TCBS Stock Price, Texas Community Bancshares, . Quote, Chart

Market Summary

USD13.79+0.07

Market Closed

0.51%

TCBS Stock Price

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TCBS RSI Chart

TCBS Valuation

Market Cap

44.0M

Price/Earnings (Trailing)

-18.31

Price/Sales (Trailing)

2.17

EV/EBITDA

2.75

Price/Free Cashflow

-14.5

TCBS Price/Sales (Trailing)

TCBS Profitability

EBT Margin

-14.95%

Return on Equity

-4.66%

Return on Assets

-0.52%

Free Cashflow Yield

-6.89%

TCBS Fundamentals

TCBS Revenue

Revenue (TTM)

20.3M

Rev. Growth (Yr)

30.68%

Rev. Growth (Qtr)

1.88%

TCBS Earnings

Earnings (TTM)

-2.4M

Earnings Growth (Yr)

-164.01%

Earnings Growth (Qtr)

-708.73%

Breaking Down TCBS Revenue

Last 7 days

0.9%

Last 30 days

-1.6%

Last 90 days

1.1%

Trailing 12 Months

32.9%

How does TCBS drawdown profile look like?

TCBS Financial Health

TCBS Investor Care

Buy Backs (1Y)

5.51%

Diluted EPS (TTM)

-0.8

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	20.3M	0	0	0
2023	13.9M	15.6M	17.3M	19.0M
2022	10.7M	11.0M	11.6M	12.6M
2021	10.8M	10.8M	10.7M	10.5M
2020	0	0	0	10.8M

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Tracking the Latest Insider Buys and Sells of Texas Community Bancshares, Inc.

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 28, 2024	sobel jason	bought	9,741	13.8176	705	president and ceo
Feb 28, 2024	sobel jason	acquired	-	-	23,455	president and ceo
Dec 19, 2023	thurman glen	bought	16,445	12.65	1,300	-
Dec 18, 2023	scavuzzo anthony	bought	428,010	12.97	33,000	-
Nov 13, 2023	sobel jason	bought	60,280	12.6987	4,747	bank president
Nov 13, 2023	strange haskell	bought	188	12.5392	15.00	svp and coo
Sep 14, 2023	yarbrough kraig	sold	-125,550	12.25	-10,249	svp
Sep 11, 2023	herlocker james h. iii	bought	3,675	12.25	300	chairman, president and ceo
Sep 08, 2023	yarbrough kraig	sold	-99,206	12.4008	-8,000	svp
Sep 07, 2023	yarbrough kraig	sold	-21,747	12.42	-1,751	svp

Which funds bought or sold TCBS recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 15, 2024	Royal Bank of Canada	added	50.35	1,000	3,000	-%
May 15, 2024	Tower Research Capital LLC (TRC)	reduced	-7.14	-270	6,449	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	sold off	-100	-28.00	-	-%
May 15, 2024	MORGAN STANLEY	new	-	4,267	4,267	-%
May 14, 2024	ALLIANCEBERNSTEIN L.P.	added	2.43	119,588	2,153,220	-%
May 14, 2024	NORTHERN TRUST CORP	sold off	-100	-146,133	-	-%
May 13, 2024	GEODE CAPITAL MANAGEMENT, LLC	new	-	179,104	179,104	-%
May 10, 2024	VANGUARD GROUP INC	added	0.06	14,856	448,073	-%
May 10, 2024	BlackRock Inc.	reduced	-2.38	776	86,256	-%
May 10, 2024	WELLS FARGO & COMPANY/MN	unchanged	-	9.00	263	-%

Are Funds Buying or Selling TCBS?

Are funds buying TCBS calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own TCBS

No. of Funds

Unveiling Texas Community Bancshares, Inc.'s Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Jan 31, 2024	texas community bancshares, inc.	8.1%	260,285	SC 13G/A
Jan 27, 2023	texas community bancshares, inc.	7.9%	260,401	SC 13G/A
Feb 02, 2022	texas community bancshares, inc.	8.0%	260,621	SC 13G

Recent SEC filings of Texas Community Bancshares, Inc.

