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FSBW

FSBW - FS Bancorp Inc Stock Price, Fair Value and News

33.50USD+0.14 (+0.42%)Delayed

Market Summary

FSBW
USD33.50+0.14
Delayed
0.42%

FSBW Stock Price

View Fullscreen

FSBW RSI Chart

FSBW Valuation

Market Cap

261.2M

Price/Earnings (Trailing)

7.21

Price/Sales (Trailing)

1.51

EV/EBITDA

1.19

Price/Free Cashflow

4.47

FSBW Price/Sales (Trailing)

FSBW Profitability

EBT Margin

26.26%

Return on Equity

13.04%

Return on Assets

1.22%

Free Cashflow Yield

22.36%

FSBW Fundamentals

FSBW Revenue

Revenue (TTM)

173.5M

Rev. Growth (Yr)

16.23%

Rev. Growth (Qtr)

0.98%

FSBW Earnings

Earnings (TTM)

36.2M

Earnings Growth (Yr)

2.25%

Earnings Growth (Qtr)

-14.07%

Breaking Down FSBW Revenue

Last 7 days

2.5%

Last 30 days

8.5%

Last 90 days

-2.0%

Trailing 12 Months

16.3%

How does FSBW drawdown profile look like?

FSBW Financial Health

FSBW Investor Care

Dividend Yield

3.01%

Dividend/Share (TTM)

1.01

Shares Dilution (1Y)

0.68%

Diluted EPS (TTM)

4.58

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
2024173.5M000
2023132.7M146.6M158.6M167.2M
202298.2M101.4M107.7M118.7M
202189.7M91.8M94.5M96.4M
202089.3M88.6M88.1M88.8M
201971.6M80.0M87.1M89.6M
201849.1M52.0M55.3M62.3M
201739.2M41.2M43.8M46.2M
201633.5M34.8M36.6M38.0M
201526.4M28.3M29.8M31.7M
201422.1M22.5M23.5M24.8M
201319.7M20.6M21.4M21.7M
201216.6M17.0M17.8M18.8M
201100016.5M

Tracking the Latest Insider Buys and Sells of FS Bancorp Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
May 06, 2024
leech ted a.
acquired
2,488
31.91
78.00
-
May 06, 2024
andrews pamela marie
acquired
17,486
31.91
548
-
May 06, 2024
crowl ben
acquired
765
31.91
24.00
chief lending officer
May 06, 2024
piesik margaret r.
acquired
638
31.91
20.00
-
May 06, 2024
degner terri l
acquired
1,244
31.91
39.00
-
May 06, 2024
jarman victoria
acquired
3,765
31.91
118
chr and wow! officer, evp
May 06, 2024
cofer-wildsmith marina
acquired
6,254
31.91
196
-
May 06, 2024
burr erin
acquired
8,488
31.91
266
cro and cra officer, evp
May 06, 2024
zavaglia joseph p.
acquired
2,488
31.91
78.00
-
May 06, 2024
adams joseph c.
acquired
7,498
31.91
235
director/ceo

1–10 of 50

Which funds bought or sold FSBW recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
May 16, 2024
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
reduced
-38.96
-17,206
23,117
-%
May 15, 2024
BARCLAYS PLC
reduced
-22.45
-302,000
812,000
-%
May 15, 2024
PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO
reduced
-4.16
-7,904
71,190
-%
May 15, 2024
BRIDGEWAY CAPITAL MANAGEMENT, LLC
added
5.82
-16,367
2,595,300
0.05%
May 15, 2024
TWO SIGMA INVESTMENTS, LP
reduced
-10.96
-56,185
286,878
-%
May 15, 2024
TWO SIGMA ADVISERS, LP
reduced
-1.16
-22,821
295,035
-%
May 15, 2024
Tower Research Capital LLC (TRC)
sold off
-100
-11,199
-
-%
May 15, 2024
Aristides Capital LLC
unchanged
-
-61,387
946,993
0.35%
May 15, 2024
FRG Family Wealth Advisors LLC
new
-
18,609
18,609
-%
May 15, 2024
T. Rowe Price Investment Management, Inc.
added
1.12
-1,820,000
34,334,000
0.02%

1–10 of 50

Are Funds Buying or Selling FSBW?

