LC Stock Price, LendingClub Corp Quote, Chart

Market Summary

USD9.07+0.08

Delayedas of 08 May 2024, 02:00 pm

0.89%

LC Alerts

Big fall in Revenue (Y/Y)

LC Stock Price

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LC RSI Chart

LC Valuation

Market Cap

999.0M

Price/Earnings (Trailing)

25.65

Price/Sales (Trailing)

1.25

EV/EBITDA

-0.16

Price/Free Cashflow

-0.46

LC Price/Sales (Trailing)

LC Profitability

EBT Margin

6.67%

Return on Equity

3.08%

Return on Assets

0.42%

Free Cashflow Yield

-215.47%

LC Fundamentals

LC Revenue

Revenue (TTM)

799.6M

Rev. Growth (Yr)

-26.46%

Rev. Growth (Qtr)

-2.65%

LC Earnings

Earnings (TTM)

38.9M

Breaking Down LC Revenue

52 Week Range

9.10

(Low)(High)

Last 7 days

19.6%

Last 30 days

6.0%

Last 90 days

5.9%

Trailing 12 Months

30.9%

How does LC drawdown profile look like?

LC Financial Health

LC Investor Care

Shares Dilution (1Y)

3.40%

Diluted EPS (TTM)

-0.02

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	799.6M	0	0	0
2023	1.1B	1.0B	941.7M	864.6M
2022	1.0B	1.1B	1.2B	1.2B
2021	292.7M	456.8M	631.9M	818.6M
2020	715.4M	564.9M	431.1M	318.1M
2019	717.6M	731.4M	751.6M	758.6M
2018	601.9M	621.6M	654.8M	694.8M
2017	679.8M	657.4M	637.0M	611.3M
2016	617.4M	666.5M	692.6M	696.7M
2015	394.9M	440.2M	492.0M	553.0M
2014	228.2M	272.4M	315.0M	354.5M
2013	89.2M	116.7M	149.6M	187.5M
2012	36.4M	44.8M	56.8M	69.5M
2011	12.6M	14.8M	16.8M	24.0M
2010	0	0	0	0

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of LendingClub Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 25, 2024	stack fergal	sold (taxes)	-65,363	8.15	-8,020	svp, corporate controller
Feb 25, 2024	cheng jordan	acquired	-	-	19,035	general counsel & secretary
Feb 25, 2024	armstrong annie	sold (taxes)	-187,067	8.15	-22,953	chief risk officer
Feb 25, 2024	momen ronnie	acquired	-	-	40,691	bank-chief of consumer banking
Feb 25, 2024	momen ronnie	sold (taxes)	-184,157	8.15	-22,596	bank-chief of consumer banking
Feb 25, 2024	labenne andrew	acquired	-	-	30,852	chief financial officer
Feb 25, 2024	sanborn scott	sold (taxes)	-152,870	8.15	-18,757	ceo
Feb 25, 2024	sanborn scott	back to issuer	-109,992	8.15	-13,496	ceo
Feb 25, 2024	armstrong annie	acquired	-	-	41,293	chief risk officer
Feb 25, 2024	stack fergal	acquired	-	-	18,304	svp, corporate controller

Which funds bought or sold LC recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 06, 2024	Investors Research Corp	unchanged	-	28.00	5,054	-%
May 06, 2024	Empowered Funds, LLC	added	8.18	223,661	2,766,470	0.05%
May 06, 2024	SG Americas Securities, LLC	reduced	-74.88	-276,000	93,000	-%
May 06, 2024	Parallel Advisors, LLC	unchanged	-	49.00	8,588	-%
May 06, 2024	Quantbot Technologies LP	reduced	-51.66	-383,736	363,106	0.02%
May 03, 2024	GSA CAPITAL PARTNERS LLP	added	38.17	354,000	1,264,000	0.10%
May 03, 2024	RIA Advisory Group LLC	sold off	-100	-472,100	-	-%
May 03, 2024	Geneos Wealth Management Inc.	sold off	-100	-944	-	-%
May 03, 2024	VICTORY CAPITAL MANAGEMENT INC	reduced	-1.62	-1,312	122,726	-%
May 03, 2024	SIGNATUREFD, LLC	unchanged	-	66.00	11,594	-%

Are Funds Buying or Selling LC?

