HTBI - HomeTrust Bancshares Inc Stock Price, Fair Value and News

28.60USD+0.40 (+1.42%)Market Closed

Market Summary

USD28.60+0.40

Market Closed

1.42%

HTBI Alerts

Big jump in Revenue (Y/Y)

Big jump in Earnings (Y/Y)

HTBI Stock Price

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HTBI RSI Chart

HTBI Valuation

Market Cap

498.9M

Price/Earnings (Trailing)

8.55

Price/Sales (Trailing)

2.02

EV/EBITDA

0.46

Price/Free Cashflow

-5.87

HTBI Price/Sales (Trailing)

HTBI Profitability

EBT Margin

30.00%

Return on Equity

11.38%

Return on Assets

1.25%

Free Cashflow Yield

-17.03%

HTBI Fundamentals

HTBI Revenue

Revenue (TTM)

247.2M

Rev. Growth (Yr)

25.04%

Rev. Growth (Qtr)

0.85%

HTBI Earnings

Earnings (TTM)

58.4M

Earnings Growth (Yr)

123.75%

Earnings Growth (Qtr)

11.91%

Breaking Down HTBI Revenue

Last 7 days

3.3%

Last 30 days

18.4%

Last 90 days

6.1%

Trailing 12 Months

51.9%

How does HTBI drawdown profile look like?

HTBI Financial Health

HTBI Investor Care

Dividend Yield

-627.27%

Dividend/Share (TTM)

-179.4

Shares Dilution (1Y)

0.43%

Diluted EPS (TTM)

3.45

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	247.2M	0	0	0
2023	158.1M	187.1M	213.1M	234.5M
2022	114.8M	116.1M	122.7M	135.7M
2021	121.0M	118.7M	117.6M	115.9M
2020	141.0M	136.3M	130.5M	124.7M
2019	132.1M	137.2M	141.2M	142.7M
2018	113.3M	116.7M	121.1M	126.6M
2017	94.5M	99.4M	104.5M	111.3M
2016	87.7M	87.7M	88.5M	89.0M
2015	78.7M	85.3M	87.5M	87.5M
2014	59.0M	60.3M	65.3M	71.6M
2013	62.3M	60.4M	59.5M	59.3M
2012	68.6M	67.5M	66.0M	64.2M
2011	71.7M	72.1M	70.9M	69.8M
2010	0	71.3M	0	0

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of HomeTrust Bancshares Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 11, 2024	lowe rebekah m.	sold (taxes)	-8,106	26.58	-305	-
Feb 11, 2024	powell kristin y.	sold (taxes)	-15,788	26.58	-594	evp
Feb 11, 2024	pelletier megan	sold (taxes)	-6,219	26.58	-234	evp
Feb 11, 2024	powell kristin y.	acquired	-	-	4,416	evp
Feb 11, 2024	vuncannon tony j.	acquired	-	-	3,576	evp, cfo and treasurer
Feb 11, 2024	sprink john francis ii	acquired	-	-	4,416	evp
Feb 11, 2024	houghton keith j	sold (taxes)	-9,063	26.58	-341	evp, chief credit officer
Feb 11, 2024	jex lora	sold (taxes)	-1,913	26.58	-72.00	evp and chief risk officer
Feb 11, 2024	westbrook hunter	acquired	-	-	11,162	president, ceo
Feb 11, 2024	sprink john francis ii	sold (taxes)	-9,808	26.58	-369	evp

Which funds bought or sold HTBI recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	reduced	-6.05	-77,189	1,606,280	0.03%
May 15, 2024	D. E. Shaw & Co., Inc.	reduced	-7.81	-73,708	1,082,940	-%
May 15, 2024	JANUS HENDERSON GROUP PLC	reduced	-9.19	-22,316	264,651	-%
May 15, 2024	GOLDMAN SACHS GROUP INC	reduced	-12.44	-245,588	1,971,650	-%
May 15, 2024	Royal Bank of Canada	reduced	-25.96	-104,000	319,000	-%
May 15, 2024	CITADEL ADVISORS LLC	added	20.5	121,758	665,784	-%
May 15, 2024	PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO	reduced	-4.13	-5,995	221,317	-%
May 15, 2024	Voya Investment Management LLC	reduced	-27.67	-139,156	385,084	-%
May 15, 2024	WELLINGTON MANAGEMENT GROUP LLP	new	-	749,116	749,116	-%
May 15, 2024	SENTINEL TRUST CO LBA	new	-	288,000	288,000	0.04%

Are Funds Buying or Selling HTBI?