Are funds buying FSBW calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own FSBW
No. of Funds

Unveiling FS Bancorp Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2024
t. rowe price investment management, inc.
12.5%
978,184
SC 13G/A
Feb 13, 2024
vanguard group inc
5.15%
401,328
SC 13G
Feb 09, 2024
principal financial group inc
5.98%
466,578
SC 13G/A
Jan 29, 2024
blackrock inc.
6.0%
469,908
SC 13G
Feb 14, 2023
t. rowe price investment management, inc.
10.7%
821,427
SC 13G/A
Feb 06, 2023
principal financial group inc
6.10%
472,259
SC 13G/A
Jul 08, 2022
blackrock inc.
1.6%
125,711
SC 13G
Feb 14, 2022
price t rowe associates inc /md/
9.6%
793,298
SC 13G/A
Feb 03, 2022
blackrock inc.
5.3%
431,708
SC 13G/A
Jan 26, 2022
principal financial group inc
5.77%
471,170
SC 13G/A

Recent SEC filings of FS Bancorp Inc

View All Filings
Date Filed Form Type Document
May 10, 2024
10-Q
Quarterly Report
May 08, 2024
4
Insider Trading
May 08, 2024
8-K
Current Report
May 08, 2024
4
Insider Trading
May 08, 2024
4
Insider Trading
May 08, 2024
4
Insider Trading
May 08, 2024
4
Insider Trading
May 08, 2024
4
Insider Trading
May 08, 2024
4
Insider Trading
May 08, 2024
4
Insider Trading

Peers (Alternatives to FS Bancorp Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
588.1B
174.7B
13.73% 46.82%
11.68
3.37
53.11% 19.83%
307.4B
137.9B
11.58% 38.08%
12.28
2.23
56.12% -12.56%
213.0B
85.8B
6.86% 51.95%
11.35
2.48
35.02% 26.14%
122.2B
125.0B
10.16% 38.13%
15.29
0.98
37.85% -
16.9B
10.4B
12.51% 41.04%
11.81
1.62
26.22% -33.87%
14.5B
8.1B
6.72% 53.23%
16.61
1.78
32.15% -50.93%
MID-CAP
7.3B
4.2B
10.08% 41.38%
10.46
1.71
34.68% -45.96%
6.6B
4.1B
14.23% 65.05%
10.55
1.63
32.93% -30.73%
3.5B
1.3B
13.35% 57.95%
12.32
2.65
30.60% -12.99%
3.4B
2.0B
11.57% 43.03%
20.88
1.65
47.11% -59.32%
SMALL-CAP
497.6M
120.2M
6.68% 49.76%
19.02
4.14
45.65% -13.98%
417.1M
173.1M
15.06% 27.00%
14.3
2.41
26.54% -34.86%
390.4M
152.4M
-0.90% 32.84%
39.27
2.56
16.94% -73.84%
295.5M
98.7M
10.19% 20.01%
10.04
2.99
6.27% -22.90%
48.0M
62.5M
8.95% -1.75%
-16.24
0.77
18.83% -145.18%

FS Bancorp Inc News

Latest updates
Yahoo Lifestyle UK • 25 hours ago
MarketBeat • 14 May 2024 • 08:24 pm
Yahoo Movies Canada • 11 May 2024 • 11:00 am
Defense World • 11 May 2024 • 09:13 am
Yahoo Movies Canada • 08 May 2024 • 06:15 am
Yahoo New Zealand News • 17 months ago
Yahoo Finance UK • 18 months ago

