LMFA - LM Funding America Inc Stock Price, Fair Value and News

2.99USD-0.12 (-3.86%)Delayed

Market Summary

USD2.99-0.12

Delayed

-3.86%

LMFA Stock Price

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LMFA RSI Chart

LMFA Valuation

Market Cap

7.5M

Price/Earnings (Trailing)

-0.85

Price/Sales (Trailing)

0.48

EV/EBITDA

-1.65

Price/Free Cashflow

-1.08

LMFA Price/Sales (Trailing)

LMFA Profitability

EBT Margin

-63.23%

Return on Equity

-23.23%

Return on Assets

-21.73%

Free Cashflow Yield

-92.7%

LMFA Fundamentals

LMFA Revenue

Revenue (TTM)

15.4M

Rev. Growth (Yr)

105.21%

Rev. Growth (Qtr)

17.07%

LMFA Earnings

Earnings (TTM)

-8.7M

Earnings Growth (Yr)

120.8%

Earnings Growth (Qtr)

1.0K%

Breaking Down LMFA Revenue

Last 7 days

28.9%

Last 30 days

19.6%

Last 90 days

398.3%

Trailing 12 Months

289.3%

How does LMFA drawdown profile look like?

LMFA Financial Health

Current Ratio

Debt/Equity

Debt/Cashflow

-28.38

LMFA Investor Care

Buy Backs (1Y)

82.99%

Diluted EPS (TTM)

-5.97

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	15.4M	0	0	0
2023	3.9M	6.8M	10.0M	13.0M
2022	2.0M	1.9M	1.5M	1.7M
2021	1.4M	1.4M	1.7M	2.3M
2020	2.1M	1.7M	1.4M	1.3M
2019	3.1M	2.9M	2.6M	2.4M
2018	4.3M	4.2M	4.0M	3.4M
2017	4.3M	3.9M	3.9M	4.4M
2016	6.9M	6.4M	5.8M	4.9M
2015	7.5M	7.3M	7.1M	7.0M
2014	0	0	0	7.6M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of LM Funding America Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
May 08, 2024	duran ryan h	sold	-1,192	2.3843	-500	vice president of operations
Apr 24, 2024	duran ryan h	sold	-1,415	2.83	-500	vice president of operations
Apr 10, 2024	duran ryan h	sold	-1,635	3.27	-500	vice president of operations
Mar 27, 2024	duran ryan h	sold	-1,460	2.9218	-500	vice president of operations
Mar 13, 2024	duran ryan h	sold	-1,630	3.26	-500	vice president of operations
Feb 28, 2024	duran ryan h	sold	-1,698	0.566	-3,000	vice president of operations
Feb 14, 2024	duran ryan h	sold	-1,560	0.52	-3,000	vice president of operations
Jan 31, 2024	duran ryan h	sold	-1,524	0.508	-3,000	vice president of operations
Jan 17, 2024	duran ryan h	sold	-1,470	0.49	-3,000	vice president of operations
Jan 03, 2024	duran ryan h	sold	-1,860	0.62	-3,000	vice president of operations

Which funds bought or sold LMFA recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 15, 2024	STATE STREET CORP	sold off	-100	-15,564	-	-%
May 15, 2024	Tower Research Capital LLC (TRC)	sold off	-100	-4,041	-	-%
May 15, 2024	Tower Research Capital LLC (TRC)	new	-	1,665	1,665	-%
May 15, 2024	TWO SIGMA SECURITIES, LLC	sold off	-100	-44,013	-	-%
May 15, 2024	Royal Bank of Canada	new	-	3,000	3,000	-%
May 14, 2024	NORTHERN TRUST CORP	sold off	-100	-9,143	-	-%
May 13, 2024	FMR LLC	new	-	37.00	37.00	-%
May 13, 2024	XTX Topco Ltd	sold off	-100	-9,895	-	-%
May 13, 2024	GEODE CAPITAL MANAGEMENT, LLC	sold off	-100	-130,095	-	-%
May 13, 2024	GEODE CAPITAL MANAGEMENT, LLC	new	-	155,613	155,613	-%

Are Funds Buying or Selling LMFA?

