HBT - HBT Financial Inc Stock Price, Fair Value and News

19.66USD+0.09 (+0.46%)Delayed

Market Summary

USD19.66+0.09

Delayed

0.46%

HBT Alerts

1 major insider buys recently.

Big jump in Earnings (Y/Y)

HBT Stock Price

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HBT RSI Chart

HBT Valuation

Market Cap

621.1M

Price/Earnings (Trailing)

8.64

Price/Sales (Trailing)

2.6

EV/EBITDA

1.24

Price/Free Cashflow

8.73

HBT Price/Sales (Trailing)

HBT Profitability

EBT Margin

40.54%

Return on Equity

14.47%

Return on Assets

1.43%

Free Cashflow Yield

11.45%

HBT Fundamentals

HBT Revenue

Revenue (TTM)

239.2M

Rev. Growth (Yr)

19.66%

Rev. Growth (Qtr)

0.9%

HBT Earnings

Earnings (TTM)

71.9M

Earnings Growth (Yr)

65.7%

Earnings Growth (Qtr)

-17.28%

Breaking Down HBT Revenue

Last 7 days

0.5%

Last 30 days

8.4%

Last 90 days

0.1%

Trailing 12 Months

8.1%

How does HBT drawdown profile look like?

HBT Financial Health

HBT Investor Care

Dividend Yield

3.56%

Dividend/Share (TTM)

0.7

Buy Backs (1Y)

1.40%

Diluted EPS (TTM)

2.26

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	239.2M	0	0	0
2023	171.5M	192.5M	212.5M	229.0M
2022	131.0M	135.6M	142.5M	153.1M
2021	122.0M	122.7M	124.6M	128.2M
2020	139.5M	133.3M	127.9M	124.1M
2019	139.0M	140.6M	142.2M	143.7M
2018	0	0	132.5M	137.4M
2017	0	0	0	127.6M

Get all data in R, Python etc through our Historical Stock Data APIs

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Tracking the Latest Insider Buys and Sells of HBT Financial Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
May 01, 2024	chapman peter robert	bought	20,823	18.93	1,100	evp & cfo
Mar 01, 2024	pfeiffer gerald e	bought	26,107	18.85	1,385	-
Mar 01, 2024	pfeiffer gerald e	bought	3,053	18.85	162	-
Feb 29, 2024	bowman c. alvin	acquired	-	-	600	-
Feb 29, 2024	chapman peter robert	acquired	-	-	3,358	evp & cfo
Feb 29, 2024	koch linda j.	acquired	-	-	600	-
Feb 29, 2024	carter james lance	acquired	-	-	14,255	president and ceo
Feb 29, 2024	burwell eric e	acquired	-	-	600	-
Feb 29, 2024	scheirer mark w	acquired	-	-	3,951	evp & chief credit officer

Which funds bought or sold HBT recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 17, 2024	Heartland Bank & Trust Co	unchanged	-	-179,469	1,650,770	0.96%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-5.13	-45,292	268,445	-%
May 15, 2024	HSBC HOLDINGS PLC	added	15.78	8,441	267,779	-%
May 15, 2024	GOLDMAN SACHS GROUP INC	reduced	-49.55	-234,802	196,074	-%
May 15, 2024	Royal Bank of Canada	reduced	-17.43	-95,000	278,000	-%
May 15, 2024	PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO	reduced	-4.13	-12,650	80,825	-%
May 15, 2024	GENDELL JEFFREY L	unchanged	-	-53,578	492,812	0.02%
May 15, 2024	ADAGE CAPITAL PARTNERS GP, L.L.C.	reduced	-16.29	-3,582,710	11,040,600	0.02%
May 15, 2024	TWO SIGMA INVESTMENTS, LP	added	2.28	-42,439	504,922	-%
May 15, 2024	MILLENNIUM MANAGEMENT LLC	reduced	-0.25	-116,041	1,040,740	-%

Are Funds Buying or Selling HBT?

