STBA - S&T Bancorp Inc Stock Price, Fair Value and News

31.78USD-0.10 (-0.31%)Market Closed

Market Summary

USD31.78-0.10

Market Closed

-0.31%

STBA Stock Price

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STBA RSI Chart

STBA Valuation

Market Cap

1.2B

Price/Earnings (Trailing)

8.92

Price/Sales (Trailing)

2.46

EV/EBITDA

1.94

Price/Free Cashflow

7.11

STBA Price/Sales (Trailing)

STBA Profitability

EBT Margin

34.08%

Return on Equity

10.52%

Return on Assets

1.43%

Free Cashflow Yield

14.06%

STBA Fundamentals

STBA Revenue

Revenue (TTM)

494.8M

Rev. Growth (Yr)

15.19%

Rev. Growth (Qtr)

0.83%

STBA Earnings

Earnings (TTM)

136.2M

Earnings Growth (Yr)

-21.51%

Earnings Growth (Qtr)

-15.68%

Breaking Down STBA Revenue

Last 7 days

0.2%

Last 30 days

8.5%

Last 90 days

3.1%

Trailing 12 Months

22.8%

How does STBA drawdown profile look like?

STBA Financial Health

Debt/Equity

0.02

Debt/Cashflow

7.49

STBA Investor Care

Dividend Yield

4.09%

Dividend/Share (TTM)

1.3

Buy Backs (1Y)

1.88%

Diluted EPS (TTM)

3.53

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	494.8M	0	0	0
2023	381.5M	421.3M	454.4M	477.9M
2022	284.6M	290.6M	308.7M	340.8M
2021	307.7M	298.8M	293.7M	289.3M
2020	329.5M	330.3M	327.4M	320.5M
2019	300.4M	308.4M	314.6M	320.5M
2018	267.5M	274.2M	281.1M	289.8M
2017	233.9M	243.0M	251.9M	260.6M
2016	214.7M	217.9M	222.0M	227.8M
2015	165.8M	178.5M	191.6M	203.5M
2014	154.6M	155.9M	157.9M	160.5M
2013	155.0M	154.1M	153.9M	153.8M
2012	162.0M	159.6M	157.6M	156.3M
2011	177.3M	173.5M	169.0M	165.1M
2010	0	190.2M	185.3M	180.4M
2009	0	0	0	195.1M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of S&T Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 10, 2024	lazzari melanie a	acquired	14,592	29.48	495	executive vice president
Apr 10, 2024	lazzari melanie a	sold (taxes)	-6,397	29.48	-217	executive vice president
Apr 01, 2024	antolik david g	sold (taxes)	-92,449	31.89	-2,899	president
Apr 01, 2024	smydo rachel lynn	sold (taxes)	-8,642	31.89	-271	executive vice president
Apr 01, 2024	lazzari melanie a	back to issuer	-7,143	31.89	-224	executive vice president
Apr 01, 2024	nicholson susan a	acquired	37,694	31.89	1,182	executive vice president
Apr 01, 2024	lazzari melanie a	acquired	32,559	31.89	1,021	executive vice president
Apr 01, 2024	kochvar mark	back to issuer	-16,200	31.89	-508	sr exec vice president & cfo
Apr 01, 2024	lazzari melanie a	sold (taxes)	-33,325	31.89	-1,045	executive vice president
Apr 01, 2024	drahnak stephen a.	acquired	44,677	31.89	1,401	executive vice president

Which funds bought or sold STBA recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 10, 2024	Campbell & CO Investment Adviser LLC	sold off	-100	-562,425	-	-%
May 10, 2024	OSAIC HOLDINGS, INC.	reduced	-71.64	-201,222	75,259	-%
May 10, 2024	CREDIT SUISSE AG/	added	2.45	-26,870	1,592,960	-%
May 10, 2024	JUPITER ASSET MANAGEMENT LTD	sold off	-100	-543,276	-	-%
May 10, 2024	Meridian Wealth Partners, LLC	unchanged	-	-19,097	457,205	0.08%
May 10, 2024	VANGUARD GROUP INC	reduced	-2.97	-10,587,000	143,704,000	-%
May 10, 2024	BROWN BROTHERS HARRIMAN & CO	unchanged	-	-10,544	252,405	-%
May 10, 2024	Hillsdale Investment Management Inc.	added	3.02	-27,531	2,451,300	0.19%
May 10, 2024	DIMENSIONAL FUND ADVISORS LP	reduced	-0.81	-3,819,670	75,867,700	0.02%
May 10, 2024	PNC Financial Services Group, Inc.	added	2.92	-10,539	864,964	-%

Are Funds Buying or Selling STBA?

