HMN - Horace Mann Educators Corp Stock Price, Fair Value and News

34.84USD0.00 (0.00%)Delayed

Market Summary

USD34.840.00

Delayed

0.00%

HMN Alerts

Big jump in Earnings (Y/Y)

HMN Stock Price

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HMN RSI Chart

HMN Valuation

Market Cap

1.4B

Price/Earnings (Trailing)

21.99

Price/Sales (Trailing)

0.94

EV/EBITDA

14.35

Price/Free Cashflow

4.92

HMN Price/Sales (Trailing)

HMN Profitability

EBT Margin

5.13%

Return on Equity

5.36%

Return on Assets

0.46%

Free Cashflow Yield

20.33%

HMN Fundamentals

HMN Revenue

Revenue (TTM)

1.5B

Rev. Growth (Yr)

9.07%

Rev. Growth (Qtr)

-4.19%

HMN Earnings

Earnings (TTM)

64.9M

Earnings Growth (Yr)

301.52%

Earnings Growth (Qtr)

-32.91%

Breaking Down HMN Revenue

Last 7 days

-0.9%

Last 30 days

1.0%

Last 90 days

-5.4%

Trailing 12 Months

5.3%

How does HMN drawdown profile look like?

HMN Financial Health

Debt/Equity

0.45

Debt/Cashflow

0.53

HMN Investor Care

Dividend Yield

3.82%

Dividend/Share (TTM)

1.33

Shares Dilution (1Y)

0.29%

Diluted EPS (TTM)

1.57

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	1.5B	0	0	0
2023	1.4B	1.4B	1.4B	1.5B
2022	1.4B	1.4B	1.4B	1.4B
2021	1.3B	1.4B	1.4B	1.3B
2020	1.4B	1.3B	1.3B	1.3B
2019	1.2B	1.4B	1.4B	1.4B
2018	1.2B	1.2B	1.2B	1.2B
2017	1.1B	1.2B	1.2B	1.2B
2016	1.1B	1.1B	1.1B	1.1B
2015	1.1B	1.1B	1.1B	1.1B
2014	1.0B	1.0B	1.1B	1.1B
2013	0	0	0	1.0B

Get all data in R, Python etc through our Historical Stock Data APIs

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Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of Horace Mann Educators Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 28, 2024	zuraitis marita	sold	-46,250	37.00	-1,250	president & ceo
Mar 26, 2024	johnson kimberly a	sold	-180,000	36.00	-5,000	svp & controller
Mar 12, 2024	carley donald m	sold	-175,528	35.1056	-5,000	general counsel
Mar 07, 2024	zuraitis marita	acquired	49,980	32.35	1,545	president & ceo
Mar 07, 2024	zuraitis marita	sold (taxes)	-49,946	35.05	-1,425	president & ceo
Mar 06, 2024	conklin bret a	acquired	-	-	9,340	evp & cfo
Mar 06, 2024	mcanena stephen j	acquired	-	-	3,111	evp & chief operating officer
Mar 06, 2024	zuraitis marita	acquired	-	-	50,273	president & ceo
Mar 06, 2024	johnson kimberly a	acquired	-	-	3,006	svp & controller
Mar 06, 2024	thayer jennifer	acquired	-	-	3,817	chief human resources officer

Which funds bought or sold HMN recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	COMERICA BANK	reduced	-3.86	141,075	1,752,280	0.01%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-3.88	123,019	1,532,420	-%
May 16, 2024	JANE STREET GROUP, LLC	reduced	-13.6	-15,506	669,297	-%
May 15, 2024	AQR CAPITAL MANAGEMENT LLC	added	98.56	1,444,430	2,603,580	-%
May 15, 2024	PUBLIC EMPLOYEES RETIREMENT ASSOCIATION OF COLORADO	reduced	-4.02	25,000	324,000	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	added	6.11	5,269,130	31,569,100	-%
May 15, 2024	OCCUDO QUANTITATIVE STRATEGIES LP	reduced	-56.01	-523,444	518,378	0.09%
May 15, 2024	Point72 Asia (Singapore) Pte. Ltd.	new	-	152,029	152,029	0.04%
May 15, 2024	Cubist Systematic Strategies, LLC	added	92.00	1,781,550	3,301,840	0.02%
May 15, 2024	ALGERT GLOBAL LLC	reduced	-27.44	-133,000	607,000	0.02%

Are Funds Buying or Selling HMN?

