ML - MoneyLion Inc. Stock Price, Fair Value and News

74.24USD+2.71 (+3.79%)Market Closed

Market Summary

USD74.24+2.71

Market Closed

3.79%

ML Alerts

Big jump in Revenue (Y/Y)

Big jump in Earnings (Y/Y)

ML Stock Price

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ML RSI Chart

ML Valuation

Market Cap

771.7M

Price/Earnings (Trailing)

-26.65

Price/Sales (Trailing)

1.71

EV/EBITDA

29.86

Price/Free Cashflow

5.5

ML Price/Sales (Trailing)

ML Profitability

EBT Margin

-6.74%

Return on Equity

-10.71%

Return on Assets

-5.38%

Free Cashflow Yield

18.17%

ML Fundamentals

ML Revenue

Revenue (TTM)

450.8M

Rev. Growth (Yr)

29.18%

Rev. Growth (Qtr)

7.12%

ML Earnings

Earnings (TTM)

-29.0M

Earnings Growth (Yr)

176.76%

Earnings Growth (Qtr)

268.65%

Breaking Down ML Revenue

52 Week Range

75.16

(Low)(High)

Last 7 days

8.2%

Last 30 days

-6.4%

Last 90 days

49.3%

Trailing 12 Months

264.1%

How does ML drawdown profile look like?

ML Financial Health

Current Ratio

0.5

Debt/Equity

0.56

Debt/Cashflow

0.97

ML Investor Care

Shares Dilution (1Y)

22.62%

Diluted EPS (TTM)

-2.79

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	450.8M	0	0	0
2023	364.7M	383.9M	405.4M	423.4M
2022	207.7M	256.8M	301.4M	340.7M
2021	102.3M	125.2M	148.2M	171.1M
2020	0	0	0	79.4M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of MoneyLion Inc.

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 15, 2024	gary jeff	sold	-57,741	61.1016	-945	-
Mar 13, 2024	choubey diwakar	sold	-680,500	72.8743	-9,338	ceo and director
Mar 12, 2024	derella matthew	sold	-217,925	65.13	-3,346	-
Mar 12, 2024	hong timmie	sold	-1,637,290	65.0829	-25,157	chief product officer
Mar 12, 2024	correia richard	acquired	1,029,200	11.6969	87,989	president, cfo and treasurer
Mar 12, 2024	hong timmie	acquired	109,274	4.5	24,283	chief product officer
Mar 12, 2024	correia richard	sold	-5,735,090	65.1796	-87,989	president, cfo and treasurer
Mar 11, 2024	choubey diwakar	sold	-1,315,020	65.0773	-20,207	ceo and director
Mar 11, 2024	derella matthew	sold	-228,257	65.6854	-3,475	-
Mar 11, 2024	torossian mark	sold	-135,178	67.589	-2,000	chief accounting officer

Which funds bought or sold ML recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 06, 2024	Quantbot Technologies LP	added	69.86	177,807	368,510	0.02%
May 06, 2024	SG Americas Securities, LLC	new	-	236,000	236,000	-%
May 06, 2024	SouthState Corp	unchanged	-	285	2,354	-%
May 06, 2024	HighTower Advisors, LLC	added	0.19	374,000	3,052,000	-%
May 06, 2024	Empowered Funds, LLC	added	8.17	185,747	991,063	0.02%
May 03, 2024	FNY Investment Advisers, LLC	reduced	-24.06	-91,000	576,000	0.35%
May 03, 2024	Avion Wealth	unchanged	-	1,000	3,000	-%
May 03, 2024	SIGNATUREFD, LLC	added	66.67	4,213	8,915	-%
May 03, 2024	GSA CAPITAL PARTNERS LLP	added	13.48	293,000	1,300,000	0.10%
May 03, 2024	Intellectus Partners, LLC	sold off	-100	-334,012	-	-%

Are Funds Buying or Selling ML?

Are funds buying ML calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own ML

No. of Funds

Unveiling MoneyLion Inc.'s Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 12, 2024	stepstone group lp	7.6%	779,050	SC 13G/A
Feb 12, 2024	fintech collective management llc	6.1%	624,530	SC 13G/A
Jun 02, 2023	frommer jeffrey	0.62%	60,920	SC 13D
Feb 13, 2023	fintech collective management llc	7.4%	18,735,926	SC 13G/A
Feb 10, 2023	stepstone group lp	9.6%	24,409,821	SC 13G/A
Feb 14, 2022	fintech collective management llc	6.6%	18,735,926	SC 13G
Feb 14, 2022	soroban capital partners lp	0%	0	SC 13G/A
Feb 11, 2022	choubey diwakar	9.0%	20,253,385	SC 13D
Feb 03, 2022	linden capital l.p.	0.0%	0	SC 13G/A

Recent SEC filings of MoneyLion Inc.