Are funds buying STBA calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own STBA

No. of Funds

Unveiling S&T Bancorp Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	12.07%	4,616,732	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	6.2%	2,384,380	SC 13G/A
Jan 23, 2024	blackrock inc.	14.6%	5,588,300	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	5.6%	2,202,992	SC 13G
Feb 09, 2023	vanguard group inc	11.47%	4,474,192	SC 13G/A
Jan 23, 2023	blackrock inc.	14.2%	5,528,975	SC 13G/A
Feb 10, 2022	vanguard group inc	10.98%	4,319,464	SC 13G/A
Jan 27, 2022	blackrock inc.	14.6%	5,755,744	SC 13G/A
Jan 25, 2022	blackrock inc.	14.6%	5,755,744	SC 13G/A
Feb 10, 2021	vanguard group inc	10.36%	4,073,642	SC 13G/A

Recent SEC filings of S&T Bancorp Inc

View All Filings

Date Filed	Form Type	Document
May 07, 2024	8-K	Current Report
May 02, 2024	10-Q	Quarterly Report
Apr 24, 2024	8-K	Current Report
Apr 18, 2024	8-K	Current Report
Apr 12, 2024	4	Insider Trading
Apr 12, 2024	4	Insider Trading
Apr 03, 2024	4	Insider Trading
Apr 03, 2024	4	Insider Trading
Apr 03, 2024	4	Insider Trading
Apr 03, 2024	4	Insider Trading

Peers (Alternatives to S&T Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	570.5B	174.7B	8.69%	48.16%	11.33	3.27	53.11%	19.83%
BAC	299.1B	137.9B	6.85%	41.16%	11.95	2.17	56.12%	-12.56%
WFC	213.6B	85.8B	8.52%	63.46%	11.38	2.49	35.02%	26.14%
C	120.9B	125.0B	6.23%	39.49%	15.13	0.97	37.85%	-
CFG	16.4B	10.4B	8.48%	44.96%	11.43	1.57	26.22%	-33.87%
KEY	14.0B	8.1B	1.78%	65.41%	16.04	1.72	32.15%	-50.93%
MID-CAP
CMA	7.1B	4.2B	3.79%	66.34%	10.15	1.66	34.68%	-45.96%
ZION	6.5B	4.1B	8.06%	95.94%	10.32	1.59	32.93%	-30.73%
ABCB	3.4B	1.3B	9.68%	70.56%	12.1	2.6	30.60%	-12.99%
ASB	3.3B	2.0B	8.96%	50.51%	20.76	1.64	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	406.0M	152.4M	2.65%	46.43%	40.84	2.66	16.94%	-73.84%
AROW	395.4M	173.1M	7.98%	20.88%	13.55	2.28	26.54%	-34.86%
ACNB	294.5M	98.7M	5.64%	21.02%	10.01	2.98	6.27%	-22.90%
ASRV	46.0M	62.5M	12.13%	-6.62%	-15.54	0.74	18.83%	-145.18%

