NIC - Nicolet Bankshares, Inc. Stock Price, Fair Value and News

83.74USD+0.89 (+1.07%)Delayed

Market Summary

USD83.74+0.89

Delayed

1.07%

NIC Alerts

Big jump in Earnings (Y/Y)

NIC Stock Price

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NIC RSI Chart

NIC Valuation

Market Cap

1.3B

Price/Earnings (Trailing)

12.73

Price/Sales (Trailing)

3.13

EV/EBITDA

2.46

Price/Free Cashflow

10.8

NIC Price/Sales (Trailing)

NIC Profitability

EBT Margin

33.55%

Return on Equity

9.23%

Return on Assets

1.16%

Free Cashflow Yield

9.26%

NIC Fundamentals

NIC Revenue

Revenue (TTM)

399.5M

Rev. Growth (Yr)

19.06%

Rev. Growth (Qtr)

0.47%

NIC Earnings

Earnings (TTM)

98.2M

Earnings Growth (Yr)

412.32%

Earnings Growth (Qtr)

-9.36%

Breaking Down NIC Revenue

Last 7 days

2.5%

Last 30 days

10.2%

Last 90 days

4.3%

How does NIC drawdown profile look like?

NIC Financial Health

Debt/Equity

0.15

Debt/Cashflow

0.71

NIC Investor Care

Dividend Yield

1.79%

Dividend/Share (TTM)

1.5

Shares Dilution (1Y)

1.47%

Diluted EPS (TTM)

6.51

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	399.5M	0	0	0
2023	303.4M	335.9M	365.1M	382.9M
2022	192.6M	213.8M	245.8M	273.9M
2021	149.1M	150.5M	152.0M	171.6M
2020	142.4M	144.8M	147.4M	149.2M
2019	127.9M	131.9M	134.7M	138.6M
2018	117.0M	120.6M	123.0M	125.5M
2017	86.1M	94.7M	101.3M	109.3M
2016	48.3M	55.1M	66.0M	75.5M
2015	50.0M	49.2M	48.4M	48.6M
2014	47.8M	49.7M	48.9M	48.9M
2013	29.1M	32.5M	38.7M	43.2M
2012	29.1M	28.3M	28.2M	28.8M
2011	31.0M	30.6M	30.2M	29.8M
2010	0	0	0	31.4M
2009	0	0	0	31.6M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Nicolet Bankshares, Inc.

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 16, 2024	ghidorzi christopher j.	acquired	2,019	77.66	26.00	-
Apr 16, 2024	long donald j jr	acquired	6,290	77.66	81.00	-
Apr 16, 2024	atwell robert bruce	acquired	1,941	77.66	25.00	-
Apr 16, 2024	smith oliver pierce	acquired	465	77.66	6.00	-
Apr 16, 2024	colon hector	acquired	1,164	77.66	15.00	-
Apr 16, 2024	anderson marcia m	acquired	77.66	77.66	1.00	-
Apr 16, 2024	johnson brenda l	acquired	3,106	77.66	40.00	-
Apr 16, 2024	mcclone dustin james	acquired	7,300	77.66	94.00	-
Apr 16, 2024	dykema john nicholas	acquired	9,086	77.66	117	-
Apr 16, 2024	hetzel andrew f jr	acquired	2,873	77.66	37.00	-

Which funds bought or sold NIC recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	KLCM Advisors, Inc.	unchanged	-	17,015	265,537	0.03%
May 16, 2024	JANE STREET GROUP, LLC	reduced	-43.22	-286,158	441,301	-%
May 16, 2024	Sugar Maple Asset Management, LLC	new	-	1,041,000	1,041,000	1.00%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-4.79	19,437	1,141,090	-%
May 15, 2024	UBS ASSET MANAGEMENT AMERICAS LLC	unchanged	-	49,860	778,124	-%
May 15, 2024	CITADEL ADVISORS LLC	added	243	272,175	374,143	-%
May 15, 2024	MERCER GLOBAL ADVISORS INC /ADV	sold off	-100	-621,000	-	-%
May 15, 2024	PRICE T ROWE ASSOCIATES INC /MD/	added	4.79	94,000	883,000	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	added	155	977,011	1,540,860	-%
May 15, 2024	DEUTSCHE BANK AG\	added	12.38	87,569	523,851	-%

Are Funds Buying or Selling NIC?

