OMF - OneMain Holdings Inc Stock Price, Fair Value and News

51.64USD+0.17 (+0.33%)Market Closed

Market Summary

USD51.64+0.17

Market Closed

0.33%

OMF Stock Price

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OMF RSI Chart

OMF Valuation

Market Cap

6.2B

Price/Earnings (Trailing)

10.03

Price/Sales (Trailing)

1.33

EV/EBITDA

5.21

Price/Free Cashflow

2.46

OMF Price/Sales (Trailing)

OMF Profitability

EBT Margin

17.42%

Return on Equity

19.2%

Return on Assets

2.58%

Free Cashflow Yield

40.65%

OMF Fundamentals

OMF Revenue

Revenue (TTM)

4.6B

Rev. Growth (Yr)

7.22%

Rev. Growth (Qtr)

-1.14%

OMF Earnings

Earnings (TTM)

617.0M

Earnings Growth (Yr)

-13.41%

Earnings Growth (Qtr)

-6.06%

Breaking Down OMF Revenue

Last 7 days

1.7%

Last 30 days

3.9%

Last 90 days

17.6%

Trailing 12 Months

42.3%

How does OMF drawdown profile look like?

OMF Financial Health

Debt/Equity

6.07

Debt/Cashflow

0.13

OMF Investor Care

Dividend Yield

7.75%

Dividend/Share (TTM)

Buy Backs (1Y)

0.65%

Diluted EPS (TTM)

5.13

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	4.6B	0	0	0
2023	4.4B	4.5B	4.5B	4.6B
2022	4.4B	4.4B	4.4B	4.4B
2021	4.3B	4.3B	4.3B	4.4B
2020	4.3B	4.4B	4.4B	4.4B
2019	3.8B	3.8B	4.0B	4.1B
2018	3.3B	3.4B	3.6B	3.7B
2017	3.0B	3.1B	3.1B	3.2B
2016	2.4B	2.7B	3.0B	3.1B
2015	1.8B	1.7B	1.6B	1.9B
2014	2.3B	2.2B	2.1B	2.0B
2013	1.7B	1.8B	2.0B	2.2B
2012	1.8B	1.8B	1.8B	1.7B
2011	0	0	0	1.9B

Get all data in R, Python etc through our Historical Stock Data APIs

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Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

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Tracking the Latest Insider Buys and Sells of OneMain Holdings Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 20, 2024	conrad micah r.	sold (taxes)	-433,613	46.53	-9,319	evp & cfo
Feb 20, 2024	chadha rajive	sold (taxes)	-444,175	46.53	-9,546	chief operating officer & evp
Feb 20, 2024	shulman douglas h.	sold (taxes)	-2,105,810	46.53	-45,257	president & ceo
Feb 20, 2024	hedlund michael a	sold (taxes)	-115,720	46.53	-2,487	pao, svp and group controller
Feb 14, 2024	guthrie roy a	acquired	-	-	3,445	-
Feb 14, 2024	hedlund michael a	acquired	-	-	10,003	pao, svp and group controller
Feb 14, 2024	conrad micah r.	acquired	-	-	15,562	evp & cfo
Feb 14, 2024	bronner philip	acquired	-	-	3,445	-
Feb 14, 2024	daruvala toos	acquired	-	-	3,445	-
Feb 14, 2024	shulman douglas h.	acquired	-	-	61,138	president & ceo

Which funds bought or sold OMF recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 07, 2024	Arizona State Retirement System	reduced	-2.11	26,005	1,599,370	0.01%
May 07, 2024	MEEDER ASSET MANAGEMENT INC	sold off	-100	-212,052	-	-%
May 07, 2024	Illinois Municipal Retirement Fund	reduced	-17.87	-627,000	3,632,000	0.06%
May 07, 2024	QRG CAPITAL MANAGEMENT, INC.	reduced	-0.92	79,573	2,836,680	0.04%
May 07, 2024	Qsemble Capital Management, LP	sold off	-100	-320,735	-	-%
May 07, 2024	M&T Bank Corp	reduced	-2.45	8,646	623,154	-%
May 07, 2024	MILLER VALUE PARTNERS, LLC	reduced	-5.56	-153,630	7,816,770	5.00%
May 07, 2024	Donoghue Forlines LLC	reduced	-7.51	-28,035	681,183	0.19%
May 07, 2024	Swiss National Bank	reduced	-0.27	395,541	11,490,100	0.01%
May 07, 2024	SEI INVESTMENTS CO	reduced	-26.35	-116,929	380,365	-%

Are Funds Buying or Selling OMF?