Are funds buying HTBI calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own HTBI

No. of Funds

Unveiling HomeTrust Bancshares Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 12, 2024	principal financial group inc	5.29%	920,145	SC 13G/A
Feb 06, 2024	fj capital management llc	9.66%	1,679,212	SC 13G/A
Jan 08, 2024	blackrock inc.	10.1%	1,748,341	SC 13G/A
Feb 22, 2023	neelagaru narasimhulu	6.68%	1,153,312	SC 13D
Feb 08, 2023	fj capital management llc	9.26%	1,447,533	SC 13G/A
Feb 06, 2023	principal financial group inc	6.02%	943,301	SC 13G/A
Feb 01, 2023	blackrock inc.	9.8%	1,527,030	SC 13G/A
Feb 14, 2022	impax asset management group plc	4.67%	762,236	SC 13G
Feb 03, 2022	blackrock inc.	7.0%	1,148,032	SC 13G/A
Jan 26, 2022	principal financial group inc	6.39%	1,041,516	SC 13G/A

Recent SEC filings of HomeTrust Bancshares Inc

View All Filings

Date Filed	Form Type	Document
May 08, 2024	10-Q	Quarterly Report
Apr 30, 2024	8-K	Current Report
Apr 24, 2024	8-K	Current Report
Apr 10, 2024	8-K	Current Report
Apr 08, 2024	ARS	ARS
Apr 08, 2024	DEF 14A	DEF 14A
Apr 08, 2024	DEFA14A	DEFA14A
Mar 12, 2024	10-KT	10-KT
Feb 20, 2024	8-K	Current Report
Feb 13, 2024	4	Insider Trading

Peers (Alternatives to HomeTrust Bancshares Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	580.6B	174.7B	10.55%	50.52%	11.53	3.32	53.11%	19.83%
BAC	304.4B	137.9B	8.26%	42.25%	12.16	2.21	56.12%	-12.56%
WFC	217.3B	85.8B	9.39%	62.33%	11.58	2.53	35.02%	26.14%
C	122.5B	125.0B	9.68%	41.85%	15.33	0.98	37.85%	-
CFG	16.8B	10.4B	11.70%	47.15%	11.72	1.61	26.22%	-33.87%
KEY	14.7B	8.1B	7.90%	66.17%	16.8	1.8	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	8.52%	62.72%	10.53	1.72	34.68%	-45.96%
ZION	6.7B	4.1B	11.66%	93.23%	10.59	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	11.39%	71.61%	12.26	2.64	30.60%	-12.99%
ASB	3.4B	2.0B	11.00%	55.39%	21.08	1.66	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	410.6M	173.1M	11.64%	37.59%	14.07	2.37	26.54%	-34.86%
ALRS	390.2M	152.4M	-1.20%	38.83%	39.25	2.56	16.94%	-73.84%
ACNB	288.6M	98.7M	3.06%	15.69%	9.81	2.92	6.27%	-22.90%
ASRV	47.0M	62.5M	18.70%	-3.87%	-15.89	0.75	18.83%	-145.18%