Are funds buying LMFA calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own LMFA

No. of Funds

Unveiling LM Funding America Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 07, 2024	agn holdings ltd	-	0	SC 13D/A
Dec 22, 2023	mint capital advisors ltd	0%	0	SC 13G/A
Dec 18, 2023	eva pacific pty ltd	-	0	SC 13D/A
Dec 12, 2023	bayfield equity partners ltd	-	0	SC 13D/A
Nov 27, 2023	mint capital advisors ltd	13.3%	2,080,000	SC 13D/A
Oct 06, 2023	mint capital advisors ltd	13.3%	2,080,000	SC 13D
Jul 17, 2023	rodgers bruce m.	8.72%	1,328,128	SC 13D/A
Jul 10, 2023	russell richard d.	7.77%	1,177,279	SC 13D
Mar 09, 2023	rodgers bruce m.	0.8%	103,676	SC 13D/A
Nov 28, 2022	foley & lardner/ fa	0.8%	103,676	SC 13D/A

Recent SEC filings of LM Funding America Inc

View All Filings

Date Filed	Form Type	Document
May 16, 2024	8-K	Current Report
May 15, 2024	10-Q	Quarterly Report
May 09, 2024	8-K	Current Report
May 08, 2024	4	Insider Trading
May 06, 2024	3	Insider Trading
Apr 29, 2024	10-K/A	Annual Report
Apr 29, 2024	8-K	Current Report
Apr 26, 2024	4	Insider Trading
Apr 11, 2024	4	Insider Trading
Apr 09, 2024	8-K	Current Report

Peers (Alternatives to LM Funding America Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	429.6B	25.7B	0.06%	17.45%	36.27	16.72	12.62%	22.62%
AXP	174.7B	62.0B	11.59%	58.26%	19.42	2.82	11.96%	24.39%
PYPL	67.4B	30.4B	1.93%	5.24%	15.54	2.22	8.39%	60.41%
COF	54.2B	43.4B	3.71%	42.95%	13.96	1.25	26.76%	-52.19%
DFS	31.4B	17.8B	4.61%	24.66%	13.9	1.76	38.72%	-44.91%
ALLY	12.2B	14.3B	10.64%	47.10%	14.22	0.86	22.92%	-37.74%
MID-CAP
CACC	6.0B	2.0B	-6.68%	13.52%	23.99	3.08	6.86%	-40.40%
FCFS	5.3B	3.2B	-9.34%	13.89%	22.91	1.66	13.90%	-14.51%
WU	4.4B	4.4B	2.66%	5.54%	7.21	1.02	0.29%	-19.79%
NNI	4.1B	1.1B	17.27%	16.15%	29.63	3.68	26.09%	-44.07%
SMALL-CAP
ENVA	1.7B	2.2B	5.37%	34.20%	9.77	0.75	22.40%	-16.16%
ATLC	357.4M	1.2B	-5.44%	-21.25%	3.48	0.3	9.96%	-11.98%
CPSS	181.0M	360.7M	1.53%	-18.77%	5.01	0.5	6.56%	-54.11%
AIHS	8.6M	7.3M	11.11%	2.26%	-2.23	1.18	-51.06%	-195.09%
CURO	2.5M	853.2M	-12.50%	-95.07%	-0.01	0	-15.13%	-1364.54%