Are funds buying HMN calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own HMN

No. of Funds

HMN Alerts

Big jump in Earnings (Y/Y)

Unveiling Horace Mann Educators Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	fuller & thaler asset management, inc.	9.63%	3,934,355	SC 13G/A
Feb 13, 2024	vanguard group inc	12.45%	5,085,460	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	6.2%	2,535,063	SC 13G/A
Jan 30, 2024	franklin mutual advisers llc	8.8%	3,575,387	SC 13G/A
Jan 23, 2024	blackrock inc.	14.4%	5,888,889	SC 13G/A
Sep 11, 2023	fuller & thaler asset management, inc.	10.02%	4,091,874	SC 13G
Jul 10, 2023	earnest partners llc	3.8%	1,535,745	SC 13G/A
Feb 14, 2023	earnest partners llc	7.5%	3,051,469	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	7.7%	3,144,985	SC 13G/A
Feb 09, 2023	vanguard group inc	12.57%	5,139,138	SC 13G/A

Recent SEC filings of Horace Mann Educators Corp

View All Filings

Date Filed	Form Type	Document
May 13, 2024	DEFA14A	DEFA14A
May 08, 2024	10-Q	Quarterly Report
May 08, 2024	8-K	Current Report
Apr 18, 2024	4	Insider Trading
Apr 09, 2024	DEF 14A	DEF 14A
Apr 09, 2024	DEFA14A	DEFA14A
Mar 28, 2024	144	Notice of Insider Sale Intent
Mar 27, 2024	4	Insider Trading
Mar 26, 2024	144	Notice of Insider Sale Intent
Mar 14, 2024	4	Insider Trading

Peers (Alternatives to Horace Mann Educators Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
ARGO	1.1T	1.3B	1.56%	3220.84%	-5.4K	851.43	-10.27%	-34.69%
AJG	56.3B	10.6B	11.80%	20.14%	51.57	5.3	20.42%	-6.05%
AIG	53.5B	48.4B	11.01%	48.35%	11.07	1.1	-4.15%	-20.63%
TRV	50.3B	42.9B	6.36%	19.84%	16.03	1.17	13.52%	12.15%
AFL	50.2B	19.3B	10.10%	32.07%	9.39	2.6	3.03%	17.35%
ACGL	37.9B	14.4B	11.43%	34.12%	7.82	2.63	32.92%	143.01%
AFG	11.2B	8.0B	7.21%	13.44%	12.7	1.4	11.14%	7.56%
MID-CAP
UNM	10.1B	12.6B	5.84%	14.37%	7.61	0.8	4.24%	-13.40%
AIZ	9.1B	11.4B	3.23%	33.23%	11.93	0.8	9.81%	217.29%
LNC	5.1B	11.9B	12.70%	41.34%	3.81	0.43	-33.27%	234.43%
AEL	3.9B	3.2B	-0.20%	45.14%	5.55	1.23	64.05%	-35.60%
SMALL-CAP
BRP	2.0B	1.3B	23.61%	49.66%	-37.13	1.59	18.74%	30.90%
AMSF	887.3M	308.9M	-4.69%	-15.41%	14.38	2.87	3.79%	10.94%
AMBC	818.6M	314.0M	28.73%	23.89%	14.24	2.61	-29.20%	-88.19%
AAME	35.5M	187.5M	-11.22%	-20.55%	-49.09	0.19	2.74%	73.83%

