ICCH - ICC Holdings Inc Stock Price, Fair Value and News

15.85USD-0.15 (-0.94%)Delayed

Market Summary

USD15.85-0.15

Delayed

-0.94%

ICCH Stock Price

View Fullscreen

ICCH RSI Chart

ICCH Valuation

Market Cap

49.8M

Price/Earnings (Trailing)

10.13

Price/Sales (Trailing)

0.58

EV/EBITDA

7.89

Price/Free Cashflow

4.7

ICCH Price/Sales (Trailing)

ICCH Profitability

EBT Margin

7.38%

Return on Equity

7.16%

Return on Assets

2.27%

Free Cashflow Yield

21.27%

ICCH Fundamentals

ICCH Revenue

Revenue (TTM)

86.4M

Rev. Growth (Yr)

17.64%

Rev. Growth (Qtr)

0.77%

ICCH Earnings

Earnings (TTM)

4.9M

Earnings Growth (Yr)

41.85%

Earnings Growth (Qtr)

-21.73%

Breaking Down ICCH Revenue

Last 7 days

0.1%

Last 30 days

0.9%

Last 90 days

3.8%

How does ICCH drawdown profile look like?

ICCH Financial Health

Debt/Equity

0.22

Debt/Cashflow

0.75

ICCH Investor Care

Buy Backs (1Y)

0.58%

Diluted EPS (TTM)

1.65

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	86.4M	0	0	0
2023	73.3M	79.1M	81.1M	82.9M
2022	63.5M	65.5M	68.3M	69.7M
2021	58.3M	56.4M	57.1M	59.5M
2020	54.9M	54.9M	54.7M	56.5M
2019	53.0M	55.4M	56.9M	59.5M
2018	49.5M	50.2M	51.3M	51.2M
2017	45.9M	46.3M	46.8M	48.2M
2016	0	0	0	44.9M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of ICC Holdings Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 01, 2024	schmeichel norman d.	sold (taxes)	-11,008	16.00	-688	vp chief information officer
Apr 01, 2024	schmeichel norman d.	acquired	30,944	16.00	1,934	vp chief information officer
Apr 01, 2024	sutherland arron k.	sold (taxes)	-24,736	16.00	-1,546	president and ceo
Apr 01, 2024	suiter julia b.	acquired	31,472	16.00	1,967	chief legal officer
Apr 01, 2024	sutherland arron k.	acquired	79,472	16.00	4,967	president and ceo
Apr 01, 2024	beck howard j.	sold (taxes)	-9,200	16.00	-575	chief underwriting officer
Apr 01, 2024	smith michael r.	acquired	32,544	16.00	2,034	chief financial officer
Apr 01, 2024	beck howard j.	acquired	26,672	16.00	1,667	chief underwriting officer
Apr 01, 2024	springer kathleen	acquired	30,944	16.00	1,934	chief human resources officer
Apr 01, 2024	suiter julia b.	sold (taxes)	-11,200	16.00	-700	chief legal officer

Which funds bought or sold ICCH recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 15, 2024	Royal Bank of Canada	added	166	1,000	1,000	-%
May 15, 2024	Murchinson Ltd.	unchanged	-	80,718	2,078,220	0.22%
May 14, 2024	Teton Advisors, Inc.	unchanged	-	11,837	271,937	0.10%
May 14, 2024	M3F, Inc.	added	6.24	173,000	1,734,000	0.61%
May 14, 2024	Minerva Advisors LLC	unchanged	-	24,691	533,538	0.33%
May 13, 2024	GEODE CAPITAL MANAGEMENT, LLC	added	2.03	11,188	173,069	-%
May 10, 2024	BlackRock Inc.	reduced	-2.33	1,278	61,682	-%
May 10, 2024	WELLS FARGO & COMPANY/MN	added	7.69	25.00	224	-%
May 08, 2024	Stilwell Value LLC	unchanged	-	212,258	4,876,260	2.53%
May 01, 2024	CONCOURSE FINANCIAL GROUP SECURITIES, INC.	sold off	-	-	-	-%

Are Funds Buying or Selling ICCH?

