RBKB - Rhinebeck Bancorp Inc Stock Price, Fair Value and News

7.68USD+0.16 (+2.13%)Market Closed

Market Summary

USD7.68+0.16

Market Closed

2.13%

RBKB Stock Price

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RBKB RSI Chart

RBKB Valuation

Market Cap

85.0M

Price/Earnings (Trailing)

18.02

Price/Sales (Trailing)

1.38

EV/EBITDA

1.26

Price/Free Cashflow

-268.26

RBKB Price/Sales (Trailing)

RBKB Profitability

EBT Margin

9.78%

Return on Equity

4.13%

Return on Assets

0.36%

Free Cashflow Yield

-0.37%

RBKB Fundamentals

RBKB Revenue

Revenue (TTM)

61.7M

Rev. Growth (Yr)

7.07%

Rev. Growth (Qtr)

0.33%

RBKB Earnings

Earnings (TTM)

4.7M

Earnings Growth (Yr)

40.48%

Earnings Growth (Qtr)

20.54%

Breaking Down RBKB Revenue

Last 7 days

-1.5%

Last 30 days

-0.5%

Last 90 days

-11.7%

Trailing 12 Months

8.6%

How does RBKB drawdown profile look like?

RBKB Financial Health

RBKB Investor Care

Buy Backs (1Y)

1.88%

Diluted EPS (TTM)

0.43

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	61.7M	0	0	0
2023	52.2M	55.4M	58.4M	60.7M
2022	43.6M	45.1M	46.6M	48.6M
2021	44.7M	43.7M	43.9M	43.7M
2020	42.4M	43.5M	43.5M	44.4M
2019	35.7M	37.9M	39.5M	41.0M
2018	29.3M	30.8M	32.3M	33.7M
2017	0	0	0	27.9M

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Tracking the Latest Insider Buys and Sells of Rhinebeck Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Dec 06, 2023	bloom jamie j.	sold	-3,750	6.25	-600	chief operating officer
Dec 05, 2023	bloom jamie j.	sold	-14,228	6.369	-2,234	chief operating officer
Dec 01, 2023	tumolo louis jr.	bought	12,600	6.3	2,000	-
Nov 30, 2023	tumolo louis jr.	bought	12,670	6.335	2,000	-
Aug 25, 2023	dwyer francis x.	sold (taxes)	-2,628	6.918	-380	president of subsidiary
Aug 25, 2023	mcdermott michael j.	sold (taxes)	-8,121	6.918	-1,174	chief financial officer
Aug 25, 2023	bloom jamie j.	sold (taxes)	-8,121	6.918	-1,174	chief operating officer
Aug 25, 2023	morgan-d'amelio karen e.	sold (taxes)	-3,943	6.918	-570	cro, gen. cnsl and corp sec.
Aug 25, 2023	bronzi philip j	sold (taxes)	-3,389	6.918	-490	chief lending officer
Aug 25, 2023	quinn michael j.	sold (taxes)	-25,990	6.918	-3,757	president & ceo

Which funds bought or sold RBKB recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 15, 2024	BANK OF AMERICA CORP /DE/	sold off	-100	-32.00	-	-%
May 15, 2024	Tower Research Capital LLC (TRC)	added	42.31	4,706	14,238	-%
May 15, 2024	Arbiter Partners Capital Management LLC	added	7.99	13,458	114,252	0.14%
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	4.68	56,506	628,241	0.01%
May 15, 2024	Royal Bank of Canada	sold off	-100	-1,000	-	-%
May 14, 2024	M3F, Inc.	added	1.68	571,000	9,051,000	3.20%
May 14, 2024	ALLIANCEBERNSTEIN L.P.	reduced	-34.78	-451,267	979,532	-%
May 13, 2024	BHZ CAPITAL MANAGEMENT, LP	reduced	-31.39	-65,751	169,220	0.19%
May 13, 2024	UBS Group AG	added	4.4	1,930	22,055	-%
May 13, 2024	GEODE CAPITAL MANAGEMENT, LLC	added	4.38	22,377	256,232	-%

Are Funds Buying or Selling RBKB?