Horace Mann Educators Corp News

Latest updates

Horace Mann Educators Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-4.2%	386	403	379	356	354	346	343	346	347	331	329	347	322	352	337	315	307	331	334	451	313
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	64.00	61.00	55.00	54.00
EBITDA Margin	22.0%	0.09*	0.07*	0.02*	0.03*	0.04*	0.05*	0.12*	0.11*	0.16*	0.18*	0.16*	0.18*	-	-	-	-	-	-	-	-	-
Interest Expenses	1.2%	9.00	9.00	8.00	7.00	7.00	6.00	5.00	4.00	4.00	4.00	3.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00	5.00	3.00	3.00
Income Taxes	-15.6%	7.00	8.00	2.00	-2.80	2.00	-9.20	3.00	-1.80	5.00	17.00	3.00	11.00	9.00	11.00	9.00	7.00	-	7.00	5.00	33.00	6.00
Earnings Before Taxes	-30.1%	33.00	47.00	14.00	-15.60	8.00	-25.90	23.00	-6.00	25.00	85.00	19.00	58.00	48.00	59.00	45.00	37.00	19.00	40.00	31.00	127	39.00
EBT Margin	43.6%	0.05*	0.04*	-0.01*	-0.01*	0.00*	0.01*	0.09*	0.09*	0.14*	0.16*	0.14*	0.15*	-	-	-	-	-	-	-	-	-
Net Income	-32.9%	27.00	40.00	12.00	-12.80	7.00	-16.70	20.00	-4.20	20.00	47.00	20.00	54.00	49.00	48.00	37.00	31.00	19.00	33.00	25.00	94.00	32.00
Net Income Margin	41.2%	0.04*	0.03*	-0.01*	0.00*	0.00*	0.01*	0.06*	0.06*	0.10*	0.13*	0.13*	0.14*	-	-	-	-	-	-	-	-	-
Free Cashflow	-27.6%	75.00	103	45.00	68.00	86.00	56.00	36.00	-15.70	96.00	27.00	62.00	-25.40	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	1.3%	14,236	14,050	13,413	13,672	13,654	13,306	13,314	13,759	14,427	14,460	14,265	14,190	13,746	13,472	13,003	12,572	11,972	12,479	12,333	11,779	11,561
Cash Equivalents	-31.3%	20.00	30.00	35.00	23.00	27.00	43.00	36.00	50.00	49.00	134	40.00	29.00	39.00	22.00	66.00	82.00	41.00	26.00	39.00	8.00	7.00
Goodwill	0%	54.00	54.00	54.00	54.00	54.00	54.00	56.00	56.00	56.00	44.00	44.00	44.00	44.00	44.00	49.00	49.00	49.00	49.00	49.00	20.00	57.00
Liabilities	1.2%	13,025	12,875	12,361	12,570	12,515	12,208	12,238	12,498	12,891	12,577	12,469	12,374	12,053	11,682	11,288	10,932	10,495	10,911	10,754	10,280	10,137
Short Term Borrowings	-	-	-	-	249	249	249	249	249	249	249	135	135	135	135	135	135	135	135	135	-	-
Long Term Debt	0.0%	546	546	546	249	249	249	249	249	254	254	254	279	302	302	302	302	298	298	298	298	298
Shareholder's Equity	3.1%	1,211	1,175	1,051	1,102	1,139	1,098	1,092	498	1,553	1,499	1,796	321	1,693	1,435	1,716	268	126	481	1,579	191	474
Retained Earnings	0.8%	1,514	1,502	1,477	1,479	1,505	1,512	1,500	1,500	1,526	1,525	1,498	1,494	1,461	1,435	1,400	1,376	1,358	1,353	1,332	1,318	1,237
Additional Paid-In Capital	0.4%	513	511	509	506	503	503	500	498	497	495	493	491	489	488	487	484	482	481	479	476	474
Shares Outstanding	0%	41.00	41.00	41.00	41.00	41.00	42.00	41.00	42.00	42.00	42.00	42.00	42.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	1,168	-	-	-	1,531	-	-	-	1,511	-	-	-	1,481	-	-	-	1,620	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-27.6%	74,500	102,900	45,300	67,500	86,400	55,700	35,800	-15,700	95,700	26,800	61,500	-25,400	142,000	-8,000	102,200	78,200	87,400	-79,636	109,400	-26,967	124,803
Share Based Compensation	4.2%	2,500	2,400	2,600	2,500	2,000	2,200	2,300	2,300	2,100	2,400	2,200	1,600	2,200	2,100	1,800	1,600	1,200	1,634	2,215	1,979	1,472
Cashflow From Investing	-172.9%	-59,500	-21,800	-41,000	50,700	-95,300	81,300	200	-78,400	-217,700	49,000	-7,900	-103,600	-239,500	-38,000	-173,800	-55,000	-140,000	121,540	-88,839	169,388	-146,189
Cashflow From Financing	71.7%	-24,300	-85,900	7,100	-122,500	-6,500	-130,400	-49,900	95,100	37,400	17,700	-42,800	119,000	114,600	2,800	54,700	18,000	68,300	-55,747	11,172	-142,086	16,761
Dividend Payments	-100.0%	-	13,500	13,400	13,500	13,500	13,100	13,100	13,200	13,200	12,800	12,900	12,800	12,900	12,400	12,400	12,400	12,400	11,823	11,847	11,840	11,790
Buy Backs	-	-	-	1,000	1,100	4,400	-	10,000	11,800	2,200	3,600	200	-	1,500	-	-	100	2,100	-	-	-	-

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HMN Income Statement

2024-03-31

CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS) (UNAUDITED) - USD ($) shares in Millions, $ in Millions	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Revenues
Net premiums and contract charges earned	$ 275.2	$ 255.9
Net investment income	105.4	100.4
Net investment gains (losses)	2.2	(3.9)
Other income	3.2	1.5
Total revenues	386.0	353.9
Benefits, losses and expenses
Benefits, claims and settlement expenses	176.3	183.2
Interest credited	52.9	48.7
Operating expenses	84.5	79.8
DAC amortization expense	27.0	23.7
Intangible asset amortization expense	3.6	3.7
Interest expense	8.7	6.7
Total benefits, losses and expenses	353.0	345.8
Income before income taxes	33.0	8.1
Income tax expense	6.5	1.5
Net income	$ 26.5	$ 6.6
Net income per share
Basic (in usd per share)	$ 0.64	$ 0.16
Diluted (in usd per share)	$ 0.64	$ 0.16
Weighted average number of shares and equivalent shares
Basic (in shares)	41.3	41.3
Diluted (in shares)	41.5	41.4
Statements of Comprehensive Income (Loss)
Net income	$ 26.5	$ 6.6
Other comprehensive income (loss), net of tax:
Change in net unrealized investment losses on fixed maturity securities	(19.7)	93.2
Change in net reserve remeasurements attributable to discount rates	41.4	(41.2)
Change in net funded status of benefit plans	0.0	0.0
Other comprehensive income	21.7	52.0
Comprehensive income (loss)	$ 48.2	$ 58.6