Are funds buying OMF calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own OMF

No. of Funds

Unveiling OneMain Holdings Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
May 06, 2024	uniform investco lp	4.35%	5,210,349	SC 13D/A
Feb 12, 2024	vanguard group inc	10.17%	12,198,452	SC 13G/A
Feb 12, 2024	vanguard group inc	9.96%	11,943,855	SC 13G/A
Feb 09, 2024	capital international investors	7.2%	8,680,716	SC 13G/A
Feb 09, 2024	fmr llc	-	0	SC 13G/A
Jan 31, 2024	blackrock inc.	5.3%	6,338,297	SC 13G
Dec 05, 2023	uniform investco lp	5.59%	6,696,718	SC 13D/A
Apr 10, 2023	vanguard group inc	10.16%	12,270,098	SC 13G/A
Feb 15, 2023	uniform investco lp	6.84%	8,268,916	SC 13D/A
Feb 13, 2023	capital international investors	8.3%	10,181,766	SC 13G

Recent SEC filings of OneMain Holdings Inc

View All Filings

Date Filed	Form Type	Document
May 08, 2024	144	Notice of Insider Sale Intent
May 08, 2024	4	Insider Trading
May 08, 2024	424B3	Prospectus Filed
May 08, 2024	FWP	Prospectus Filed
May 06, 2024	SC 13D/A	13D - Major Acquisition
May 01, 2024	10-Q	Quarterly Report
Apr 30, 2024	8-K	Current Report
Apr 26, 2024	ARS	ARS
Apr 26, 2024	DEF 14A	DEF 14A
Apr 26, 2024	DEFA14A	DEFA14A

Peers (Alternatives to OneMain Holdings Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	424.4B	25.7B	-5.01%	18.78%	35.83	16.51	12.62%	22.62%
AXP	169.9B	62.0B	5.39%	54.00%	18.89	2.74	11.96%	24.39%
PYPL	66.7B	30.4B	-3.84%	-3.21%	15.38	2.19	8.39%	60.41%
COF	54.6B	43.4B	-0.74%	60.49%	14.06	1.26	26.76%	-52.19%
DFS	31.0B	17.8B	-1.69%	27.81%	13.7	1.74	38.72%	-44.91%
ALLY	12.0B	14.3B	2.39%	56.21%	13.99	0.84	22.92%	-37.74%
MID-CAP
CACC	6.2B	2.0B	-7.65%	17.50%	24.82	3.18	6.86%	-40.40%
FCFS	5.4B	3.2B	-5.81%	14.12%	23.09	1.67	13.90%	-14.51%
WU	4.5B	4.4B	-0.82%	9.14%	7.33	1.04	0.29%	-19.79%
NNI	3.6B	1.1B	2.62%	3.82%	39.57	3.27	8.54%	-77.53%
SMALL-CAP
ENVA	1.7B	2.2B	-2.52%	44.08%	9.65	0.74	22.40%	-16.16%
ATLC	408.0M	1.2B	-2.65%	-4.19%	3.97	0.35	10.41%	-24.15%
CPSS	184.0M	352.0M	9.15%	-19.35%	4.06	0.52	6.77%	-47.27%
AIHS	7.5M	7.3M	-10.34%	-12.36%	-1.93	1.02	-51.06%	-195.09%
CURO	3.3M	853.2M	-	-96.20%	-0.01	0	-15.13%	-1364.54%