Are funds buying HBT calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own HBT

No. of Funds

Unveiling HBT Financial Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	drake fred l	54.7%	17,328,677	SC 13G/A
Jan 29, 2024	blackrock inc.	5.7%	1,796,451	SC 13G
Feb 14, 2023	drake fred l	60.2%	17,319,997	SC 13G/A
Feb 10, 2022	drake fred l	59.7%	17,312,521	SC 13G/A
Feb 14, 2020	drake fred l	62.7%	17,210,400	SC 13G

Recent SEC filings of HBT Financial Inc

View All Filings

Date Filed	Form Type	Document
May 14, 2024	4	Insider Trading
May 01, 2024	10-Q	Quarterly Report
May 01, 2024	4	Insider Trading
Apr 24, 2024	8-K	Current Report
Apr 22, 2024	8-K	Current Report
Apr 17, 2024	DEF 14A	DEF 14A
Apr 17, 2024	DEFA14A	DEFA14A
Mar 06, 2024	10-K	Annual Report
Mar 04, 2024	4	Insider Trading
Mar 04, 2024	4	Insider Trading

Peers (Alternatives to HBT Financial Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

HBT Financial Inc News

Latest updates

HBT Financial Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	0.9%	62.00	61.00	59.00	57.00	52.00	45.00	39.00	36.00	33.00	34.00	32.00	31.00	31.00	31.00	30.00	30.00	33.00	35.00	36.00	37.00	37.00
EBITDA Margin	-1.5%	1.22*	1.23*	1.27*	1.32*	1.36*	1.47*	1.52*	1.53*	1.55*	1.58*	1.58*	1.55*	-	-	-	-	-	-	-	-	-
Interest Expenses	-0.8%	47.00	47.00	48.00	49.00	47.00	42.00	37.00	34.00	32.00	33.00	31.00	30.00	29.00	29.00	29.00	29.00	31.00	32.00	33.00	34.00	34.00
Income Taxes	-17.1%	5.00	6.00	7.00	7.00	3.00	4.00	6.00	5.00	5.00	5.00	5.00	5.00	6.00	5.00	4.00	2.00	2.00	4.00	0.00	0.00	0.00
Earnings Before Taxes	-17.2%	21.00	25.00	27.00	25.00	12.00	18.00	21.00	19.00	18.00	19.00	19.00	18.00	21.00	17.00	14.00	10.00	8.00	21.00	18.00	15.00	19.00
EBT Margin	4.8%	0.41*	0.39*	0.38*	0.39*	0.41*	0.50*	0.54*	0.55*	0.57*	0.60*	0.60*	0.58*	-	-	-	-	-	-	-	-	-
Net Income	-17.3%	15.00	18.00	20.00	18.00	9.00	13.00	16.00	14.00	14.00	14.00	14.00	14.00	15.00	13.00	11.00	7.00	6.00	16.00	17.00	15.00	19.00
Net Income Margin	4.5%	0.30*	0.29*	0.28*	0.29*	0.30*	0.37*	0.40*	0.41*	0.42*	0.44*	0.44*	0.43*	-	-	-	-	-	-	-	-	-
Free Cashflow	106.2%	27.00	13.00	17.00	15.00	21.00	23.00	18.00	10.00	21.00	16.00	3.00	17.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																				(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2018Q4
Assets	-0.6%	5,041	5,073	4,992	4,976	5,014	4,287	4,213	4,224	4,349	4,314	3,948	3,954	3,866	3,667	3,535	3,501	3,213	3,245	3,167	3,250
Cash Equivalents	84.2%	260	141	112	110	177	114	78.00	160	359	409	472	546	430	312	237	314	265	284	155	187
Net PPE	-0.6%	65.00	65.00	65.00	65.00	65.00	50.00	51.00	51.00	52.00	52.00	49.00	52.00	53.00	53.00	53.00	54.00	54.00	54.00	54.00	55.00
Goodwill	0%	60.00	60.00	60.00	60.00	60.00	29.00	29.00	29.00	29.00	29.00	6.00	24.00	24.00	24.00	24.00	24.00	24.00	24.00	24.00	24.00
Liabilities	-0.9%	4,544	4,584	4,536	4,525	4,564	3,913	3,854	3,850	3,966	3,902	3,569	3,580	3,508	3,303	3,180	3,154	2,873	2,912	2,818	2,909
Shareholder's Equity	1.5%	497	489	456	451	450	374	359	374	383	412	379	373	357	364	355	348	340	333	349	340
Retained Earnings	3.5%	278	269	256	242	229	232	223	213	203	194	185	175	166	155	146	140	136	134	311	315
Additional Paid-In Capital	0.1%	296	296	295	295	294	223	222	222	222	221	191	191	191	191	191	191	191	191	32.00	32.00
Shares Outstanding	-0.3%	32.00	32.00	32.00	32.00	32.00	29.00	29.00	29.00	29.00	28.00	27.00	27.00	-	-	-	-	-	-	-	-
Float	-	-	-	-	240	-	-	-	178	-	-	-	165	-	-	-	129	-	-	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	106.2%	26,772	12,983	16,715	14,641	21,490	23,480	18,311	9,556	21,239	16,327	3,082	17,139	6,475	36,328	7,545	-25,137	12,519	31,794	18,350	19,273	19,675
Share Based Compensation	29.2%	509	394	608	434	517	347	349	352	901	226	228	181	129	88.00	100	96.00	67.00	-	-	-	-
Cashflow From Investing	635.8%	153,412	-28,630	-31,238	-32,506	225,037	-21,461	-92,591	-87,666	-133,405	-205,847	-68,412	29,870	-105,224	-70,643	-115,900	-217,157	23,250	43,779	77,320	24,260	-30,019
Cashflow From Financing	-236.1%	-61,224	44,986	16,628	-49,439	-183,574	33,925	-7,536	-120,838	61,877	126,859	-8,344	68,858	216,034	110,042	30,714	291,223	-54,304	53,457	-82,455	-62,309	-16,033
Dividend Payments	-100.0%	-	5,445	5,442	5,478	5,508	4,631	4,638	4,655	4,660	4,381	4,124	4,124	4,124	4,129	4,129	4,130	4,130	169,999	9,366	9,752	35,839
Buy Backs	140.3%	3,410	1,419	1,712	4,188	1,588	-	1,432	2,408	943	2,583	343	466	1,514	-	-	-	-	-	-	-	-

