PRAA RSI Chart
Last 7 days
-5.8%
Last 30 days
3.7%
Last 90 days
-11%
Trailing 12 Months
35.0%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 902.7M | 0 | 0 | 0 |
2023 | 881.4M | 832.4M | 804.0M | 802.6M |
2022 | 1.0B | 1.0B | 1.0B | 966.5M |
2021 | 1.1B | 1.1B | 1.1B | 1.1B |
2020 | 1.0B | 1.0B | 1.1B | 1.1B |
2019 | 930.0M | 960.6M | 984.7M | 1.0B |
2018 | 844.4M | 862.3M | 883.7M | 908.3M |
2017 | 912.3M | 887.5M | 869.9M | 826.9M |
2016 | 921.7M | 913.0M | 905.5M | 930.6M |
2015 | 932.3M | 972.1M | 962.6M | 942.0M |
2014 | 759.5M | 773.9M | 815.1M | 881.0M |
2013 | 622.2M | 657.3M | 704.5M | 735.1M |
2012 | 487.3M | 520.4M | 556.6M | 592.8M |
2011 | 401.1M | 422.9M | 441.6M | 458.9M |
2010 | 296.3M | 318.2M | 345.2M | 372.7M |
2009 | 0 | 269.2M | 275.2M | 281.1M |
2008 | 0 | 0 | 0 | 263.3M |
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index
Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>
Returns of $10,000 invested in:
Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224
Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Apr 15, 2024 | atal vikram a | sold | -142,194 | 24.39 | -5,830 | president and ceo |
Apr 15, 2024 | atal vikram a | sold (taxes) | -142,194 | 24.39 | -5,830 | president and ceo |
Mar 15, 2024 | marino glenn p | acquired | - | - | 1,619 | - |
Mar 07, 2024 | sjolund martin | acquired | - | - | 34,064 | president, pra group europe |
Mar 07, 2024 | james richard owen | acquired | - | - | 21,199 | global investments officer |
Mar 07, 2024 | tarrant latisha owens | acquired | - | - | 24,609 | general counsel & chro |
Mar 07, 2024 | sjolund martin | sold (taxes) | -182,434 | 24.69 | -7,389 | president, pra group europe |
Mar 07, 2024 | james richard owen | sold (taxes) | -46,244 | 24.69 | -1,873 | global investments officer |
Mar 07, 2024 | sehgal rakesh | sold (taxes) | -13,974 | 24.69 | -566 | chief financial officer |
Mar 07, 2024 | atal vikram a | acquired | - | - | 94,824 | president and ceo |
Which funds bought or sold PRAA recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 16, 2024 | CASTLEARK MANAGEMENT LLC | unchanged | - | -138 | 29,992 | -% |
May 16, 2024 | JANE STREET GROUP, LLC | added | 78.25 | 334,999 | 767,613 | -% |
May 16, 2024 | Colony Group, LLC | new | - | 219,000 | 219,000 | -% |
May 16, 2024 | COMERICA BANK | reduced | -9.03 | -45,764 | 438,771 | -% |
May 16, 2024 | Global Financial Private Client, LLC | unchanged | - | -16.00 | 1,032 | -% |
May 16, 2024 | Redwood Investment Management, LLC | sold off | -100 | -3,268,000 | - | -% |
May 16, 2024 | CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | reduced | -9.38 | -105,962 | 975,757 | -% |
May 15, 2024 | S&T Bank/PA | added | 17.86 | 650,000 | 4,403,000 | 0.84% |
May 15, 2024 | PRICE T ROWE ASSOCIATES INC /MD/ | reduced | -53.37 | -818,000 | 709,000 | -% |
May 15, 2024 | BARCLAYS PLC | reduced | -17.78 | -392,000 | 1,762,000 | -% |
Unveiling PRA Group Inc's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to PRA Group Inc)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MA | 429.6B | 25.7B | 36.27 | 16.72 | ||||
AXP | 174.7B | 62.0B | 19.42 | 2.82 | ||||
