GNTY - Guaranty Bancshares Inc-TX Stock Price, Fair Value and News

30.19USD+0.06 (+0.20%)Delayed as of 17 May 2024, 10:21 am ET

Market Summary

USD30.19+0.06

Delayedas of 17 May 2024, 10:21 am

0.20%

GNTY Stock Price

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GNTY RSI Chart

GNTY Valuation

Market Cap

347.0M

Price/Earnings (Trailing)

12.2

Price/Sales (Trailing)

2.48

EV/EBITDA

2.55

Price/Free Cashflow

15.07

GNTY Price/Sales (Trailing)

GNTY Profitability

EBT Margin

25.37%

Return on Equity

9.3%

Return on Assets

0.91%

Free Cashflow Yield

6.63%

GNTY Fundamentals

GNTY Revenue

Revenue (TTM)

139.7M

Rev. Growth (Yr)

9.71%

Rev. Growth (Qtr)

99.86%

GNTY Earnings

Earnings (TTM)

28.4M

Earnings Growth (Yr)

-19.24%

Earnings Growth (Qtr)

13.78%

Breaking Down GNTY Revenue

52 Week Range

23.6932.86

(Low)(High)

Last 7 days

0.2%

Last 30 days

8.9%

Last 90 days

-1.8%

Trailing 12 Months

25.6%

How does GNTY drawdown profile look like?

GNTY Financial Health

GNTY Investor Care

Dividend Yield

3.09%

Dividend/Share (TTM)

0.93

Buy Backs (1Y)

2.40%

Diluted EPS (TTM)

2.44

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	139.7M	0	0	0
2023	115.8M	125.4M	132.7M	136.1M
2022	91.9M	95.7M	103.0M	104.5M
2021	94.6M	93.3M	93.6M	92.5M
2020	102.5M	103.5M	102.6M	93.3M
2019	83.4M	88.0M	90.1M	102.6M
2018	62.9M	66.2M	71.7M	77.2M
2017	66.4M	68.1M	69.8M	61.0M
2016	52.1M	56.3M	60.5M	64.7M
2015	0	0	0	47.8M

Get all data in R, Python etc through our Historical Stock Data APIs

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Tracking the Latest Insider Buys and Sells of Guaranty Bancshares Inc-TX

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 13, 2024	bunch james s.	bought	29,400	29.4	1,000	-
Feb 13, 2024	gallerano lisa s.	bought	1,592	28.44	56.00	evp and general counsel
Jan 31, 2024	gallerano lisa s.	acquired	9,970	30.49	327	evp and general counsel
Jan 31, 2024	sharp robert p.	acquired	7,165	30.49	235	evp - guaranty bank & trust
Jan 31, 2024	brown william travis	acquired	9,787	30.49	321	sevp - chief lending officer
Jan 31, 2024	lower harold e. ii	acquired	10,153	30.49	333	evp - guaranty bank & trust
Jan 31, 2024	roberts a. craig	acquired	7,012	30.49	230	evp - guaranty bank & trust
Jan 31, 2024	jacobson shalene a.	acquired	7,866	30.49	258	evp & chief financial officer
Dec 28, 2023	baker richard w.	gifted	-	-	324,000	-
Dec 28, 2023	baker richard w.	gifted	-	-	-324,000	-

Which funds bought or sold GNTY recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	7.85	-17,572	656,778	0.01%
May 15, 2024	MORGAN STANLEY	reduced	-6.66	-162,301	870,694	-%
May 15, 2024	JACOBS LEVY EQUITY MANAGEMENT, INC	reduced	-0.95	-52,358	443,772	-%
May 15, 2024	AMERIPRISE FINANCIAL INC	unchanged	-	-25,196	234,652	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	reduced	-60.57	-398,887	220,595	-%
May 15, 2024	BARCLAYS PLC	reduced	-25.13	-242,000	506,000	-%
May 15, 2024	Icon Wealth Advisors, LLC	unchanged	-	-14,486	134,903	0.01%
May 15, 2024	Pensionmark Financial Group, LLC	new	-	1,090,590	1,090,590	0.16%
May 15, 2024	Squarepoint Ops LLC	new	-	201,651	201,651	-%
May 15, 2024	Tower Research Capital LLC (TRC)	reduced	-22.08	-3,836	9,108	-%

Are Funds Buying or Selling GNTY?

