FFIN RSI Chart
Last 7 days
5.1%
Last 30 days
-1.1%
Last 90 days
1.4%
Trailing 12 Months
16.0%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 556.1M | 0 | 0 | 0 |
2023 | 457.4M | 484.4M | 507.0M | 528.1M |
2022 | 382.8M | 392.2M | 407.7M | 432.9M |
2021 | 366.6M | 367.0M | 372.9M | 376.4M |
2020 | 330.4M | 343.0M | 353.8M | 364.1M |
2019 | 299.5M | 307.0M | 313.5M | 319.2M |
2018 | 256.3M | 267.2M | 278.7M | 291.7M |
2017 | 232.7M | 236.0M | 240.5M | 246.0M |
2016 | 227.9M | 232.4M | 233.4M | 232.3M |
2015 | 202.4M | 206.5M | 213.7M | 221.6M |
2014 | 185.0M | 191.8M | 195.1M | 198.5M |
2013 | 159.6M | 162.1M | 168.5M | 176.4M |
2012 | 160.1M | 159.8M | 159.9M | 159.8M |
2011 | 153.1M | 156.3M | 159.2M | 160.0M |
2010 | 145.8M | 146.4M | 147.1M | 149.7M |
2009 | 0 | 154.9M | 150.7M | 146.4M |
2008 | 0 | 0 | 0 | 159.2M |
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index
Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>
Returns of $10,000 invested in:
Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224
Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
May 03, 2024 | denny michael b. | bought | 18,726 | 31.21 | 600 | - |
May 02, 2024 | thaxton kirk w | gifted | - | - | -1,650 | trust company ceo |
May 02, 2024 | edwards murray hamilton | bought | 9,841 | 30.28 | 325 | - |
May 01, 2024 | nickles robert clark jr | bought | 17,884 | 30.16 | 593 | - |
Apr 30, 2024 | trotter johnny | bought | 44,325 | 29.55 | 1,500 | - |
Apr 29, 2024 | trotter johnny | bought | 14,825 | 29.65 | 500 | - |
Apr 25, 2024 | trotter johnny | bought | 45,330 | 30.22 | 1,500 | - |
Apr 23, 2024 | lancaster ivan tim | acquired | - | - | 2,295 | - |
Which funds bought or sold FFIN recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 06, 2024 | SG Americas Securities, LLC | reduced | -6.53 | 3,000 | 224,000 | -% |
May 06, 2024 | DiNuzzo Private Wealth, Inc. | reduced | -12.5 | -25.00 | 460 | -% |
May 06, 2024 | Parallel Advisors, LLC | added | 70.36 | 24,266 | 52,990 | -% |
May 06, 2024 | TEXAS PERMANENT SCHOOL FUND CORP | added | 1.31 | 326,230 | 3,688,110 | 0.03% |
May 06, 2024 | Advisory Services Network, LLC | sold off | -100 | -19,028 | - | -% |
May 06, 2024 | STONERIDGE INVESTMENT PARTNERS LLC | new | - | 372,000 | 372,000 | 0.14% |
May 06, 2024 | TEACHER RETIREMENT SYSTEM OF TEXAS | new | - | 254,000 | 254,000 | -% |
May 06, 2024 | Envestnet Portfolio Solutions, Inc. | added | 10.28 | 54,631 | 336,072 | -% |
May 06, 2024 | HighTower Advisors, LLC | added | 6.4 | 241,000 | 1,925,000 | -% |
May 03, 2024 | Briaud Financial Planning, Inc | new | - | 193,000 | 193,000 | 0.11% |
Unveiling First Financial Bankshares Inc's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to First Financial Bankshares Inc)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 550.7B | 174.7B | 10.94 | 3.15 | ||||
BAC | 296.0B | 127.4B | 11.83 | 2.15 | ||||
WFC | 210.0B | 85.8B | 11.19 | 2.45 | ||||
C | 118.3B | 125.0B | 14.8 | 0.95 | ||||
CFG | 16.2B | 10.4B | 11.31 | 1.55 | ||||
KEY | 14.1B | 8.1B | 16.12 | 1.73 | ||||
MID-CAP | ||||||||
CMA | 7.1B | 4.2B | 10.15 | 1.66 | ||||
ZION | 6.5B | 3.9B | 9.55 | 1.64 | ||||
ABCB | 3.4B | 1.3B | 12.7 | 2.67 | ||||