Are funds buying RBKB calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own RBKB

No. of Funds

Unveiling Rhinebeck Bancorp Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	m3 partners lp	9.51%	1,053,369	SC 13G/A
Feb 14, 2023	ejf capital llc	3.6%	401,177	SC 13G/A
Feb 10, 2023	m3 partners lp	7.86%	886,417	SC 13G/A
Sep 26, 2022	m3 partners lp	5.20%	587,224	SC 13G
Jan 26, 2022	principal financial group inc	5.00%	564,977	SC 13G/A
Feb 11, 2021	principal financial group inc	5.15%	573,105	SC 13G/A
Feb 14, 2020	ejf capital llc	5.9%	659,018	SC 13G/A
Feb 11, 2020	principal financial group inc	5.12%	570,574	SC 13G

Recent SEC filings of Rhinebeck Bancorp Inc

View All Filings

Date Filed	Form Type	Document
May 09, 2024	10-Q	Quarterly Report
Apr 25, 2024	8-K	Current Report
Apr 19, 2024	8-K	Current Report
Apr 18, 2024	DEFA14A	DEFA14A
Apr 15, 2024	DEF 14A	DEF 14A
Apr 15, 2024	ARS	ARS
Mar 26, 2024	10-K	Annual Report
Feb 14, 2024	SC 13G/A	Major Ownership Report

Peers (Alternatives to Rhinebeck Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

Rhinebeck Bancorp Inc News

Latest updates

Rhinebeck Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	0.3%	15,635	15,584	15,534	14,939	14,602	13,326	12,553	11,739	10,974	11,352	11,059	10,237	11,052	11,568	10,874	11,213	10,740	10,683	10,825	10,120	9,358
EBITDA Margin	-2.9%	0.70*	0.72*	0.76*	0.84*	0.94*	1.04*	1.17*	1.20*	1.22*	1.24*	1.20*	1.14*	-	-	-	-	-	-	-	-	-
Interest Expenses	-2.7%	8,896	9,143	9,658	9,300	9,864	9,758	11,097	10,867	10,114	10,443	10,059	9,129	9,782	10,050	9,028	8,977	8,321	8,292	8,464	7,921	7,570
Income Taxes	23.0%	321	261	343	390	225	348	595	510	446	1,094	829	692	818	601	292	359	307	449	550	305	225
Earnings Before Taxes	21.1%	1,442	1,191	1,579	1,821	1,023	1,156	2,702	2,539	2,499	4,081	3,514	3,257	4,139	2,945	1,442	1,707	1,382	2,189	2,641	1,526	1,136
EBT Margin	5.7%	0.10*	0.09*	0.10*	0.12*	0.14*	0.18*	0.25*	0.28*	0.31*	0.34*	0.32*	0.27*	-	-	-	-	-	-	-	-	-
Net Income	20.5%	1,121	930	1,236	1,431	798	808	2,107	2,029	2,053	2,987	2,685	2,565	3,321	2,344	1,150	1,348	1,075	1,740	2,091	1,221	911
Net Income Margin	5.6%	0.08*	0.07*	0.07*	0.09*	0.11*	0.14*	0.20*	0.22*	0.24*	0.26*	0.25*	0.21*	-	-	-	-	-	-	-	-	-
Free Cashflow	-4580.0%	-3,744	-80.00	2,325	1,182	3,043	-1,469	5,570	2,641	6,921	1,370	2,921	-751	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-1.1%	1,299	1,313	1,315	1,337	1,351	1,336	1,293	1,293	1,281	1,281	1,263	1,210	1,197	1,129	1,113	1,128	1,007	974	946	913	885
Cash Equivalents	38.6%	31.00	22.00	27.00	54.00	36.00	31.00	28.00	40.00	67.00	72.00	115	72.00	90.00	93.00	52.00	75.00	22.00	12.00	18.00	12.00	15.00
Net PPE	-16.9%	15.00	18.00	18.00	18.00	18.00	19.00	19.00	19.00	19.00	19.00	19.00	19.00	19.00	19.00	19.00	19.00	19.00	18.00	19.00	17.00	17.00
Goodwill	0%	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
Liabilities	-1.3%	1,185	1,200	1,209	1,230	1,241	1,228	1,186	1,179	1,164	1,155	1,139	1,088	1,078	1,012	997	1,015	893	864	838	808	782
Shareholder's Equity	0.5%	114	114	107	107	111	108	107	113	117	126	124	122	119	116	115	114	114	110	108	106	103
Retained Earnings	1.1%	102	100	99.00	98.00	97.00	97.00	96.00	94.00	92.00	90.00	87.00	84.00	81.00	78.00	76.00	75.00	73.00	72.00	70.00	68.00	113
Additional Paid-In Capital	0.0%	46.00	46.00	46.00	46.00	47.00	47.00	47.00	47.00	47.00	47.00	46.00	46.00	46.00	46.00	46.00	46.00	46.00	46.00	46.00	46.00	-0.02
Shares Outstanding	0%	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	25.00	-	-	-	37.00	-	-	-	45.00	-	-	-	28.00	-	-	-	48.00	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-2287.5%	-3,500	160	2,459	1,323	3,106	-1,179	5,753	2,721	7,500	1,839	3,309	-119	2,623	8,585	3,757	-1,256	3,759	3,169	5,462	2,188	1,292
Share Based Compensation	-100.0%	-	1.00	95.00	150	150	155	155	153	152	154	156	155	153	-	-	-	-	-	-	-	-
Cashflow From Investing	1180.0%	27,495	2,148	-6,979	29,136	-9,603	-39,307	-22,251	-42,690	-19,361	-61,583	-11,246	-27,239	-35,664	19,870	-9,332	-67,105	-17,550	-35,686	-28,891	-30,266	-37,241
Cashflow From Financing	-122.7%	-15,452	-6,939	-22,668	-12,654	11,256	43,760	4,686	12,526	7,135	17,248	50,594	9,455	29,389	13,449	-17,418	121,139	23,609	26,139	29,816	24,608	798
Buy Backs	100.0%	-	-78.00	78.00	1,380	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

