EZPW RSI Chart
Last 7 days
-5.5%
Last 30 days
-2.4%
Last 90 days
3.4%
Trailing 12 Months
15.2%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 1.1B | 0 | 0 | 0 |
2023 | 972.0M | 1.0B | 1.0B | 1.1B |
2022 | 803.5M | 845.3M | 886.2M | 929.6M |
2021 | 740.1M | 703.9M | 729.6M | 772.4M |
2020 | 862.5M | 870.3M | 822.8M | 778.5M |
2019 | 836.0M | 838.9M | 847.2M | 854.0M |
2018 | 772.3M | 788.2M | 812.2M | 823.7M |
2017 | 737.0M | 750.5M | 748.0M | 759.5M |
2016 | 710.7M | 716.2M | 730.5M | 735.6M |
2015 | 769.9M | 746.4M | 720.0M | 711.2M |
2014 | 730.1M | 831.6M | 800.3M | 786.3M |
2013 | 523.9M | 535.2M | 509.2M | 625.0M |
2012 | 767.6M | 643.9M | 668.4M | 518.3M |
2011 | 796.1M | 821.4M | 852.8M | 882.5M |
2010 | 665.3M | 699.1M | 733.0M | 763.3M |
2009 | 0 | 0 | 597.5M | 631.4M |
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index
Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>
Returns of $10,000 invested in:
Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224
Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Apr 01, 2024 | swies nicole | sold | -25,605 | 11.38 | -2,250 | chief revenue officer |
Mar 21, 2024 | arnold zena srivatsa | acquired | 159,994 | 10.64 | 15,037 | - |
Mar 21, 2024 | espinosa pablo lagos | acquired | 159,994 | 10.64 | 15,037 | - |
Mar 21, 2024 | appel matthew w | acquired | 159,994 | 10.64 | 15,037 | - |
Mar 21, 2024 | tillett gary | acquired | 159,994 | 10.64 | 15,037 | - |
Mar 21, 2024 | kulas jason a. | acquired | 159,994 | 10.64 | 15,037 | - |
Mar 04, 2024 | espinosa pablo lagos | sold | - | - | -20,000 | - |
Feb 29, 2024 | swies nicole | sold | - | - | -9,000 | chief revenue officer |
Feb 01, 2024 | appel matthew w | sold | - | - | -39,963 | - |
Jan 02, 2024 | swies nicole | sold | -19,642 | 8.73 | -2,250 | chief revenue officer |
Which funds bought or sold EZPW recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 06, 2024 | HighTower Advisors, LLC | reduced | -6.43 | 37,000 | 210,000 | -% |
May 06, 2024 | TEXAS PERMANENT SCHOOL FUND CORP | added | 1.47 | 124,073 | 517,452 | -% |
May 06, 2024 | Empowered Funds, LLC | added | 8.19 | 930,589 | 3,242,480 | 0.06% |
May 06, 2024 | NEW YORK LIFE INVESTMENT MANAGEMENT LLC | new | - | 364,633 | 364,633 | -% |
May 06, 2024 | TEACHER RETIREMENT SYSTEM OF TEXAS | added | 49.54 | 466,000 | 962,000 | 0.01% |
May 06, 2024 | Quantbot Technologies LP | added | 82.38 | 175,091 | 303,429 | 0.02% |
May 06, 2024 | Metis Global Partners, LLC | unchanged | - | 32,569 | 142,475 | -% |
May 03, 2024 | Glassman Wealth Services | sold off | -100 | -420 | - | -% |
May 03, 2024 | SIGNATUREFD, LLC | new | - | 2,266 | 2,266 | -% |
May 03, 2024 | VICTORY CAPITAL MANAGEMENT INC | reduced | -18.31 | 64,349 | 1,155,660 | -% |