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HBT Income Statement

2024-03-31

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Mar. 31, 2024	Mar. 31, 2023
Loans, including fees:
Taxable	$ 51,926	$ 42,159
Federally tax exempt	1,094	952
Securities:
Taxable	6,250	6,616
Federally tax exempt	597	1,197
Interest-bearing deposits in bank	1,952	739
Other interest and dividend income	142	116
Total interest and dividend income	61,961	51,779
INTEREST EXPENSE
Deposits	13,593	2,374
Securities sold under agreements to repurchase	152	38
Borrowings	125	1,297
Subordinated notes	470	470
Junior subordinated debentures issued to capital trusts	933	763
Total interest expense	15,273	4,942
Net interest income	46,688	46,837
PROVISION FOR CREDIT LOSSES	527	6,210
Net interest income after provision for credit losses	46,161	40,627
NONINTEREST INCOME
Mortgage servicing	1,055	1,099
Mortgage servicing rights fair value adjustment	80	(624)
Gains on sale of mortgage loans	298	276
Realized gains (losses) on sales of securities	(3,382)	(1,007)
Unrealized gains (losses) on equity securities	(16)	(22)
Gains (losses) on foreclosed assets	87	(10)
Gains (losses) on other assets	(635)	0
Income on bank owned life insurance	164	115
Other noninterest income	943	743
Total noninterest income	5,626	7,437
NONINTEREST EXPENSE
Salaries	16,657	19,411
Employee benefits	2,805	2,335
Occupancy of bank premises	2,582	2,102
Furniture and equipment	550	659
Data processing	2,925	4,323
Marketing and customer relations	996	836
Amortization of intangible assets	710	510
FDIC insurance	560	563
Loan collection and servicing	452	278
Foreclosed assets	49	61
Other noninterest expense	2,982	4,855
Total noninterest expense	31,268	35,933
INCOME BEFORE INCOME TAX EXPENSE	20,519	12,131
INCOME TAX EXPENSE	5,261	2,923
NET INCOME	$ 15,258	$ 9,208
Earnings per share, basic (in dollars per share)	$ 0.48	$ 0.30
Earnings per share, diluted (in dollars per share)	$ 0.48	$ 0.30
Weighted average shares of common stock outstanding (in shares)	31,662,954	30,977,204
Card income
NONINTEREST INCOME
Revenue	$ 2,616	$ 2,658
Wealth management fees
NONINTEREST INCOME
Revenue	2,547	2,338
Service charges on deposit accounts
NONINTEREST INCOME
Revenue	$ 1,869	$ 1,871