PYPL | 67.4B | 30.4B | 15.54 | 2.22 | ||||
COF | 54.2B | 43.4B | 13.96 | 1.25 | ||||
DFS | 31.4B | 17.8B | 13.9 | 1.76 | ||||
ALLY | 12.2B | 14.3B | 14.22 | 0.86 | ||||
MID-CAP | ||||||||
CACC | 6.0B | 2.0B | 23.99 | 3.08 | ||||
FCFS | 5.3B | 3.2B | 22.91 | 1.66 | ||||
WU | 4.4B | 4.4B | 7.21 | 1.02 | ||||
NNI | 4.1B | 1.1B | 29.63 | 3.68 | ||||
SMALL-CAP | ||||||||
ENVA | 1.7B | 2.2B | 9.77 | 0.75 | ||||
ATLC | 357.4M | 1.2B | 3.48 | 0.3 | ||||
CPSS | 181.0M | 360.7M | 5.01 | 0.5 | ||||
AIHS | 8.6M | 7.3M | -2.23 | 1.18 | ||||
CURO | 2.5M | 853.2M | -0.01 | 0 |
PRA Group Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | 15.4% | 255,586 | 221,418 | 216,430 | 209,236 | 155,470 | 222,850 | 244,807 | 258,262 | 240,605 | 256,936 | 263,698 | 285,629 | 289,469 | 273,856 | 267,864 | 271,910 | 251,784 | 269,133 | 250,014 | 252,057 | 245,877 |
Operating Expenses | 7.6% | 189,190 | 175,889 | 173,384 | 163,675 | 189,114 | 163,540 | 174,019 | 174,525 | 168,638 | 174,487 | 186,119 | 181,415 | 178,715 | 184,641 | 179,198 | 160,630 | 191,244 | 185,751 | 181,188 | 187,496 | 190,934 |
EBITDA Margin | 41.5% | -0.18* | -0.31* | -0.25* | -0.17* | -0.09* | 0.04* | 0.07* | 0.08* | 0.10* | 0.13* | 0.13* | 0.13* | - | - | - | - | - | - | - | - | - |
Interest Expenses | 100.0% | - | -50,946 | -49,473 | -43,022 | -38,283 | -34,912 | -32,455 | -31,562 | -31,748 | -32,156 | -29,599 | -30,836 | -31,552 | -35,393 | -33,692 | -35,416 | -37,211 | -36,046 | -35,864 | -36,027 | -33,981 |
Income Taxes | 392.4% | 2,386 | -816 | 1,788 | 1,578 | -18,683 | 6,959 | 11,072 | 14,177 | 4,579 | 12,947 | 12,627 | 11,921 | 17,322 | 16,469 | 7,497 | 14,137 | 3,100 | 4,073 | 6,665 | 5,075 | 3,867 |
Earnings Before Taxes | 311.8% | 14,139 | -6,676 | -6,363 | 2,738 | -72,586 | 24,021 | 38,254 | 53,313 | 39,197 | 49,345 | 49,297 | 72,482 | 79,202 | 53,118 | 55,326 | 74,965 | 25,536 | 35,092 | 34,213 | 27,275 | 20,779 |
EBT Margin | 104.1% | 0.00* | -0.10* | -0.06* | -0.01* | 0.05* | 0.16* | 0.18* | 0.19* | 0.20* | 0.23* | 0.23* | 0.23* | - | - | - | - | - | - | - | - | - |
Net Income | 194.3% | 8,278 | -8,782 | -12,262 | -3,804 | -58,629 | 15,959 | 24,732 | 36,484 | 39,972 | 34,276 | 34,480 | 55,996 | 58,406 | 29,798 | 42,492 | 57,914 | 19,135 | 27,341 | 24,971 | 18,619 | 15,227 |
Net Income Margin | 82.4% | -0.02* | -0.10* | -0.07* | -0.03* | 0.02* | 0.12* | 0.14* | 0.14* | 0.16* | 0.17* | 0.16* | 0.17* | - | - | - | - | - | - | - | - | - |
Free Cashflow | -464.6% | -73,494 | 20,156 | -38,648 | -34,004 | -47,926 | 22,453 | 35,864 | -23,488 | -26,488 | 42,202 | 13,972 | -303 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | -1.0% | 4,482 | 4,525 | 4,330 | 4,321 | 4,544 | 4,176 | 3,895 | 4,089 | 4,258 | 4,366 | 4,332 | 4,261 | 4,279 | 4,453 | 4,197 | 4,198 | 4,350 | 4,424 | 4,118 | 4,165 | 4,106 |
Cash Equivalents | -2.6% | 110 | 113 | 105 | 111 | 116 | 83.00 | 58.00 | 68.00 | 79.00 | 88.00 | 57.00 | 76.00 | 93.00 | 121 | 105 | 125 | 184 | 124 | 90.00 | 105 | 102 |
Net PPE | -6.6% | 34.00 | 36.00 | 39.00 | 46.00 | 49.00 | 52.00 | 52.00 | 54.00 | 54.00 | 55.00 | 54.00 | 55.00 | 57.00 | 58.00 | 58.00 | 59.00 | 60.00 | 57.00 | 57.00 | 51.00 | 54.00 |