Unveiling EZCORP Inc's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to EZCORP Inc)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MA | 422.8B | 25.7B | 35.69 | 16.45 | ||||
AXP | 168.8B | 62.0B | 18.76 | 2.72 | ||||
PYPL | 69.0B | 30.4B | 15.89 | 2.27 | ||||
COF | 54.4B | 43.4B | 14.03 | 1.26 | ||||
DFS | 31.0B | 17.8B | 13.7 | 1.74 | ||||
ALLY | 12.0B | 14.3B | 13.96 | 0.84 | ||||
MID-CAP | ||||||||
CACC | 6.4B | 2.0B | 25.52 | 3.27 | ||||
FCFS | 5.4B | 3.2B | 23.2 | 1.68 | ||||
WU | 4.5B | 4.4B | 7.37 | 1.04 | ||||
NNI | 3.6B | 1.1B | 39.37 | 3.25 | ||||
SMALL-CAP | ||||||||
ENVA | 1.7B | 2.2B | 9.83 | 0.76 | ||||
ATLC | 406.5M | 1.2B | 3.95 | 0.35 | ||||
CPSS | 180.9M | 352.0M | 3.99 | 0.51 | ||||
AIHS | 7.7M | 7.3M | -1.98 | 1.05 | ||||
CURO | 3.3M | 853.2M | -0.01 | 0 |
EZCORP Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | -4.8% | 286 | 300 | 270 | 256 | 258 | 264 | 233 | 216 | 216 | 221 | 192 | 174 | 185 | 178 | 167 | 210 | 223 | 222 | 214 | 202 | 215 |
Gross Profit | -2.9% | 168 | 173 | 322 | 149 | 149 | 152 | 275 | 130 | 129 | 132 | 119 | 108 | 114 | 108 | 90.00 | 102 | 127 | 130 | 121 | 116 | 128 |
Operating Expenses | 3.6% | 140 | 135 | 143 | 128 | 122 | 124 | 123 | 116 | 105 | 110 | 112 | 104 | 103 | 99.00 | 116 | 106 | 158 | 117 | 114 | 107 | 111 |
S&GA Expenses | -100.0% | - | 17.00 | 19.00 | 18.00 | 16.00 | 15.00 | 18.00 | 19.00 | 12.00 | 16.00 | 16.00 | 15.00 | 14.00 | 13.00 | 4.00 | 16.00 | 15.00 | 19.00 | 22.00 | 14.00 | 15.00 |
EBITDA Margin | 29.4% | 0.13* | 0.10* | 0.10* | 0.10* | 0.09* | 0.13* | 0.12* | 0.12* | 0.11* | 0.11* | 0.09* | 0.05* | 0.04* | -0.02* | -0.02* | 0.01* | 0.03* | 0.08* | 0.08* | 0.08* | 0.09* |
Interest Expenses | -1.1% | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 6.00 | 2.00 | 3.00 | 3.00 | 2.00 | 6.00 | 6.00 | 6.00 | 5.00 | 6.00 | 5.00 | 6.00 | 5.00 | 5.00 | 10.00 | 9.00 |
Income Taxes | -22.3% | 7.00 | 9.00 | 3.00 | 3.00 | -0.55 | 8.00 | 6.00 | 1.00 | 5.00 | 6.00 | 3.00 | 2.00 | 1.00 | 1.00 | -5.39 | -4.75 | 7.00 | 2.00 | 1.00 | 0.00 | 2.00 |
Earnings Before Taxes | -24.0% | 29.00 | 38.00 | 13.00 | 21.00 | -7.34 | 25.00 | 13.00 | 13.00 | 20.00 | 21.00 | 5.00 | -0.77 | 7.00 | 6.00 | -28.73 | -10.24 | -34.12 | 3.00 | 0.00 | 3.00 | 5.00 |
EBT Margin | 51.7% | 0.09* | 0.06* | 0.05* | 0.05* | 0.04* | 0.08* | 0.08* | 0.07* | 0.06* | 0.04* | 0.02* | -0.02* | -0.04* | -0.09* | -0.09* | -0.05* | -0.03* | 0.01* | 0.00* | 0.01* | 0.02* |
Net Income | -24.6% | 21.00 | 28.00 | 57.00 | 18.00 | -6.79 | 17.00 | 25.00 | 12.00 | 15.00 | 16.00 | 2.00 | -2.57 | 5.00 | 4.00 | -23.34 | -5.49 | -40.87 | 1.00 | -0.64 | 3.00 | 3.00 |
Net Income Margin | 26.0% | 0.11* | 0.09* | 0.08* | 0.05* | 0.05* | 0.07* | 0.08* | 0.05* | 0.04* | 0.03* | 0.01* | -0.02* | -0.03* | -0.08* | -0.08* | -0.05* | -0.04* | 0.01* | 0.00* | 0.00* | 0.02* |