Are funds buying NIC calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own NIC

No. of Funds

NIC Alerts

Big jump in Earnings (Y/Y)

Unveiling Nicolet Bankshares, Inc.'s Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Jan 26, 2024	blackrock inc.	6.9%	1,018,199	SC 13G/A

Recent SEC filings of Nicolet Bankshares, Inc.

View All Filings

Date Filed	Form Type	Document
May 09, 2024	13F-HR	Fund Holdings Report
May 08, 2024	10-Q	Quarterly Report
Apr 19, 2024	3	Insider Trading
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading

Peers (Alternatives to Nicolet Bankshares, Inc.)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

Nicolet Bankshares, Inc. News

Latest updates

Nicolet Bankshares, Inc. Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	0.5%	104	104	100	92.00	87.00	86.00	71.00	60.00	58.00	58.00	39.00	38.00	37.00	38.00	37.00	37.00	37.00	36.00	35.00	35.00	33.00
EBITDA Margin	10.8%	1.00*	0.91*	0.96*	1.03*	1.13*	1.42*	1.45*	1.47*	1.48*	1.47*	1.54*	-	-	-	-	-	-	-	-	-	-
Interest Expenses	-2.3%	63.00	64.00	61.00	59.00	57.00	68.00	63.00	55.00	54.00	54.00	35.00	36.00	34.00	34.00	33.00	31.00	31.00	30.00	29.00	29.00	27.00
Income Taxes	-3.2%	7.00	7.00	15.00	8.00	-4.19	9.00	6.00	8.00	8.00	6.00	2.00	7.00	6.00	6.00	6.00	5.00	3.00	6.00	5.00	3.00	3.00
Earnings Before Taxes	-8.3%	34.00	37.00	32.00	30.00	-13.09	37.00	25.00	32.00	32.00	22.00	10.00	25.00	24.00	24.00	25.00	18.00	14.00	18.00	18.00	21.00	14.00
EBT Margin	48.3%	0.34*	0.23*	0.24*	0.24*	0.27*	0.46*	0.45*	0.45*	0.46*	0.47*	0.55*	-	-	-	-	-	-	-	-	-	-
Net Income	-9.4%	28.00	31.00	17.00	23.00	-8.90	28.00	19.00	24.00	24.00	16.00	8.00	18.00	18.00	18.00	18.00	13.00	11.00	12.00	14.00	19.00	10.00
Net Income Margin	53.0%	0.25*	0.16*	0.16*	0.18*	0.20*	0.34*	0.34*	0.34*	0.35*	0.35*	0.41*	-	-	-	-	-	-	-	-	-	-
Free Cashflow	-38.1%	23.00	38.00	21.00	32.00	15.00	29.00	37.00	27.00	21.00	45.00	8.00	-	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q4	2021Q3	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3
Assets	-0.3%	8,447	8,469	8,416	8,483	8,192	8,764	8,896	7,370	1,100	7,695	1,405	6,408	1,565	1,500	1,500	4,552	4,706	4,541	3,733	3,577	3,106
Cash Equivalents	-13.0%	427	491	546	505	114	155	438	181	396	595	20.00	1,351	448	792	736	803	854	823	242	182	144
Net PPE	1.0%	120	119	118	117	113	109	107	97.00	94.00	95.00	21.00	84.00	24.00	62.00	59.00	60.00	64.00	60.00	60.00	56.00	48.00
Liabilities	-0.6%	7,383	7,430	7,442	7,505	7,231	7,791	7,957	6,531	6,484	6,803	1,253	5,679	1,406	4,028	3,994	4,013	4,168	4,008	3,221	3,060	2,677
Short Term Borrowings	-	-	-	-	50.00	50.00	317	280	-	-	-	-	-	-	-	-	-	-	-	75.00	-	-
Long Term Debt	-2.8%	162	167	198	198	197	225	225	197	207	217	-	144	28.00	45.00	44.00	54.00	406	418	83.00	68.00	57.00
Shareholder's Equity	2.4%	1,064	1,039	974	978	962	973	938	839	836	892	-	729	-	559	550	539	539	533	512	517	429
Retained Earnings	5.2%	482	458	431	418	399	408	380	362	338	314	-	297	-	289	271	253	235	217	203	199	187
Additional Paid-In Capital	0.4%	637	634	626	625	624	622	620	521	524	575	-	425	-	261	271	273	290	302	300	313	237
Shares Outstanding	0.2%	15.00	15.00	15.00	15.00	15.00	15.00	14.00	14.00	14.00	11.00	-	10.00	-	10.00	-	-	-	-	-	-	-
Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1.00	1.00	1.00	1.00	1.00
Float	-	-	-	-	873	-	-	-	880	-	-	-	-	-	613	-	-	-	509	-	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-38.1%	23,382	37,771	21,836	32,825	15,542	30,047	38,007	27,399	21,943	45,392	9,247	4,802	38,213	14,627	44,082	8,025	12,165	21,632	17,391	8,817	10,297
Share Based Compensation	-14.2%	1,381	1,609	1,399	2,006	1,424	1,734	1,329	2,154	1,799	2,085	1,826	2,055	1,341	1,484	1,260	1,657	1,299	1,395	1,144	1,391	1,108
Cashflow From Investing	37.7%	-49,025	-78,730	88,706	92,687	488,799	-134,520	-169,635	-283,130	70,921	-637,649	324,640	24,576	-82,165	109,663	-19,241	-201,919	-97,199	13,853	-56,426	3,933	-24,510
Cashflow From Financing	-184.4%	-38,364	-13,490	-69,868	265,514	-544,884	-179,086	388,893	40,825	-292,233	-163,056	224,312	27,174	-23,053	-174,995	6,039	774,618	144,935	2,605	28,084	-12,591	-80,552
Dividend Payments	-100.0%	-	3,717	3,704	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Buy Backs	-	-	-	-	1,521	-	785	-	6,279	54,433	28,143	17,291	12,524	4,625	13,141	13,746	4.00	15,197	8,729	939	13,110	5,682