Are funds buying GNTY calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own GNTY

No. of Funds

Unveiling Guaranty Bancshares Inc-TX's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 12, 2024	guaranty bancshares inc employee stock ownership plan	8.9%	1,021,462	SC 13G/A
Feb 12, 2024	baker richard w.	5.7%	655,500	SC 13G/A
Jan 31, 2024	blackrock inc.	5.4%	617,772	SC 13G
Feb 10, 2023	guaranty bancshares inc employee stock ownership plan	9.1%	1,091,957	SC 13G/A
Jan 20, 2023	baker richard w.	5.3%	638,508	SC 13G
Feb 11, 2022	guaranty bancshares inc employee stock ownership plan	10.4%	1,254,757	SC 13G/A
Feb 12, 2021	guaranty bancshares inc employee stock ownership plan	11.2%	1,225,827	SC 13G/A
Feb 11, 2020	guaranty bancshares inc employee stock ownership plan	10.6%	1,224,634	SC 13G/A

Recent SEC filings of Guaranty Bancshares Inc-TX

View All Filings

Date Filed	Form Type	Document
May 16, 2024	8-K	Current Report
May 06, 2024	10-Q	Quarterly Report
Apr 15, 2024	8-K	Current Report
Apr 01, 2024	8-K	Current Report
Apr 01, 2024	8-K	Current Report
Apr 01, 2024	ARS	ARS
Apr 01, 2024	DEF 14A	DEF 14A
Mar 21, 2024	4	Insider Trading
Mar 21, 2024	4	Insider Trading
Mar 21, 2024	4	Insider Trading

Peers (Alternatives to Guaranty Bancshares Inc-TX)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	581.4B	174.7B	11.99%	46.24%	11.55	3.33	53.11%	19.83%
BAC	306.7B	137.9B	13.09%	37.28%	12.25	2.22	56.12%	-12.56%
WFC	212.8B	85.8B	8.19%	50.84%	11.34	2.48	35.02%	26.14%
C	122.4B	125.0B	12.50%	36.26%	15.31	0.98	37.85%	-
CFG	16.6B	10.4B	12.65%	38.40%	11.61	1.6	26.22%	-33.87%
KEY	14.4B	8.1B	7.74%	50.49%	16.53	1.78	32.15%	-50.93%
MID-CAP
CMA	7.2B	4.2B	8.99%	43.16%	10.4	1.7	34.68%	-45.96%
ZION	6.6B	4.1B	13.27%	70.96%	10.5	1.62	32.93%	-30.73%
ABCB	3.5B	1.3B	12.98%	57.40%	12.27	2.64	30.60%	-12.99%
ASB	3.3B	2.0B	11.41%	42.76%	20.79	1.64	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	415.3M	173.1M	13.52%	27.11%	14.24	2.4	26.54%	-34.86%
ALRS	390.4M	152.4M	-1.25%	34.56%	39.27	2.56	16.94%	-73.84%
ACNB	289.6M	98.7M	3.86%	15.94%	9.84	2.93	6.27%	-22.90%
ASRV	47.2M	62.5M	11.11%	-5.26%	-15.95	0.75	18.83%	-145.18%

