NAVI RSI Chart
Last 7 days
-0.3%
Last 30 days
-4.2%
Last 90 days
-5.3%
Trailing 12 Months
-0.8%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 4.4B | 0 | 0 | 0 |
2023 | 3.7B | 4.1B | 4.4B | 4.4B |
2022 | 2.6B | 2.6B | 2.8B | 3.2B |
2021 | 3.0B | 2.8B | 2.7B | 2.6B |
2020 | 4.4B | 4.0B | 3.6B | 3.3B |
2019 | 5.0B | 4.9B | 4.9B | 4.7B |
2018 | 4.5B | 4.7B | 4.8B | 4.9B |
2017 | 4.1B | 4.2B | 4.3B | 4.4B |
2016 | 4.2B | 4.2B | 4.2B | 4.1B |
2015 | 4.5B | 4.4B | 4.4B | 4.3B |
2014 | 5.3B | 5.1B | 4.9B | 4.7B |
2013 | 5.7B | 5.6B | 5.5B | 5.4B |
2012 | 0 | 0 | 0 | 5.8B |
2011 | 0 | 0 | 0 | 5.9B |
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index
Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>
Returns of $10,000 invested in:
Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224
Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
May 03, 2024 | heleen mark l | sold | -160,000 | 16.00 | -10,000 | evp, clo & secretary |
Feb 28, 2024 | hauber stephen m | sold (taxes) | -77,742 | 15.75 | -4,936 | evp, chief risk&compliance off |
Feb 28, 2024 | fisher joe | sold (taxes) | -77,852 | 15.75 | -4,943 | evp, cfo & pao |
Feb 28, 2024 | heleen mark l | sold (taxes) | -116,770 | 15.75 | -7,414 | evp, clo & secretary |
Feb 28, 2024 | kane john m | sold (taxes) | -149,294 | 15.75 | -9,479 | evp & group president |
Feb 09, 2024 | fisher joe | acquired | - | - | 82,432 | evp, cfo & pao |
Feb 09, 2024 | kane john m | acquired | - | - | 72,540 | evp & group president |
Feb 09, 2024 | unger laura s | acquired | 139,995 | 16.19 | 8,647 | - |
Feb 09, 2024 | lawson michael a | acquired | 139,995 | 16.19 | 8,647 | - |
Feb 09, 2024 | mills linda a | acquired | 239,984 | 16.19 | 14,823 | - |
Which funds bought or sold NAVI recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 16, 2024 | CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | reduced | -7.68 | -250,199 | 1,572,440 | -% |
May 16, 2024 | COMERICA BANK | added | 16.48 | 67,197 | 826,343 | -% |
May 16, 2024 | Beacon Capital Management, LLC | unchanged | - | 11.00 | 1,079 | -% |
May 16, 2024 | JANE STREET GROUP, LLC | reduced | -52.19 | -1,219,860 | 985,293 | -% |
May 15, 2024 | NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO | new | - | 348 | 348 | -% |
May 15, 2024 | KAHN BROTHERS GROUP INC | reduced | -3.71 | -43,460 | 390,125 | 0.06% |
May 15, 2024 | ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | added | 1,072 | 3,734,000 | 4,109,000 | -% |
May 15, 2024 | Voya Investment Management LLC | added | 0.81 | -67,005 | 1,088,420 | -% |
May 15, 2024 | Engineers Gate Manager LP | added | 98.04 | 468,608 | 1,019,520 | 0.03% |
May 15, 2024 | Squarepoint Ops LLC | sold off | -100 | -355,419 | - | -% |
Unveiling Navient Corp's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Navient Corp)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MA | 429.6B | 25.7B | 36.27 | 16.72 | ||||
AXP | 174.7B | 62.0B | 19.42 | 2.82 | ||||