LM Funding America Inc News

Latest updates

LM Funding America Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

Income Statement (Quarterly)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	17.1%	4,747,604	4,055,414	3,419,508	3,195,650	2,313,518	1,120,634	187,780	234,533	191,004	930,899	497,942	360,024	482,943	327,384	252,484	342,538	341,196	510,349	552,663	658,630	663,931
Operating Expenses	-28.1%	4,185,002	5,821,154	6,589,927	6,351,984	4,282,944	10,128,234	5,452,045	5,608,421	5,221,236	4,367,037	2,418,386	641,625	1,904,272	632,471	3,006,543	774,774	901,824	2,337,378	919,142	1,127,326	985,063
S&GA Expenses	5.5%	177,906	168,632	201,151	242,559	239,464	188,749	209,328	122,271	114,920	115,284	106,895	96,015	99,769	99,800	96,483	74,728	80,223	-77,535	102,027	83,656	90,274
EBITDA Margin	81.3%	-0.20	-1.07	-3.50	-5.48	-6.82	-14.98	-6.35	-5.35	-2.64	2.35	6.01	8.97	0.76	-	-	-	-	-	-	-	-
Interest Expenses	-	70,826	-	-	-	-	-	-	-	-	-	619	189	464	-3,137	-2,300	5,732	6,894	40,190	39,605	52,731	1,033
Income Taxes	-	-	-	-	-	-	1,587,710	-	-	470,000	-	-	-	-	-	-	-	-	13,952	-	-28,452	14,226
Earnings Before Taxes	241.9%	1,903,966	-1,341,988	-4,667,856	-5,642,356	-7,162,596	-21,583,631	-5,410,476	6,568,137	-6,019,251	-4,983,063	-5,507,545	11,268,119	4,551,783	-301,950	-2,751,759	-437,968	-567,522	-1,852,957	-383,208	-521,427	-322,165
EBT Margin	56.4%	-0.63	-1.45	-3.89	-5.84	-7.15	-15.25	-6.38	-5.36	-2.65	2.35	6.00	8.97	0.75	-	-	-	-	-	-	-	-
Net Income	1048.6%	1,489,745	-157,046	-4,416,976	-5,642,356	-7,162,596	-21,409,932	-6,662,856	6,568,137	-6,019,251	-5,397,847	-5,486,211	11,254,339	4,548,299	-300,641	-2,751,759	-437,968	-551,094	-1,817,710	-279,647	-450,503	-457,018
Net Income Margin	57.7%	-0.57	-1.34	-3.84	-6.00	-7.43	-15.87	-7.45	-5.57	-2.85	2.17	6.00	8.96	0.75	-	-	-	-	-	-	-	-
Free Cashflow	-429.6%	-2,684,629	-506,950	-1,315,182	-1,851,766	-1,356,067	-7,455,494	-1,528,348	363,756	-538,508	-2,582,116	-1,702,984	-	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Balance Sheet																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	6.5%	40,155	37,713	38,436	42,338	46,142	53,190	67,955	69,980	59,736	62,104	32,224	37,427	26,440	12,317	12,942	6,884	3,043	7,641	9,608	9,524	10,138
Current Assets	50.1%	15,237	10,154	6,956	7,820	6,703	10,492	17,446	22,146	29,736	38,511	23,687	30,306	18,171	12,121	12,717	6,645	1,268	1,773	-	-	-
Cash Equivalents	-100.0%	-	2,402	469	1,847	3,429	4,238	10,175	17,047	24,536	32,559	17,459	22,174	17,803	11,553	12,235	6,289	772	1,070	2,826	3,094	3,379
Net PPE	-14.8%	20,897	24,520	25,917	27,209	26,709	27,272	21,976	15,085	15.00	18.00	8.00	8.00	6.00	6.00	8.00	6.00	8.00	8.00	42.00	30.00	41.00
Goodwill	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4,040	5,690	5,690	5,810
Liabilities	-9.0%	2,594	2,851	2,582	2,439	2,313	2,392	2,173	1,124	1,097	1,094	929	611	879	849	1,183	709	630	4,806	4,954	4,593	4,761
Current Liabilities	-8.2%	2,538	2,766	2,468	2,287	2,143	2,213	1,970	898	848	1,094	897	581	621	595	746	402	483	4,116	-	-	-
Short Term Borrowings	-42.6%	326	568	63.00	119	298	476	-	-	57.00	115	-	-	38.00	96.00	-	-	35.00	70.00	-	-	-
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	186	186	340	186	-	518	747	661	701
Shareholder's Equity	3.8%	37,561	36,186	37,368	39,899	43,829	49,191	65,782	68,856	58,639	61,010	31,295	36,816	25,561	11,468	11,759	6,175	2,413	2,835	4,654	4,930	5,377
Retained Earnings	3.6%	-56,857	-58,961	-57,369	-52,952	-48,403	-43,017	-23,323	-16,660	-19,505	-13,777	-8,538	-3,052	-14,159	-18,536	-18,235	-15,483	-15,045	-14,494	-12,677	-12,397	-11,946
Additional Paid-In Capital	0.2%	95,327	95,145	94,723	94,101	92,390	92,206	85,470	81,822	78,173	74,525	39,539	39,539	39,539	29,996	29,979	21,653	17,455	17,327	17,328	17,325	17,321
Shares Outstanding	0%	2,493	2,493	14,652	14,652	13,092	2,233	13,092	13,076	13,061	13,018	5,414	5,414	5,047	-	-	-	-	-	-	-	-
Minority Interest	31.3%	-910	-1,325	-1,514	-1,263	-170	1,606	3,622	3,682	-42.11	249	290	324	177	5.00	-	-	-	-	-	-	-
Float	-	-	-	-	9,166	-	-	-	10,669	-	-	-	23,228	-	-	-	6,943	-	-	-	2,584	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-273.9%	-2,972	-794	-1,146	-370	-1,092	-7,455	-1,526	374	-528	-2,571	-1,701	2,006	4,971	-725	-2,358	-117	-321	-252	-249	-389	-269
Share Based Compensation	-60.2%	71.00	179	352	-	-	-	329	329	330	-	-	-	-	-10.23	3.00	3.00	129	-1.53	3.00	3.00	4.00
Cashflow From Investing	-44.2%	1,640	2,940	-175	-925	461	1,703	-5,345	-7,806	-7,437	-14,429	-2,974	1,678	-7,453	95.00	11.00	1,537	-192	-1,445	36.00	144	146
Cashflow From Financing	-14.2%	-241	-211	-56.14	-285	-177	-184	-	-57.34	-57.34	32,102	-38.23	687	8,733	-51.00	8,294	4,097	215	-58.99	-54.39	-40.08	-18.36