View All Filings

Date Filed	Form Type	Document
May 07, 2024	10-Q	Quarterly Report
May 07, 2024	8-K	Current Report
May 07, 2024	S-3/A	S-3/A
Apr 29, 2024	ARS	ARS
Apr 29, 2024	DEF 14A	DEF 14A
Apr 29, 2024	DEFA14A	DEFA14A
Mar 19, 2024	4	Insider Trading
Mar 15, 2024	144	Notice of Insider Sale Intent
Mar 13, 2024	4	Insider Trading
Mar 13, 2024	4	Insider Trading

Peers (Alternatives to MoneyLion Inc.)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
CRM	268.8B	34.9B	-8.21%	40.03%	64.99	7.71	11.18%	1888.46%
UBER	146.2B	37.3B	-8.76%	81.30%	77.47	3.92	16.95%	120.64%
ADSK	45.9B	5.3B	-12.38%	11.70%	50.03	8.58	9.15%	48.14%
ANSS	28.4B	2.2B	-4.94%	10.42%	65.29	12.74	3.59%	-21.47%
ZM	18.7B	4.5B	-1.27%	-1.26%	29.32	4.13	3.06%	514.65%
MID-CAP
APPF	9.0B	671.8M	7.08%	80.52%	117.26	13.35	33.64%	185.98%
LYFT	6.4B	4.4B	-7.01%	94.26%	-18.78	1.45	7.53%	78.52%
ALRM	3.5B	881.7M	0.94%	51.68%	43.39	3.95	4.64%	44.42%
AYX	3.4B	970.0M	0.90%	-15.87%	-19.13	3.53	13.46%	43.89%
AI	3.0B	296.4M	-1.51%	28.86%	-10.99	10.07	11.14%	-3.59%
AGYS	2.2B	228.1M	-1.05%	5.96%	25.28	9.68	18.99%	599.09%
SMALL-CAP
AVID	1.2B	413.5M	0.63%	-1.64%	92.02	2.88	-1.65%	-71.35%
AEYE	222.2M	31.6M	107.65%	183.16%	-37.84	7.03	2.76%	43.72%
APPS	220.4M	572.4M	-0.46%	-81.88%	-1.11	0.39	-19.38%	-489.49%
ASUR	188.2M	117.7M	-2.80%	-45.81%	-19.08	1.6	12.54%	11.24%