Goodwill | -4.6% | 412 | 432 | 413 | 415 | 421 | 436 | 404 | 437 | 483 | 480 | 482 | 493 | 493 | 493 | 456 | 445 | 419 | 481 | 466 | 489 | 481 |
Liabilities | 0.0% | 3,286 | 3,286 | 3,140 | 3,081 | 3,319 | 2,889 | 2,713 | 2,846 | 2,912 | 3,041 | 2,903 | 2,786 | 2,875 | 3,080 | 2,925 | 3,003 | 3,229 | 3,197 | 2,967 | 3,010 | 2,974 |
Shareholder's Equity | 2.5% | 1,196 | 1,167 | 1,116 | 29.00 | 1,158 | 1,228 | 1,183 | 1,242 | 1,346 | 1,325 | 1,429 | 1,475 | 1,403 | 1,359 | 1,272 | 1,195 | 1,121 | 1,227 | 1,146 | 1,151 | 1,126 |
Retained Earnings | 0.2% | 1,493 | 1,490 | 1,498 | 1,511 | 1,514 | 1,573 | 1,557 | 1,554 | 1,549 | 1,553 | 1,655 | 1,638 | 1,582 | 1,512 | 1,482 | 1,440 | 1,382 | 1,363 | 1,335 | 1,310 | 1,292 |
Additional Paid-In Capital | 26.3% | 9.00 | 7.00 | 4.00 | 3.00 | 0.00 | 2.00 | - | - | - | - | - | 51.00 | 47.00 | 75.00 | 70.00 | 70.00 | 67.00 | 67.00 | 65.00 | 62.00 | 59.00 |
Shares Outstanding | 0.2% | 39.00 | 39.00 | 39.00 | 39.00 | 39.00 | 39.00 | 39.00 | 40.00 | 41.00 | 45.00 | 46.00 | 46.00 | - | - | - | - | - | - | - | - | - |
Minority Interest | -7.3% | 67.00 | 72.00 | 74.00 | 74.00 | 66.00 | 59.00 | 51.00 | 36.00 | 41.00 | 38.00 | 38.00 | 20.00 | 27.00 | 32.00 | 33.00 | 32.00 | 47.00 | 58.00 | 52.00 | 31.00 | 23.00 |
Float | - | - | - | - | 885 | - | - | - | 1,410 | - | - | - | 1,730 | - | - | - | 1,730 | - | - | - | 1,256 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | -452.0% | -72,999 | 20,737 | -37,433 | -33,318 | -47,521 | 25,006 | 38,350 | -19,020 | -22,744 | 46,642 | 16,646 | 1,429 | 20,208 | 10,345 | 8,859 | 75,694 | 46,806 | 62,695 | 39,745 | 15,991 | 14,957 |
Share Based Compensation | 12.7% | 3,327 | 2,952 | 1,629 | 2,715 | 3,799 | 2,159 | 3,101 | 3,849 | 3,891 | 3,430 | 4,317 | 4,040 | 4,113 | 5,370 | 3,097 | 3,063 | 2,857 | 2,809 | 2,974 | 2,620 | 2,314 |
Cashflow From Investing | 127.5% | 15,211 | -55,271 | -85,622 | -102,946 | 8,979 | -74,953 | 48,396 | 20,681 | 126,329 | 36,545 | -116,852 | 73,701 | 166,982 | -57,464 | 84,390 | 130,257 | -42,180 | -208,109 | -55,378 | -64,804 | -112,899 |
Cashflow From Financing | 95.3% | 52,822 | 27,049 | 119,755 | -217,310 | 425,806 | 68,712 | -79,810 | 2,403 | -112,647 | -46,150 | 84,748 | -108,455 | -192,955 | 53,766 | -112,916 | -265,092 | 72,142 | 171,892 | 10,794 | 51,373 | 105,464 |
Buy Backs | - | - | - | - | - | - | 5,991 | 25,001 | 34,935 | 39,454 | 127,040 | 73,847 | - | - | - | - | - | - | - | - | - | - |
Consolidated Income Statements - USD ($) shares in Thousands, $ in Thousands | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
Revenues: | ||
Financing Receivable, Allowance For Credit Losses, Recoveries Reclassified To Income | $ 202,056 | $ 188,242 |
Financing Receivable, Allowance For Credit Loss, Changes In Estimated Recoveries | 51,674 | (36,912) |
Financing Receivable, Allowance For Credit Loss, Portfolio Revenue | 253,730 | 151,330 |
Revenue From Contract With Customer And Fee Revenue, Excluding Assessed Tax | 1,856 | 4,140 |
Revenues, Total | 255,586 | 155,470 |
Operating Expenses [Abstract] | ||
Labor and Related Expense | 73,597 | 82,403 |
Legal Fees | 12,112 | 8,838 |
Legal Costs | 26,691 | 23,945 |
