PCB - PCB Bancorp Stock Price, Fair Value and News

15.72USD+0.20 (+1.29%)Delayed

Market Summary

USD15.72+0.20

Delayed

1.29%

PCB Stock Price

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PCB RSI Chart

PCB Valuation

Market Cap

224.3M

Price/Earnings (Trailing)

8.94

Price/Sales (Trailing)

1.4

EV/EBITDA

-0.12

Price/Free Cashflow

4.49

PCB Price/Sales (Trailing)

PCB Profitability

EBT Margin

22.04%

Return on Equity

7.17%

Return on Assets

0.88%

Free Cashflow Yield

22.28%

PCB Fundamentals

PCB Revenue

Revenue (TTM)

160.2M

Rev. Growth (Yr)

26.11%

Rev. Growth (Qtr)

6.36%

PCB Earnings

Earnings (TTM)

25.1M

Earnings Growth (Yr)

-54.5%

Earnings Growth (Qtr)

-20.7%

Breaking Down PCB Revenue

Last 7 days

1.2%

Last 30 days

3.3%

Last 90 days

-3.1%

Trailing 12 Months

9.9%

How does PCB drawdown profile look like?

PCB Financial Health

PCB Investor Care

Dividend Yield

4.58%

Dividend/Share (TTM)

0.72

Buy Backs (1Y)

0.35%

Diluted EPS (TTM)

1.75

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	160.2M	0	0	0
2023	115.4M	129.8M	141.8M	151.2M
2022	83.1M	85.5M	91.2M	101.8M
2021	77.4M	78.4M	80.0M	81.5M
2020	91.7M	86.6M	82.5M	79.8M
2019	88.0M	91.7M	93.9M	92.9M
2018	69.3M	73.9M	78.3M	83.7M
2017	55.8M	58.9M	62.1M	65.3M
2016	0	0	0	52.6M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of PCB Bancorp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 30, 2024	chang timothy	acquired	49,584	10.33	4,800	evp & chief financial officer
Mar 04, 2024	lee sang young	bought	23,925	15.95	1,500	-
Mar 01, 2024	lee sang young	bought	114,763	15.9061	7,215	-
Feb 28, 2024	lee sang young	bought	96,987	15.8398	6,123	-
Feb 27, 2024	lee sang young	bought	9,442	15.95	592	-
Feb 22, 2024	lee sang young	bought	67,002	15.9453	4,202	-
Feb 21, 2024	lee sang young	bought	17,362	15.8412	1,096	-
Feb 20, 2024	lee sang young	bought	32,220	16.11	2,000	-
Dec 06, 2023	lee sang young	bought	129,270	16.1588	8,000	-

Which funds bought or sold PCB recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-38.92	-15,186	17,914	-%
May 15, 2024	MILLENNIUM MANAGEMENT LLC	reduced	-52.6	-422,255	305,730	-%
May 15, 2024	STATE STREET CORP	added	0.68	-348,742	2,883,860	-%
May 15, 2024	DEUTSCHE BANK AG\	reduced	-8.14	-32,029	140,144	-%
May 15, 2024	MORGAN STANLEY	reduced	-13.1	-255,448	855,027	-%
May 15, 2024	AMERIPRISE FINANCIAL INC	unchanged	-	-50,190	390,287	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	reduced	-62.52	-216,399	107,582	-%
May 15, 2024	BARCLAYS PLC	reduced	-48.58	-149,000	125,000	-%
May 15, 2024	Squarepoint Ops LLC	added	23.45	18,901	220,341	-%
May 15, 2024	Tower Research Capital LLC (TRC)	reduced	-9.00	-2,381	9,912	-%

Are Funds Buying or Selling PCB?