Free Cashflow | -29.9% | 15.00 | 21.00 | 19.00 | 19.00 | 26.00 | 3.00 | 9.00 | 9.00 | 13.00 | 0.00 | 5.00 | 6.00 | 15.00 | -13.22 | -15.99 | 26.00 | 26.00 | -16.49 | 28.00 | 4.00 | 19.00 |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | 1.8% | 1,508 | 1,481 | 1,468 | 293 | 287 | 1,402 | 330 | 330 | 348 | 348 | 1,267 | 359 | 1,196 | 360 | 1,197 | 330 | 1,213 | 364 | 1,084 | 326 | 1,253 |
Current Assets | 0.4% | 722 | 719 | 720 | 190 | 189 | 662 | 159 | 159 | 163 | 163 | 611 | 168 | 607 | 170 | 593 | 157 | 586 | 165 | 606 | 174 | 778 |
Cash Equivalents | 8.8% | 238 | 219 | 221 | 238 | 243 | 208 | 206 | 222 | 255 | 233 | 254 | 284 | 336 | 290 | 313 | 311 | 194 | 143 | 162 | 139 | 348 |
Inventory | -0.9% | 163 | 165 | 166 | 155 | 150 | 156 | 152 | 133 | 120 | 119 | 111 | 92.00 | 86.00 | 95.00 | 96.00 | 123 | 173 | 187 | 179 | 176 | 173 |
Net PPE | -8.2% | 63.00 | 69.00 | 68.00 | 62.00 | 60.00 | 56.00 | 57.00 | 52.00 | 51.00 | 52.00 | 54.00 | 56.00 | 52.00 | 55.00 | 57.00 | 58.00 | 59.00 | 65.00 | 67.00 | 66.00 | 68.00 |
Goodwill | 2.3% | 311 | 304 | 302 | 302 | 300 | 297 | 287 | 287 | 286 | 285 | 286 | 284 | 258 | 258 | 258 | 257 | 257 | 301 | 301 | 4.00 | 4.00 |
Liabilities | 0.2% | 708 | 706 | 722 | 719 | 708 | 697 | 656 | 645 | 625 | 626 | 595 | 565 | 527 | 533 | 548 | 544 | 536 | 549 | 339 | 322 | 513 |
Current Liabilities | -3.8% | 173 | 180 | 192 | 98.00 | 92.00 | 139 | 59.00 | 59.00 | 60.00 | 60.00 | 155 | 61.00 | 121 | 60.00 | 132 | 68.00 | 111 | 94.00 | 91.00 | 77.00 | 265 |
Long Term Debt | 0.1% | 327 | 326 | 326 | 360 | 359 | 359 | 313 | 313 | 312 | 312 | 264 | 261 | 257 | 254 | 251 | 248 | 244 | 241 | 238 | 235 | 233 |
LT Debt, Current | 0.1% | 34.00 | 34.00 | 34.00 | - | - | - | - | - | - | - | - | - | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 193 |
LT Debt, Non Current | -100.0% | - | 326 | 326 | 360 | 359 | 359 | 313 | 313 | 312 | 312 | 264 | 261 | 257 | 254 | 251 | 248 | 244 | 241 | 238 | 235 | 233 |
Shareholder's Equity | 3.3% | 800 | 775 | 746 | 739 | 713 | 705 | 692 | 686 | 675 | 655 | 672 | 673 | 669 | 665 | 649 | 680 | 678 | 752 | 745 | 747 | 740 |
Retained Earnings | 4.3% | 478 | 458 | 431 | 423 | 406 | 415 | 402 | 396 | 384 | 369 | 353 | 325 | 328 | 322 | 318 | 342 | 347 | 390 | 389 | 390 | 387 |
Additional Paid-In Capital | 0.4% | 345 | 344 | 346 | 345 | 343 | 343 | 345 | 344 | 342 | 340 | 341 | 403 | 399 | 398 | 398 | 409 | 406 | 407 | 408 | 405 | 403 |
Shares Outstanding | 0.0% | 55.00 | 55.00 | 56.00 | 56.00 | 56.00 | 56.00 | 56.00 | 57.00 | 57.00 | 56.00 | 56.00 | 56.00 | 56.00 | 55.00 | 55.00 | 55.00 | 56.00 | 56.00 | 55.00 | 55.00 | 55.00 |
Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Float | - | - | - | - | - | 440 | - | - | - | 316 | - | - | - | 257 | - | - | - | 212 | - | - | - | 472 |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | -29.9% | 15,067 | 21,481 | 27,525 | 27,482 | 35,159 | 11,668 | 18,041 | 17,919 | 21,557 | 9,018 | 13,316 | 14,401 | 23,234 | -4,513 | -7,287 | 35,094 | 32,189 | -10,918 | 38,540 | 14,354 | 27,242 |
Share Based Compensation | 14.0% | 2,580 | 2,264 | 2,663 | 3,135 | 1,855 | 1,886 | 1,045 | 1,850 | 460 | 1,698 | 790 | 1,538 | 1,094 | 524 | -10,187 | 2,371 | 1,027 | 1,695 | 2,715 | 2,339 | 2,459 |
Cashflow From Investing | 91.8% | -1,378 | -16,864 | -40,339 | -29,898 | 3,969 | -44,618 | -31,694 | -49,702 | -1,284 | -30,603 | -47,525 | -46,166 | 24,142 | -15,062 | -491 | 81,753 | 35,434 | -6,798 | -14,591 | -28,153 | 23,194 |
Cashflow From Financing | 50.8% | -3,147 | -6,392 | -3,280 | -3,004 | -4,017 | 33,993 | -2,040 | - | - | -792 | -51.00 | -14,492 | -927 | -783 | 1,135 | -132 | -4,322 | -2,934 | -216 | -195,370 | -119 |
Buy Backs | -0.1% | 3,003 | 3,007 | 3,006 | 3,004 | 3,951 | 7,027 | 2,040 | - | - | - | - | - | - | - | - | -500* | 4,195 | 963 | - | - | - |
CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) - USD ($) shares in Thousands, $ in Thousands | 3 Months Ended | 6 Months Ended | ||
---|---|---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | Mar. 31, 2024 | Mar. 31, 2023 | |
Revenues: | ||||
Total revenues | $ 285,639 | $ 258,423 | $ 585,630 | $ 522,750 |
Gross profit | 167,592 | 149,182 | 340,165 | 301,679 |
Operating expenses: | ||||
Store expenses | 114,582 | 101,269 | 225,137 | 202,072 |
General and administrative | 18,266 | 15,609 | 34,809 | 31,085 |
Depreciation and amortization | 8,219 | 7,963 | 16,784 | 15,951 |
Loss (gain) on sale or disposal of assets and other | 3 | 73 | (169) | 57 |
Other income | (765) | (2,465) | (765) | (2,465) |
Total operating expenses | 140,305 | 122,449 | 275,796 | 246,700 |
Operating income | 27,287 | 26,733 | 64,369 | 54,979 |
Interest expense | 3,402 | 3,390 | 6,842 | 9,580 |
Interest income | (2,882) | (1,898) | (5,521) | (2,562) |
Equity in net (income) loss of unconsolidated affiliates | (1,719) | 32,501 | (2,872) | 30,917 |
Other (income) expense | (165) | 80 | (436) | (154) |
Income (loss) before income taxes | 28,651 | (7,340) | 66,356 | 17,198 |
Income tax expense (benefit) | 7,172 | (550) | 16,407 | 7,210 |
Net income (loss) | $ 21,479 | $ (6,790) | $ 49,949 | $ 9,988 |
Basic earnings (loss) per share (in dollars per share) | $ 0.39 | $ (0.12) | $ 0.91 | $ 0.18 |
Diluted earnings (loss) per share (in dollars per share) | $ 0.29 | $ (0.12) | $ 0.65 | $ 0.11 |
Weighted-average basic shares outstanding (in shares) | 55,093 | 55,648 | 55,084 | 55,981 |
Weighted-average diluted shares outstanding (in shares) | 83,045 | 55,648 | 84,948 | 65,269 |
