,711	5,553	6,345	5,840	3,122	6,777	7,456	4,840	3,634	5,295	5,636	4,516	3,928	2,634	6,559	5,653	4,903	1,363	8,942	4,536
Share Based Compensation	-68.6%	92.00	293	96.00	72.00	91.00	295	80.00	92.00	93.00	262	94.00	95.00	94.00	232	89.00	82.00	93.00	240	123	71.00	98.00
Cashflow From Investing	112.4%	68,032	32,029	-115,622	-131,151	-64,233	-66,114	-70,918	-89,976	-1,796	34,561	-65,026	19,444	-6,122	83,497	96,749	-55,780	-8,549	-16,987	11,615	36,920	30,925
Cashflow From Financing	52.9%	-36,268	-76,962	100,290	195,446	54,162	63,827	8,947	-24,546	-11,268	1,280	33,277	-150,617	95,329	-26,128	-114,310	46,546	133,863	2,394	-1,434	-46,323	-33,952
Dividend Payments	-0.1%	1,475	1,476	1,466	1,465	1,465	1,463	1,454	1,473	1,175	1,171	1,184	1,192	1,216	1,102	1,122	1,130	1,154	1,153	1,049	1,062	1,064
Buy Backs	-100.0%	-	5,063	-	-	-	-	1,600	284	-	-	1,629	2,591	1,447	1,411	1,002	1,947	2,573	1,045	1,256	-	6,541

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ESSA Income Statement

2024-03-31

Consolidated Statement of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Mar. 31, 2024	Mar. 31, 2023
INTEREST INCOME
Loans receivable, including fees	$ 21,724	$ 17,504	$ 43,138	$ 33,589
Investment securities:
Taxable	2,750	2,096	6,637	4,187
Exempt from federal income tax	10	10	21	21
Other investment income	1,166	444	1,944	876
Total interest income	25,650	20,054	51,740	38,673
INTEREST EXPENSE
Deposits	7,590	3,817	16,052	5,818
Short-term borrowings	3,064	1,127	5,720	2,085
Other borrowings	142		250
Total interest expense	10,796	4,944	22,022	7,903
NET INTEREST INCOME	14,854	15,110	29,718	30,770
(Release of) provision for credit losses	(496)	150	(893)	300
NET INTEREST INCOME AFTER (RELEASE OF) PROVISION FOR CREDIT LOSSES	15,350	14,960	30,611	30,470
NONINTEREST INCOME
Service fees on deposit accounts	674	762	1,370	1,561
Services charges and fees on loans	295	330	625	697
Loan swap fees	74	136	74	138
Unrealized loss on equity securities, net	(2)	(5)	(5)	(3)
Trust and investment fees	418	403	811	805
Gain on sale of loans, net	58	58	176	58
Earnings on bank-owned life insurance	220	195	432	386
Insurance commissions	134	168	262	314
Other	133	22	220	28
Total noninterest income	2,004	2,069	3,965	3,984
NONINTEREST EXPENSE
Compensation and employee benefits	6,673	6,792	13,419	13,532
Occupancy and equipment	1,228	1,109	2,457	2,155
Professional fees	1,039	1,115	2,064	2,358
Data processing	1,360	1,222	2,702	2,401
Advertising	239	168	375	354
Federal Deposit Insurance Corporation (FDIC) premiums	475	180	855	368
Foreclosed real estate			101	(3)
Amortization of intangible assets	44	48	91	95
Other	656	658	1,507	1,466
Total noninterest expense	11,714	11,292	23,571	22,726
Income before income taxes	5,640	5,737	11,005	11,728
Income taxes	1,078	1,052	2,106	2,177
NET INCOME	$ 4,562	$ 4,685	$ 8,899	$ 9,551
Earnings per share
Basic	$ 0.48	$ 0.48	$ 0.93	$ 0.98
Diluted	0.48	0.48	0.93	0.98
Dividends per share	$ 0.15	$ 0.15	$ 0.3	$ 0.3