Are funds buying PCB calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own PCB

No. of Funds

Unveiling PCB Bancorp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Jan 29, 2024	blackrock inc.	5.7%	819,182	SC 13G/A
May 10, 2023	lee sang young	12.59%	1,802,900	SC 13D/A
Mar 16, 2023	rhee don	5.00%	722,479	SC 13D
Feb 14, 2023	ejf capital llc	2.4%	351,404	SC 13G/A
Feb 03, 2023	blackrock inc.	5.2%	773,946	SC 13G
Nov 01, 2022	lee sang young	11.59%	1,715,648	SC 13D/A
Feb 25, 2022	ejf capital llc	9.7%	1,442,638	SC 13G/A
Jul 12, 2021	blackrock inc.	1.1%	172,833	SC 13G/A
May 13, 2021	lee sang young	10.59%	1,609,756	SC 13D/A
Feb 12, 2021	ejf capital llc	9.8%	1,503,440	SC 13G/A

Recent SEC filings of PCB Bancorp

View All Filings

Date Filed	Form Type	Document
May 07, 2024	10-Q	Quarterly Report
May 01, 2024	4	Insider Trading
Apr 25, 2024	8-K	Current Report
Apr 09, 2024	ARS	ARS
Apr 08, 2024	DEFA14A	DEFA14A
Apr 08, 2024	DEF 14A	DEF 14A
Mar 19, 2024	PRE 14A	PRE 14A
Mar 12, 2024	10-K	Annual Report
Mar 04, 2024	4	Insider Trading
Feb 28, 2024	4	Insider Trading

Peers (Alternatives to PCB Bancorp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

PCB Bancorp News

Latest updates

PCB Bancorp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	6.4%	44.00	41.00	39.00	37.00	35.00	32.00	27.00	22.00	21.00	21.00	21.00	20.00	19.00	20.00	20.00	19.00	22.00	22.00	24.00	24.00	23.00
EBITDA Margin	-12.2%	0.78*	0.89*	0.99*	1.09*	1.24*	1.38*	1.53*	1.65*	1.68*	1.66*	1.57*	1.43*	-	-	-	-	-	-	-	-	-
Interest Expenses	-4.2%	21.00	22.00	22.00	22.00	22.00	24.00	24.00	21.00	20.00	20.00	20.00	19.00	18.00	17.00	17.00	15.00	17.00	17.00	18.00	18.00	17.00
Income Taxes	-22.2%	2.00	2.00	3.00	3.00	4.00	4.00	3.00	4.00	4.00	5.00	5.00	4.00	4.00	2.00	2.00	1.00	2.00	2.00	3.00	3.00	3.00
Earnings Before Taxes	-21.3%	7.00	8.00	10.00	11.00	14.00	12.00	10.00	13.00	14.00	15.00	16.00	14.00	12.00	8.00	5.00	5.00	5.00	6.00	10.00	9.00	9.00
EBT Margin	-23.0%	0.22*	0.29*	0.33*	0.36*	0.43*	0.49*	0.57*	0.68*	0.71*	0.70*	0.62*	0.50*	-	-	-	-	-	-	-	-	-
Net Income	-20.7%	5.00	6.00	7.00	7.00	10.00	9.00	7.00	9.00	10.00	11.00	11.00	10.00	9.00	6.00	3.00	3.00	4.00	4.00	7.00	7.00	7.00
Net Income Margin	-22.9%	0.16*	0.20*	0.24*	0.26*	0.30*	0.34*	0.41*	0.48*	0.50*	0.49*	0.44*	0.35*	-	-	-	-	-	-	-	-	-
Free Cashflow	-37.5%	6.00	10.00	18.00	16.00	18.00	14.00	0.00	9.00	29.00	-1.42	-7.58	-1.74	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	2.3%	2,854	2,790	2,568	2,556	2,501	2,420	2,327	2,345	2,200	2,150	2,105	2,060	2,051	1,923	2,021	2,021	1,800	1,746	1,699	1,726	1,718
Cash Equivalents	-1.1%	240	242	192	222	191	147	154	300	250	203	215	175	212	194	257	308	189	146	122	133	174
Net PPE	48.2%	9.00	6.00	6.00	6.00	6.00	7.00	5.00	4.00	3.00	3.00	3.00	4.00	4.00	4.00	4.00	5.00	5.00	4.00	4.00	4.00	4.00
Liabilities	2.6%	2,504	2,441	2,226	2,216	2,164	2,085	1,994	2,010	1,939	1,893	1,857	1,821	1,810	1,689	1,792	1,794	1,576	1,519	1,475	1,503	1,501
Shareholder's Equity	0.3%	350	349	342	340	337	335	333	334	261	256	248	239	240	234	229	227	224	227	225	223	217
Retained Earnings	1.4%	148	146	143	138	133	127	121	116	109	101	92.00	83.00	75.00	68.00	63.00	62.00	60.00	58.00	55.00	49.00	43.00
Additional Paid-In Capital	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3.00	3.00
Shares Outstanding	0.0%	14.00	14.00	14.00	14.00	14.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	160	-	-	-	214	-	-	-	185	-	-	-	125	-	-	-	211	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-16.6%	8,246	9,893	18,824	16,408	18,218	16,528	1,961	9,616	29,162	-1,306	-7,516	-1,585	8,790	36,188	-23,905	11,188	-6,378	4,286	8,376	7,423	10,035
Share Based Compensation	-4.2%	136	142	113	113	120	121	135	142	141	130	116	117	90.00	123	200	198	194	206	180	162	161
Cashflow From Investing	54.5%	-70,492	-154,914	-49,531	-28,964	-41,864	-104,820	-123,991	-104,131	-23,723	-43,310	14,921	-37,883	-108,951	4,267	-24,958	-110,484	-1,643	-25,550	15,550	-49,761	-2,142
Cashflow From Financing	-69.4%	59,695	195,013	911	44,183	67,134	81,285	-23,842	144,213	41,488	32,928	32,947	2,309	117,843	-103,739	-1,358	217,980	50,712	45,580	-35,299	2,036	3,421
Dividend Payments	0.1%	2,568	2,566	2,588	2,577	2,177	2,220	2,246	2,242	2,238	1,784	1,777	1,549	1,545	1,538	1,538	1,537	1,540	1,256	944	962	800
Buy Backs	-100.0%	-	925	1,058	-	6,845	4,467	2,249	-	-	-	543	10,333	-	-	-487	974	6,487	376	5,130	974	-