HMN Balance Sheet

2024-03-31

CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Millions	Mar. 31, 2024	Dec. 31, 2023
Investments
Fixed maturity securities, available for sale, at fair value (amortized cost, net 2024, $5,785.4; 2023, $5,652.9)	$ 5,342.7	$ 5,235.3
Equity securities at fair value, (cost $101700000 and $86200000)	84.7	86.2
Limited partnership interests	1,119.3	1,138.8
Policy loans	140.7	141.4
Short-term and other investments	170.5	228.8
Total investments	6,857.9	6,830.5
Cash	20.4	29.7
Deferred policy acquisition costs	337.3	336.3
Reinsurance balances receivable	449.3	480.5
Deposit asset on reinsurance	2,472.4	2,496.6
Intangible assets	166.7	170.3
Goodwill	54.3	54.3
Other assets	361.1	357.6
Separate Account variable annuity assets	3,516.9	3,294.1
Total assets	14,236.3	14,049.9
Policy liabilities
Future policy benefit reserves	1,702.1	1,761.8
Policyholders' account balances	5,137.6	5,187.0
Unpaid claims and claim expenses	584.4	581.7
Unearned premiums	299.8	300.9
Total policy liabilities	7,723.9	7,831.4
Other policyholder funds	941.1	916.0
Other liabilities	296.8	287.1
Long-term debt	546.2	546.0
Separate Account variable annuity liabilities	3,516.9	3,294.1
Total liabilities	13,024.9	12,874.6
Preferred stock, $0.001 par value, authorized 1,000,000 shares; none issued	0.0	0.0
Common stock, $0.001 par value, authorized 75,000,000 shares; issued, 2024, 66,876,995; 2023, 66,747,821	0.1	0.1
Additional paid-in capital	513.1	510.9
Retained earnings	1,514.4	1,502.2
Accumulated other comprehensive income (loss), net of tax:
Net unrealized investment losses on fixed maturity securities	(348.0)	(328.3)
Net reserve remeasurements attributable to discount rates	63.3	21.9
Net funded status of benefit plans	(7.6)	(7.6)
Treasury stock, at cost, 2024, 25,911,087 shares; 2023, 25,911,087 shares	(523.9)	(523.9)
Total shareholders’ equity	1,211.4	1,175.3
Total liabilities and shareholders’ equity	$ 14,236.3	$ 14,049.9

About Horace Mann Educators Corp

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. The company operates through Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. Its Property & Casualty segment offers insurance products, including private passenger auto insurance and residential home insurance; and provides auto coverages including liability and collision, and property coverage for homeowners and renters. The Life & Retirement segment markets tax-qualified fixed, fixed indexed, and variable annuities; and internal revenue code for educator, which allows public school employees and employees of other tax-exempt organizations, such as not-for-profit private schools, to utilize pretax income to make periodic contributions to a qualified retirement plan. Supplemental & Group Benefits segment offers employer-sponsored products including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverage. The company was founded in 1945 and is headquartered in Springfield, Illinois.

CEO	Ms. Marita Zuraitis
WEBSITE	horacemann.com
INDUSTRY	Insurance Property & Casualty
EMPLOYEES	1700

Horace Mann Educators Corp Frequently Asked Questions

What is the ticker symbol for Horace Mann Educators Corp? What does HMN stand for in stocks?

HMN is the stock ticker symbol of Horace Mann Educators Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Horace Mann Educators Corp (HMN)?

As of Fri May 17 2024, market cap of Horace Mann Educators Corp is 1.43 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of HMN stock?

You can check HMN's fair value in chart for subscribers.

What is the fair value of HMN stock?

You can check HMN's fair value in chart for subscribers. The fair value of Horace Mann Educators Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Horace Mann Educators Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for HMN so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Horace Mann Educators Corp a good stock to buy?

The fair value guage provides a quick view whether HMN is over valued or under valued. Whether Horace Mann Educators Corp is cheap or expensive depends on the assumptions which impact Horace Mann Educators Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for HMN.

What is Horace Mann Educators Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, HMN's PE ratio (Price to Earnings) is 21.99 and Price to Sales (PS) ratio is 0.94. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. HMN PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Horace Mann Educators Corp's stock?

In the past 10 years, Horace Mann Educators Corp has provided 0.044 (multiply by 100 for percentage) rate of return.