SFST Stock Price, Southern First Bancshares Quote, Chart

Market Summary

USD28.85+1.02

Delayed

3.67%

SFST Stock Price

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SFST RSI Chart

SFST Valuation

Market Cap

235.3M

Price/Earnings (Trailing)

17.77

Price/Sales (Trailing)

1.33

EV/EBITDA

0.69

Price/Free Cashflow

19.37

SFST Price/Sales (Trailing)

SFST Profitability

EBT Margin

9.77%

Return on Equity

4.2%

Return on Assets

0.32%

Free Cashflow Yield

5.16%

SFST Fundamentals

SFST Revenue

Revenue (TTM)

176.8M

Rev. Growth (Yr)

26.18%

Rev. Growth (Qtr)

1.93%

SFST Earnings

Earnings (TTM)

13.2M

Earnings Growth (Yr)

-6.7%

Earnings Growth (Qtr)

-39.48%

Breaking Down SFST Revenue

Last 7 days

4.5%

Last 30 days

7.6%

Last 90 days

-15.1%

Trailing 12 Months

23.0%

How does SFST drawdown profile look like?

SFST Financial Health

SFST Investor Care

Shares Dilution (1Y)

1.34%

Diluted EPS (TTM)

1.64

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	176.8M	0	0	0
2023	121.0M	139.2M	159.4M	0
2022	89.8M	100.2M	110.6M	0
2021	70.2M	69.0M	0	79.4M
2020	94.9M	95.8M	95.2M	71.3M
2019	81.1M	85.6M	89.8M	92.7M
2018	64.4M	68.0M	71.9M	76.7M
2017	52.8M	55.2M	58.3M	61.2M
2016	47.6M	48.7M	49.9M	51.2M
2015	41.4M	42.9M	44.4M	46.0M
2014	36.7M	37.6M	38.8M	39.9M
2013	34.9M	35.3M	35.6M	36.1M
2012	35.1M	34.7M	34.7M	34.7M
2011	35.3M	35.2M	35.1M	35.1M
2010	36.0M	35.9M	35.7M	35.5M
2009	0	0	0	36.2M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Southern First Bancshares Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 24, 2024	ellefson anne s	sold	-16,800	28.00	-600	-
Mar 22, 2024	cothran mark a	gifted	-67,540	30.7	-2,200	-
Mar 21, 2024	seaver r arthur jr	sold	-31,125	31.25	-996	ceo
Mar 20, 2024	seaver r arthur jr	sold	-133,172	31.2098	-4,267	ceo
Mar 19, 2024	seaver r arthur jr	sold	-527	31.00	-17.00	ceo
Mar 15, 2024	seaver r arthur jr	sold	-68,822	31.0012	-2,220	ceo
Mar 14, 2024	seaver r arthur jr	sold	-77,827	31.1309	-2,500	ceo
Mar 13, 2024	locke anna t	bought	2,916	32.4	90.00	-
Jan 18, 2024	seaver r arthur jr	acquired	134,300	13.43	10,000	chief executive officer
Jan 16, 2024	seaver r arthur jr	acquired	-	-	8,326	chief executive officer

Which funds bought or sold SFST recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-38.88	-22,338	24,519	-%
May 16, 2024	COMERICA BANK	unchanged	-	-358	2,128	-%
May 15, 2024	Tower Research Capital LLC (TRC)	reduced	-80.24	-15,135	3,081	-%
May 15, 2024	D. E. Shaw & Co., Inc.	new	-	206,726	206,726	-%
May 15, 2024	CITADEL ADVISORS LLC	new	-	394,936	394,936	-%
May 15, 2024	GOLDMAN SACHS GROUP INC	reduced	-14.68	-394,575	1,068,950	-%
May 15, 2024	Royal Bank of Canada	reduced	-5.92	-259,000	1,065,000	-%
May 15, 2024	PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO	reduced	-4.14	-23,941	109,508	-%
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	2.24	-180,593	1,267,160	0.03%
May 15, 2024	TWO SIGMA ADVISERS, LP	reduced	-6.76	-55,396	219,144	-%

Are Funds Buying or Selling SFST?

Are funds buying SFST calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own SFST

No. of Funds

Unveiling Southern First Bancshares Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	t. rowe price investment management, inc.	9.9%	798,699	SC 13G
Feb 09, 2024	banc funds co llc	2.4%	192,513	SC 13G/A
Feb 07, 2024	fj capital management llc	9.78%	791,009	SC 13G/A
Jan 24, 2024	blackrock inc.	9.8%	794,259	SC 13G/A
Aug 08, 2023	blackrock inc.	10.0%	806,965	SC 13G/A
Mar 24, 2023	fj capital management llc	5.69%	458,226	SC 13G
Feb 14, 2023	t. rowe price investment management, inc.	10.0%	799,080	SC 13G
Feb 14, 2023	price t rowe associates inc /md/	0.0%	1,242	SC 13G/A
Feb 08, 2023	fj capital management llc	3.60%	287,539	SC 13G/A
Feb 07, 2023	banc funds co llc	2.3%	186,493	SC 13G/A

