PROV Stock Price, Provident Financial Holdings Quote, Chart

Market Summary

USD12.49-0.06

Delayed

-0.48%

PROV Stock Price

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PROV RSI Chart

PROV Valuation

Market Cap

85.9M

Price/Earnings (Trailing)

11.92

Price/Sales (Trailing)

1.65

EV/EBITDA

0.69

Price/Free Cashflow

9.12

PROV Price/Sales (Trailing)

PROV Profitability

EBT Margin

20.12%

Return on Equity

5.56%

Return on Assets

0.56%

Free Cashflow Yield

10.97%

PROV Fundamentals

PROV Revenue

Revenue (TTM)

51.9M

Rev. Growth (Yr)

22.33%

Rev. Growth (Qtr)

2.42%

PROV Earnings

Earnings (TTM)

7.2M

Earnings Growth (Yr)

-35.64%

Earnings Growth (Qtr)

-30.17%

Breaking Down PROV Revenue

Last 7 days

-2.3%

Last 30 days

-6.5%

Last 90 days

-12.8%

Trailing 12 Months

6.6%

How does PROV drawdown profile look like?

PROV Financial Health

PROV Investor Care

Dividend Yield

4.48%

Dividend/Share (TTM)

0.56

Buy Backs (1Y)

2.06%

Diluted EPS (TTM)

1.02

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	0	0	0	0
2023	42.3M	46.0M	49.4M	51.9M
2022	33.9M	34.7M	35.9M	38.5M
2021	36.6M	35.2M	34.4M	34.0M
2020	43.5M	42.5M	40.9M	38.6M
2019	44.5M	44.4M	44.5M	44.2M
2018	42.3M	42.7M	43.0M	44.0M
2017	42.5M	42.4M	42.4M	41.9M
2016	39.4M	39.5M	40.4M	41.8M
2015	39.4M	40.4M	41.1M	41.0M
2014	39.7M	31.7M	32.6M	35.0M
2013	73.6M	75.2M	61.2M	48.3M
2012	41.5M	43.1M	56.8M	69.5M
2011	44.8M	36.4M	38.1M	39.8M
2010	0	70.2M	61.7M	53.3M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Provident Financial Holdings Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Dec 14, 2023	webb matthew	acquired	-	-	1,000	-
Dec 14, 2023	hawley brian	acquired	-	-	1,000	-
Aug 12, 2022	ritter robert scott	acquired	-	-	3,350	senior vice president
Aug 12, 2022	ternes donavon p	acquired	-	-	7,500	president, coo, & cfo
Aug 12, 2022	weiant david	acquired	-	-	3,350	senior vice president
Aug 12, 2022	wertz gwendolyn	acquired	-	-	3,350	senior vice president
Aug 12, 2022	brunner-salter lilian	acquired	-	-	3,350	senior vice president
Aug 12, 2022	blunden craig g	acquired	-	-	7,500	chairman and ceo
Dec 16, 2021	michalak kathy	acquired	-	-	1,000	-
Mar 11, 2021	taylor roy	sold	-68,000	17.00	-4,000	-

Which funds bought or sold PROV recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 15, 2024	STATE STREET CORP	reduced	-3.48	6,993	296,809	-%
May 15, 2024	Royal Bank of Canada	unchanged	-	12,000	207,000	-%
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	2.33	73,181	926,538	0.02%
May 15, 2024	RAFFLES ASSOCIATES LP	added	0.53	329,049	5,263,960	6.11%
May 15, 2024	CONTINENTAL ADVISORS LLC	reduced	-12.6	-61,090	780,161	0.32%
May 15, 2024	Tower Research Capital LLC (TRC)	new	-	415	415	-%
May 15, 2024	Black Maple Capital Management LP	unchanged	-	11,179	194,264	0.12%
May 15, 2024	BANK OF AMERICA CORP /DE/	reduced	-0.05	4,554	79,785	-%
May 15, 2024	AMERIPRISE FINANCIAL INC	reduced	-0.74	197,645	3,915,150	-%
May 15, 2024	MORGAN STANLEY	added	74.6	21,003	45,630	-%

Are Funds Buying or Selling PROV?