FS Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Revenue1.0%45.0044.0043.0041.0039.0036.0031.0027.0025.0025.0025.0024.0023.0023.0022.0022.0022.0022.0023.0022.0022.00
  S&GA Expenses-9.6%3.003.003.004.003.003.003.002.002.003.003.003.002.003.003.003.002.003.002.003.002.00
EBITDA Margin-3.9%1.04*1.08*1.12*1.18*1.24*1.31*1.39*1.43*1.47*1.55*1.60*1.66*---------
Interest Expenses-0.4%30.0030.0031.0032.0031.0029.0028.0025.0023.0023.0023.0021.0020.0020.0019.0018.0017.0017.0018.0018.0018.00
Income Taxes-7.5%2.002.003.002.002.002.002.002.002.002.003.002.003.003.003.003.001.001.002.001.002.00
Earnings Before Taxes-12.8%11.0012.0011.0011.0010.0010.0011.008.008.0011.0011.0010.0015.0014.0016.0013.006.007.009.006.007.00
EBT Margin-3.0%0.26*0.27*0.27*0.29*0.29*0.31*0.35*0.38*0.41*0.49*0.54*0.61*---------
Net Income-14.1%8.0010.009.009.008.008.008.007.007.009.008.009.0012.0011.0013.0010.005.006.007.004.005.00
Net Income Margin-3.1%0.21*0.22*0.21*0.23*0.23*0.25*0.28*0.30*0.33*0.39*0.42*0.49*---------
Free Cashflow-100.6%-0.0812.0023.0024.0018.0020.0035.0031.0098.009.0026.0054.00---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Assets-0.1%2,9702,9732,9202,9062,7832,6332,6522,3992,2742,2862,2292,2232,1762,1132,0552,0091,8471,7131,6951,6411,626
    Cash Equivalents-30.9%45.0066.0081.0013258.0041.0016029.0030.0026.0028.0087.0085.0092.0036.0012649.0046.0063.0060.0063.00
  Net PPE-0.8%30.0031.0031.0031.0032.0025.0025.0026.0026.0027.0027.0028.0027.0027.0028.0028.0029.0029.0029.0030.0029.00
  Goodwill-0.2%4.004.004.004.004.002.002.002.002.002.002.002.002.002.002.002.002.002.002.002.002.00
Liabilities-0.6%2,6922,7082,6692,6562,5412,4012,4322,1772,0382,0391,9881,9811,9351,8831,8341,8001,6461,5131,5011,4521,440
  Short Term Borrowings38.6%13094.00122--187---------------
Shareholder's Equity5.1%278264251250242232221223236248240242240230221209201200194189186
  Retained Earnings2.8%23723022321620820219618918517917216515714613612411511110699.0095.00
  Additional Paid-In Capital0.3%58.0057.0057.0057.0056.0055.0054.0055.0065.0068.0068.0076.0082.0081.0082.0082.0085.0089.0089.0090.0092.00
Shares Outstanding0.1%8.008.008.008.008.008.008.008.008.008.008.008.00---------
Float----204---197---262---148---217-
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Cashflow From Operations-97.8%27712,63522,87823,68518,47120,95234,97631,02897,9429,48426,11055,21618,19967,075-62,837-6,573-29,98212,8111,318-11,8176,865
  Share Based Compensation-1.7%395402--654539--------------262
Cashflow From Investing104.0%2,563-64,810-83,441-62,430288,350-108,743-150,456-158,006-86,839-60,854-80,098-94,284-75,597-62,168-55,723-63,842-88,957-43,357-41,0801,81427,422
Cashflow From Financing-162.2%-23,12537,1939,137112,663-290,077-30,569246,618126,031-7,98849,529-4,23440,17651,26850,59628,509147,618122,08213,43043,0626,523-3,992
  Dividend Payments4.2%2,0311,9501,9401,9391,9351,5431,5472,3721,6341,2201,1511,1361,095880882887925875656662663
  Buy Backs-100.0%-223----1,73210,4513,4451,3196,8275,5422731,1274473,2394,9891,0501.002,413285
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FSBW Income Statement

2024-03-31
Consolidated Statements of Income (Unaudited) - USD ($)
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
INTEREST INCOME  
Loans receivable, including fees$ 40,997,000$ 35,992,000
Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions3,883,0002,620,000
Total interest and dividend income44,880,00038,612,000
INTEREST EXPENSE  
Deposits12,882,0006,624,000
Borrowings1,167,000841,000
Subordinated notes485,000485,000
Total interest expense14,534,0007,950,000
NET INTEREST INCOME[1]30,346,00030,662,000
PROVISION FOR CREDIT LOSSES1,399,0002,108,000
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES28,947,00028,554,000
NONINTEREST INCOME  
Service charges and fee income2,552,0002,608,000
Gain on sale of loans held for sale1,838,0001,476,000
Gain on sale of MSRs8,215,0000
Loss on sale of investment securities(7,998,000)0
Earnings on cash surrender value of BOLI240,000221,000
Other noninterest income264,000914,000
Total noninterest income5,111,000[2]5,219,000[3]
NONINTEREST EXPENSE  
Salaries and benefits13,557,00013,864,000
Operations3,008,0002,692,000
Occupancy1,705,0001,520,000
Data processing1,958,0001,568,000
Loan costs585,000470,000
Professional and board fees923,000678,000
Federal Deposit Insurance Corporation (“FDIC”) insurance532,000580,000
Marketing and advertising227,000190,000
Acquisition costs01,501,000
Amortization of core deposit intangible941,000459,000
Impairment of MSRs93,0002,000
Total noninterest expense[4]23,529,00023,524,000
Income before provision for income taxes10,529,00010,249,000
PROVISION FOR INCOME TAXES2,132,0002,037,000
Net income$ 8,397,000$ 8,212,000
Basic earnings per share (in dollars per share)$ 1.07$ 1.06
Diluted earnings per share (in dollars per share)$ 1.06$ 1.04
[1]Net interest income is the difference between interest earned on assets and the cost of liabilities to fund those assets. Interest earned includes actual interest earned on segment assets and, if the segment has excess liabilities, interest credits for providing funding to the other segment. The cost of liabilities includes interest expense on segment liabilities and, if the segment does not have enough liabilities to fund its assets, a funding charge based on the cost of assigned liabilities to fund segment assets.
[2]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the three months ended March 31, 2024, the Company recorded a net increase in fair value of $2,000, as compared to a net increase in fair value of $577,000 for the three months ended March 31, 2023, respectively. As of March 31, 2024 and 2023, there was $15.0 million and $15.1 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.
[3]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the years ended December 31, 2023, 2022, and 2021, the Company recorded net increases in fair value of $447,000, net decreases of $1.7 million, and net decreases of $29,000, respectively. As of December 31, 2023, 2022, and 2021, there were $15.1 million, $14.0 million, and $17.8 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.
[4]Noninterest expense includes allocated overhead expense from general corporate activities. Allocation is determined based on a combination of segment assets and FTEs. For the three months ended March 31, 2024 and 2023, the Home Lending segment included allocated overhead expenses of $1.5 million and $1.6 million, respectively.