Agency Fees | 19,723 | 17,378 |
Outside Fees And Services Expenses | 25,050 | 24,944 |
Communication | 12,578 | 10,527 |
Rent And Occupancy | 4,144 | 4,448 |
Depreciation, Depletion and Amortization, Nonproduction | 2,720 | 3,589 |
Other Cost and Expense, Operating | 12,575 | 13,042 |
Operating Expenses, Total | 189,190 | 189,114 |
Operating Income (Loss), Total | 66,396 | (33,644) |
Interest Income (Expense), Nonoperating | (52,278) | (38,283) |
Nonoperating Income (Expense) [Abstract] | ||
Interest Income (Expense), Nonoperating | (52,278) | (38,283) |
Gain (Loss), Foreign Currency Transaction, before Tax | 227 | (9) |
Other Nonoperating Income (Expense) | (206) | (650) |
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest, Total | 14,139 | (72,586) |
Income Tax Expense (Benefit) | 2,386 | (18,683) |
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest, Total | 11,753 | (53,903) |
Net Income (Loss) Attributable to Noncontrolling Interest | 8,278 | 4,726 |
Net Income (Loss) Attributable to Parent, Total | $ 3,475 | $ (58,629) |
Earnings Per Share [Abstract] | ||
Basic (in dollars per share) | $ 0.09 | $ (1.50) |
Diluted (in dollars per share) | $ 0.09 | $ (1.50) |
Weighted Average Number of Shares Outstanding, Diluted [Abstract] | ||
Basic (shares) | 39,274 | 39,033 |
Diluted (shares) | 39,448 | 39,033 |
Consolidated Balance Sheets - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
Assets [Abstract] | ||
Cash and Cash Equivalents, at Carrying Value | $ 108,100 | $ 112,528 |
Investments | 58,879 | 72,404 |
Financing Receivable, after Allowance for Credit Loss, Current | 3,650,195 | 3,656,598 |
Income Taxes Receivable, Current | 32,067 | 27,713 |
Deferred Income Tax Assets, Net | 78,883 | 74,694 |
Operating Lease, Right-of-Use Asset | 44,187 | 45,877 |
Property, Plant and Equipment, Net | 34,054 | 36,450 |
Goodwill | 411,846 | 431,564 |
Other Assets | 63,971 | 67,526 |
Assets, Total | 4,482,182 | 4,525,354 |
Liabilities [Abstract] | ||
Accounts Payable | 10,814 | 6,325 |
Accrued Liabilities | 98,902 | 131,893 |
Accrued Income Taxes | 23,541 | 17,912 |
Deferred Tax Liabilities, Net, After Adjustments | 16,888 | 17,051 |
Operating Lease, Liability | 48,557 | 50,300 |
Interest-Bearing Deposit Liabilities | 113,259 | 115,589 |
Debt, Long-Term and Short-Term, Combined Amount | 2,953,048 | 2,914,270 |
Other Liabilities, Current | 20,855 | 32,638 |
Liabilities, Total | 3,285,864 | 3,285,978 |
Equity, Attributable to Parent [Abstract] | ||
Preferred Stock, Value, Issued | 0 | 0 |
Common Stock, Value, Outstanding | 393 | 392 |
Additional Paid in Capital, Common Stock | 8,928 | 7,071 |
Retained Earnings (Accumulated Deficit) | 1,493,023 | 1,489,548 |
Accumulated Other Comprehensive Income (Loss), Net of Tax | (373,018) | (329,899) |
Equity, Attributable to Parent, Total | 1,129,326 | 1,167,112 |
Equity, Attributable to Noncontrolling Interest | 66,992 | 72,264 |
Equity, Including Portion Attributable to Noncontrolling Interest, Total | 1,196,318 | 1,239,376 |
Liabilities and Equity, Total | $ 4,482,182 | $ 4,525,354 |
 | Mr. Vikram A. Atal |
---|---|
 | pragroup.com |
 | Credit Services |
 | 3145 |