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PCB Income Statement

2024-03-31

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest and dividend income:
Loans, including fees	$ 39,251	$ 31,229
Tax-exempt investment securities	28	34
Taxable investment securities	1,218	1,068
Other interest-earning assets	3,058	2,205
Total interest income	43,555	34,536
Interest expense:
Deposits	21,967	11,913
Other borrowings	589	209
Total interest expense	22,556	12,122
Net interest income	20,999	22,414
Provision (reversal) for credit losses	1,090	(2,778)
Net interest income after provision (reversal) for credit losses	19,909	25,192
Noninterest income:
Service charges and fees on deposits	378	344
Loan servicing income	919	860
Bank-owned life insurance income	228	180
Gain on sale of loans	1,078	1,309
Other income	342	328
Total noninterest income	2,945	3,021
Noninterest expense:
Salaries and employee benefits	9,218	8,928
Occupancy and equipment	2,358	1,896
Professional fees	1,084	732
Marketing and business promotion	319	372
Data processing	402	412
Director fees and expenses	232	180
Regulatory assessments	298	155
Other expenses	2,441	1,079
Total noninterest expense	16,352	13,754
Income before income taxes	6,502	14,459
Income tax expense	1,817	4,162
Net income	$ 4,685	$ 10,297
Earnings per common share, basic (in dollars per share)	$ 0.33	$ 0.71
Earnings per common share, diluted (in dollars per share)	$ 0.33	$ 0.70
Weighted-average common shares outstanding, basic (in shares)	14,235,419	14,419,155
Weighted-average common shares outstanding, diluted (in shares)	14,330,204	14,574,929