MoneyLion Inc. News

Latest updates

MoneyLion Inc. Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2
Revenue	7.1%	121,006,000	112,963,000	110,258,000	106,541,000	93,669,000	94,943,000	88,748,000	87,340,000	69,714,000	55,548,000	44,217,000	38,180,000	33,130,000	28,123,500	23,117,000	35,000,000
Operating Expenses	-3.7%	109,943,000	114,213,000	109,157,000	108,261,000	97,145,000	111,988,000	112,920,000	114,245,000	100,269,000	89,405,000	69,562,000	51,562,000	33,898,000	880,590	28,607,000	1,062
S&GA Expenses	-	-	-	-	-	-	-	-	-	-	-	-	680,231	446,461	-	-	553,414
EBITDA Margin	193.9%	0.05	0.02	-0.29	-0.35	-0.36	-0.48	-0.37	-0.49	-0.74	-0.72	-0.58	-0.58	-0.34	-	-	-
Interest Expenses	1.2%	6,817,000	6,734,000	7,088,000	7,330,000	7,511,000	8,161,000	7,880,000	7,584,000	6,174,000	2,208,500	1,627,000	1,849,000	1,662,000	-	1,654,000	-
Income Taxes	73.2%	-389,000	-1,452,000	400,000	262,000	-24,000	2,714,000	53,000	16,000	-28,417,000	15,000	-1,000	17,000	25,000	-	12,334	-
Earnings Before Taxes	224.2%	6,686,000	-5,385,000	-3,710,000	-27,985,000	-9,241,000	-132,292,000	-20,964,000	-23,049,000	-38,395,000	-68,523,500	-24,646,000	-39,196,000	-768,000	-27,181,567	-10,456,000	-1,620,103
EBT Margin	38.4%	-0.07	-0.11	-0.43	-0.50	-0.51	-0.63	-0.50	-0.60	-0.82	-0.78	-0.62	-0.62	-0.39	-	-	-
Net Income	268.7%	7,075,000	-4,195,000	-4,110,000	-27,723,000	-9,217,000	-135,006,000	-21,017,000	-23,065,000	-9,978,000	-37,027,500	-28,165,000	-42,290,000	-73,406,000	-32,160,076	-5,490,000	-1,619,103
Net Income Margin	39.9%	-0.06	-0.11	-0.43	-0.50	-0.52	-0.55	-0.30	-0.38	-0.57	-1.06	-1.19	-1.22	-1.10	-	-	-
Free Cashflow	-22.1%	31,482,000	40,425,000	34,545,000	33,725,000	1,643,000	10,831,000	-3,838,000	-3,048,000	-9,474,000	-6,632,000	-6,842,000	1,170,000	3,256,000	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																	(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1
Assets	4.4%	538	515	512	518	557	596	759	784	809	492	469	350	351	124	351	351	-
Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	0.00	1.00	1.00	1.00	1.00	-
Cash Equivalents	10.5%	102	92.00	94.00	102	111	116	189	217	249	246	299	32.00	60.00	21.00	23.00	1.00	-
Net PPE	6.0%	2.00	2.00	2.00	2.00	3.00	3.00	3.00	2.00	2.00	2.00	1.00	-	-	1.00	-	-	-
Goodwill	-	-	-	-	-	27.00	27.00	161	162	162	53.00	22.00	-	-	22.00	-	-	-
Liabilities	3.7%	267	258	256	264	288	324	357	370	382	270	113	50.00	43.00	92.00	13.00	13.00	-
Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	-	0.00
Long Term Debt	-	-	-	-	-	-	-	-	-	153	143	-	-	-	3.00	-	-	-
Shareholder's Equity	5.1%	270	257	256	254	95.00	99.00	229	220	233	222	232	5.00	5.00	5.00	5.00	5.00	0.00
Retained Earnings	1.0%	-695	-702	-698	-694	-666	-657	-522	-501	-478	-469	-434	-10.32	-3.42	-327	-0.19	0.00	0.00
Additional Paid-In Capital	0.6%	976	970	964	958	772	767	762	732	722	701	676	15.00	8.00	44.00	5.00	2.00	0.00
Shares Outstanding	9.5%	11.00	10.00	9.00	9.00	9.00	8.00	8.00	8.00	8.00	3.00	2.00	2.00	2.00	-	-	-	-
Float	-	-	-	-	100	-	-	-	250	-	-	-	348	-	-	-	356	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2
Cashflow From Operations	-20.3%	33,639	42,231	36,072	35,363	2,680	13,257	-386	-859	-8,651	-6,507	-6,653	1,300	3,291	-236	-223	-30.18
Share Based Compensation	4.1%	6,497	6,239	5,702	5,250	5,705	5,960	5,127	5,248	3,268	2,614	586	1,321	518	-	-	-
Cashflow From Investing	30.5%	-29,879	-42,967	-27,975	-35,589	-21,034	-39,939	-28,064	-31,264	-42,279	-53,146	-38,651	-37,419	-15,145	329*	-329*	-350,000
Cashflow From Financing	163.1%	3,663	-5,801	-9,255	-8,356	-24,599	-8,818	439	356	53,693	6,875	312,529	8,080	50,743	-	-	351,441

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ML Income Statement

2023-12-31

Consolidated Statements of Operations - USD ($)
$ in Thousands

12 Months Ended

Dec. 31, 2023

Dec. 31, 2022

Revenue

Service and subscription revenue

$ 411,238

$ 330,598

Net interest income on loan receivables

12,193

10,147

Total revenue, net

423,431

340,745

Operating expenses

Provision for credit losses on consumer receivables

93,418

99,753

Compensation and benefits

93,895

99,603

Marketing

28,125

37,245

Direct costs

126,361

106,419

Professional services

19,105

32,650

Technology-related costs

24,056

21,536

Other operating expenses

43,816

42,216

Total operating expenses

428,776

439,422

Net income (loss) before other (expense) income and income taxes

(5,345)

(98,677)

Interest expense

(28,663)

(29,799)

Change in fair value of warrant liability

(473)

7,923

Change in fair value of contingent consideration from mergers and acquisitions

6,613

41,254

Goodwill impairment loss

(26,721)

(136,760)

Other income

8,268

1,359

Net loss before income taxes

(46,321)

(214,700)

Income tax benefit

(1,076)

(25,634)

Net loss

(45,245)

(189,066)

Reversal of previously accrued / (accrued) dividends on preferred stock

690

(6,880)

Net loss attributable to common shareholders

$ (44,555)

$ (195,946)

Net loss per share attributable to common stockholders - basic

^[1],[2]

$ (4.63)

$ (24.32)

Net loss per share attributable to common stockholders - diluted

^[1],[2]

$ (4.63)

$ (24.32)

Weighted-average common shares outstanding - basic (in Shares)

^[1],[2]

9,614,309

8,056,529

Weighted average shares used in computing net loss per share, diluted

^[1],[2]

9,614,309

8,056,529

[1]	Prior period results have been adjusted to reflect the Reverse Stock Split of the Class A Common Stock at a ratio of 1-for-30 that became effective April 24, 2023. See Note 1, “Description of Business and Basis of Presentation,” for details.
[2]	Prior period results have been adjusted to reflect the Reverse Stock Split of the Class A Common Stock at a ratio of 1-for-30 that became effective April 24, 2023. See Note 1, “Description of Business and Basis of Presentation,” for details.