ESSA Balance Sheet

2024-03-31

Consolidated Balance Sheet (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Sep. 30, 2023
ASSETS
Cash and due from banks	$ 68,735	$ 39,008
Interest-bearing deposits with other institutions	10,454	46,394
Total cash and cash equivalents	79,189	85,402
Investment securities available for sale, at fair value (net of allowance for credit losses of $0)	215,321	334,056
Investment securities held to maturity, at amortized cost net of allowance for credit losses of $0	49,923	52,242
Loans held for sale	749	250
Loans receivable (net of allowance for credit losses of $15,416 and $18,525)	1,708,221	1,680,525
Regulatory stock, at cost	21,493	17,890
Premises and equipment, net	11,479	12,913
Bank-owned life insurance	39,458	39,026
Foreclosed real estate	3,195	3,311
Intangible assets, net		91
Goodwill	13,801	13,801
Deferred income taxes	6,081	6,877
Derivative and hedging assets	13,414	19,662
Other assets	28,778	27,200
TOTAL ASSETS	2,191,102	2,293,246
LIABILITIES
Deposits	1,446,305	1,661,016
Short-term borrowings	467,917	374,652
Other borrowings	10,000
Advances by borrowers for taxes and insurance	12,780	6,550
Derivative and hedging liabilities	7,789	9,579
Other liabilities	22,771	21,741
TOTAL LIABILITIES	1,967,562	2,073,538
STOCKHOLDERS’ EQUITY
Preferred stock ($0.01 par value; 10,000,000 shares authorized, none issued)
Common stock ($0.01 par value; 40,000,000 shares authorized, 18,133,095 issued; 10,131,521 and 10,394,689 outstanding at March 31, 2024 and September 30, 2023, respectively)	181	181
Additional paid in capital	182,696	182,681
Unallocated common stock held by the Employee Stock Ownership Plan (ESOP)	(5,783)	(6,009)
Retained earnings	158,334	151,856
Treasury stock, at cost; 8,001,574 and 7,738,406 shares outstanding at March 31, 2024 and September 30, 2023, respectively	(104,050)	(99,508)
Accumulated other comprehensive loss	(7,838)	(9,493)
TOTAL STOCKHOLDERS’ EQUITY	223,540	219,708
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 2,191,102	$ 2,293,246

About ESSA Bancorp Inc

ESSA Bancorp, Inc. operates as a bank holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company accepts savings accounts, interest bearing demand accounts, checking accounts, money market accounts, club accounts, certificates of deposit and IRAs, and other qualified plan accounts, as well as commercial checking accounts. Its loan portfolio includes first mortgage loans for the purchase, construction, or refinancing of one- to four-family residential real estate property; commercial real estate loans; home equity loans and lines of credit; and commercial and other consumer loans, as well as loans secured by deposits and personal unsecured loans. In addition, the company offers insurance benefits consulting services, such as health insurance, life insurance, short term and long term disability, dental, vision, 401(K) retirement planning, and individual health products, as well as asset management and trust, and investment services. It operates community offices, including offices in Monroe County, Lehigh County, Northampton County, Lackawanna County, Luzerne County, Chester County, Delaware County, and Montgomery County, Pennsylvania. The company was founded in 1916 and is headquartered in Stroudsburg, Pennsylvania.

CEO	Mr. Gary S. Olson
WEBSITE	essabank.com
INDUSTRY	Banks Diversified
EMPLOYEES	230

ESSA Bancorp Inc Frequently Asked Questions

What is the ticker symbol for ESSA Bancorp Inc? What does ESSA stand for in stocks?

ESSA is the stock ticker symbol of ESSA Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of ESSA Bancorp Inc (ESSA)?

As of Fri May 17 2024, market cap of ESSA Bancorp Inc is 175.07 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ESSA stock?

You can check ESSA's fair value in chart for subscribers.

What is the fair value of ESSA stock?

You can check ESSA's fair value in chart for subscribers. The fair value of ESSA Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of ESSA Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ESSA so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is ESSA Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether ESSA is over valued or under valued. Whether ESSA Bancorp Inc is cheap or expensive depends on the assumptions which impact ESSA Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ESSA.

What is ESSA Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, ESSA's PE ratio (Price to Earnings) is 9.77 and Price to Sales (PS) ratio is 1.78. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ESSA PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on ESSA Bancorp Inc's stock?

In the past 10 years, ESSA Bancorp Inc has provided 0.075 (multiply by 100 for percentage) rate of return.