PRK - Park National Corp Stock Price, Fair Value and News

142.95USD+1.22 (+0.86%)Delayed

Market Summary

USD142.95+1.22

Delayed

0.86%

PRK Stock Price

View Fullscreen

PRK RSI Chart

PRK Valuation

Market Cap

2.3B

Price/Earnings (Trailing)

18.01

Price/Sales (Trailing)

4.74

EV/EBITDA

3.76

Price/Free Cashflow

15.12

PRK Price/Sales (Trailing)

PRK Profitability

EBT Margin

32.03%

Return on Equity

11.03%

Return on Assets

1.3%

Free Cashflow Yield

6.61%

PRK Fundamentals

PRK Revenue

Revenue (TTM)

487.4M

Rev. Growth (Yr)

14.19%

Rev. Growth (Qtr)

1.15%

PRK Earnings

Earnings (TTM)

128.2M

Earnings Growth (Yr)

4.36%

Earnings Growth (Qtr)

43.69%

Breaking Down PRK Revenue

Last 7 days

2.6%

Last 30 days

14.6%

Last 90 days

9.9%

Trailing 12 Months

36.9%

How does PRK drawdown profile look like?

PRK Financial Health

PRK Investor Care

Dividend Yield

2.95%

Dividend/Share (TTM)

4.21

Buy Backs (1Y)

0.18%

Diluted EPS (TTM)

7.9

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	487.4M	0	0	0
2023	408.0M	434.3M	455.3M	471.7M
2022	341.8M	342.2M	356.7M	378.2M
2021	354.0M	354.5M	350.4M	345.9M
2020	367.6M	362.8M	357.7M	357.7M
2019	318.9M	336.5M	350.8M	360.5M
2018	291.4M	295.6M	302.6M	310.8M
2017	275.7M	279.2M	284.2M	286.4M
2016	269.4M	270.6M	271.7M	276.3M
2015	265.8M	265.3M	265.7M	265.1M
2014	261.1M	262.2M	263.4M	265.1M
2013	277.1M	270.9M	265.7M	262.9M
2012	322.1M	308.6M	297.2M	285.7M
2011	343.0M	340.7M	336.0M	331.9M
2010	361.5M	356.7M	351.5M	345.5M
2009	0	383.5M	375.6M	367.7M
2008	0	0	0	391.3M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

Try For Just $1.99

Tracking the Latest Insider Buys and Sells of Park National Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 11, 2024	trautman david l	acquired	-	-	2,302	chairman of the board & ceo
Apr 11, 2024	delawder dan	sold	-	-	-649	-
Apr 11, 2024	miller matthew r	acquired	-	-	1,740	president
Apr 11, 2024	burt brady t	acquired	-	-	1,524	chief financial officer
Apr 11, 2024	trautman david l	sold	-	-	-2,302	chairman of the board & ceo
Apr 11, 2024	burt brady t	sold	-	-	-1,524	chief financial officer
Apr 11, 2024	herreman kelly a	acquired	-	-	377	chief accounting officer
Apr 11, 2024	herreman kelly a	sold	-	-	-377	chief accounting officer
Apr 11, 2024	delawder dan	acquired	-	-	649	-
Apr 11, 2024	miller matthew r	sold	-	-	-1,740	president

Which funds bought or sold PRK recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	Ancora Advisors LLC	unchanged	-	897	40,755	-%
May 16, 2024	JANE STREET GROUP, LLC	added	30.06	185,600	748,262	-%
May 16, 2024	COMERICA BANK	reduced	-9.64	-69,183	840,769	-%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-4.78	-58,763	2,165,310	-%
May 15, 2024	VOLORIDGE INVESTMENT MANAGEMENT, LLC	added	367	1,095,080	1,384,720	-%
May 15, 2024	CAPTRUST FINANCIAL ADVISORS	sold off	-100	-337,901	-	-%
May 15, 2024	AMERIPRISE FINANCIAL INC	reduced	-3.52	-80,955	5,943,980	-%
May 15, 2024	STATE STREET CORP	added	2.47	3,940,910	86,521,400	-%
May 15, 2024	UBS ASSET MANAGEMENT AMERICAS LLC	unchanged	-	47,035	2,137,060	-%
May 15, 2024	QUADRANT CAPITAL GROUP LLC	unchanged	-	1,116	50,673	-%

Are Funds Buying or Selling PRK?