HomeTrust Bancshares Inc News

Latest updates

HomeTrust Bancshares Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	0.9%	63.00	63.00	62.00	59.00	51.00	41.00	36.00	30.00	28.00	28.00	29.00	29.00	29.00	30.00	30.00	31.00	33.00	36.00	36.00	36.00	35.00
EBITDA Margin	-1.0%	1.04*	1.05*	1.13*	1.20*	1.26*	1.36*	1.38*	1.43*	1.27*	1.25*	1.21*	1.11*	-	-	-	-	-	-	-	-	-
Interest Expenses	-1.7%	41.00	42.00	42.00	44.00	41.00	38.00	35.00	29.00	27.00	27.00	28.00	26.00	26.00	26.00	26.00	25.00	25.00	27.00	27.00	27.00	27.00
Income Taxes	10.6%	4.00	4.00	4.00	4.00	1.00	4.00	3.00	2.00	2.00	3.00	3.00	-2.71	2.00	3.00	1.00	1.00	0.00	2.00	2.00	2.00	0.00
Earnings Before Taxes	11.6%	19.00	17.00	19.00	19.00	8.00	18.00	12.00	8.00	10.00	14.00	14.00	-10.12	10.00	12.00	7.00	5.00	1.00	12.00	11.00	10.00	3.00
EBT Margin	11.1%	0.30*	0.27*	0.30*	0.31*	0.29*	0.35*	0.36*	0.39*	0.24*	0.24*	0.22*	0.16*	-	-	-	-	-	-	-	-	-
Net Income	11.9%	15.00	13.00	15.00	15.00	7.00	14.00	9.00	6.00	8.00	11.00	11.00	-7.41	8.00	9.00	6.00	4.00	1.00	9.00	9.00	8.00	3.00
Net Income Margin	10.7%	0.24*	0.21*	0.24*	0.24*	0.23*	0.27*	0.28*	0.31*	0.19*	0.19*	0.17*	0.13*	-	-	-	-	-	-	-	-	-
Free Cashflow	-144.9%	-9.60	21.00	-33.24	-63.48	-6.09	12.00	7.00	-5.68	20.00	17.00	-4.30	7.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	0.2%	4,684	4,673	4,652	4,607	4,527	3,647	3,555	3,549	3,542	3,503	3,481	3,525	3,649	3,680	3,674	3,723	3,548	3,470	3,655	3,476	3,458
Cash Equivalents	9.6%	380	347	325	303	314	165	94.00	105	52.00	35.00	43.00	51.00	164	226	171	122	82.00	89.00	117	71.00	78.00
Net PPE	-0.5%	71.00	71.00	72.00	73.00	74.00	65.00	69.00	69.00	70.00	69.00	69.00	71.00	71.00	70.00	59.00	58.00	59.00	58.00	59.00	61.00	68.00
Goodwill	0%	34.00	34.00	34.00	34.00	34.00	26.00	26.00	26.00	26.00	26.00	26.00	26.00	26.00	26.00	26.00	26.00	26.00	26.00	26.00	26.00	26.00
Liabilities	0.0%	4,171	4,173	4,168	4,136	4,069	3,237	3,159	3,160	3,147	3,101	3,085	3,128	3,242	3,275	3,274	3,315	3,143	3,053	3,242	3,067	3,051
Shareholder's Equity	2.7%	513	500	484	471	458	410	396	389	395	402	397	397	406	405	400	408	405	417	413	409	407
Retained Earnings	4.0%	347	333	322	309	295	290	278	270	266	259	249	240	249	242	234	243	240	240	232	225	217
Additional Paid-In Capital	0.3%	173	172	172	171	171	128	127	126	136	148	151	161	162	166	170	170	170	182	186	190	197
Shares Outstanding	0.3%	17.00	17.00	17.00	17.00	17.00	16.00	15.00	16.00	16.00	16.00	16.00	16.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	320	-	363	-	-	-	486	-	-	-	313	-	-	-	-	-	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-142.0%	-9,034	21,531	-32,961	-63,303	-4,005	12,657	7,774	-5,119	20,894	19,236	-1,883	7,881	33,210	24,251	-55,783	-22,434	-9,687	2,095	-9,064	-1,580	2,932
Share Based Compensation	11.0%	413	372	383	389	434	464	567	745	507	485	415	653	489	-	-	-	-	-	-	-	-
Cashflow From Investing	11282.3%	48,147	423	21,479	-8,504	-71,265	-16,304	-20,579	59,972	-32,590	-40,339	47,802	14,599	-50,703	35,431	150,172	-98,353	-80,368	161,999	-111,183	-16,444	-29,685
Cashflow From Financing	-3448.8%	-5,760	172	32,999	60,891	224,649	74,522	1,845	-1,784	28,920	13,356	-54,336	-135,585	-44,756	-4,482	-44,867	160,348	83,198	-192,269	166,297	10,756	33,758
Dividend Payments	0.4%	1,870	1,862	1,685	1,687	1,680	1,507	1,355	1,358	1,400	1,423	1,271	1,284	1,284	1,302	1,148	1,144	1,180	1,194	1,034	958	1,101
Buy Backs	275.2%	233	-133	133	-	249	-95.00	95.00	11,030	12,915	8,970	10,433	4,432	6,544	5,179	-	1,262	13,003	5,419	4,800	7,317	7,675