FSBW Balance Sheet

2024-03-31
Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Assets [Abstract]  
Cash and due from banks$ 17,149$ 17,083
Interest-bearing deposits at other financial institutions28,25748,608
Total cash and cash equivalents45,40665,691
Certificates of deposit at other financial institutions23,22224,167
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)279,643292,933
Securities held-to-maturity, net of allowance for credit losses of $45 and $45 (fair value of $7,785 and $7,666, respectively)8,4558,455
Loans held for sale, at fair value49,95725,668
Loans receivable, net of allowance for credit losses of $31,479 and $31,534 (includes $15,003 and $15,088 of loans at fair value, respectively)2,415,3792,401,481
Interest Receivable14,45514,005
Premises and equipment, net30,32630,578
Operating lease right-of-use (“ROU”) assets6,2026,627
Federal Home Loan Bank (“FHLB”) stock, at cost2,9092,114
Deferred tax asset, net4,8326,725
Bank owned life insurance (“BOLI”), net37,95837,719
MSRs held for sale, held at the lower of cost or fair value08,086
Goodwill3,5923,592
Core deposit intangible, net16,40217,343
Other assets21,95818,395
TOTAL ASSETS2,969,7052,972,669
LIABILITIES  
Noninterest-bearing accounts646,899670,831
Interest-bearing accounts1,818,3981,851,492
Total deposits2,465,2972,522,323
Borrowings129,94093,746
Principal amount50,00050,000
Unamortized debt issuance costs(456)(473)
Total subordinated notes less unamortized debt issuance costs49,54449,527
Total, operating lease6,4106,848
Other liabilities40,58235,737
Total liabilities2,691,7732,708,181
COMMITMENTS AND CONTINGENCIES (NOTE 10)
STOCKHOLDERS’ EQUITY  
Preferred stock, $.01 par value; 5,000,000 shares authorized; none issued or outstanding00
Common stock, $.01 par value; 45,000,000 shares authorized; 7,805,795 and 7,800,545 shares issued and outstanding at March 31, 2024 and December 31, 2023, respectively7878
Additional paid-in capital57,55257,362
Retained earnings236,720230,354
Accumulated other comprehensive loss, net of tax(16,418)(23,306)
Total stockholders’ equity277,932264,488
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY2,969,7052,972,669
Mortgage Servicing Rights [Member]  
Assets [Abstract]  
Mortgage servicing rights (“MSRs”), held at the lower of cost or fair value$ 9,009$ 9,090
FSBW
FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company provides one-to-four-family residential first mortgages, second mortgage/home equity loan products, non-mortgage commercial business loans, commercial real estate loans, and construction and development loans, as well as consumer loans, which primarily include personal lines of credit, credit cards, automobile, direct home improvement, loans on deposit, and recreational loans. It operates full bank service branches and home loan production offices in suburban communities in the greater Puget Sound area, including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, and Thurston counties; and a loan production office in the market area of the Tri-Cities. The company was founded in 1936 and is headquartered in Mountlake Terrace, Washington.
 CEO
 WEBSITEfsbwa.com
 INDUSTRYBanks Diversified
 EMPLOYEES581

FS Bancorp Inc Frequently Asked Questions


What is the ticker symbol for FS Bancorp Inc? What does FSBW stand for in stocks?

FSBW is the stock ticker symbol of FS Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of FS Bancorp Inc (FSBW)?

As of Fri May 17 2024, market cap of FS Bancorp Inc is 261.17 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FSBW stock?

You can check FSBW's fair value in chart for subscribers.

What is the fair value of FSBW stock?

You can check FSBW's fair value in chart for subscribers. The fair value of FS Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of FS Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FSBW so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is FS Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether FSBW is over valued or under valued. Whether FS Bancorp Inc is cheap or expensive depends on the assumptions which impact FS Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FSBW.

What is FS Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, FSBW's PE ratio (Price to Earnings) is 7.21 and Price to Sales (PS) ratio is 1.51. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FSBW PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on FS Bancorp Inc's stock?

In the past 10 years, FS Bancorp Inc has provided 0.162 (multiply by 100 for percentage) rate of return.