Are funds buying LC calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own LC

No. of Funds

LC Alerts

Big fall in Revenue (Y/Y)

Unveiling LendingClub Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	10.28%	11,270,308	SC 13G/A
Feb 12, 2024	rubric capital management lp	0%	0	SC 13G/A
Feb 09, 2024	jackson square partners, llc	8.87%	9,723,943	SC 13G/A
Jan 25, 2024	blackrock inc.	8.6%	9,455,387	SC 13G/A
Feb 10, 2023	rubric capital management lp	5.47%	5,826,128	SC 13G
Feb 10, 2023	jackson square partners, llc	7.47%	7,852,733	SC 13G/A
Feb 09, 2023	vanguard group inc	13.53%	14,214,601	SC 13G/A
Jan 30, 2023	blackrock inc.	7.8%	8,188,147	SC 13G/A
Jun 09, 2022	vanguard group inc	10.44%	10,668,266	SC 13G/A
Feb 11, 2022	jackson square partners, llc	7.59%	7,578,664	SC 13G

Recent SEC filings of LendingClub Corp

View All Filings

Date Filed	Form Type	Document
May 02, 2024	DEFA14A	DEFA14A
May 01, 2024	10-Q	Quarterly Report
Apr 30, 2024	8-K	Current Report
Apr 25, 2024	DEF 14A	DEF 14A
Apr 25, 2024	DEFA14A	DEFA14A
Apr 11, 2024	PRE 14A	PRE 14A
Mar 25, 2024	4	Insider Trading
Mar 25, 2024	4	Insider Trading
Mar 25, 2024	4	Insider Trading
Mar 25, 2024	4	Insider Trading

Peers (Alternatives to LendingClub Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	422.8B	25.7B	-5.03%	17.54%	35.69	16.45	12.62%	22.62%
AXP	168.8B	62.0B	5.48%	53.33%	18.76	2.72	11.96%	24.39%
PYPL	69.0B	30.4B	1.20%	-12.70%	15.89	2.27	8.39%	60.41%
COF	54.4B	43.4B	-0.68%	60.03%	14.03	1.26	26.76%	-52.19%
DFS	31.0B	17.8B	-1.80%	27.62%	13.7	1.74	38.72%	-44.91%
ALLY	12.0B	14.3B	2.68%	57.26%	13.96	0.84	22.92%	-37.74%
MID-CAP
CACC	6.4B	2.0B	-2.40%	18.51%	25.52	3.27	6.86%	-40.40%
FCFS	5.4B	3.2B	-4.54%	14.83%	23.2	1.68	13.90%	-14.51%
WU	4.5B	4.4B	-0.52%	9.63%	7.37	1.04	0.29%	-19.79%
NNI	3.6B	1.1B	2.87%	2.55%	39.37	3.25	8.54%	-77.53%
SMALL-CAP
ENVA	1.7B	2.2B	-0.40%	45.86%	9.83	0.76	22.40%	-16.16%
ATLC	406.5M	1.2B	-3.57%	-0.82%	3.95	0.35	10.41%	-24.15%
CPSS	180.9M	352.0M	8.85%	-16.57%	3.99	0.51	6.77%	-47.27%
AIHS	7.7M	7.3M	-6.98%	-11.70%	-1.98	1.05	-51.06%	-195.09%
CURO	3.3M	853.2M	-	-96.20%	-0.01	0	-15.13%	-1364.54%