Are funds buying PRK calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own PRK

No. of Funds

Unveiling Park National Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	park national bank /oh	9.0%	1,443,678	SC 13G/A
Feb 13, 2024	vanguard group inc	10.56%	1,701,106	SC 13G/A
Jan 23, 2024	blackrock inc.	14.2%	2,288,177	SC 13G/A
Feb 10, 2023	vanguard group inc	10.01%	1,628,140	SC 13G/A
Feb 09, 2023	vanguard group inc	9.97%	1,621,613	SC 13G/A
Feb 06, 2023	park national bank /oh	9.6%	1,586,503	SC 13G/A
Jan 23, 2023	blackrock inc.	14.4%	2,338,624	SC 13G/A
Dec 12, 2022	vanguard group inc	10.01%	1,627,709	SC 13G/A
Feb 10, 2022	vanguard group inc	9.52%	1,544,585	SC 13G/A
Jan 31, 2022	park national bank /oh	10.2%	1,586,523	SC 13G/A

Recent SEC filings of Park National Corp

View All Filings

Date Filed	Form Type	Document
May 02, 2024	10-Q	Quarterly Report
Apr 23, 2024	8-K	Current Report
Apr 22, 2024	8-K	Current Report
Apr 19, 2024	4/A	Insider Trading
Apr 19, 2024	8-K	Current Report
Apr 19, 2024	4/A	Insider Trading
Apr 19, 2024	4/A	Insider Trading
Apr 19, 2024	4/A	Insider Trading
Apr 19, 2024	4/A	Insider Trading
Apr 02, 2024	4	Insider Trading

Peers (Alternatives to Park National Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

Park National Corp News

Latest updates

Park National Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	1.1%	127	125	121	115	111	109	100	88.00	81.00	87.00	85.00	88.00	85.00	92.00	90.00	87.00	89.00	92.00	95.00	92.00	82.00
EBITDA Margin	-2.2%	1.09*	1.12*	1.18*	1.24*	1.31*	1.39*	1.46*	1.47*	1.49*	1.49*	1.55*	1.51*	-	-	-	-	-	-	-	-	-
Interest Expenses	0.6%	96.00	95.00	94.00	92.00	92.00	95.00	91.00	84.00	78.00	84.00	82.00	84.00	81.00	86.00	84.00	81.00	76.00	77.00	77.00	76.00	68.00
Income Taxes	37.6%	7.00	5.00	9.00	7.00	6.00	7.00	9.00	8.00	8.00	9.00	8.00	9.00	9.00	10.00	6.00	6.00	5.00	6.00	6.00	4.00	5.00
Earnings Before Taxes	42.6%	42.00	30.00	46.00	38.00	40.00	40.00	51.00	42.00	47.00	45.00	44.00	48.00	52.00	55.00	37.00	35.00	27.00	30.00	38.00	27.00	30.00
EBT Margin	-1.6%	0.32*	0.33*	0.36*	0.39*	0.43*	0.48*	0.52*	0.52*	0.54*	0.54*	0.57*	0.54*	-	-	-	-	-	-	-	-	-
Net Income	43.7%	35.00	25.00	37.00	32.00	34.00	33.00	42.00	34.00	39.00	37.00	35.00	39.00	43.00	45.00	31.00	30.00	22.00	24.00	31.00	22.00	25.00
Net Income Margin	-2.1%	0.26*	0.27*	0.30*	0.32*	0.35*	0.39*	0.43*	0.42*	0.44*	0.45*	0.46*	0.45*	-	-	-	-	-	-	-	-	-
Free Cashflow	-39.3%	32.00	52.00	37.00	32.00	22.00	44.00	30.00	27.00	26.00	41.00	30.00	31.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	0.5%	9,881	9,836	10,001	9,900	9,857	9,855	9,855	9,827	9,576	9,560	10,034	9,948	9,914	9,279	9,240	9,713	8,719	8,558	8,724	8,657	7,852
Cash Equivalents	40.2%	306	218	224	230	262	190	207	246	247	219	877	807	943	370	247	733	321	160	373	260	187
Net PPE	-0.5%	74.00	74.00	77.00	79.00	81.00	82.00	85.00	86.00	87.00	89.00	89.00	90.00	90.00	89.00	85.00	82.00	77.00	73.00	73.00	72.00	61.00
Goodwill	0%	160	160	160	160	160	160	160	160	160	160	160	160	160	160	160	160	160	160	158	158	113
Liabilities	0.3%	8,719	8,691	8,915	8,811	8,775	8,786	8,819	8,777	8,500	8,449	8,966	8,879	8,873	8,239	8,223	8,711	7,737	7,589	7,767	7,723	7,007
Short Term Borrowings	-67.7%	106	328	353	144	172	227	189	172	206	239	236	286	305	342	320	292	193	231	186	181	213
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	28.00	30.00	33.00	135	138	140	193	298	50.00	375
Shareholder's Equity	1.5%	1,162	1,145	1,086	1,089	863	1,069	461	461	459	462	1,068	741	719	1,040	14.00	458	650	647	956	625	357
Retained Earnings	1.9%	921	904	897	877	863	847	839	814	797	776	760	741	719	705	676	662	650	647	640	625	620
Shares Outstanding	-	16.00	-	16.00	16.00	16.00	-	16.00	16.00	16.00	-	16.00	16.00	16.00	-	-	-	-	-	-	-	-
Float	-	-	-	-	1,608	-	-	-	1,919	-	-	-	1,869	-	-	-	1,119	-	-	-	1,594	-