Are funds buying ICCH calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own ICCH

No. of Funds

Unveiling ICC Holdings Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Mar 08, 2024	stilwell joseph	9.7%	304,837	SC 13D/A
Feb 08, 2024	employee stock ownership trust icc holdings, inc.	11.15%	350,000	SC 13G/A
Feb 07, 2024	leardo patrick r.	6.25%	196,108	SC 13G/A
Feb 10, 2023	m3 partners lp	3.36%	105,943	SC 13G/A
Feb 08, 2023	employee stock ownership trust icc holdings, inc.	11.09%	350,000	SC 13G/A
Jan 27, 2023	leardo patrick r.	8%	253,549	SC 13G/A
Dec 28, 2022	stilwell joseph	9.5%	300,517	SC 13D/A
Feb 17, 2022	leardo patrick r.	9.47%	311,937	SC 13G/A
Feb 14, 2022	m3 partners lp	7.01%	230,943	SC 13G/A
Feb 11, 2022	employee stock ownership trust icc holdings, inc.	0.6%	35	SC 13G/A

Recent SEC filings of ICC Holdings Inc

View All Filings

Date Filed	Form Type	Document
May 14, 2024	10-Q	Quarterly Report
May 13, 2024	DEFA14A	DEFA14A
May 07, 2024	8-K	Current Report
May 03, 2024	DFRN14A	DFRN14A
May 02, 2024	DEFA14A	DEFA14A
May 01, 2024	DEFC14A	DEFC14A
Apr 30, 2024	DFAN14A	DFAN14A
Apr 29, 2024	10-K/A	Annual Report
Apr 15, 2024	PREC14A	PREC14A
Apr 03, 2024	4	Insider Trading

Peers (Alternatives to ICC Holdings Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
ARGO	1.1T	1.3B	-	3182.05%	-5.3K	838.33	-10.27%	-34.69%
AJG	55.8B	10.6B	10.41%	18.83%	51.13	5.26	20.42%	-6.05%
AIG	52.2B	48.4B	6.65%	46.48%	10.82	1.08	-4.15%	-20.63%
TRV	50.2B	42.9B	-1.75%	20.66%	15.99	1.17	13.52%	12.15%
AFL	49.5B	19.3B	8.36%	31.67%	9.26	2.56	3.03%	17.35%
ACGL	37.1B	14.4B	8.73%	35.25%	7.65	2.57	32.92%	143.01%
AFG	11.2B	8.0B	5.23%	15.55%	12.7	1.4	11.14%	7.56%
MID-CAP
UNM	10.0B	12.6B	4.70%	14.80%	7.57	0.8	4.24%	-13.40%
AIZ	9.1B	11.4B	2.52%	34.85%	11.92	0.8	9.81%	217.29%
LNC	5.1B	11.9B	10.11%	43.42%	3.78	0.43	-33.27%	234.43%
AEL	3.9B	3.2B	-0.20%	45.14%	5.55	1.23	64.05%	-35.60%
SMALL-CAP
BRP	2.0B	1.3B	19.51%	50.60%	-36.97	1.59	18.74%	30.90%
AMSF	888.4M	308.9M	-5.04%	-15.64%	14.4	2.88	3.79%	10.94%
AMBC	816.3M	314.0M	26.77%	23.65%	14.2	2.6	-29.20%	-88.19%
AAME	34.9M	187.5M	-14.07%	-22.97%	-48.25	0.19	2.74%	73.83%