ASB | 3.3B | 1.8B | 20.77 | 1.64 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
ALRS | 399.1M | 152.4M | 40.14 | 2.62 | ||||
AROW | 389.7M | 162.6M | 12.96 | 2.4 | ||||
ACNB | 273.7M | 96.6M | 8.64 | 2.83 | ||||
ASRV | 40.3M | 60.9M | -12.04 | 0.66 |
First Financial Bankshares Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | 5.1% | 149 | 142 | 135 | 129 | 122 | 121 | 113 | 102 | 97.00 | 96.00 | 97.00 | 93.00 | 91.00 | 92.00 | 91.00 | 92.00 | 88.00 | 82.00 | 81.00 | 80.00 | 77.00 |
EBITDA Margin | -4.3% | 1.16* | 1.21* | 1.30* | 1.41* | 1.52* | 1.61* | 1.67* | 1.72* | 1.73* | 1.74* | 1.76* | 1.75* | - | - | - | - | - | - | - | - | - |
Interest Expenses | 2.8% | 100 | 98.00 | 94.00 | 96.00 | 96.00 | 104 | 103 | 99.00 | 95.00 | 95.00 | 96.00 | 91.00 | 89.00 | 91.00 | 89.00 | 89.00 | 81.00 | 75.00 | 73.00 | 72.00 | 70.00 |
Income Taxes | 14.4% | 11.00 | 10.00 | 11.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 10.00 | 11.00 | 12.00 | 11.00 | 11.00 | 12.00 | 10.00 | 11.00 | 7.00 | 8.00 | 9.00 | 9.00 | 7.00 |
Earnings Before Taxes | 15.8% | 65.00 | 56.00 | 60.00 | 63.00 | 64.00 | 71.00 | 71.00 | 72.00 | 66.00 | 66.00 | 71.00 | 67.00 | 68.00 | 71.00 | 63.00 | 64.00 | 44.00 | 50.00 | 52.00 | 51.00 | 46.00 |
EBT Margin | -4.8% | 0.44* | 0.46* | 0.51* | 0.56* | 0.61* | 0.65* | 0.68* | 0.70* | 0.71* | 0.72* | 0.74* | 0.73* | - | - | - | - | - | - | - | - | - |
Net Income | 16.1% | 53.00 | 46.00 | 50.00 | 51.00 | 53.00 | 59.00 | 59.00 | 60.00 | 56.00 | 55.00 | 59.00 | 56.00 | 57.00 | 58.00 | 53.00 | 53.00 | 37.00 | 41.00 | 43.00 | 42.00 | 38.00 |
Net Income Margin | -4.6% | 0.36* | 0.38* | 0.42* | 0.46* | 0.51* | 0.54* | 0.57* | 0.59* | 0.59* | 0.60* | 0.62* | 0.61* | - | - | - | - | - | - | - | - | - |
Free Cashflow | 28.8% | 76.00 | 59.00 | 73.00 | 57.00 | 96.00 | 70.00 | 96.00 | 72.00 | 87.00 | 89.00 | 118 | 52.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | 0.7% | 13,191 | 13,106 | 12,777 | 12,825 | 13,008 | 12,974 | 13,110 | 13,260 | 13,314 | 13,102 | 12,543 | 12,329 | 12,103 | 10,905 | 10,568 | 10,340 | 9,701 | 8,262 | 8,114 | 7,979 | 7,946 |
Cash Equivalents | 11.8% | 600 | 537 | 388 | 279 | 446 | 331 | 366 | 466 | 598 | 529 | 561 | 845 | - | 729 | - | - | - | - | - | - | - |
Net PPE | 0.1% | 152 | 152 | 153 | 153 | 154 | 153 | 153 | 149 | 150 | 150 | 148 | 148 | 142 | 142 | 141 | 139 | 140 | 131 | 132 | 134 | 135 |
Liabilities | 0.8% | 11,700 | 11,607 | 11,537 | 11,458 | 11,635 | 11,708 | 11,978 | 11,931 | 11,825 | 11,343 | 10,810 | 10,609 | 10,437 | 9,226 | 8,948 | 8,757 | 8,175 | 7,035 | 6,909 | 6,815 | 6,838 |
Short Term Borrowings | 21.0% | 27.00 | 22.00 | 752 | 588 | 633 | 24.00 | 775 | 768 | 759 | 671 | 649 | 550 | 549 | 430 | 503 | 449 | 858 | 381 | 400 | 362 | 383 |
Shareholder's Equity | -0.5% | 1,491 | 1,499 | 1,240 | 1,367 | 1,373 | 1,266 | 1,133 | 1,329 | 1,489 | 1,759 | 1,734 | 1,720 | 1,665 | 1,678 | 1,620 | 1,582 | 1,526 | 1,227 | 1,205 | 1,165 | 1,108 |
Retained Earnings | 2.3% | 1,247 | 1,220 | 1,199 | 1,175 | 1,150 | 1,122 | 1,088 | 1,052 | 1,016 | 982 | 948 | 910 | 875 | 837 | 797 | 763 | 0.00 | 708 | 683 | 656 | 630 |
Additional Paid-In Capital | 0.4% | 684 | 681 | 679 | 681 | 679 | 678 | 676 | 676 | 681 | 677 | 675 | 672 | 672 | 670 | 669 | 667 | 674 | 451 | 449 | 448 | 446 |