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NIC Income Statement

2024-03-31

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Mar. 31, 2024	Mar. 31, 2023
Interest income:
Loans, including loan fees	$ 93,648	$ 79,142
Investment securities:
Taxable	4,557	4,961
Tax-exempt	1,238	1,737
Other interest income	4,588	1,536
Total interest income	104,031	87,376
Interest expense:
Deposits	38,990	24,937
Short-term borrowings	0	3,212
Long-term borrowings	2,234	2,506
Total interest expense	41,224	30,655
Net interest income	62,807	56,721
Provision for credit losses	750	3,090
Net interest income after provision for credit losses	62,057	53,631
Noninterest income:
Mortgage income, net	1,364	1,466
BOLI income	1,347	1,200
Deferred compensation plan asset market valuations	59	946
LSR income, net	1,134	1,155
Asset gains (losses), net	1,909	(38,468)
Other income	2,445	1,832
Total noninterest income	19,422	(21,844)
Noninterest expense:
Personnel	26,510	24,328
Occupancy, equipment and office	8,944	8,783
Business development and marketing	2,142	2,121
Data processing	4,270	3,988
Intangibles amortization	1,833	2,161
FDIC assessments	1,033	540
Merger-related expense	0	163
Other expense	2,415	2,791
Total noninterest expense	47,147	44,875
Income (loss) before income tax expense (benefit)	34,332	(13,088)
Income tax expense (benefit)	6,542	(4,190)
Net income (loss)	$ 27,790	$ (8,898)
Earnings (loss) per common share:
Basic (in dollars per share)	$ 1.86	$ (0.61)
Diluted (in dollars per share)	$ 1.82	$ (0.61)
Weighted average common shares outstanding:
Basic (in shares)	14,907,124	14,694,451
Diluted (in shares)	15,249,179	14,694,451
Wealth management fee income
Noninterest income:
Fees and commissions	$ 6,485	$ 5,512
Service charges on deposit accounts
Noninterest income:
Fees and commissions	1,581	1,480
Card interchange income
Noninterest income:
Fees and commissions	$ 3,098	$ 3,033

NIC Balance Sheet

2024-03-31

Consolidated Balance Sheets - USD ($)

Mar. 31, 2024

Dec. 31, 2023

Assets

Cash and due from banks

$ 81,677,000

$ 129,898,000

Interest-earning deposits

345,747,000

361,533,000

Cash and cash equivalents

427,424,000

^[1]