Guaranty Bancshares Inc-TX News

Latest updates

Guaranty Bancshares Inc-TX Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	99.9%	41.00	20.00	40.00	39.00	37.00	17.00	32.00	29.00	26.00	15.00	25.00	25.00	27.00	17.00	25.00	27.00	25.00	26.00	26.00	26.00	25.00
EBITDA Margin	-4.9%	0.97*	1.02*	1.09*	1.24*	1.38*	1.54*	1.54*	1.59*	1.61*	1.61*	1.60*	1.60*	-	-	-	-	-	-	-	-	-
Interest Expenses	-0.9%	24.00	24.00	23.00	25.00	25.00	28.00	28.00	27.00	24.00	24.00	24.00	23.00	24.00	24.00	22.00	23.00	21.00	20.00	20.00	19.00	19.00
Income Taxes	28.4%	2.00	1.00	1.00	3.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	-0.19	1.00	2.00	2.00	1.00	1.00
Earnings Before Taxes	16.6%	8.00	7.00	8.00	12.00	10.00	10.00	13.00	13.00	13.00	11.00	11.00	13.00	13.00	12.00	12.00	1.00	8.00	9.00	9.00	7.00	7.00
EBT Margin	-7.0%	0.25*	0.27*	0.30*	0.36*	0.40*	0.47*	0.49*	0.51*	0.52*	0.52*	0.53*	0.54*	-	-	-	-	-	-	-	-	-
Net Income	13.8%	7.00	6.00	6.00	10.00	8.00	8.00	11.00	11.00	11.00	9.00	9.00	10.00	11.00	10.00	10.00	1.00	6.00	7.00	8.00	6.00	5.00
Net Income Margin	-7.7%	0.20*	0.22*	0.24*	0.29*	0.33*	0.39*	0.40*	0.42*	0.43*	0.43*	0.43*	0.44*	-	-	-	-	-	-	-	-	-
Free Cashflow	-99.6%	0.00	30.00	-14.97	8.00	10.00	9.00	4.00	3.00	17.00	5.00	15.00	11.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-1.8%	3,127	3,185	3,230	3,206	3,356	3,351	3,390	3,281	3,190	3,086	2,968	2,933	2,891	2,741	2,663	2,667	2,391	2,318	2,326	2,333	2,309
Cash Equivalents	-100.0%	-	3.00	-	-	-	7.00	-	-	-	3.00	-	-	-	1.00	-	-	-	7.00	-	92.00	108
Net PPE	-0.2%	57.00	57.00	57.00	56.00	55.00	54.00	54.00	54.00	54.00	53.00	54.00	54.00	55.00	55.00	55.00	55.00	54.00	53.00	53.00	53.00	52.00
Goodwill	0%	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00
Liabilities	-2.1%	2,822	2,881	2,934	2,909	3,056	3,056	3,102	2,998	2,898	2,784	2,671	2,645	2,611	2,468	2,396	2,408	2,137	2,057	2,070	2,083	2,059
Shareholder's Equity	0.9%	306	303	296	297	300	295	289	283	292	302	297	288	280	273	267	259	254	262	256	250	250
Retained Earnings	2.5%	161	157	154	150	143	138	132	124	116	108	101	94.00	86.00	113	106	98.00	99.00	98.00	93.00	87.00	83.00
Additional Paid-In Capital	0.1%	229	229	229	228	228	228	227	226	226	226	224	224	224	188	187	187	187	187	186	186	186
Shares Outstanding	0.0%	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	-	-	-	-	-	-	-	-	-
Minority Interest	-1.3%	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	-	-	-	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	234	-	-	-	306	-	-	-	305	-	-	-	255	-	-	-	252	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-96.4%	1,120	31,054	-13,399	9,840	11,712	10,581	5,570	4,032	18,663	6,323	15,556	11,781	9,884	14,315	13,358	5,218	9,630	11,223	14,304	-3,806	10,325
Share Based Compensation	-7.4%	138	149	147	150	148	203	164	165	156	221	183	167	162	255	182	157	155	170	179	177	137
Cashflow From Investing	413.4%	46,385	-14,802	25,981	88,093	44,761	20,442	-53,792	-246,659	-404,955	-26,795	-79,368	-19,782	-76,733	75,642	4,087	-225,041	-20,456	37,412	-33,700	-26,755	5,303
Cashflow From Financing	-12.4%	-63,936	-56,905	20,244	-158,707	-4,815	-48,725	101,368	91,559	108,778	111,202	25,469	31,747	138,530	68,463	-15,068	263,889	67,040	-16,569	-14,391	14,692	21,166
Dividend Payments	-0.2%	2,654	2,658	2,668	2,744	2,627	2,621	2,623	2,656	2,424	2,416	2,412	2,411	2,188	2,201	2,092	2,118	2,076	4,091	1,961	-	2,013
Buy Backs	-51.3%	335	688	1,689	8,106	744	-	687	6,158	1,993	-	-	-	-	2,817	633	2,660	10,817	73.00	870	7,265	1,932

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GNTY Income Statement

2024-03-31

CONSOLIDATED STATEMENTS OF EARNINGS (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest income
Loans, including fees	$ 35,491,000	$ 32,157,000
Securities
Taxable	3,219,000	2,814,000
Nontaxable	1,165,000	1,304,000
Nonmarketable equity securities	248,000	419,000
Federal funds sold and interest-bearing deposits	629,000	450,000
Total interest income	40,752,000	37,144,000
Interest expense
Deposits	14,459,000	7,655,000
FHLB advances and federal funds purchased	1,920,000	3,774,000
Subordinated debentures	517,000	540,000
Other borrowed money	269,000	13,000
Total interest expense	17,165,000	11,982,000
Net interest income	23,587,000	25,162,000
Reversal of provision for credit losses	(250,000)	0
Net interest income after reversal of provision for credit losses	23,837,000	25,162,000
Noninterest income
Service charges	1,069,000	1,077,000
Net realized gain on sales of securities available for sale	0	93,000
Net realized gain on sale of loans	272,000	314,000
Merchant and debit card fees	1,706,000	1,674,000
Other income	2,211,000	1,747,000
Total noninterest income	5,258,000	4,905,000
Noninterest expense
Employee compensation and benefits	12,437,000	12,264,000
Occupancy expenses	2,747,000	2,830,000
Other expenses	5,508,000	4,873,000
Total noninterest expense	20,692,000	19,967,000
Income before income taxes	8,403,000	10,100,000
Income tax provision	1,722,000	1,823,000
Net earnings	6,681,000	8,277,000
Net loss attributable to noncontrolling interest	7,000	4,000
Net earnings attributable to Guaranty Bancshares, Inc.	$ 6,688,000	$ 8,281,000
Basic earnings per share	$ 0.58	$ 0.69
Diluted earnings per share	$ 0.58	$ 0.69