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RBKB Income Statement

2024-03-31

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Mar. 31, 2024	Mar. 31, 2023
Interest and Dividend Income
Interest and fees on loans	$ 14,381	$ 13,395
Interest and dividends on securities	1,037	1,018
Other income	217	189
Total interest and dividend income	15,635	14,602
Interest Expense
Interest expense on deposits	5,134	3,970
Interest expense on borrowings	1,605	768
Total interest expense	6,739	4,738
Net interest income	8,896	9,864
Provision for credit losses	83	1,014
Net interest income after provision for credit losses	8,813	8,850
Non-interest Income
Service charges on deposit accounts	743	708
Net gain on sales of loans	46	10
Increase in cash surrender value of life insurance	184	160
Net gain from sale of other real estate owned	4
(Loss) gain on disposal of premises and equipment	(18)	17
Investment advisory income	381	309
Other	166	172
Total non-interest income	1,506	1,376
Non-interest Expense
Salaries and employee benefits	4,992	5,240
Occupancy	1,053	1,079
Data processing	495	472
Professional fees	414	366
Marketing	121	104
FDIC deposit insurance and other insurance	253	282
Amortization of intangible assets	21	24
Other	1,528	1,636
Total non-interest expense	8,877	9,203
Income before income taxes	1,442	1,023
Provision for income taxes	321	225
Net income	$ 1,121	$ 798
Earnings per common share:
Basic (in dollars per share)	$ 0.10	$ 0.07
Diluted (in dollars per share)	$ 0.10	$ 0.07
Weighted average shares outstanding, basic (in shares)	10,748,006	10,881,885
Weighted average shares outstanding, diluted (in shares)	10,844,287	11,021,395

About Rhinebeck Bancorp Inc

Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York. The company offers deposits, including non-interest-bearing demand, interest bearing demand, money market, and saving accounts, as well as certificates of deposit. It provides automobile loans; non-residential commercial real estate loans; commercial business loans, such as term loans, revolving lines of credit, and lines of credit; residential mortgage and construction, one- to four-family residential real estate, multi-family real estate, commercial construction, and land development loans; and other consumer loans consist of home equity loans and lines of credit. In addition, the company offers retail brokerage and investment advisory services; life insurance services; and invests in various securities, mutual funds, and annuities. Rhinebeck Bancorp, Inc. was founded in 1860 and is headquartered in Poughkeepsie, New York. Rhinebeck Bancorp, Inc. operates as a subsidiary of Rhinebeck Bancorp, MHC.

CEO	Mr. Michael J. Quinn
WEBSITE	rhinebeckbank.com
INDUSTRY	Banks Diversified
EMPLOYEES	182

Rhinebeck Bancorp Inc Frequently Asked Questions

What is the ticker symbol for Rhinebeck Bancorp Inc? What does RBKB stand for in stocks?

RBKB is the stock ticker symbol of Rhinebeck Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Rhinebeck Bancorp Inc (RBKB)?

As of Fri May 17 2024, market cap of Rhinebeck Bancorp Inc is 85.04 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of RBKB stock?

You can check RBKB's fair value in chart for subscribers.

What is the fair value of RBKB stock?

You can check RBKB's fair value in chart for subscribers. The fair value of Rhinebeck Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Rhinebeck Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for RBKB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Rhinebeck Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether RBKB is over valued or under valued. Whether Rhinebeck Bancorp Inc is cheap or expensive depends on the assumptions which impact Rhinebeck Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for RBKB.

What is Rhinebeck Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, RBKB's PE ratio (Price to Earnings) is 18.02 and Price to Sales (PS) ratio is 1.38. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. RBKB PE ratio will change depending on the future growth rate expectations of investors.