OneMain Holdings Inc News

Latest updates

OneMain Holdings Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-1.1%	1,173	1,187	1,167	1,117	1,094	1,122	1,118	1,106	1,089	1,120	1,113	1,071	1,060	1,096	1,089	1,077	1,106	1,107	1,065	1,000	956
EBITDA Margin	-1.4%	1.00*	1.02*	1.03*	1.04*	1.08*	1.12*	1.14*	1.17*	1.21*	1.24*	1.27*	1.26*	1.17*	-	-	-	-	-	-	-	-
Interest Expenses	-2.3%	896	917	900	873	855	891	895	887	870	886	876	840	825	850	834	806	851	854	821	762	720
Income Taxes	-12.5%	49.00	56.00	52.00	35.00	56.00	56.00	61.00	70.00	96.00	93.00	88.00	113	133	117	91.00	29.00	11.00	83.00	49.00	62.00	50.00
Earnings Before Taxes	-7.7%	204	221	246	138	235	232	246	278	399	356	376	463	546	476	341	118	43.00	344	297	256	202
EBT Margin	-5.3%	0.17*	0.18*	0.19*	0.19*	0.22*	0.26*	0.29*	0.32*	0.36*	0.40*	0.43*	0.42*	0.34*	-	-	-	-	-	-	-	-
Net Income	-6.1%	155	165	194	103	179	176	185	208	303	263	288	350	413	359	250	89.00	32.00	261	248	194	152
Net Income Margin	-5.4%	0.13*	0.14*	0.14*	0.14*	0.17*	0.20*	0.22*	0.24*	0.27*	0.30*	0.32*	0.32*	0.26*	-	-	-	-	-	-	-	-
Free Cashflow	-17.7%	558	678	596	683	562	664	545	626	552	608	509	574	556	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-1.6%	23,908	24,294	24,146	23,511	22,443	22,537	22,341	22,199	21,816	22,095	21,963	22,377	21,285	22,471	21,857	22,508	24,693	22,817	22,410	21,017	21,358
Cash Equivalents	41.0%	1,430	1,014	1,190	1,021	544	498	536	526	640	541	821	1,787	1,301	2,723	1,944	2,740	4,203	1,632	1,393	786	1,709
Goodwill	2.6%	1,437	1,400	1,437	1,437	1,437	1,437	1,437	1,437	1,437	1,400	1,437	1,437	1,422	1,400	1,422	1,422	1,422	1,400	1,422	1,422	1,422
Liabilities	-2.0%	20,694	21,108	21,037	20,453	19,362	19,522	19,329	19,162	18,719	18,986	18,842	18,840	17,977	19,030	18,734	19,337	21,641	18,487	18,316	16,876	17,408
Long Term Debt	-1.5%	19,520	19,813	19,851	19,195	18,206	18,281	18,202	17,922	17,560	17,750	17,661	17,605	16,789	17,800	17,531	18,010	20,443	17,212	17,021	15,551	16,117
Shareholder's Equity	0.9%	3,214	3,186	3,109	3,058	3,081	3,015	3,011	3,021	3,060	3,037	3,121	3,537	3,308	3,441	3,123	3,171	3,052	4,330	4,094	4,141	3,950
Retained Earnings	1.4%	2,318	2,285	2,240	2,168	2,188	2,119	2,061	1,995	1,907	1,727	1,554	1,825	1,570	1,691	1,392	1,457	1,412	2,596	2,369	2,429	2,269
Additional Paid-In Capital	0.2%	1,718	1,715	1,706	1,702	1,693	1,689	1,685	1,679	1,672	1,672	1,665	1,661	1,657	1,655	1,651	1,648	1,645	1,689	1,686	1,683	1,682
Shares Outstanding	0.1%	120	120	120	120	121	121	123	124	126	128	131	134	134	-	-	-	-	-	-	-	-
Float	-	-	-	-	4,881	-	-	-	4,329	-	-	-	5,822	-	-	-	1,867	-	-	-	2,596	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-17.7%	558,000	678,000	596,000	683,000	562,000	664,000	545,000	626,000	552,000	608,000	509,000	574,000	556,000	583,000	425,000	639,000	565,000	633,000	584,000	597,000	548,000
Share Based Compensation	22.2%	11,000	9,000	6,000	9,000	12,000	4,000	8,000	7,000	12,000	7,000	5,000	4,000	7,000	4,000	3,000	3,000	7,000	3,000	3,000	1,000	6,000
Cashflow From Investing	67.2%	-233,000	-710,000	-892,000	-1,056,000	-204,000	-622,000	-695,000	-852,000	50,000	-644,000	-869,000	-828,000	198,000	-494,000	-363,000	302,000	-196,000	-973,000	-1,109,000	-1,042,000	-305,000
Cashflow From Financing	-133.2%	-443,000	-190,000	513,000	851,000	-242,000	-102,000	109,000	115,000	-448,000	-227,000	-654,000	676,000	-1,605,000	193,000	-848,000	-2,492,000	2,777,000	145,000	1,146,000	-633,000	863,000
Dividend Payments	0.8%	122,000	121,000	121,000	122,000	123,000	116,000	118,000	120,000	126,000	89,000	557,000	94,000	534,000	61,000	314,000	44,000	387,000	34,000	306,000	34,000	34,000
Buy Backs	-75.0%	5,000	20,000	11,000	7,000	27,000	56,500	42,000	94,000	110,000	192,000	141,000	35,000	-	-	-	-	45,000	-	-	-	-