S&T Bancorp Inc News

Latest updates

S&T Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	0.8%	128	127	123	117	111	103	90.00	78.00	70.00	71.00	72.00	72.00	75.00	76.00	77.00	80.00	88.00	82.00	80.00	80.00	79.00
EBITDA Margin	-6.2%	1.05*	1.12*	1.20*	1.30*	1.38*	1.45*	1.47*	1.46*	1.47*	1.46*	1.24*	1.17*	-	-	-	-	-	-	-	-	-
Interest Expenses	-1.9%	83.00	85.00	87.00	88.00	89.00	89.00	84.00	75.00	68.00	68.00	69.00	68.00	71.00	6.00	69.00	70.00	70.00	18.00	19.00	19.00	18.00
Income Taxes	-11.8%	8.00	9.00	8.00	8.00	10.00	10.00	9.00	7.00	7.00	5.00	6.00	7.00	7.00	6.00	3.00	-11.79	3.00	5.00	5.00	5.00	4.00
Earnings Before Taxes	-14.9%	39.00	46.00	41.00	42.00	49.00	50.00	46.00	36.00	36.00	27.00	34.00	35.00	39.00	30.00	20.00	-44.86	16.00	27.00	32.00	31.00	27.00
EBT Margin	-8.9%	0.34*	0.37*	0.40*	0.45*	0.48*	0.50*	0.47*	0.46*	0.47*	0.47*	0.47*	0.42*	-	-	-	-	-	-	-	-	-
Net Income	-15.7%	31.00	37.00	33.00	34.00	40.00	40.00	37.00	29.00	29.00	22.00	28.00	28.00	32.00	24.00	17.00	-33.07	13.00	22.00	27.00	26.00	23.00
Net Income Margin	-9.1%	0.28*	0.30*	0.33*	0.36*	0.38*	0.40*	0.38*	0.37*	0.38*	0.38*	0.38*	0.34*	-	-	-	-	-	-	-	-	-
Free Cashflow	19.2%	46.00	38.00	52.00	35.00	40.00	34.00	51.00	66.00	86.00	42.00	44.00	37.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-0.1%	9,539	9,552	9,466	9,253	9,193	9,111	8,936	9,104	9,432	9,489	9,436	9,496	9,329	8,968	9,191	9,474	9,005	8,765	7,572	7,335	7,229
Cash Equivalents	-11.2%	207	234	238	228	244	210	135	345	824	922	934	985	671	230	308	351	188	198	174	123	117
Net PPE	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	56.00	56.00	57.00	57.00	42.00	42.00	42.00
Goodwill	0%	373	373	373	373	373	373	373	373	373	373	373	373	373	373	373	373	374	372	287	287	287
Liabilities	-0.3%	8,244	8,268	8,243	8,040	7,966	7,926	7,783	7,925	8,247	8,282	8,234	8,307	8,161	7,813	8,048	8,339	7,829	7,573	6,590	6,370	6,286
Shareholder's Equity	0.9%	1,295	1,283	1,224	1,213	1,228	1,185	1,153	1,178	1,185	1,206	1,202	1,189	1,168	1,155	1,142	1,136	1,176	1,192	982	965	943
Retained Earnings	1.8%	977	960	935	914	891	864	836	810	791	774	762	746	732	710	698	692	741	761	748	731	716
Additional Paid-In Capital	0.2%	410	409	408	407	407	406	406	405	404	403	403	402	401	401	401	400	400	400	212	211	211
Shares Outstanding	0.0%	38.00	38.00	38.00	38.00	39.00	39.00	39.00	39.00	39.00	39.00	39.00	39.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	1,026	-	-	-	1,059	-	-	-	1,149	-	-	-	899	-	-	-	1,258	-

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	16.9%	46.00	40.00	54.00	36.00	42.00	35.00	52.00	67.00	87.00	43.00	44.00	38.00	90.00	55.00	29.00	28.00	-59.96	46.00	34.00	28.00	30.00
Share Based Compensation	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0.12	0.00	0.00	0.00	1.00	1.00	0.00	1.00
Cashflow From Investing	92.8%	-8.34	-115	-208	-67.43	-53.39	-92.07	-33.43	-150	-122	-96.89	-17.20	147	-19.51	102	223	-358	-125	20.00	-170	-83.71	24.00
Cashflow From Financing	-190.6%	-64.19	71.00	164	15.00	46.00	132	-228	-395	-62.11	42.00	-77.39	129	371	-235	-294	494	175	-41.70	188	61.00	-92.83
Dividend Payments	0.0%	13.00	13.00	12.00	12.00	12.00	12.00	12.00	12.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	10.00	9.00	9.00	9.00
Buy Backs	-	-	-	-	-	-	-	3.00	-	-	-	-	-	-	-	-	-	13.00	-	3.00	3.00	12.00

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STBA Income Statement

2024-03-31

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 118,577	$ 102,724
Investment Securities:
Taxable	8,595	7,457
Tax-exempt	193	214
Dividends	389	508
Total Interest and Dividend Income	127,754	110,903
INTEREST EXPENSE
Deposits	36,662	14,903
Borrowings, junior subordinated debt securities and other	7,615	7,209
Total Interest Expense	44,277	22,112
NET INTEREST INCOME	83,477	88,791
Provision for credit losses	2,627	922
Net Interest Income After Provision for Credit Losses	80,850	87,869
NONINTEREST INCOME
Mortgage banking	277	301
Other	1,448	1,492
Total Noninterest Income	12,830	13,190
NONINTEREST EXPENSE
Salaries and employee benefits	29,512	27,601
Data processing and information technology	4,954	4,258
Occupancy	3,870	3,835
Furniture, equipment and software	3,472	2,861
Marketing	1,943	1,853
Other taxes	1,871	1,790
Professional services and legal	1,720	1,821
FDIC insurance	1,049	1,012
Other	6,129	6,668
Total Noninterest Expense	54,520	51,699
Income Before Taxes	39,160	49,360
Income tax expense	7,921	9,561
Net Income	$ 31,239	$ 39,799
Earnings per share—basic (in dollars per share)	$ 0.82	$ 1.02
Earnings per share—diluted (in dollars per share)	0.81	1.02
Dividends declared per common share (in dollars per share)	$ 0.33	$ 0.32
Comprehensive Income	$ 24,443	$ 55,266
Debit and credit card
NONINTEREST INCOME
Revenues from contract with customers	4,235	4,373
Service charges on deposit accounts
NONINTEREST INCOME
Revenues from contract with customers	3,828	4,076
Wealth management
NONINTEREST INCOME
Revenues from contract with customers	$ 3,042	$ 2,948