ICC Holdings Inc News

Latest updates

ICC Holdings Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	0.8%	23,082	22,907	19,764	20,651	19,620	21,080	17,794	14,797	16,008	19,689	15,037	12,733	12,049	17,270	14,320	14,624	10,306	15,485	14,512	14,548	14,980
S&GA Expenses	-100.0%	-	168	220	203	194	213	190	185	189	192	171	196	164	170	172	125	174	135	164	137	143
EBITDA Margin	8.6%	0.08*	0.08*	0.08*	0.11*	0.03*	0.00*	-0.02*	-0.03*	0.07*	0.10*	0.16*	0.16*	-	-	-	-	-	-	-	-	-
Interest Expenses	-1.1%	46.00	46.00	46.00	46.00	45.00	46.00	46.00	42.00	61.00	61.00	62.00	58.00	54.00	57.00	59.00	57.00	35.00	32.00	32.00	32.00	32.00
Income Taxes	-33.9%	596	902	-198	156	406	841	181	-1,112	-49.80	224	122	158	310	1,288	100	197	-537	664	-13.15	77.00	59.00
Earnings Before Taxes	-24.6%	2,835	3,763	-967	743	1,984	3,918	811	-5,240	-209	2,218	547	721	1,472	5,607	504	979	-2,510	4,242	-27.07	519	348
EBT Margin	10.8%	0.07*	0.07*	0.07*	0.09*	0.02*	-0.01*	-0.04*	-0.04*	0.05*	0.08*	0.15*	0.15*	-	-	-	-	-	-	-	-	-
Net Income	-21.7%	2,239	2,861	-768	586	1,579	3,078	630	-4,128	-160	1,994	424	563	1,162	4,319	404	782	-1,973	3,577	-13.92	442	289
Net Income Margin	10.9%	0.06*	0.05*	0.06*	0.07*	0.02*	-0.01*	-0.02*	-0.03*	0.04*	0.07*	0.11*	0.11*	-	-	-	-	-	-	-	-	-
Free Cashflow	315.9%	4,873	-2,256	2,645	5,333	2,181	2,314	2,446	2,062	3,223	2,323	55.00	1,540	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	2.6%	216	211	209	205	198	192	189	193	199	200	195	196	183	184	180	188	165	163	161	163	163
Cash Equivalents	375.4%	7.00	1.00	3.00	4.00	2.00	3.00	3.00	8.00	5.00	1.00	3.00	4.00	6.00	0.00	7.00	13.00	9.00	7.00	2.00	6.00	6.00
Net PPE	1.2%	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00
Liabilities	2.6%	148	144	149	142	134	132	133	131	129	125	122	123	111	111	112	121	102	97.00	99.00	101	103
Long Term Debt	0%	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	18.00	18.00	18.00	18.00	13.00	13.00	15.00	15.00	9.00	3.00	3.00	3.00	3.00
Shareholder's Equity	2.5%	69.00	67.00	60.00	63.00	64.00	60.00	57.00	62.00	70.00	75.00	73.00	73.00	72.00	73.00	68.00	67.00	63.00	66.00	63.00	62.00	60.00
Retained Earnings	4.7%	50.00	48.00	45.00	46.00	45.00	44.00	41.00	40.00	44.00	44.00	42.00	42.00	41.00	40.00	36.00	35.00	35.00	37.00	33.00	33.00	33.00
Additional Paid-In Capital	0.3%	33.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00
Accumulated Depreciation	1.7%	7.00	7.00	7.00	7.00	7.00	7.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	5.00	5.00
Shares Outstanding	-100.0%	-	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	32.00	-	-	-	34.00	-	-	-	35.00	-	-	-	24.00	-	-	-	31.00	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	341.0%	5,065	-2,101	2,825	5,456	2,341	2,404	2,737	2,220	3,394	2,668	221	1,941	483	2,026	-1,187	612	163	4,882	-2,365	-1,113	1,128
Share Based Compensation	-2.1%	149	153	155	154	143	146	151	151	141	148	146	141	121	122	113	108	113	121	101	112	98.00
Cashflow From Investing	-40.4%	551	924	-3,565	-4,122	-3,012	-2,504	-5,268	4,907	-3,391	-662	-1,566	-8,423	-1,502	-1,982	-5,146	-2,201	-3,780	-240	-1,591	800	637
Cashflow From Financing	-584.6%	-66.65	-9.74	-128	-220	-46.33	-40.34	-2,230	-3,665	-28.63	-38.43	-13.30	4,924	-22.13	-43.77	-95.72	5,612	5,997	-46.22	-57.96	-50.52	-1.40
Buy Backs	584.6%	67.00	10.00	128	221	46.00	40.00	2,231	213	26.00	36.00	11.00	73.00	19.00	41.00	94.00	-	-	44.00	54.00	48.00	1.00

Get Full Access to Grufity – and Unlimited Downloads

Gain full access to fair value, watchlists, stock screener, unlimited page visits, and additional features by joining as a member today for just $1.99.

Try For Just $1.99

ICCH Income Statement

2024-03-31

Condensed Consolidated Statements of Earnings and Comprehensive Earnings (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Net premiums earned	$ 20,222,366	$ 17,801,297
Net investment income	1,440,202	1,209,415
Net realized investment gains (losses)	150,686	(75,565)
Net unrealized gains on investments	1,273,890	639,418
Other (loss) income	(5,037)	45,836
Consolidated revenues	23,082,107	19,620,401
Losses and settlement expenses	12,336,928	11,047,681
Policy acquisition costs and other operating expenses	7,663,099	6,349,581
Interest expense on debt	45,904	45,400
General corporate expenses	200,770	193,674
Total expenses	20,246,701	17,636,336
Earnings before income taxes	2,835,406	1,984,065
Total income tax expense	596,201	405,520
Net earnings	2,239,205	1,578,545
Other comprehensive (loss) earnings, net of tax	(640,112)	1,596,353
Comprehensive earnings	$ 1,599,093	$ 3,174,898
Basic:
Basic net earnings per share (in dollars per share)	$ 0.76	$ 0.54
Diluted:
Diluted net earnings per share (in dollars per share)	$ 0.75	$ 0.53
Weighted average number of common shares outstanding:
Basic (in shares)	2,953,441	2,942,659
Diluted (in shares)	2,969,446	2,956,273

ICCH Balance Sheet

2024-03-31

Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($)

Mar. 31, 2024

Dec. 31, 2023

Investments and cash:

Fixed maturity securities (amortized cost of $118,359,809 at 3/31/2024 and $119,336,041 at 12/31/2023)