Recent SEC filings of Southern First Bancshares Inc

View All Filings

Date Filed	Form Type	Document
May 16, 2024	4	Insider Trading
May 13, 2024	4	Insider Trading
May 09, 2024	3	Insider Trading
May 07, 2024	8-K	Current Report
Apr 30, 2024	10-Q	Quarterly Report
Apr 25, 2024	4	Insider Trading
Apr 23, 2024	144	Notice of Insider Sale Intent
Apr 18, 2024	8-K	Current Report
Apr 03, 2024	DEF 14A	DEF 14A
Mar 26, 2024	4	Insider Trading

Peers (Alternatives to Southern First Bancshares Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

Southern First Bancshares Inc News

Latest updates

Southern First Bancshares Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q3	2023Q2	2023Q1	2022Q3	2022Q2	2022Q1	2021Q4	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4	2018Q3	2018Q2
Revenue	1.9%	48.00	47.00	43.00	38.00	31.00	27.00	24.00	24.00	23.00	23.00	-	23.00	24.00	24.00	24.00	24.00	23.00	22.00	21.00	20.00	19.00
EBITDA Margin	-64.2%	0.55*	1.55*	1.72*	1.89*	2.12*	2.17*	2.17*	2.19*	1.85*	1.69*	-	-	-	-	-	-	-	-	-	-	-
Interest Expenses	-3.6%	19.00	19.00	19.00	20.00	25.00	25.00	23.00	23.00	21.00	21.00	21.00	21.00	20.00	18.00	18.00	17.00	17.00	16.00	16.00	16.00	15.00
Income Taxes	-27.9%	1.00	1.00	1.00	1.00	3.00	2.00	2.00	4.00	3.00	3.00	3.00	1.00	1.00	1.00	2.00	2.00	2.00	2.00	2.00	2.00	1.00
Earnings Before Taxes	-36.1%	3.00	5.00	3.00	4.00	11.00	10.00	10.00	16.00	13.00	13.00	11.00	3.00	6.00	4.00	9.00	10.00	9.00	8.00	7.00	7.00	7.00
EBT Margin	-64.9%	0.10*	0.28*	0.36*	0.45*	0.68*	0.78*	0.84*	0.88*	0.59*	0.48*	-	-	-	-	-	-	-	-	-	-	-
Net Income	-38.5%	3.00	4.00	2.00	3.00	8.00	7.00	8.00	12.00	10.00	10.00	9.00	2.00	5.00	3.00	7.00	7.00	7.00	6.00	6.00	6.00	6.00
Net Income Margin	-65.0%	0.07*	0.21*	0.28*	0.35*	0.52*	0.60*	0.64*	0.68*	0.46*	0.37*	-	-	-	-	-	-	-	-	-	-	-
Free Cashflow	-120.3%	-3.20	16.00	-7.17	1.00	18.00	3.00	2.00	18.00	15.00	-	-	-	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	1.2%	4,106	4,056	4,020	4,002	3,938	3,692	3,440	3,288	3,073	2,926	2,784	2,650	2,580	2,483	2,479	2,482	2,372	2,267	2,202	2,116	2,014
Cash Equivalents	7.1%	167	156	152	205	272	171	161	182	149	167	129	154	155	101	163	238	141	128	135	117	117
Net PPE	-1.4%	93.00	94.00	96.00	97.00	98.00	99.00	100	97.00	95.00	92.00	78.00	69.00	62.00	60.00	61.00	61.00	59.00	58.00	55.00	48.00	47.00
Liabilities	1.3%	3,790	3,743	3,716	3,701	3,639	3,397	3,152	3,005	2,794	2,648	2,519	2,399	2,340	2,254	2,261	2,266	2,162	2,061	2,003	1,926	1,833
Shareholder's Equity	0.9%	315	312	304	302	299	295	288	283	279	278	266	252	240	228	219	216	210	206	198	190	181
Retained Earnings	1.2%	208	206	201	197	195	192	187	178	171	166	154	140	129	119	110	108	104	101	94.00	86.00	79.00
Additional Paid-In Capital	2.0%	124	122	122	121	121	119	118	118	117	114	114	113	111	109	108	108	108	106	105	104	104
Shares Outstanding	0.8%	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	186	-	-	-	328	-	-	-	381	-	-	-	201	-	-	-	273	-

Cashflow (Last 12 Months)

(In Thousands)

Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-142.6%	-2,924	6,860	16,142	-6,586	1,237	13,467	22,465	6,506	7,867	28,265	15,963	23,272	10,569	23,878	-5,339	5,638	-3,558	19,405	-1,035	-12,965	12,904
Share Based Compensation	18.6%	555	468	519	473	483	525	514	495	492	443	426	382	396	361	317	385	334	438	435	424	401
Cashflow From Investing	7.7%	-32,221	-34,896	-78,885	-121,961	-142,833	-250,722	-185,330	-185,744	-170,787	-120,713	-163,528	-77,904	-48,482	-73,179	-62,593	-6,537	-88,461	-88,370	-49,554	-83,767	-53,892
Cashflow From Financing	45.5%	46,284	31,814	10,065	61,412	242,927	247,523	141,381	212,112	144,927	131,124	122,301	53,084	92,571	-12,927	-7,559	98,193	105,315	62,258	68,328	96,210	85,421

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SFST Income Statement

2024-03-31

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest income
Loans	$ 45,605	$ 36,748
Investment securities	1,478	613
Federal funds sold and interest-bearing deposits with banks	1,280	969
Total interest income	48,363	38,330
Interest expense
Deposits	26,932	17,179
Borrowings	2,786	727
Total interest expense	29,718	17,906
Net interest income	18,645	20,424
Provision for (reversal of) credit losses	(175)	1,825
Net interest income after provision for (reversal of) credit losses	18,820	18,599
Noninterest income
Mortgage banking income	1,164	622
Service fees on deposit accounts	387	325
ATM and debit card income	544	555
Income from bank owned life insurance	377	332
Other income	192	210
Total noninterest income	2,664	2,044
Noninterest expenses
Compensation and benefits	10,857	10,356
Occupancy	2,557	2,457
Outside service and data processing costs	1,846	1,629
Insurance	955	689
Professional fees	618	660
Marketing	369	366
Other	898	947
Total noninterest expenses	18,100	17,104
Income before income tax expense	3,384	3,539
Income tax expense	862	836
Net income	$ 2,522	$ 2,703
Earnings per common share
Basic	$ 0.31	$ 0.34
Diluted	$ 0.31	$ 0.33
Weighted average common shares outstanding
Basic	8,110,249	8,025,876
Diluted	8,141,921	8,092,270

SFST Balance Sheet

2024-03-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Cash and cash equivalents:
Cash and due from banks	$ 13,925	$ 28,020
Federal funds sold	144,595	119,349
Interest-bearing deposits with banks	8,789	8,801
Total cash and cash equivalents	167,309	156,170
Investment securities:
Investment securities available for sale	125,996	134,702
Other investments	18,499	19,939
Total investment securities	144,495	154,641
Mortgage loans held for sale	11,842	7,194
Loans	3,643,766	3,602,627
Less allowance for credit losses	(40,441)	(40,682)
Loans, net	3,603,325	3,561,945
Bank owned life insurance	52,878	52,501
Property and equipment, net	93,007	94,301
Deferred income taxes, net	12,321	12,200
Other assets	20,527	16,837
Total assets	4,105,704	4,055,789
LIABILITIES
Deposits	3,460,681	3,379,564
FHLB advances and related debt	240,000	275,000
Subordinated debentures	36,349	36,322
Other liabilities	53,418	52,436
Total liabilities	3,790,448	3,743,322
SHAREHOLDERS’ EQUITY
Preferred stock, par value $.01 per share, 10,000,000 shares authorized
Common stock, par value $.01 per share, 10,000,000 shares authorized, 8,156,109 and 8,088,186 shares issued and outstanding at March 31, 2024 and December 31, 2023, respectively	82	81
Nonvested restricted stock	(5,257)	(3,596)
Additional paid-in capital	124,159	121,777
Accumulated other comprehensive loss	(11,797)	(11,342)
Retained earnings	208,069	205,547
Total shareholders’ equity	315,256	312,467
Total liabilities and shareholders’ equity	$ 4,105,704	$ 4,055,789

About Southern First Bancshares Inc

Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, the company provides other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina.

CEO	Mr. R. Arthur Seaver Jr.
WEBSITE	southernfirst.com
INDUSTRY	Banks Diversified
EMPLOYEES	293

Southern First Bancshares Inc Frequently Asked Questions

What is the ticker symbol for Southern First Bancshares Inc? What does SFST stand for in stocks?

SFST is the stock ticker symbol of Southern First Bancshares Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Southern First Bancshares Inc (SFST)?

As of Fri May 17 2024, market cap of Southern First Bancshares Inc is 235.3 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of SFST stock?

You can check SFST's fair value in chart for subscribers.

What is the fair value of SFST stock?

You can check SFST's fair value in chart for subscribers. The fair value of Southern First Bancshares Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Southern First Bancshares Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for SFST so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Southern First Bancshares Inc a good stock to buy?

The fair value guage provides a quick view whether SFST is over valued or under valued. Whether Southern First Bancshares Inc is cheap or expensive depends on the assumptions which impact Southern First Bancshares Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for SFST.

What is Southern First Bancshares Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, SFST's PE ratio (Price to Earnings) is 17.77 and Price to Sales (PS) ratio is 1.33. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. SFST PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Southern First Bancshares Inc's stock?

In the past 10 years, Southern First Bancshares Inc has provided 0.082 (multiply by 100 for percentage) rate of return.