PCB Balance Sheet

2024-03-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 29,432	$ 26,518
Interest-bearing deposits in other financial institutions	210,359	215,824
Total cash and cash equivalents	239,791	242,342
Securities available-for-sale, at fair value (amortized cost of $152,649 and $156,175, respectively, and allowance for credit losses of $0 and $0, respectively, at March 31, 2024 and December 31, 2023)	138,170	143,323
Loans held-for-sale, at lower of cost or fair value	3,256	5,155
Loans held-for-investment, net of deferred fees and costs	2,397,964	2,323,452
Allowance for credit losses on loans	(28,332)	(27,533)
Net loans held-for-investment	2,369,632	2,295,919
Premises and equipment, net	8,892	5,999
Federal Home Loan Bank and other restricted stock, at cost	12,716	12,716
Other real estate owned, net	0	2,558
Bank-owned life insurance	31,045	30,817
Servicing assets	6,544	6,666
Operating lease assets	18,255	18,913
Accrued interest receivable	10,394	9,468
Other assets	15,597	15,630
Total assets	2,854,292	2,789,506
Deposits:
Noninterest-bearing demand	538,380	594,673
Savings, NOW and money market accounts	483,607	421,203
Time deposits of $250,000 or less	771,303	760,034
Time deposits of more than $250,000	609,550	575,702
Total deposits	2,402,840	2,351,612
Federal Home Loan Bank advances	50,000	39,000
Deferred tax liabilities, net	266	876
Operating lease liabilities	19,555	20,137
Accrued interest payable and other liabilities	31,626	29,009
Total liabilities	2,504,287	2,440,634
Commitments and contingencies
Preferred stock, 10,000,000 shares authorized, no par value:
Series C, senior non-cumulative perpetual, $1,000 per share liquidation preference, 69,141 and 69,141 shares issued and outstanding at March 31, 2024 and December 31, 2023, respectively.	69,141	69,141
Common stock, 60,000,000 shares authorized, no par value; 14,263,791 and 14,260,440 shares issued and outstanding, respectively, and included 25,400 and 41,661 shares of unvested restricted stock, respectively, at March 31, 2024 and December 31, 2023	142,734	142,563
Retained earnings	148,209	146,092
Accumulated other comprehensive loss, net	(10,079)	(8,924)
Total shareholders’ equity	350,005	348,872
Total liabilities and shareholders’ equity	$ 2,854,292	$ 2,789,506

About PCB Bancorp

PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and trade finance, remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, Small Business Administration (SBA) property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, SBA commercial term, and SBA Paycheck Protection Program loans; and other consumer loans comprising automobile secured loans and personal loans. In addition, the company offers access to account balances, online transfers, and online bill payment and electronic delivery of customer statements; and mobile banking solutions that include remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through a network of full-service branches in Los Angeles and Orange counties, California; Carrollton and Dallas, Texas; and Englewood Cliffs and Palisade Park, New Jersey, and Bayside, New York. It also operates loan production offices in Los Angeles and Orange Counties, California; Annandale, Virginia; Atlanta, Georgia; Bellevue, Washington; Aurora, Colorado; and Carrollton, Texas. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.

CEO	Mr. Henry Kim
WEBSITE	paccity.net
INDUSTRY	Banks Diversified
EMPLOYEES	272

PCB Bancorp Frequently Asked Questions

What is the ticker symbol for PCB Bancorp? What does PCB stand for in stocks?

PCB is the stock ticker symbol of PCB Bancorp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of PCB Bancorp (PCB)?

As of Fri May 17 2024, market cap of PCB Bancorp is 224.28 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of PCB stock?

You can check PCB's fair value in chart for subscribers.

What is the fair value of PCB stock?

You can check PCB's fair value in chart for subscribers. The fair value of PCB Bancorp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of PCB Bancorp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for PCB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is PCB Bancorp a good stock to buy?

The fair value guage provides a quick view whether PCB is over valued or under valued. Whether PCB Bancorp is cheap or expensive depends on the assumptions which impact PCB Bancorp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for PCB.

What is PCB Bancorp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, PCB's PE ratio (Price to Earnings) is 8.94 and Price to Sales (PS) ratio is 1.4. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. PCB PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on PCB Bancorp's stock?

In the past 10 years, PCB Bancorp has provided 0.176 (multiply by 100 for percentage) rate of return.