Float | - | - | - | - | 3,900 | - | - | - | 5,370 | - | - | - | 6,700 | - | - | - | 3,930 | - | - | - | 3,970 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | 28.8% | 76.00 | 59.00 | 73.00 | 57.00 | 96.00 | 70.00 | 96.00 | 72.00 | 87.00 | 89.00 | 118 | 52.00 | 97.00 | 76.00 | 22.00 | 81.00 | 31.00 | 58.00 | 36.00 | 36.00 | 72.00 |
Share Based Compensation | -7.7% | 1.00 | 1.00 | - | - | 1.00 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Cashflow From Investing | -272.4% | -69.51 | 40.00 | -8.45 | -26.26 | 122 | 188 | -220 | -285 | -519 | -795 | -591 | -642 | -581 | 129 | -347 | -477 | -566 | -177 | -163 | -100 | -6.43 |
Cashflow From Financing | 16.6% | 57.00 | 49.00 | 45.00 | -198 | -102 | -292 | 25.00 | 81.00 | 502 | 674 | 191 | 352 | 840 | 290 | 174 | 513 | 521 | 172 | 50.00 | -14.98 | 72.00 |
Dividend Payments | 0.0% | 26.00 | 26.00 | 26.00 | 24.00 | 24.00 | 24.00 | 0.00 | 46.00 | 21.00 | 21.00 | 21.00 | 18.00 | 18.00 | 18.00 | 18.00 | 17.00 | 16.00 | 16.00 | 16.00 | 14.00 | 14.00 |
Buy Backs | - | - | - | 3.00 | - | - | - | 2.00 | 7.00 | - | - | - | - | - | - | - | 8.00 | - | - | - | - | - |
Consolidated Statements of Earnings (Unaudited) - USD ($) | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
INTEREST INCOME: | ||
Interest and fees on loans | $ 117,091,000 | $ 89,009,000 |
Interest on investment securities: | ||
Taxable | 19,952,000 | 20,782,000 |
Exempt from federal income tax | 7,737,000 | 10,067,000 |
Interest on federal funds sold and interest-bearing demand deposits in banks | 4,715,000 | 1,650,000 |
Total interest income | 149,495,000 | 121,508,000 |
INTEREST EXPENSE: | ||
Interest on deposits | 45,251,000 | 21,812,000 |
Interest on repurchase agreements and borrowings | 4,002,000 | 3,410,000 |
Total interest expense | 49,253,000 | 25,222,000 |
Net interest income | 100,242,000 | 96,286,000 |
Provision for credit losses | 808,000 | 2,781,000 |
Net interest income after provision for credit losses | 99,434,000 | 93,505,000 |
NONINTEREST INCOME: | ||
Trust fees | 11,379,000 | 9,845,000 |
Service charges on deposit accounts | 6,246,000 | 6,036,000 |
Debit card fees | 4,891,000 | 4,936,000 |
Credit card fees | 631,000 | 609,000 |
Gain on sale and fees on mortgage loans | 3,128,000 | 2,974,000 |
Net gain on sale of available-for-sale securities | 0 | 12,000 |
Net gain on sale of foreclosed assets | 0 | 34,000 |
Net gain on sale of other assets | 0 | 930,000 |
Interest on loan recoveries | 555,000 | 346,000 |
Other | 2,553,000 | 2,285,000 |
Total noninterest income | 29,383,000 | 28,007,000 |
NONINTEREST EXPENSE: | ||
Salaries, commissions and employee benefits | 36,683,000 | 31,461,000 |
Net occupancy expense | 3,470,000 | 3,430,000 |
Equipment expense | 2,237,000 | 2,127,000 |
FDIC insurance premiums | 1,965,000 | 1,654,000 |
Debit card expense | 3,058,000 | 3,199,000 |
Professional and service fees | 2,396,000 | 2,365,000 |
Printing, stationery and supplies | 447,000 | 710,000 |
Operational and other losses | 1,154,000 | 931,000 |
Software amortization and expense | 3,005,000 | 2,311,000 |
Amortization of intangible assets | 157,000 | 228,000 |
Other | 9,368,000 | 8,840,000 |