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HTBI Income Statement

2024-03-31

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Mar. 31, 2024	Mar. 31, 2023
Interest and dividend income
Loans	$ 59,952	$ 47,908
Debt securities available for sale	1,313	1,183
Other investments and interest-bearing deposits	2,090	1,575
Total interest and dividend income	63,355	50,666
Interest expense
Deposits	20,318	7,864
Junior subordinated debt	236	109
Borrowings	1,571	1,239
Total interest expense	22,125	9,212
Net interest income	41,230	41,454
Provision for credit losses	1,165	8,760
Net interest income after provision for credit losses	40,065	32,694
Noninterest income
Service charges and fees on deposit accounts	2,149	2,256
Loan income and fees	678	562
Gain on sale of loans held for sale	1,457	1,811
BOLI income	1,835	522
Operating lease income	1,859	1,505
Gain (loss) on sale of premises and equipment	(9)	900
Other	842	754
Total noninterest income	8,811	8,310
Noninterest expense
Salaries and employee benefits	16,976	16,246
Occupancy expense, net	2,437	2,467
Computer services	3,088	2,911
Telephone, postage and supplies	585	613
Marketing and advertising	645	372
Deposit insurance premiums	554	612
Core deposit intangible amortization	762	606
Merger-related expenses	0	4,741
Other	4,817	4,265
Total noninterest expense	29,864	32,833
Income before income taxes	19,012	8,171
Income tax expense	3,945	1,437
Net income	$ 15,067	$ 6,734
Net income per common share
Basic (in dollars per share)	$ 0.88	$ 0.40
Diluted (in dollars per share)	$ 0.88	$ 0.40
Average shares outstanding
Basic (in shares)	16,859,738	16,021,994
Diluted (in shares)	16,872,840	16,077,116

HTBI Balance Sheet

2024-03-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash	$ 16,134	$ 18,307
Interest-bearing deposits	364,359	328,833
Cash and cash equivalents	380,493	347,140
Certificates of deposit in other banks	33,625	34,722
Debt securities available for sale, at fair value (amortized cost of $123,606 and $128,964 at March 31, 2024 and December 31, 2023, respectively)	120,807	126,950
FHLB and FRB stock	13,691	18,393
SBIC investments, at cost	14,568	13,789
Loans held for sale, at fair value	2,764	3,359
Loans held for sale, at the lower of cost or fair value	220,699	198,433
Loans, net of deferred loan fees and costs	3,648,152	3,640,022
ACL on loans	(47,502)	(48,641)
Loans, net	3,600,650	3,591,381
Premises and equipment, net	70,588	70,937
Accrued interest receivable	16,944	16,902
Deferred income taxes, net	11,222	11,796
BOLI	88,369	88,257
Goodwill	34,111	34,111
Core deposit intangibles, net	8,297	9,059
Other assets	67,183	107,404
Total assets	4,684,011	4,672,633
Liabilities
Deposits	3,799,807	3,661,373
Junior subordinated debt	10,045	10,021
Borrowings	291,513	433,763
Other liabilities	69,473	67,583
Total liabilities	4,170,838	4,172,740
Stockholders' equity
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 60,000,000 shares authorized, 17,444,787 shares issued and outstanding at March 31, 2024; 17,387,069 at December 31, 2023	175	174
Additional paid in capital	172,919	172,366
Retained earnings	346,598	333,401
Unearned ESOP shares	(4,364)	(4,497)
Accumulated other comprehensive loss	(2,155)	(1,551)
Total stockholders' equity	513,173	499,893
Total liabilities and stockholders' equity	$ 4,684,011	$ 4,672,633

About HomeTrust Bancshares Inc

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. The company's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, business, and nonprofit organizations. Its loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. The company also provides small business administration loans, equipment finance leases, and municipal leases; and cash management and online/mobile banking services. In addition, it invests in debt securities issued by the United States government agencies and government-sponsored enterprises, municipal and corporate bonds, commercial paper, and certificates of deposit insured by the federal deposit insurance corporation. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.

CEO	Mr. C. Hunter Westbrook
WEBSITE	htb.com
INDUSTRY	Banks Diversified

HomeTrust Bancshares Inc Frequently Asked Questions

What is the ticker symbol for HomeTrust Bancshares Inc? What does HTBI stand for in stocks?

HTBI is the stock ticker symbol of HomeTrust Bancshares Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of HomeTrust Bancshares Inc (HTBI)?

As of Wed May 15 2024, market cap of HomeTrust Bancshares Inc is 498.92 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of HTBI stock?

You can check HTBI's fair value in chart for subscribers.

What is the fair value of HTBI stock?

You can check HTBI's fair value in chart for subscribers. The fair value of HomeTrust Bancshares Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of HomeTrust Bancshares Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for HTBI so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is HomeTrust Bancshares Inc a good stock to buy?

The fair value guage provides a quick view whether HTBI is over valued or under valued. Whether HomeTrust Bancshares Inc is cheap or expensive depends on the assumptions which impact HomeTrust Bancshares Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for HTBI.

What is HomeTrust Bancshares Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed May 15 2024, HTBI's PE ratio (Price to Earnings) is 8.55 and Price to Sales (PS) ratio is 2.02. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. HTBI PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on HomeTrust Bancshares Inc's stock?

In the past 10 years, HomeTrust Bancshares Inc has provided 0.072 (multiply by 100 for percentage) rate of return.