ML Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($)
$ in Thousands

Dec. 31, 2023

Dec. 31, 2022

Assets

Cash

$ 92,195

$ 115,864

Restricted cash, including amounts held by variable interest entities (VIEs) of $128 and $36,235

2,284

37,845

Consumer receivables

208,167

169,976

Allowance for credit losses on consumer receivables

(35,329)

(24,841)

Consumer receivables, net, including amounts held by VIEs of $131,283 and $113,963

172,838

145,135

Enterprise receivables, net

15,978

19,017

Property and equipment, net

1,864

2,976

Intangible assets, net

176,541

194,247

Goodwill

26,600

Other assets

53,559

54,658

Total assets

515,259

596,342

Liabilities:

Secured loans, net

64,334

88,617

Accounts payable and accrued liabilities

52,396

58,129

Warrant liability

810

337

Other debt, net, including amounts held by VIEs of $125,419 and $143,394

125,419

143,394

Other liabilities

15,077

33,496

Total liabilities

258,036

323,973

Commitments and contingencies (Note 14)

Redeemable convertible preferred stock (Series A), $0.0001 par value; 45,000,000 shares authorized as of December 31, 2023 and December 31, 2022, 0 and 25,655,579 shares issued and outstanding as of December 31, 2023 and December 31, 2022, respectively

173,208

Stockholders' equity :

Class A Common Stock, $0.0001 par value; 66,666,666 shares authorized as of December 31, 2023 and December 31, 2022, 10,444,627 and 10,412,294 issued and outstanding, respectively, as of December 31, 2023 and 8,619,678 and 8,587,345 issued and outstanding, respectively, as of December 31, 2022(1)

Additional paid-in capital

969,641

766,839

Accumulated deficit

(702,719)

(657,979)

Treasury stock at cost, 32,333 shares at December 31, 2023 and December 31, 2022(1)

^[1]

(9,700)

Total stockholders' equity

257,223

99,161

Total liabilities, redeemable convertible preferred stock and stockholders' equity

$ 515,259

$ 596,342

[1]	Prior period results have been adjusted to reflect the Reverse Stock Split of the Class A Common Stock at a ratio of 1-for-30 that became effective April 24, 2023. See Note 1, “Description of Business and Basis of Presentation,” for details.

About MoneyLion Inc.

MoneyLion Inc. provides a digital financial platform. The company's platform offers access to banking, borrowing, and investing solutions for customers. Its principal products include roarmoney, a digital demand deposit account; instacash, a cash advance product that gives customers early access to their recurring income deposits; Credit Builder Plus; MoneyLion Investing, an online investment account that offers access to separately managed accounts invested based on model exchange-traded fund portfolios; and MoneyLion Crypto, an online cryptocurrency account. It also provides embedded finance marketplace connecting and matching consumers with real-time, personalized product, and service recommendations through its proprietary integrative technology; and offers creative media and marketing services to clients across industries through its media division. The company is headquartered in New York, New York.

CEO	Mr. Diwakar M Choubey
WEBSITE	licoa.com
INDUSTRY	Software - Apps
EMPLOYEES	677

MoneyLion Inc. Frequently Asked Questions

What is the ticker symbol for MoneyLion Inc.? What does ML stand for in stocks?

ML is the stock ticker symbol of MoneyLion Inc.. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of MoneyLion Inc. (ML)?

As of Tue May 07 2024, market cap of MoneyLion Inc. is 771.66 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ML stock?

You can check ML's fair value in chart for subscribers.

What is the fair value of ML stock?

You can check ML's fair value in chart for subscribers. The fair value of MoneyLion Inc. is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of MoneyLion Inc. is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ML so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is MoneyLion Inc. a good stock to buy?

The fair value guage provides a quick view whether ML is over valued or under valued. Whether MoneyLion Inc. is cheap or expensive depends on the assumptions which impact MoneyLion Inc.'s fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ML.

What is MoneyLion Inc.'s Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue May 07 2024, ML's PE ratio (Price to Earnings) is -26.65 and Price to Sales (PS) ratio is 1.71. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ML PE ratio will change depending on the future growth rate expectations of investors.