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-35.4%	35.00	54.00	39.00	33.00	24.00	45.00	33.00	28.00	28.00	45.00	32.00	34.00	46.00	59.00	98.00	-54.33	9.00	38.00	28.00	22.00	25.00
Share Based Compensation	-26.0%	2.00	3.00	1.00	2.00	2.00	2.00	1.00	1.00	2.00	4.00	1.00	1.00	2.00	4.00	1.00	1.00	1.00	3.00	1.00	1.00	1.00
Cashflow From Investing	-82.5%	32.00	185	-118	-80.69	79.00	-0.55	-84.79	-278	-39.97	-225	-1.83	-108	-75.48	76.00	-80.60	-483	33.00	-57.65	70.00	53.00	-5.75
Cashflow From Financing	108.5%	21.00	-243	73.00	16.00	-30.88	-62.41	13.00	250	39.00	-476	39.00	-61.26	602	-11.31	-504	951	119	-192	15.00	-2.50	1.00
Buy Backs	-	-	-	5.00	3.00	15.00	-	-	-	-	-	16.00	-	-	-	-	-	8.00	-	8.00	24.00	9.00

Get Full Access to Grufity – and Unlimited Downloads

Gain full access to fair value, watchlists, stock screener, unlimited page visits, and additional features by joining as a member today for just $1.99.

Try For Just $1.99

PRK Income Statement

2024-03-31

Consolidated Condensed Statements Of Income - USD ($)	3 Months Ended
Consolidated Condensed Statements Of Income - USD ($)	Mar. 31, 2024	Mar. 31, 2023
Interest and dividend income:
Interest and fees on loans	$ 111,211,000	$ 91,614,000
Interest and dividends on:
Obligations of U.S. Government, its agencies and other securities	11,899,000	12,979,000
Interest Income, Securities, State and Municipal	1,410,000	2,912,000
Other interest income	2,120,000	3,396,000
Total interest and dividend income	126,640,000	110,901,000
Interest on deposits:
Demand and savings deposits	19,855,000	14,212,000
Time deposits	7,338,000	1,347,000
Interest on borrowings:
Short-term borrowings	1,464,000	824,000
Long-term debt	2,360,000	2,320,000
Total interest expense	31,017,000	18,703,000
Net interest income	95,623,000	92,198,000
Provision for credit losses	2,180,000	183,000
Net interest income after provision for credit losses	93,443,000	92,015,000
Noninterest Income [Abstract]
Debit card fee income	6,243,000	6,457,000
Bank owned life insurance income	2,629,000	1,185,000
ATM Fees	496,000	533,000
Gains (Losses) on Sales of Other Real Estate	121,000	(9,000)
Debt Securities, Available-for-Sale, Gain (Loss)	(398,000)	0
Loss on equity securities, net	(687,000)	(405,000)
Other components of net periodic benefit income	2,204,000	1,893,000
Other	938,000	1,180,000
Total other income	26,200,000	24,387,000
Other expense:
Salaries and employee benefits	35,733,000	34,871,000
Employee Benefits and Share-based Compensation	11,560,000	10,816,000
Occupancy expense	3,181,000	3,353,000
Furniture and equipment expense	2,583,000	3,246,000
Data processing fees	8,808,000	8,750,000
Professional fees and services	6,817,000	7,221,000
Marketing	1,741,000	1,319,000
Insurance	1,718,000	1,814,000
Communication	1,036,000	1,037,000
Excise and Sales Taxes	1,110,000	1,278,000
Amortization of Intangible Assets	320,000	327,000
Other expense	2,621,000	2,471,000
Total other expense	77,228,000	76,503,000
Income before income taxes	42,415,000	39,899,000
Income taxes	7,211,000	6,166,000
Net income	$ 35,204,000	$ 33,733,000
Net income available to common shareholders
Basic	$ 2.18	$ 2.08
Diluted	$ 2.17	$ 2.07
Weighted average common shares outstanding
Basic	16,116,842	16,242,353
Diluted	16,191,065	16,324,823
Quarterly Dividend
Weighted average common shares outstanding
Cash dividends declared	$ 1.06	$ 1.05
Fiduciary and Trust [Member]
Noninterest Income [Abstract]
Revenue from Contract with Customer, Including Assessed Tax	$ 10,024,000	$ 8,615,000
Deposit Account [Member]
Noninterest Income [Abstract]
Revenue from Contract with Customer, Including Assessed Tax	2,106,000	2,241,000
Bank Servicing [Member]
Noninterest Income [Abstract]
Revenue from Contract with Customer, Including Assessed Tax	$ 2,524,000	$ 2,697,000