Total noninterest expense | 63,940,000 | 57,256,000 |
EARNINGS BEFORE INCOME TAXES | 64,877,000 | 64,256,000 |
INCOME TAX EXPENSE | 11,480,000 | 11,688,000 |
NET EARNINGS | $ 53,397,000 | $ 52,568,000 |
NET EARNINGS PER SHARE, BASIC | $ 0.37 | $ 0.37 |
NET EARNINGS PER SHARE, DILUTED | 0.37 | 0.37 |
DIVIDENDS PER SHARE | $ 0.18 | $ 0.17 |
Consolidated Balance Sheets - USD ($) | Mar. 31, 2024 | Dec. 31, 2023 | Mar. 31, 2023 |
---|---|---|---|
ASSETS | |||
CASH AND DUE FROM BANKS | $ 222,464,000 | $ 281,354,000 | $ 224,875,000 |
FEDERAL FUNDS SOLD | 12,300,000 | 0 | 0 |
INTEREST-BEARING DEMAND DEPOSITS IN BANKS | 365,397,000 | 255,237,000 | 221,336,000 |
Total cash and cash equivalents | 600,161,000 | 536,591,000 | 446,211,000 |
SECURITIES AVAILABLE-FOR-SALE, at fair value (amortized cost of these securities was $5,217,517, $5,879,040, and $5,243,681 as of March 31, 2024 and 2023, and December 31, 2023, respectively) | 4,658,526,000 | 4,732,762,000 | 5,298,557,000 |
LOANS: | |||
Held-for-investment | 7,229,410,000 | 7,148,791,000 | 6,576,215,000 |
Less—allowance for credit losses | (89,562,000) | (88,734,000) | (80,818,000) |
Net loans held for investment | 7,139,848,000 | 7,060,057,000 | 6,495,397,000 |
Held-for-sale ($15,080, $11,766 and $11,077, at fair value at March 31, 2024 and 2023, and December 31, 2023, respectively) | 16,109,000 | 14,253,000 | 11,996,000 |
BANK PREMISES AND EQUIPMENT, net | 151,953,000 | 151,788,000 | 153,718,000 |
INTANGIBLE ASSETS, net | 314,465,000 | 314,622,000 | 315,306,000 |
OTHER ASSETS | 310,096,000 | 295,521,000 | 286,801,000 |
Total assets | 13,191,158,000 | 13,105,594,000 | 13,007,986,000 |
LIABILITIES AND SHAREHOLDERS' EQUITY | |||
NONINTEREST-BEARING DEPOSITS | 3,348,147,000 | 3,435,586,000 | 3,890,991,000 |
INTEREST-BEARING DEPOSITS | 7,941,661,000 | 7,702,714,000 | 7,045,427,000 |
Total deposits | 11,289,808,000 | 11,138,300,000 | 10,936,418,000 |
DIVIDENDS PAYABLE | 25,754,000 | 25,712,000 | 24,274,000 |
REPURCHASE AGREEMENTS | 307,297,000 | 381,928,000 | 608,299,000 |
BORROWINGS | 26,803,000 | 22,153,000 | 24,628,000 |
OTHER LIABILITIES | 50,129,000 | 38,601,000 | 41,514,000 |
Total liabilities | 11,699,791,000 | 11,606,694,000 | 11,635,133,000 |
COMMITMENTS AND CONTINGENCIES | |||
SHAREHOLDERS' EQUITY: | |||
COMMON STOCK - ($0.01 par value, authorized 200,000,000 shares; 142,817,159, 142,703,531, and 142,716,939 shares issued at March 31, 2024 and 2023, and December 31, 2023, respectively) | 1,428,000 | 1,427,000 | 1,427,000 |
CAPITAL SURPLUS | 683,997,000 | 681,246,000 | 679,429,000 |
RETAINED EARNINGS | 1,247,169,000 | 1,219,525,000 | 1,150,246,000 |
TREASURY STOCK (shares at cost: 931,427, 927,789 and 930,152 at March 31, 2024 and 2023, and December 31, 2023, respectively) | (12,120,000) | (11,855,000) | (11,271,000) |
DEFERRED COMPENSATION | 12,120,000 | 11,855,000 | 11,271,000 |
ACCUMULATED OTHER COMPREHENSIVE EARNINGS (LOSS), net | (441,227,000) | (403,298,000) | (458,249,000) |
Total shareholders' equity | 1,491,367,000 | 1,498,900,000 | 1,372,853,000 |
Total liabilities and shareholders' equity | $ 13,191,158,000 | $ 13,105,594,000 | $ 13,007,986,000 |
 | Mr. F. Scott Dueser |
---|---|
 | ffin.com |
 | Banks Diversified |
 | 1400 |