LendingClub Corp News

Latest updates

LendingClub Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-2.6%	181	186	201	232	246	263	305	330	290	262	246	204	106	75.00	71.00	40.00	131	188	205	191	174
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	188	205	202	194
S&GA Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	67.00	76.00	69.00	67.00
R&D Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	41.00	41.00	43.00	43.00
EBITDA Margin	4.1%	0.80*	0.77*	0.72*	0.66*	0.61*	0.57*	0.53*	0.50*	0.45*	0.34*	0.36*	0.25*	-	-	-	-	-	-	-	-	-
Interest Expenses	-6.5%	123	131	137	147	147	135	124	116	100	83.00	65.00	46.00	19.00	94.00	13.00	19.00	24.00	-17.12	-8.87	-10.33	-9.92
Income Taxes	21.8%	4.00	4.00	3.00	5.00	4.00	-2.44	-7.24	-131	5.00	-0.23	3.00	0.00	-2.82	-0.32	-0.07	-	0.00	0.00	0.00	-0.44	-
Earnings Before Taxes	20.8%	17.00	14.00	8.00	15.00	18.00	21.00	36.00	50.00	46.00	29.00	30.00	10.00	-49.90	-26.98	-34.40	-78.47	-47.77	0.00	-0.29	-11.07	-19.90
EBT Margin	5.6%	0.07*	0.06*	0.07*	0.09*	0.11*	0.13*	0.14*	0.14*	0.11*	0.02*	-0.06*	-0.22*	-	-	-	-	-	-	-	-	-
Net Income	-	12.00	-	-	-	14.00	-	-	-	-	-	-	-	-	-26.65	-34.33	-78.47	-48.09	0.00	-0.38	-10.66	-19.93
Net Income Margin	8.1%	0.05*	0.05*	0.31*	0.28*	0.25*	0.24*	0.02*	0.02*	0.02*	0.02*	-0.30*	-0.41*	-	-	-	-	-	-	-	-	-
Free Cashflow	-3.9%	-858	-826	-360	-107	98.00	19.00	93.00	175	19.00	112	76.00	75.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	4.7%	9,245	8,827	8,472	8,343	8,754	7,980	6,775	6,187	5,574	4,900	4,751	4,370	4,491	1,863	1,979	2,453	2,785	2,982	3,050	3,067	3,417
Cash Equivalents	-14.8%	1,102	1,294	1,350	1,239	1,684	1,124	1,019	1,102	1,114	764	940	693	971	628	544	473	434	487	475	501	570
Net PPE	1.3%	164	162	160	152	144	136	130	120	112	98.00	96.00	95.00	95.00	97.00	101	107	116	114	117	120	118
Goodwill	0%	76.00	76.00	76.00	76.00	76.00	76.00	76.00	76.00	76.00	76.00	76.00	76.00	76.00	-	-	-	-	-	-	-	-
Liabilities	5.3%	7,979	7,576	7,264	7,137	7,563	6,815	5,654	5,108	4,687	4,050	3,946	3,608	3,758	1,139	1,246	1,706	1,988	2,082	2,162	2,193	2,551
Short Term Borrowings	-	-	-	-	-	-	3.00	5.00	8.00	13.00	28.00	46.00	69.00	90.00	105	-	-	-	-	-	-	-
Shareholder's Equity	1.2%	1,266	1,252	1,208	1,206	1,191	1,164	1,121	1,079	887	850	805	762	733	724	734	746	797	900	888	874	866
Retained Earnings	3.2%	-376	-388	-398	-403	-414	-427	-451	-494	-676	-717	-796	-823	-833	-786	-759	-725	-646	-548	-548	-548	-537
Additional Paid-In Capital	0.5%	1,679	1,670	1,660	1,648	1,637	1,629	1,612	1,594	1,576	1,560	1,595	1,581	1,564	1,508	1,494	1,478	1,464	1,468	1,455	1,439	1,417
Shares Outstanding	0.6%	111	110	110	109	107	107	103	103	101	101	100	99.00	-	-	-	-	-	-	-	-	-
Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1.00	1.00
Float	-	-	-	-	895	-	-	-	1,064	-	-	-	1,623	-	-	-	278	-	-	-	1,091	-

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-3.9%	-846	-814	-344	-91.36	114	33.00	110	191	41.00	122	86.00	84.00	-51.37	53.00	419	162	-216	-109	-206	-120	166
Share Based Compensation	12.4%	12.00	10.00	14.00	16.00	12.00	16.00	17.00	18.00	16.00	17.00	17.00	18.00	15.00	14.00	15.00	14.00	18.00	17.00	18.00	21.00	18.00
Cashflow From Investing	-51.7%	217	449	326	79.00	-336	-1,114	-712	-621	-360	-379	-180	-182	288	115	135	172	143	164	143	185	161
Cashflow From Financing	41.3%	438	310	131	-432	782	1,187	520	419	670	81.00	342	-179	106	-83.74	-483	-294	20.00	-42.09	38.00	-134	-401
Dividend Payments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	50.00	-	-	-	-

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LC Income Statement

2024-03-31

Condensed Consolidated Statements of Income - USD ($)
$ in Thousands

3 Months Ended

Mar. 31, 2024

Mar. 31, 2023

Non-interest income:

Marketplace revenue

$ 55,891

$ 95,634

Other non-interest income

1,909

3,356

Total non-interest income

57,800

98,990

Interest income:

Interest on loans held for sale

14,699

5,757

Interest and fees on loans and leases held for investment

132,393

150,467

Interest on loans held for investment at fair value

^[1]

8,409

28,575

Interest on securities available for sale

35,347

3,900

Other interest income

16,503

13,714

Total interest income

207,351

202,413

Interest expense:

Interest on deposits

83,963

53,273

Other interest expense

^[1]