491,431,000

Certificates of deposit in other banks

5,639,000

6,374,000

Securities available for sale (“AFS”), at fair value

803,963,000

802,573,000

Other investments

60,464,000

57,560,000

Loans held for sale

5,022,000

4,160,000

Loans

6,397,617,000

6,353,942,000

Allowance for credit losses - loans (“ACL-Loans”)

(64,347,000)

(63,610,000)

Loans, net

6,333,270,000

6,290,332,000

Premises and equipment, net

119,962,000

118,756,000

Bank owned life insurance (“BOLI”)

170,746,000

169,392,000

Goodwill and other intangibles, net

393,183,000

394,366,000

Accrued interest receivable and other assets

126,989,000

133,734,000

Total assets

8,446,662,000

8,468,678,000

Liabilities:

Noninterest-bearing demand deposits

1,665,229,000

1,958,709,000

Interest-bearing deposits

5,500,503,000

5,239,091,000

Total deposits

7,165,732,000

7,197,800,000

Short-term borrowings

Long-term borrowings

162,257,000

166,930,000

Accrued interest payable and other liabilities

55,018,000

64,941,000

Total liabilities

7,383,007,000

7,429,671,000

Stockholders’ Equity:

Common stock

149,000

Additional paid-in capital

636,621,000

633,770,000

Retained earnings

482,295,000

458,261,000

Accumulated other comprehensive income (loss)

(55,410,000)

(53,173,000)

Total stockholders’ equity

1,063,655,000

1,039,007,000

Total liabilities and stockholders’ equity

$ 8,446,662,000

$ 8,468,678,000

Preferred shares authorized (no par value)

10,000,000

Preferred shares issued and outstanding

Common shares authorized (par value $0.01 per share)

30,000,000

Common shares outstanding

14,930,549

14,894,209

Common shares issued

14,987,207

14,951,367

[1]	There was no restricted cash in cash and cash equivalents at either March 31, 2024 or March 31, 2023.

About Nicolet Bankshares, Inc.

Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals in Wisconsin and Michigan. The company accepts checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts. It also offers commercial loans, including commercial, industrial, and business loans and lines of credit; commercial real estate loans; agricultural (AG) production and AG real estate loans; commercial real estate investment real estate loans; construction and land development loans; residential real estate loans, such as residential first lien and junior lien mortgages, home equity loans, lines of credit, and residential construction loans; and consumer loans. In addition, the company provides cash management, international banking, personal brokerage, safe deposit boxes, and trust and fiduciary services, as well as wealth management and retirement plan services. Further, it offers mortgage refinancing; online services, such as commercial, retail, and trust online banking; automated bill payment, mobile banking deposits and account access, and remote deposit capture services; and other services consisting of wire transfers, debit cards, credit cards, pre-paid gift cards, direct deposits, and official bank checks, as well as facilitates crop insurance products. The company was formerly known as Green Bay Financial Corporation and changed its name to Nicolet Bankshares, Inc. in March 2002. Nicolet Bankshares, Inc. was incorporated in 2000 and is headquartered in Green Bay, Wisconsin.

CEO	Mr. Michael E. Daniels
WEBSITE	nicoletbank.com
INDUSTRY	Banks Diversified
EMPLOYEES	943

Nicolet Bankshares, Inc. Frequently Asked Questions

What is the ticker symbol for Nicolet Bankshares, Inc.? What does NIC stand for in stocks?

NIC is the stock ticker symbol of Nicolet Bankshares, Inc.. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Nicolet Bankshares, Inc. (NIC)?

As of Fri May 17 2024, market cap of Nicolet Bankshares, Inc. is 1.25 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of NIC stock?

You can check NIC's fair value in chart for subscribers.

What is the fair value of NIC stock?

You can check NIC's fair value in chart for subscribers. The fair value of Nicolet Bankshares, Inc. is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Nicolet Bankshares, Inc. is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for NIC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Nicolet Bankshares, Inc. a good stock to buy?

The fair value guage provides a quick view whether NIC is over valued or under valued. Whether Nicolet Bankshares, Inc. is cheap or expensive depends on the assumptions which impact Nicolet Bankshares, Inc.'s fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for NIC.

What is Nicolet Bankshares, Inc.'s Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, NIC's PE ratio (Price to Earnings) is 12.73 and Price to Sales (PS) ratio is 3.13. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. NIC PE ratio will change depending on the future growth rate expectations of investors.