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LMFA Income Statement

2024-03-31

Consolidated Statements of Operations (unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Revenues:
Digital mining revenues, net	$ 4,597,908	$ 2,090,851
Specialty finance revenue	116,628	182,836
Rental revenue	33,068	39,831
Total revenues	4,747,604	2,313,518
Operating costs and expenses:
Digital mining cost of revenues (exclusive of depreciation and amortization shown below)	2,654,946	1,667,673
Depreciation and amortization	2,426,068	801,873
Gain on fair value of Bitcoin, net	(4,257,515)
Impairment loss on mining equipment	1,188,058
Impairment loss on mined digital assets		199,554
Realized gain on sale of mined digital assets		(424,333)
Professional fees	509,893	572,356
Selling, general and administrative	177,906	239,464
Real estate management and disposal	27,189	31,803
Collection costs	926	9,808
Other operating costs	214,505	251,911
Total operating costs and expenses	4,185,002	4,282,944
Operating income (loss)	562,602	(1,969,426)
Unrealized gain (loss) on marketable securities	(2,160)	5,790
Impairment loss on prepaid machine deposits		(36,691)
Unrealized gain (loss) on investment and equity securities	1,350,979	(5,822,854)
Gain on fair value of purchased Bitcoin, net	57,926
Realized gain on sale of purchased digital assets		1,917
Loss on disposal of assets	(8,170)
Other income - coupon sales	4,490	603,591
Interest expense	(70,826)
Interest income	9,125	55,077
Income (loss) before income taxes	1,903,966	(7,162,596)
Income tax expense	0
Net Loss	1,903,966	(7,162,596)
Less: loss (income) attributable to non-controlling interest	(414,221)	1,776,264
Net income (loss) attributable to LM Funding America Inc.	$ 1,489,745	$ (5,386,332)
Basic income (loss) per common share	$ 0.61	$ (2.41)
Diluted income (loss) per common share	$ 0.61	$ (2.41)
Weighted average number of common shares outstanding:
Basic	2,428,203	2,232,964
Diluted	2,428,203	2,232,964
Service [Member]
Operating costs and expenses:
Staff costs and payroll	$ 1,243,026	$ 932,835