500

2,436

Total interest expense

84,463

55,709

Net interest income

122,888

146,704

Total net revenue

180,688

245,694

Provision for credit losses

31,927

70,584

Non-interest expense:

Compensation and benefits

59,554

73,307

Marketing

24,136

26,880

Equipment and software

12,684

13,696

Depreciation and amortization

12,673

12,354

Professional services

7,091

9,058

Occupancy

3,861

4,310

Other non-interest expense

12,234

17,703

Total non-interest expense

132,233

157,308

Income before income tax expense

16,528

17,802

Income tax expense

(4,278)

(4,136)

Net income

$ 12,250

$ 13,666

Earnings per share:

Basic EPS ($ per share)

^[2]

$ 0.11

$ 0.13

Diluted EPS ($ per share)

^[2]

$ 0.11

$ 0.13

Weighted-average common shares – Basic (in shares)

^[2]

110,685,796

106,912,139

Weighted-average common shares – Diluted (in shares)

^[2]

110,687,380

106,917,770

[1]	Prior period amounts have been reclassified to conform to the current period presentation.
[2]	See “Notes to Condensed Consolidated Financial Statements – Note 3. Earnings Per Share” for additional information.

LC Balance Sheet

2024-03-31

Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands

Mar. 31, 2024

Dec. 31, 2023

Assets

Cash and due from banks

$ 15,930

$ 14,993

Interest-bearing deposits in banks

1,050,349

1,237,511

Total cash and cash equivalents

1,066,279

1,252,504

Restricted cash

^[1]

36,081

41,644

Securities available for sale at fair value ($2,284,550 and $1,663,990 at amortized cost, respectively)

2,228,500

1,620,262

Loans held for sale at fair value

550,415

407,773

Loans and leases held for investment

4,505,816

4,850,302

Allowance for loan and lease losses

(259,150)

(310,387)

Loans and leases held for investment, net

4,246,666

4,539,915

Loans held for investment at fair value

^[1],[2]

427,396

272,678

Property, equipment and software, net

163,632

161,517

Goodwill

75,717

Other assets

^[1]

450,142

455,453

Total assets

9,244,828

8,827,463

Deposits:

Interest-bearing

7,214,029

7,001,680

Noninterest-bearing

307,626

331,806

Total deposits

7,521,655

7,333,486

Borrowings

^[1],[2]

262,550

19,354

Other liabilities

^[1]

194,337

222,801

Total liabilities

7,978,542

7,575,641

Equity

Common stock, $0.01 par value; 180,000,000 shares authorized; 111,120,415 and 110,410,602 shares issued and outstanding, respectively

1,111

1,104

Additional paid-in capital

1,678,928

1,669,828

Accumulated deficit

(376,556)

(388,806)

Accumulated other comprehensive loss

(37,197)

(30,304)

Total equity

1,266,286

1,251,822

Total liabilities and equity

$ 9,244,828

$ 8,827,463

[1]	Includes amounts in consolidated variable interest entities (VIEs). See “Notes to Condensed Consolidated Financial Statements – Note 6. Securitizations and Variable Interest Entities.”
[2]	Prior period amounts have been reclassified to conform to the current period presentation.

About LendingClub Corp

LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit. The company also provides loan products, such as consumer loans comprising unsecured personal loans, secured auto refinance loans, and patient and education finance loans; and commercial loans, including small business loans. In addition, it operates an online lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California.

CEO	Mr. Scott C. Sanborn
WEBSITE	lendingclub.com
INDUSTRY	Credit Services
EMPLOYEES	1585

LendingClub Corp Frequently Asked Questions

What is the ticker symbol for LendingClub Corp? What does LC stand for in stocks?

LC is the stock ticker symbol of LendingClub Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of LendingClub Corp (LC)?

As of Tue May 07 2024, market cap of LendingClub Corp is 998.97 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of LC stock?

You can check LC's fair value in chart for subscribers.

What is the fair value of LC stock?

You can check LC's fair value in chart for subscribers. The fair value of LendingClub Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of LendingClub Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for LC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is LendingClub Corp a good stock to buy?

The fair value guage provides a quick view whether LC is over valued or under valued. Whether LendingClub Corp is cheap or expensive depends on the assumptions which impact LendingClub Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for LC.

What is LendingClub Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue May 07 2024, LC's PE ratio (Price to Earnings) is 25.65 and Price to Sales (PS) ratio is 1.25. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. LC PE ratio will change depending on the future growth rate expectations of investors.