PRK Balance Sheet

2024-03-31

Consolidated Condensed Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets:
Cash and due from banks	$ 112,117	$ 160,477
Money market instruments	193,964	57,791
Cash and cash equivalents	306,081	218,268
Marketable Securities [Abstract]
Debt Securities, Available-for-sale, Current	1,248,787	1,332,842
Other Investments and Securities, at Cost	90,960	96,302
Total investment securities	1,339,747	1,429,144
Loan balance	7,525,005	7,476,221
Financing Receivable, Allowance for Credit Loss	(85,084)	(83,745)
Net loans	7,439,921	7,392,476
Bank owned life insurance	233,245	231,631
Prepaid assets	167,488	165,879
Goodwill	159,595	159,595
Other intangible assets	4,332	4,652
Premises and equipment, net	73,818	74,211
Affordable housing tax credit investments	60,565	62,703
Other real estate owned	1,674	983
Interest Receivable	38,052	39,236
Operating Lease, Right-of-Use Asset	15,786	15,715
Servicing Asset	14,435	14,656
Other	26,338	27,304
Total assets	9,881,077	9,836,453
Liabilities and Shareholders' Equity:
Noninterest bearing	2,587,152	2,628,234
Interest bearing	5,718,880	5,414,332
Total deposits	8,306,032	8,042,566
Short-term borrowings	105,859	328,182
Subordinated debentures and notes	189,271	189,147
Unfunded commitments in affordable housing tax credit investments	24,674	28,768
Operating Lease, Liability	16,510	16,605
Off-Balance Sheet, Credit Loss, Liability	5,021	5,103
Accrued interest payable	5,494	6,860
Other	66,237	73,929
Total liabilities	8,719,098	8,691,160
Shareholders' equity:
Preferred shares (No par value; 200,000 shares authorized; No shares issued)	0	0
Common shares (No par value; 20,000,000 shares authorized; 17,623,104 common shares issued at March 31, 2024 and at December 31, 2023)	459,532	463,280
Retained earnings	921,101	903,877
Treasury shares (1,473,581 common shares at March 31, 2024 and 1,506,625 common shares at December 31, 2023)	(152,259)	(155,673)
Accumulated other comprehensive loss, net of taxes	(66,395)	(66,191)
Total shareholders' equity	1,161,979	1,145,293
Total liabilities and shareholders' equity	$ 9,881,077	$ 9,836,453

About Park National Corp

Park National Corporation operates as the bank holding company for Park National Bank that provides commercial banking and trust services in small and medium population areas. The company offers deposits for demand, savings, and time accounts; trust and wealth management services; cash management services; safe deposit operations; electronic funds transfers; Internet and mobile banking solutions with bill pay service; credit cards; and various additional banking-related services for individual customers. It also provides commercial loans, including financing for industrial and commercial properties, financing for equipment, inventory and accounts receivable, acquisition financing, and commercial leasing, as well as for consumer finance companies; commercial real estate loans comprising mortgage loans to developers and owners of commercial real estate; originates financing leases primarily for the purchase of commercial vehicles, operating/manufacturing equipment, and municipal vehicles/equipment; consumer loans, such as automobile loans; consumer finance services; home equity lines of credit; and residential real estate and construction loans, as well as installment loans and commercial loans. In addition, the company offers aircraft financing and asset management services; and ParkDirect, a personal banking application. Park National Corporation was founded in 1908 and is headquartered in Newark, Ohio.

CEO	Mr. David L. Trautman
WEBSITE	parknationalcorp.com
INDUSTRY	Banks Diversified
EMPLOYEES	1632

Park National Corp Frequently Asked Questions

What is the ticker symbol for Park National Corp? What does PRK stand for in stocks?

PRK is the stock ticker symbol of Park National Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Park National Corp (PRK)?

As of Fri May 17 2024, market cap of Park National Corp is 2.31 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of PRK stock?

You can check PRK's fair value in chart for subscribers.

What is the fair value of PRK stock?

You can check PRK's fair value in chart for subscribers. The fair value of Park National Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Park National Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for PRK so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Park National Corp a good stock to buy?

The fair value guage provides a quick view whether PRK is over valued or under valued. Whether Park National Corp is cheap or expensive depends on the assumptions which impact Park National Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for PRK.

What is Park National Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, PRK's PE ratio (Price to Earnings) is 18.01 and Price to Sales (PS) ratio is 4.74. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. PRK PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Park National Corp's stock?

In the past 10 years, Park National Corp has provided 0.109 (multiply by 100 for percentage) rate of return.