PYPL | 67.4B | 30.4B | 15.54 | 2.22 | ||||
COF | 54.2B | 43.4B | 13.96 | 1.25 | ||||
DFS | 31.4B | 17.8B | 13.9 | 1.76 | ||||
ALLY | 12.2B | 14.3B | 14.22 | 0.86 | ||||
MID-CAP | ||||||||
CACC | 6.0B | 2.0B | 23.99 | 3.08 | ||||
FCFS | 5.3B | 3.2B | 22.91 | 1.66 | ||||
WU | 4.4B | 4.4B | 7.21 | 1.02 | ||||
NNI | 4.1B | 1.1B | 29.63 | 3.68 | ||||
SMALL-CAP | ||||||||
ENVA | 1.7B | 2.2B | 9.77 | 0.75 | ||||
ATLC | 357.4M | 1.2B | 3.48 | 0.3 | ||||
CPSS | 181.0M | 360.7M | 5.01 | 0.5 | ||||
AIHS | 8.6M | 7.3M | -2.23 | 1.18 | ||||
CURO | 2.5M | 853.2M | -0.01 | 0 |
Navient Corp News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | -5.0% | 1,027 | 1,081 | 1,170 | 1,097 | 1,071 | 1,024 | 881 | 692 | 626 | 635 | 660 | 661 | 692 | 731 | 761 | 819 | 987 | 1,069 | 1,166 | 1,204 | 1,234 |
Operating Expenses | -8.3% | 183 | 200 | 233 | 182 | 185 | 188 | 194 | 190 | 205 | 449 | 248 | 252 | 259 | 269 | 232 | 213 | 251 | 235 | 251 | 241 | 256 |
EBITDA Margin | -10.8% | 0.24* | 0.27* | 0.32* | 0.34* | 0.45* | 0.60* | 0.68* | 0.80* | 0.81* | 0.86* | 0.93* | 0.91* | 0.83* | 0.54* | 0.47* | 0.40* | 0.37* | 0.42* | - | - | - |
Interest Expenses | -4.7% | 152 | 160 | 291 | 178 | 234 | 223 | 240 | 321 | 337 | 314 | 334 | 322 | 363 | 343 | 336 | 300 | 273 | 294 | 312 | 293 | 285 |
Income Taxes | 276.5% | 15.00 | -8.50 | 31.00 | 30.00 | 33.00 | 9.00 | 32.00 | 64.00 | 77.00 | 3.00 | 47.00 | 55.00 | 114 | 49.00 | 52.00 | 45.00 | -25.00 | 49.00 | 40.00 | 41.00 | 36.00 |
Earnings Before Taxes | 341.1% | 88.00 | -36.50 | 110 | 96.00 | 144 | 114 | 137 | 244 | 332 | -8.50 | 220 | 240 | 484 | 234 | 259 | 170 | -131 | 220 | 185 | 194 | 164 |
EBT Margin | -17.0% | 0.06* | 0.07* | 0.11* | 0.12* | 0.17* | 0.26* | 0.25* | 0.30* | 0.30* | 0.35* | 0.43* | 0.43* | 0.38* | 0.16* | 0.14* | 0.11* | 0.11* | 0.16* | - | - | - |
Net Income | 360.7% | 73.00 | -28.00 | 79.00 | 66.00 | 111 | 105 | 105 | 180 | 255 | -11.00 | 173 | 185 | 370 | 186 | 207 | 125 | -106 | 171 | 145 | 153 | 128 |
Net Income Margin | -15.8% | 0.04* | 0.05* | 0.08* | 0.10* | 0.14* | 0.20* | 0.19* | 0.23* | 0.23* | 0.27* | 0.33* | 0.33* | 0.30* | 0.12* | 0.11* | 0.08* | 0.08* | 0.13* | - | - | - |
Free Cashflow | -41.3% | 182 | 310 | 122 | 99.00 | 145 | 207 | 68.00 | 139 | -109 | 168 | 201 | 154 | 179 | 171 | 221 | 142 | 453 | 188 | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | -3.8% | 59,029 | 61,375 | 63,414 | 65,598 | 66,913 | 70,795 | 73,625 | 76,065 | 78,158 | 80,605 | 81,939 | 83,348 | 84,957 | 87,412 | 89,664 | 91,045 | 93,245 | 94,903 | 96,553 | 98,320 | 100,579 |
Cash Equivalents | -1.9% | 823 | 839 | 977 | 1,317 | 570 | 4,807 | 1,364 | 976 | 708 | 905 | 1,050 | 1,453 | 1,497 | 3,537 | 1,775 | 1,632 | 1,084 | 3,781 | 1,583 | 1,746 | 1,206 |
Liabilities | -4.0% | 56,263 | 58,615 | 60,516 | 62,668 | 63,955 | 67,818 | 70,652 | 73,138 | 75,328 | 77,997 | 79,205 | 80,636 | 82,220 | 84,965 | 87,399 | 88,919 | 91,197 | 91,554 | 93,301 | 95,008 | 97,136 |