STBA Balance Sheet

2024-03-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks, including interest-bearing deposits of $143,927 and $160,802 at March 31, 2024 and December 31, 2023	$ 207,462	$ 233,612
Securities available for sale, at fair value	970,728	970,391
Loans held for sale	0	153
Portfolio loans, net of unearned income	7,656,034	7,653,341
Allowance for credit losses	(104,802)	(107,966)
Portfolio loans, net	7,551,232	7,545,375
Bank owned life insurance	83,900	84,008
Premises and equipment, net	47,956	49,006
Federal Home Loan Bank and other restricted stock, at cost	13,703	25,082
Goodwill	373,424	373,424
Other assets	290,698	270,475
Total Assets	9,539,103	9,551,526
Deposits:
Noninterest-bearing demand	2,188,927	2,221,942
Interest-bearing demand	848,729	825,787
Money market	1,882,157	1,941,842
Savings	936,056	950,546
Certificates of deposit	1,744,478	1,581,652
Total Deposits	7,600,347	7,521,769
Short-term borrowings	285,000	415,000
Long-term borrowings	39,156	39,277
Junior subordinated debt securities	49,373	49,358
Other liabilities	270,153	242,677
Total Liabilities	8,244,029	8,268,081
SHAREHOLDERS’ EQUITY
Common stock ($2.50 par value) Authorized—50,000,000 shares Issued—41,449,444 shares at March 31, 2024 and December 31, 2023 Outstanding—38,233,280 shares at March 31, 2024 and 38232806 shares at December 31, 2023	103,623	103,623
Additional paid-in capital	409,857	409,034
Retained earnings	977,195	959,604
Accumulated other comprehensive loss	(97,697)	(90,901)
Treasury stock — 3,216,164 shares at March 31, 2024 and 3216638 shares at December 31, 2023, at cost	(97,904)	(97,915)
Total Shareholders’ Equity	1,295,074	1,283,445
Total Liabilities and Shareholders’ Equity	$ 9,539,103	$ 9,551,526

About S&T Bancorp Inc

S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services. The company operates through six segments: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. The company accepts time and demand deposits; and offers commercial and consumer loans, cash management services, and brokerage and trust services, as well as acts as guardian and custodian of employee benefits. It also manages private investment accounts for individuals and institutions. In addition, the company distributes life insurance and long-term disability income insurance products, as well as offers title insurance agency services to commercial customers; and acts as a reinsurer of credit life, accident, and health insurance policies. S&T Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania.

CEO	Mr. Christopher J. McComish
WEBSITE	stbancorp.com
INDUSTRY	Banks Diversified
EMPLOYEES	1182

S&T Bancorp Inc Frequently Asked Questions

What is the ticker symbol for S&T Bancorp Inc? What does STBA stand for in stocks?

STBA is the stock ticker symbol of S&T Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of S&T Bancorp Inc (STBA)?

As of Mon May 13 2024, market cap of S&T Bancorp Inc is 1.22 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of STBA stock?

You can check STBA's fair value in chart for subscribers.

What is the fair value of STBA stock?

You can check STBA's fair value in chart for subscribers. The fair value of S&T Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of S&T Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for STBA so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is S&T Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether STBA is over valued or under valued. Whether S&T Bancorp Inc is cheap or expensive depends on the assumptions which impact S&T Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for STBA.

What is S&T Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Mon May 13 2024, STBA's PE ratio (Price to Earnings) is 8.92 and Price to Sales (PS) ratio is 2.46. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. STBA PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on S&T Bancorp Inc's stock?

In the past 10 years, S&T Bancorp Inc has provided 0.061 (multiply by 100 for percentage) rate of return.