LMFA Balance Sheet

2024-03-31

Consolidated Balance Sheets - USD ($)	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash	$ 827,366	$ 2,401,831
Digital Assets (Note 2)	11,651,969	3,416,256
Finance receivables	27,459	19,221
Marketable securities (Note 5)	15,700	17,860
Receivable from sale of Symbiont assets (Note 5)	200,000	200,000
Prepaid expenses and other assets	2,483,368	4,067,212
Income tax receivable	31,187	31,187
Current assets	15,237,049	10,153,567
Fixed assets, net (Note 3)	20,897,314	24,519,610
Deposits on mining equipment (Note 4)	1,117,798	20,837
Notes receivable from Seastar Medical Holding Corporation (Note 5)		1,440,498
Long-term investments - equity securities (Note 5)	753,973	156,992
Investment in Seastar Medical Holding Corporation (Note 5)	$ 1,899,484	$ 1,145,486
Investment, Issuer Affiliation [Extensible Enumeration]	us-gaap:InvestmentAffiliatedIssuerMember	us-gaap:InvestmentAffiliatedIssuerMember
Operating lease - right of use assets (Note 7)	$ 162,966	$ 189,009
Other assets	86,798	86,798
Long-term assets	24,918,333	27,559,230
Total assets	40,155,382	37,712,797
Liabilities and stockholders' equity
Accounts payable and accrued expenses	2,042,906	2,064,909
Note payable - short-term (Note 6)	325,669	567,586
Due to related parties (Note 10)	$ 55,290	$ 22,845
Other Liability, Current, Related Party, Type [Extensible Enumeration]	Related Party [Member]	Related Party [Member]
Current portion of lease liability (Note 7)	$ 114,148	$ 110,384
Total current liabilities	2,538,013	2,765,724
Lease liability - net of current portion (Note 7)	56,148	85,775
Long-term liabilities	56,148	85,775
Total liabilities	2,594,161	2,851,499
Stockholders' equity (Note 9)
Preferred stock, par value $.001; 150,000,000 shares authorized; no shares issued and outstanding as of March 31, 2024 and December 31, 2023
Common stock, par value $.001; 350,000,000 shares authorized; 2,492,964 shares issued and outstanding as of March 31, 2024 and 2,492,964 as of December 31, 2023	2,493	2,493
Additional paid-in capital	95,327,227	95,145,376
Accumulated deficit	(56,857,610)	(58,961,461)
Total LM Funding America stockholders' equity	38,472,110	36,186,408
Non-controlling interest	(910,889)	(1,325,110)
Total stockholders’ equity	37,561,221	34,861,298
Total liabilities and stockholders’ equity	$ 40,155,382	$ 37,712,797

About LM Funding America Inc

LM Funding America, Inc. operates as a specialty finance company. It provides funding to nonprofit community associations (Associations) primarily located in the state of Florida, as well as in the states of Washington, Colorado, and Illinois. The company offers funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It is also involved in the business of purchasing delinquent accounts on various terms tailored to suit each Association's financial needs, including under its New Neighbor Guaranty program. The company was founded in 2008 and is based in Tampa, Florida.

CEO	Mr. Bruce Martin Rodgers Esq.
WEBSITE	lmfunding.com
INDUSTRY	Credit Services
EMPLOYEES	8

LM Funding America Inc Frequently Asked Questions

What is the ticker symbol for LM Funding America Inc? What does LMFA stand for in stocks?

LMFA is the stock ticker symbol of LM Funding America Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of LM Funding America Inc (LMFA)?

As of Fri May 17 2024, market cap of LM Funding America Inc is 7.45 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of LMFA stock?

You can check LMFA's fair value in chart for subscribers.

What is the fair value of LMFA stock?

You can check LMFA's fair value in chart for subscribers. The fair value of LM Funding America Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of LM Funding America Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for LMFA so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is LM Funding America Inc a good stock to buy?

The fair value guage provides a quick view whether LMFA is over valued or under valued. Whether LM Funding America Inc is cheap or expensive depends on the assumptions which impact LM Funding America Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for LMFA.

What is LM Funding America Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, LMFA's PE ratio (Price to Earnings) is -0.85 and Price to Sales (PS) ratio is 0.48. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. LMFA PE ratio will change depending on the future growth rate expectations of investors.