Short Term Borrowings | 4.8% | 4,427 | 4,226 | 4,662 | 4,838 | 5,753 | 5,870 | 5,677 | 4,609 | 3,802 | 2,490 | 2,781 | 4,068 | 5,684 | 6,613 | 7,078 | 7,310 | 8,452 | 8,483 | 7,004 | 6,785 | 7,505 |
Long Term Debt | -4.8% | 50,848 | 53,402 | 54,907 | 56,936 | 57,388 | 61,026 | 63,998 | 67,738 | 70,825 | 74,488 | 75,629 | 75,814 | 75,674 | 77,332 | 79,137 | 80,260 | 81,297 | 81,715 | 84,769 | 86,776 | 88,140 |
Shareholder's Equity | 0.2% | 2,766 | 2,760 | 2,898 | 2,930 | 2,958 | 2,977 | 2,973 | 2,927 | 2,830 | 2,608 | 2,734 | 2,712 | 2,737 | 2,447 | 2,265 | 2,126 | 2,048 | 3,349 | 3,252 | 3,312 | 3,443 |
Retained Earnings | 1.1% | 4,691 | 4,638 | 4,685 | 4,625 | 4,579 | 4,490 | 4,406 | 4,323 | 4,167 | 3,939 | 3,975 | 3,828 | 3,670 | 3,331 | 3,175 | 2,999 | 2,905 | -620 | 3,527 | 3,418 | 3,303 |
Additional Paid-In Capital | 0.2% | 3,360 | 3,353 | 3,349 | 3,343 | 3,335 | 3,313 | 3,309 | 3,305 | 3,302 | 3,282 | 3,277 | 3,268 | 3,255 | 3,226 | 3,220 | 3,215 | 3,212 | 3,198 | 3,188 | 3,181 | 3,174 |
Shares Outstanding | -7.4% | 113 | 122 | 120 | 126 | 129 | 142 | 145 | 149 | 151 | 170 | 174 | 174 | 183 | 193 | 193 | 197 | 200 | 230 | - | - | - |
Minority Interest | - | - | - | - | - | - | - | - | - | 6.00 | 11.00 | 11.00 | 11.00 | 14.00 | 14.00 | 11.00 | 11.00 | 13.00 | 13.00 | 12.00 | 11.00 | 13.00 |
Float | - | - | - | - | 1,700 | - | - | - | 2,000 | - | - | - | 3,200 | - | - | - | 1,300 | - | - | - | 3,100 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | -41.3% | 182 | 310 | 122 | 99.00 | 145 | 207 | 68.00 | 139 | -109 | 168 | 201 | 154 | 179 | 171 | 221 | 142 | 453 | 188 | 309 | 334 | 188 |
Share Based Compensation | 66.7% | 5.00 | 3.00 | 4.00 | 8.00 | 9.00 | 3.00 | 4.00 | 3.00 | 9.00 | 4.00 | 5.00 | 3.00 | 10.00 | 3.00 | 4.00 | 2.00 | 9.00 | 5.00 | 3.00 | 5.00 | 12.00 |
Cashflow From Investing | 15.1% | 2,330 | 2,024 | 1,659 | 1,826 | 1,848 | 3,773 | 2,856 | 2,205 | 1,751 | 1,560 | 894 | 1,334 | 2,885 | 1,530 | 1,526 | 2,407 | 985 | 1,079 | 1,525 | 2,473 | 2,408 |
Cashflow From Financing | -0.6% | -2,357 | -2,342 | -2,248 | -1,435 | -4,022 | -3,085 | -2,448 | -2,122 | -2,006 | -1,461 | -1,546 | -1,828 | -2,499 | -2,378 | -1,522 | -2,328 | -1,451 | -1,746 | -2,000 | -2,601 | -3,638 |
Dividend Payments | -5.3% | 18.00 | 19.00 | 19.00 | 19.00 | 21.00 | 22.00 | 22.00 | 23.00 | 24.00 | 25.00 | 26.00 | 27.00 | 29.00 | 30.00 | 31.00 | 31.00 | 31.00 | 35.00 | 36.00 | 37.00 | 39.00 |
Buy Backs | -38.6% | 43.00 | 70.00 | 75.00 | 80.00 | 85.00 | 85.00 | 95.00 | 105 | 115 | 150 | 150 | 200 | 100 | - | 65.00 | - | 335 | 77.00 | 130 | 126 | 107 |
Consolidated Statements of Income (Unaudited) - USD ($) shares in Millions, $ in Millions | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
Interest income: | ||
Cash and investments | $ 38 | $ 34 |
Total interest income | 1,027 | 1,071 |
Total interest expense | 875 | 837 |
Net interest income | 152 | 234 |
Less: provisions for loan losses | 12 | (14) |