HBT Balance Sheet

2024-03-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 19,989	$ 26,256
Interest-bearing deposits with banks	240,223	114,996
Cash and cash equivalents	260,212	141,252
Interest-bearing time deposits with banks	515	509
Debt securities available-for-sale, at fair value	669,020	759,461
Debt securities held-to-maturity (fair value of $458,640 at 2024 and $466,496 at 2023)	517,472	521,439
Equity securities with readily determinable fair value	3,324	3,360
Equity securities with no readily determinable fair value	2,622	2,505
Restricted stock, at cost	5,155	7,160
Loans held for sale	3,479	2,318
Loans, before allowance for credit losses	3,345,962	3,404,417
Allowance for credit losses	(40,815)	(40,048)
Loans, net of allowance for credit losses	3,305,147	3,364,369
Bank owned life insurance	24,069	23,905
Bank premises and equipment, net	64,755	65,150
Bank premises held for sale	317	0
Foreclosed assets	277	852
Goodwill	59,820	59,820
Intangible assets, net	19,972	20,682
Mortgage servicing rights, at fair value	19,081	19,001
Investments in unconsolidated subsidiaries	1,614	1,614
Accrued interest receivable	23,117	24,534
Other assets	60,542	55,239
Total assets	5,040,510	5,073,170
Deposits:
Noninterest-bearing	1,047,074	1,072,407
Interest-bearing	3,313,500	3,329,030
Total deposits	4,360,574	4,401,437
Securities sold under agreements to repurchase	31,864	42,442
FHLB advances	12,725	12,623
Subordinated notes	39,494	39,474
Junior subordinated debentures issued to capital trusts	52,804	52,789
Other liabilities	46,368	34,909
Total liabilities	4,543,829	4,583,674
COMMITMENTS AND CONTINGENCIES (Note 14)
Stockholders' Equity
Preferred stock, $0.01 par value; 25,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $0.01 par value; 125,000,000 shares authorized; shares issued of 32,827,039 at 2024 and 32,730,698 at 2023; shares outstanding of 31,612,888 at 2024 and 31,695,828 at 2023	328	327
Surplus	296,054	295,877
Retained earnings	278,353	269,051
Accumulated other comprehensive income (loss)	(56,048)	(57,163)
Treasury stock at cost, 1,214,151 shares at 2024 and 1,034,870 at 2023	(22,006)	(18,596)
Total stockholders’ equity	496,681	489,496
Total liabilities and stockholders’ equity	$ 5,040,510	$ 5,073,170

About HBT Financial Inc

HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides business, commercial, and retail banking products and services to individuals, businesses, and municipal entities in Central and Northeastern Illinois, and Eastern Iowa. The company's deposits accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposits, health savings accounts, and individual retirement accounts. Its loan offering comprises owner and non-owner occupied commercial real estate; construction and land development and multi-family; commercial and industrial; agricultural and farmland; and one-to-four family residential loans, as well as municipal, consumer, and other loans. The company also offers wealth management services, including financial planning to consumers, trusts, and estates; trustee and custodial; investment management; corporate retirement plan consulting and administration; and retail brokerage services. In addition, it provides farmland management, and farmland sales and services; and treasury management services, as well as originates and sells residential mortgage loans. Further, the company offers digital banking services, such as online and mobile banking, and digital payment services, as well as personal financial management tools. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.

CEO	Mr. J. Lance Carter
WEBSITE	https://ir.hbtfinancial.com
INDUSTRY	Banks Diversified
EMPLOYEES	711

HBT Financial Inc Frequently Asked Questions

What is the ticker symbol for HBT Financial Inc? What does HBT stand for in stocks?

HBT is the stock ticker symbol of HBT Financial Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of HBT Financial Inc (HBT)?

As of Fri May 17 2024, market cap of HBT Financial Inc is 621.09 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of HBT stock?

You can check HBT's fair value in chart for subscribers.

What is the fair value of HBT stock?

You can check HBT's fair value in chart for subscribers. The fair value of HBT Financial Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of HBT Financial Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for HBT so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is HBT Financial Inc a good stock to buy?

The fair value guage provides a quick view whether HBT is over valued or under valued. Whether HBT Financial Inc is cheap or expensive depends on the assumptions which impact HBT Financial Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for HBT.

What is HBT Financial Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, HBT's PE ratio (Price to Earnings) is 8.64 and Price to Sales (PS) ratio is 2.6. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. HBT PE ratio will change depending on the future growth rate expectations of investors.