$ 109,168,285

$ 110,955,697

Other invested assets, net of allowances for credit losses of $39,000 at 3/31/2024 and $39,000 at 12/31/2023

9,040,528

8,898,409

Property held for investment, at cost, net of accumulated depreciation of $728,443 at 3/31/2024 and $682,402 at 12/31/2023

6,115,025

5,910,864

Cash and cash equivalents

7,026,999

1,478,135

Total investments and cash

147,767,603

142,331,022

Accrued investment income

962,242

915,156

Premiums and reinsurance balances receivable, net of allowances for credit losses of $136,000 at 3/31/2024 and $143,000 at 12/31/2023

36,450,702

37,220,433

Ceded unearned premiums

724,172

755,099

Reinsurance balances recoverable on unpaid losses and settlement expenses, net of allowances for credit losses of $88,000 at 3/31/2024 and $82,000 at 12/31/2023

13,738,899

12,736,579

Federal income taxes

2,386,403

2,775,366

Deferred policy acquisition costs, net

8,643,538

8,552,459

Property and equipment, at cost, net of accumulated depreciation of $7,109,013 at 3/31/2024 and $6,990,076 at 12/31/2023

3,363,731

3,325,322

Other Assets, net of allowances for credit losses of $5,000 at 3/31/2024 and $5,000 at 12/31/2023

2,395,727

2,405,577

Total assets

216,433,017

211,017,013

Liabilities:

Unpaid losses and settlement expenses

77,650,986

71,919,585

Unearned premiums

47,450,348

47,259,637

Reinsurance balances payable

663,886

1,132,301

Corporate debt

15,000,000

Accrued expenses

5,783,483

7,442,617

Other liabilities

1,198,903

1,259,324

Total liabilities

147,747,606

144,013,464

Equity:

Common stock

^[1]

35,000

Treasury stock, at cost

^[2]

(5,776,979)

(5,710,324)

Additional paid-in capital

33,421,997

33,330,846

Accumulated other comprehensive (loss), net of tax

(7,261,448)

(6,621,336)

Retained earnings

50,083,573

47,844,368

Less: Unearned Employee Stock Ownership Plan shares at cost

^[3]

(1,816,732)

(1,875,005)

Total equity

68,685,411

67,003,549

Total liabilities and equity

216,433,017

211,017,013

Common Stock [Member]

Investments and cash:

Stocks at fair value

13,369,954

12,191,621

Preferred Stock [Member]

Investments and cash:

Stocks at fair value

$ 3,046,812

$ 2,896,296

[1]	Par value $0.01; authorized: 2024 and 2023 - 10,000,000 shares; issued: 2024 – 3,500,000 shares and 2023 – 3,500,000 shares; outstanding: 2024 – 3,138,976 and 2023 – 3,138,976 shares
[2]	2024 – 361,024 shares and 2023 – 361,024 shares
[3]	2024 – 181,671 shares and 2023 – 187,498 shares

About ICC Holdings Inc

ICC Holdings, Inc., together with its subsidiaries, provides property and casualty insurance products to the food and beverage industry in the United States. It offers commercial multi-peril, liquor liability, workers' compensation, and umbrella liability insurance products. The company markets its products through independent agents in Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Minnesota, Michigan, Missouri, Ohio, Oregon, Pennsylvania, Tennessee, Utah, and Wisconsin. ICC Holdings, Inc. was founded in 1950 and is headquartered in Rock Island, Illinois.

CEO	Mr. Arron Keath Sutherland
WEBSITE	https://ir.iccholdingsinc.com
INDUSTRY	Insurance Property & Casualty
EMPLOYEES	102

ICC Holdings Inc Frequently Asked Questions

What is the ticker symbol for ICC Holdings Inc? What does ICCH stand for in stocks?

ICCH is the stock ticker symbol of ICC Holdings Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of ICC Holdings Inc (ICCH)?

As of Thu May 16 2024, market cap of ICC Holdings Inc is 49.82 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ICCH stock?

You can check ICCH's fair value in chart for subscribers.

What is the fair value of ICCH stock?

You can check ICCH's fair value in chart for subscribers. The fair value of ICC Holdings Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of ICC Holdings Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ICCH so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is ICC Holdings Inc a good stock to buy?

The fair value guage provides a quick view whether ICCH is over valued or under valued. Whether ICC Holdings Inc is cheap or expensive depends on the assumptions which impact ICC Holdings Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ICCH.

What is ICC Holdings Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu May 16 2024, ICCH's PE ratio (Price to Earnings) is 10.13 and Price to Sales (PS) ratio is 0.58. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ICCH PE ratio will change depending on the future growth rate expectations of investors.