Net interest income after provisions for loan losses | 140 | 248 |
Other income (loss): | ||
Servicing revenue | 17 | 17 |
Asset recovery and business processing revenue | 77 | 72 |
Other income | 9 | 7 |
Gains (losses) on derivative and hedging activities, net | 32 | (8) |
Total other income | 135 | 88 |
Expenses: | ||
Salaries and benefits | 101 | 105 |
Other operating expenses | 82 | 80 |
Total operating expenses | 183 | 185 |
Goodwill and acquired intangible asset impairment and amortization expense | 3 | 3 |
Restructuring/other reorganization expenses | 1 | 4 |
Total expenses | 187 | 192 |
Income before income tax expense | 88 | 144 |
Income tax expense | 15 | 33 |
Net income | $ 73 | $ 111 |
Basic earnings per common share | $ 0.65 | $ 0.87 |
Average common shares outstanding | 113 | 129 |
Diluted earnings per common share | $ 0.64 | $ 0.86 |
Average common and common equivalent shares outstanding | 114 | 130 |
Dividends per common share | $ 0.16 | $ 0.16 |
FFELP Loans [Member] | ||
Interest income: | ||
Total interest income | $ 661 | $ 693 |
Less: provisions for loan losses | 1 | 10 |
Private Education Loans [Member] | ||
Interest income: | ||
Total interest income | 328 | 344 |
Less: provisions for loan losses | $ 11 | $ (24) |
Consolidated Balance Sheets (Unaudited) - USD ($) $ in Millions | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
Assets | ||
Investments | $ 129 | $ 146 |
Cash and cash equivalents | 823 | 839 |
Restricted cash and cash equivalents | 2,125 | 1,954 |
Goodwill and acquired intangible assets, net | 692 | 695 |
Other assets | 2,773 | 2,914 |
Total assets | 59,029 | 61,375 |
Liabilities | ||
Short-term borrowings | 4,427 | 4,226 |
Long-term borrowings | 50,848 | 53,402 |
Other liabilities | 988 | 987 |
Total liabilities | 56,263 | 58,615 |
Commitments and contingencies | ||
Equity | ||
Common stock, par value $0.01 per share, 1.125 billion shares authorized: 465 million and 464 million shares issued, respectively | 4 | 4 |
Additional paid-in capital | 3,360 | 3,353 |
Accumulated other comprehensive income (net of tax expense of $4 and $6, respectively) | 15 | 19 |
Retained earnings | 4,691 | 4,638 |
Total Navient Corporation stockholders’ equity before treasury stock | 8,070 | 8,014 |
Less: Common stock held in treasury at cost: 353 million and 350 million shares, respectively | (5,304) | (5,254) |
Total equity | 2,766 | 2,760 |
Total liabilities and equity | 59,029 | 61,375 |
Series A Junior Participating Preferred Stock [Member] | ||
Equity | ||
Series A Junior Participating Preferred Stock, par value $0.20 per share; 2 million shares authorized at December 31, 2021; no shares issued or outstanding | 0 | 0 |
FFELP Loans [Member] | ||
Assets | ||
Loans, net | 35,879 | 37,925 |
Private Education Loans [Member] | ||
Assets | ||
Loans, net | $ 16,608 | $ 16,902 |
 | Mr. David L. Yowan |
---|---|
 | navient.com |
 | Credit Services |
 | 4000 |