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OMF Income Statement

2024-03-31

Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Income Statement [Abstract]
Interest income	$ 1,173	$ 1,094
Interest expense	277	239
Net interest income	896	855
Provision for finance receivable losses	431	385
Net interest income after provision for finance receivable losses	465	470
Other revenues:
Insurance	112	111
Investment	32	25
Gain on sales of finance receivables	6	17
Other	30	24
Total other revenues	180	177
Other expenses:
Salaries and benefits	224	212
Other operating expenses	167	153
Insurance policy benefits and claims	50	47
Total other expenses	441	412
Income before income taxes	204	235
Income taxes	49	56
Net income	$ 155	$ 179
Weighted average number of shares outstanding:
Basic (in shares)	119,829,174	120,765,661
Diluted (in shares)	120,244,669	120,969,891
Earnings per share:
Basic (in dollars per share)	$ 1.29	$ 1.48
Diluted (in dollars per share)	$ 1.29	$ 1.48

OMF Balance Sheet

2024-03-31

Condensed Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Millions

Mar. 31, 2024

Dec. 31, 2023

Assets

Cash and cash equivalents

$ 831

$ 1,014

Investment securities (includes available-for-sale securities with a fair value and an amortized cost basis of $1.6 billion and $1.7 billion in 2024, respectively, and $1.6 billion and $1.8 billion in 2023, respectively)

1,691

1,719

Net finance receivables (includes loans of consolidated VIEs of $12.6 billion in 2024 and $12.8 billion in 2023)

21,083

21,349

Unearned insurance premium and claim reserves

(749)

(771)

Allowance for finance receivable losses (includes allowance of consolidated VIEs of $1.4 billion in 2024 and 2023)

(2,454)

(2,480)

Net finance receivables, less unearned insurance premium and claim reserves and allowance for finance receivable losses

17,880

18,098

Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated VIEs of $576 million in 2024 and $523 million in 2023)

599

^[1]

534

Goodwill

1,437

Other intangible assets

259

260

Other assets

1,211

1,232

Total assets

23,908

24,294

Liabilities and Shareholders’ Equity

Long-term debt (includes debt of consolidated VIEs of $11.4 billion in 2024 and $11.6 billion in 2023)

19,520

19,813

Insurance claims and policyholder liabilities

597

615

Deferred and accrued taxes

Other liabilities (includes other liabilities of consolidated VIEs of $26 million in 2024 and 2023)

543

671

Total liabilities

20,694

21,108

Contingencies (Note 12)

Shareholders’ equity:

Common stock, par value $0.00000001 per share; 2,000 shares authorized, 120 and 120 shares issued and outstanding at March 31, 2024 and December 31, 2023, respectively

Additional paid-in capital

1,718

1,715

Accumulated other comprehensive loss

(91)

(87)

Retained earnings

2,318

2,285

Treasury stock, at cost; 15 and 15 shares at March 31, 2024 and December 31, 2023, respectively

(732)

(728)

Total shareholders’ equity

3,214

3,186

Total liabilities and shareholders’ equity

$ 23,908

$ 24,294

[1]	Restricted cash and restricted cash equivalents primarily represent funds required to be used for future debt payments relating to our secured transactions.

About OneMain Holdings Inc

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards and insurance products comprising life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It operates through a network of approximately 1,400 branch offices in 44 states in the United States, as well as through its website onemainfinancial.com. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.

CEO	Mr. Douglas H. Shulman
WEBSITE	onemainfinancial.com
INDUSTRY	Credit Services
EMPLOYEES	9200

OneMain Holdings Inc Frequently Asked Questions

What is the ticker symbol for OneMain Holdings Inc? What does OMF stand for in stocks?

OMF is the stock ticker symbol of OneMain Holdings Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of OneMain Holdings Inc (OMF)?

As of Wed May 08 2024, market cap of OneMain Holdings Inc is 6.19 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of OMF stock?

You can check OMF's fair value in chart for subscribers.

What is the fair value of OMF stock?

You can check OMF's fair value in chart for subscribers. The fair value of OneMain Holdings Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of OneMain Holdings Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for OMF so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is OneMain Holdings Inc a good stock to buy?

The fair value guage provides a quick view whether OMF is over valued or under valued. Whether OneMain Holdings Inc is cheap or expensive depends on the assumptions which impact OneMain Holdings Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for OMF.

What is OneMain Holdings Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed May 08 2024, OMF's PE ratio (Price to Earnings) is 10.03 and Price to Sales (PS) ratio is 1.33. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. OMF PE ratio will change depending on the future growth rate expectations of investors.