GNTY Balance Sheet

2024-03-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 43,872	$ 47,744
Federal funds sold	24,300	36,575
Interest-bearing deposits	4,921	5,205
Total cash and cash equivalents	73,093	89,524
Securities available for sale	228,787	196,195
Securities held to maturity	363,963	404,208
Loans held for sale	874	976
Loans, net of allowance for credit losses of $30,560 and $30,920, respectively	2,234,012	2,290,881
Accrued interest receivable	11,747	13,143
Premises and equipment, net	56,921	57,018
Other real estate owned	14,900	0
Cash surrender value of life insurance	42,119	42,348
Core deposit intangible, net	1,312	1,418
Goodwill	32,160	32,160
Other assets	67,550	56,920
Total assets	3,127,438	3,184,791
Deposits
Noninterest-bearing	828,861	852,957
Interest-bearing	1,798,983	1,780,289
Total deposits	2,627,844	2,633,246
Securities sold under agreements to repurchase	39,058	25,172
Accrued interest and other liabilities	33,807	32,242
Line of credit	0	4,500
Federal Home Loan Bank advances	75,000	140,000
Subordinated debt, net	45,819	45,785
Total liabilities	2,821,528	2,880,945
Commitments and contingencies (see Note 10)
Equity
Preferred stock, $5.00 par value, 15,000,000 shares authorized, no shares issued	0	0
Common stock, $1.00 par value, 50,000,000 shares authorized, 14,247,795 and 14,242,328 shares issued, and 11,534,960 and 11,540,644 shares outstanding, respectively	14,248	14,242
Additional paid-in capital	229,187	228,986
Retained earnings	160,797	156,878
Treasury stock, 2,712,835 and 2,701,684 shares, respectively, at cost	(71,819)	(71,484)
Accumulated other comprehensive loss	(27,042)	(25,322)
Equity attributable to Guaranty Bancshares, Inc.	305,371	303,300
Noncontrolling interest	539	546
Total equity	305,910	303,846
Total liabilities and equity	$ 3,127,438	$ 3,184,791

About Guaranty Bancshares Inc-TX

Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. The company offers checking and savings, money market, and business accounts, as well as certificates of deposit; and commercial and industrial, construction and development, 1-4 family residential, commercial real estate, farmland, agricultural, multi-family residential, and consumer loans. It also provides trustee, custodial and escrow, investment management, retirement plan, ATM, night depository, direct deposit, and cashier's check services, as well as online and mobile banking services; debit cards; letters of credit; and treasury management services, including wire transfer, positive pay, remote deposit capture, and automated clearinghouse services. The company was founded in 1913 and is headquartered in Addison, Texas.

CEO	Mr. Tyson Todd Abston
WEBSITE	gnty.com
INDUSTRY	Banks Diversified
EMPLOYEES	494

Guaranty Bancshares Inc-TX Frequently Asked Questions

What is the ticker symbol for Guaranty Bancshares Inc-TX? What does GNTY stand for in stocks?

GNTY is the stock ticker symbol of Guaranty Bancshares Inc-TX. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Guaranty Bancshares Inc-TX (GNTY)?

As of Thu May 16 2024, market cap of Guaranty Bancshares Inc-TX is 347.01 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of GNTY stock?

You can check GNTY's fair value in chart for subscribers.

What is the fair value of GNTY stock?

You can check GNTY's fair value in chart for subscribers. The fair value of Guaranty Bancshares Inc-TX is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Guaranty Bancshares Inc-TX is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for GNTY so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Guaranty Bancshares Inc-TX a good stock to buy?

The fair value guage provides a quick view whether GNTY is over valued or under valued. Whether Guaranty Bancshares Inc-TX is cheap or expensive depends on the assumptions which impact Guaranty Bancshares Inc-TX's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for GNTY.

What is Guaranty Bancshares Inc-TX's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu May 16 2024, GNTY's PE ratio (Price to Earnings) is 12.2 and Price to Sales (PS) ratio is 2.48. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. GNTY PE ratio will change depending on the future growth rate expectations of investors.