Merchandise sales | ||||
Revenues: | ||||
Total revenues | $ 164,687 | $ 152,507 | $ 344,090 | $ 316,294 |
Cost of revenues | 106,259 | 97,339 | 221,469 | 202,216 |
Jewelry scrapping sales | ||||
Revenues: | ||||
Total revenues | 13,714 | 12,825 | 27,796 | 20,709 |
Cost of revenues | 11,788 | 11,902 | 23,996 | 18,855 |
Pawn service charges | ||||
Revenues: | ||||
Total revenues | 107,163 | 93,030 | 213,612 | 185,623 |
Other revenues | ||||
Revenues: | ||||
Total revenues | $ 75 | $ 61 | $ 132 | $ 124 |
CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands | Mar. 31, 2024 | Sep. 30, 2023 | Mar. 31, 2023 |
---|---|---|---|
Current assets: | |||
Cash and cash equivalents | $ 229,111 | $ 220,595 | $ 243,128 |
Restricted cash | 8,581 | 8,373 | 8,451 |
Pawn loans | 235,773 | 245,766 | 206,096 |
Pawn service charges receivable, net | 38,268 | 38,885 | 33,116 |
Inventory, net | 163,429 | 166,477 | 150,297 |
Prepaid expenses and other current assets | 47,142 | 39,623 | 45,564 |
Total current assets | 722,304 | 719,719 | 686,652 |
Investments in unconsolidated affiliates | 13,162 | 10,987 | 10,681 |
Other investments | 51,220 | 36,220 | 39,220 |
Property and equipment, net | 63,306 | 68,096 | 59,775 |
Right-of-use assets, net | 243,752 | 234,388 | 234,287 |
Goodwill | 310,658 | 302,372 | 300,078 |
Intangible assets, net | 61,714 | 58,216 | 59,620 |
Notes receivable, net | 0 | 0 | 1,233 |
Deferred tax asset, net | 26,247 | 25,702 | 19,127 |
Other assets, net | 15,779 | 12,011 | 9,859 |
Total assets | 1,508,142 | 1,467,711 | 1,420,532 |
Current liabilities: | |||
Current maturities of long-term debt, net | 34,347 | 34,265 | 0 |
Accounts payable, accrued expenses and other current liabilities | 62,838 | 81,605 | 72,695 |
Customer layaway deposits | 20,352 | 18,920 | 18,761 |
Operating lease liabilities, current | 55,658 | 57,182 | 53,921 |
Total current liabilities | 173,195 | 191,972 | 145,377 |
Long-term debt, net | 326,573 | 325,847 | 359,287 |
Deferred tax liability, net | 465 | 435 | 368 |
Operating lease liabilities | 197,285 | 193,187 | 191,874 |
Other long-term liabilities | 10,228 | 10,502 | 11,038 |
Total liabilities | 707,746 | 721,943 | 707,944 |
Commitments and contingencies (Note 9) | |||
Stockholders’ equity: | |||
Additional paid-in capital | 345,174 | 346,181 | 343,088 |
Retained earnings | 477,683 | 431,140 | 405,961 |
Accumulated other comprehensive loss | (23,012) | (32,102) | (37,017) |
Total equity | 800,396 | 745,768 | 712,588 |
Total liabilities and equity | 1,508,142 | 1,467,711 | 1,420,532 |
Common Stock Class A Non-voting | |||
Stockholders’ equity: | |||
Common stock | 521 | 519 | 526 |
Common Stock Class B Voting | |||
Stockholders’ equity: | |||
Common stock | $ 30 | $ 30 | $ 30 |