Are funds buying PROV calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own PROV

No. of Funds

Unveiling Provident Financial Holdings Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	m3 partners lp	9.3%	644,426	SC 13G/A
Feb 14, 2024	raffles associates lp	5.6%	391,349	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	7.1%	497,958	SC 13G/A
Jan 26, 2024	provident financial holdings inc	9.8%	681,760	SC 13G/A
Feb 15, 2023	raffles associates lp	5.3%	381,349	SC 13G
Feb 10, 2023	m3 partners lp	9.89%	705,102	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	7.4%	534,062	SC 13G/A
Jan 30, 2023	provident financial holdings inc	9.7%	688,888	SC 13G/A
Feb 14, 2022	m3 partners lp	8.28%	616,917	SC 13G/A
Feb 14, 2022	ameriprise financial inc	4.79%	356,842	SC 13G/A

Recent SEC filings of Provident Financial Holdings Inc

View All Filings

Date Filed	Form Type	Document
May 08, 2024	10-Q	Quarterly Report
Apr 29, 2024	8-K	Current Report
Apr 29, 2024	8-K	Current Report
Feb 23, 2024	8-K/A	Current Report
Feb 14, 2024	SC 13G/A	Major Ownership Report
Feb 14, 2024	SC 13G/A	Major Ownership Report
Feb 09, 2024	SC 13G/A	Major Ownership Report
Feb 08, 2024	10-Q	Quarterly Report

Peers (Alternatives to Provident Financial Holdings Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

Provident Financial Holdings Inc News

Latest updates

Provident Financial Holdings Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-100.0%	-	13,665	13,342	12,915	12,008	11,171	9,898	9,215	8,258	8,511	8,746	8,343	8,430	8,909	9,519	9,727	10,430	11,221	11,078	10,805	11,133
S&GA Expenses	-7.7%	167	181	168	118	182	175	147	165	186	149	142	210	130	227	113	267	177	212	117	312	246
EBITDA Margin	-3.9%	0.95*	0.99*	1.06*	1.14*	1.25*	1.31*	1.37*	1.42*	1.47*	1.47*	1.41*	1.34*	-	-	-	-	-	-	-	-	-
Interest Expenses	-2.5%	8,559	8,774	9,139	9,234	9,401	9,385	8,965	8,506	7,538	7,663	7,888	7,378	7,457	7,638	8,166	8,290	8,890	9,639	9,582	9,370	9,612
Income Taxes	-29.9%	620	884	727	1,010	966	981	867	1,170	699	935	961	1,124	386	481	635	660	467	1,053	1,033	266	-189
Earnings Before Taxes	-30.1%	2,115	3,025	2,489	2,818	3,289	3,352	2,957	3,633	2,398	3,199	3,628	4,463	1,947	1,657	2,120	2,244	1,612	3,451	3,595	1,053	-340
EBT Margin	-10.1%	0.20*	0.22*	0.24*	0.27*	0.31*	0.32*	0.34*	0.37*	0.40*	0.39*	0.34*	0.29*	-	-	-	-	-	-	-	-	-
Net Income	-30.2%	1,495	2,141	1,762	1,808	2,323	2,371	2,090	2,463	1,699	2,264	2,667	3,339	1,561	1,176	1,485	1,584	1,145	2,398	2,562	787	-151
Net Income Margin	-10.3%	0.14*	0.15*	0.17*	0.19*	0.22*	0.22*	0.24*	0.26*	0.29*	0.29*	0.25*	0.21*	-	-	-	-	-	-	-	-	-
Free Cashflow	685.5%	2,588	-442	2,800	4,476	6,475	2,583	2,050	4,386	1,580	2,623	3,039	2,548	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-0.8%	1,290	1,301	1,313	1,333	1,335	1,271	1,246	1,187	1,188	1,182	1,192	1,184	1,189	1,171	1,184	1,177	1,108	1,107	1,105	1,085	1,119
Cash Equivalents	10.4%	52.00	47.00	58.00	66.00	61.00	25.00	39.00	23.00	60.00	86.00	88.00	70.00	72.00	74.00	66.00	116	84.00	48.00	55.00	71.00	61.00
Net PPE	0.4%	10.00	10.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	10.00	10.00	10.00	10.00	11.00	11.00	11.00	8.00	8.00
Liabilities	-0.9%	1,161	1,171	1,184	1,203	1,206	1,142	1,117	1,058	1,060	1,054	1,064	1,056	1,064	1,046	1,059	1,053	984	984	983	964	998
Shareholder's Equity	-0.1%	130	130	129	130	129	129	129	129	128	128	128	127	126	125	125	124	123	124	122	121	121
Retained Earnings	0.3%	209	208	207	207	206	205	204	203	201	201	199	198	195	195	195	194	194	194	192	191	191
Additional Paid-In Capital	0.0%	100	100	100	100	99.00	99.00	99.00	99.00	99.00	98.00	98.00	98.00	97.00	96.00	96.00	96.00	95.00	95.00	95.00	94.00	96.00
Shares Outstanding	-0.7%	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	8.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	-	-	88.00	-	-	-	110	-	-	-	106	-	-	-	149	-	-	-

Cashflow (Last 12 Months)

(In Thousands)

Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	3073.4%	2,983	94.00	3,364	4,487	6,626	2,950	2,262	4,438	1,670	2,638	3,047	2,548	2,292	3,685	3,048	4,048	1,829	2,286	-209	34,897	27,040
Share Based Compensation	-44.6%	41.00	74.00	49.00	525	221	227	212	191	190	216	201	611	202	216	274	237	237	240	240	102	37.00
Cashflow From Investing	576.2%	14,903	2,204	9,681	5,530	-31,062	-39,313	-45,051	-36,565	-32,194	7,960	9,053	4,990	-22,285	19,638	-58,215	-38,339	33,956	-9,454	-35,070	11,546	-25,564
Cashflow From Financing	2.7%	-13,033	-13,398	-20,916	-4,939	60,367	22,502	58,076	-4,580	4,965	-13,167	5,879	-8,897	17,621	-15,789	5,600	66,075	232	886	19,162	-37,269	-7,377
Dividend Payments	-0.8%	968	976	981	983	991	1,004	1,020	1,020	1,031	1,039	1,056	1,049	1,041	1,042	1,041	1,041	1,047	1,048	1,047	1,051	1,052
Buy Backs	-7.2%	707	762	495	1,056	1,396	1,472	724	564	1,156	1,734	851	1,388	912	6.00	30.00	-1.00	887	51.00	346	567	460

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PROV Income Statement

2024-03-31

Condensed Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Mar. 31, 2024	Mar. 31, 2023
Interest income:
Loans receivable, net	$ 12,683	$ 11,028	$ 37,368	$ 30,365
Investment securities	517	548	1,565	1,632
FHLB - San Francisco stock	210	146	586	414
Interest-earning deposits	397	286	1,295	666
Total interest income	13,807	12,008	40,814	33,077
Interest expense:
Checking and money market deposits	90	56	219	177
Savings deposits	97	42	208	130
Time deposits	2,488	781	6,406	1,364
Borrowings	2,573	1,728	7,509	3,655
Total interest expense	5,248	2,607	14,342	5,326
Net interest income	8,559	9,401	26,472	27,751
Provision for (recovery of) credit losses	124		(51)
Provision for (recovery of) credit losses		169		430
Net interest income, after provision for (recovery of) credit losses	8,435	9,232	26,523	27,321
Non-interest income:
Loan servicing and other fees	92	104	195	327
Other	150	188	400	506
Total non-interest income	848	981	2,474	2,940
Non-interest expense:
Salaries and employee benefits	4,540	4,359	13,223	12,882
Premises and occupancy	835	843	2,641	2,500
Equipment	329	279	962	848
Professional	321	260	1,203	1,162
Sales and marketing	167	182	516	504
Deposit insurance premium and regulatory assessments	190	191	596	465
Other	786	810	2,227	2,302
Total non-interest expense	7,168	6,924	21,368	20,663
Income before income taxes	2,115	3,289	7,629	9,598
Provision for income taxes	620	966	2,231	2,814
Net income	$ 1,495	$ 2,323	$ 5,398	$ 6,784
Basic earnings per share	$ 0.22	$ 0.33	$ 0.77	$ 0.94
Diluted earnings per share	$ 0.22	$ 0.33	$ 0.77	$ 0.94
Deposit account fees
Non-interest income:
Total non-interest income	$ 289	$ 328	$ 876	$ 998
Card and processing fees
Non-interest income:
Total non-interest income	$ 317	$ 361	$ 1,003	$ 1,109

About Provident Financial Holdings Inc

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. The company operates through full-service banking offices in Riverside County and San Bernardino County. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.

CEO	Mr. Craig G. Blunden
WEBSITE	myprovident.com
INDUSTRY	Banks Diversified
EMPLOYEES	108

Provident Financial Holdings Inc Frequently Asked Questions

What is the ticker symbol for Provident Financial Holdings Inc? What does PROV stand for in stocks?

PROV is the stock ticker symbol of Provident Financial Holdings Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Provident Financial Holdings Inc (PROV)?

As of Fri May 17 2024, market cap of Provident Financial Holdings Inc is 85.91 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of PROV stock?

You can check PROV's fair value in chart for subscribers.

What is the fair value of PROV stock?

You can check PROV's fair value in chart for subscribers. The fair value of Provident Financial Holdings Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Provident Financial Holdings Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for PROV so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Provident Financial Holdings Inc a good stock to buy?

The fair value guage provides a quick view whether PROV is over valued or under valued. Whether Provident Financial Holdings Inc is cheap or expensive depends on the assumptions which impact Provident Financial Holdings Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for PROV.

What is Provident Financial Holdings Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, PROV's PE ratio (Price to Earnings) is 11.92 and Price to Sales (PS) ratio is 1.65. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. PROV PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Provident Financial Holdings Inc's stock?

In the past 10 years, Provident Financial Holdings Inc has provided 0.013 (multiply by 100 for percentage) rate of return.