View All Filings

Date Filed	Form Type	Document
May 14, 2024	10-Q	Quarterly Report
May 13, 2024	8-K	Current Report
Apr 18, 2024	DEF 14A	DEF 14A
Mar 27, 2024	10-K	Annual Report
Feb 29, 2024	4	Insider Trading
Feb 23, 2024	8-K	Current Report

Peers (Alternatives to Texas Community Bancshares, Inc.)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

Texas Community Bancshares, Inc. News

Latest updates

Texas Community Bancshares, Inc. Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																	(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1
Revenue	1.9%	5,418	5,318	4,976	4,538	4,146	3,675	3,197	2,927	2,767	2,701	2,613	2,617	2,603	2,886	2,693	2,617	2,605
EBITDA Margin	-22.6%	0.41*	0.53*	0.62*	0.70*	0.79*	0.99*	1.01*	0.93*	0.89*	0.86*	0.82*	0.86*	0.86*	0.85*	-	-	-
Interest Expenses	0.9%	2,963	2,936	2,844	2,652	2,632	2,738	2,750	2,486	2,309	2,213	2,097	2,069	2,039	2,290	2,084	1,980	1,939
Income Taxes	-972.7%	-708	-66.00	117	31.00	-286	95.00	126	114	88.00	45.00	-36.00	35.00	50.00	39.00	38.00	64.00	52.00
Earnings Before Taxes	-752.5%	-3,393	-398	573	191	-1,303	503	665	530	479	331	-234	223	292	7.00	246	373	316
EBT Margin	-202.8%	-0.15*	-0.05*	0.00*	0.00*	0.03*	0.17*	0.17*	0.10*	0.07*	0.06*	0.03*	0.07*	0.08*	0.09*	-	-	-
Net Income	-708.7%	-2,685	-332	456	160	-1,017	408	539	416	391	286	-198	188	242	-31.93	208	308	264
Net Income Margin	-207.0%	-0.12*	-0.04*	0.00*	0.01*	0.02*	0.14*	0.14*	0.08*	0.06*	0.05*	0.02*	0.06*	0.07*	0.07*	-	-	-
Free Cashflow	84.8%	-292	-1,923	435	-1,251	-574	533	811	916	476	-3,006	3,237	552	837	-63.00	517	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet														(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4
Assets	2.6%	464	452	437	432	418	417	376	374	369	365	359	350	317	300
Cash Equivalents	60.7%	21.00	13.00	12.00	10.00	7.00	9.00	9.00	18.00	26.00	22.00	35.00	46.00	19.00	8.00
Net PPE	0.3%	12.00	12.00	10.00	9.00	7.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00
Liabilities	3.5%	412	398	383	378	363	361	320	317	311	305	298	318	285	268
Shareholder's Equity	-4.1%	51.00	54.00	53.00	54.00	55.00	56.00	56.00	56.00	58.00	60.00	-	-	-	-
Retained Earnings	-8.8%	29.00	32.00	32.00	32.00	32.00	34.00	34.00	33.00	33.00	32.00	32.00	32.00	32.00	32.00
Additional Paid-In Capital	0.9%	32.00	32.00	32.00	31.00	-	31.00	-	-	-	-	-	-	-	-
Shares Outstanding	4.1%	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	-	-	3.00
Float	-	-	-	-	29.00	-	-	-	40.00	-	-	-	-	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																	(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1
Cashflow From Operations	201.8%	694	-682	1,471	1,037	462	582	947	927	673	-3,007	3,251	618	895	-5.00	535	899	482
Share Based Compensation	368.9%	286	61.00	182	182	103	-	-	-	-	-	-	-	-	-	-	-	-
Cashflow From Investing	47.8%	-6,688	-12,819	-2,888	-11,734	-3,713	-41,878	-12,607	-14,456	-3,243	-19,477	-19,870	-7,237	-6,214	-1,515	-13,209	-17,135	1,950
Cashflow From Financing	-1.5%	13,923	14,138	3,790	13,902	1,169	41,355	2,097	6,390	6,225	9,841	5,561	33,025	16,456	657	12,752	15,184	1,949
Dividend Payments	-100.0%	-	103	97.00	101	67.00	-	-	-	-	-	-	-	-	-	-	-	-
Buy Backs	-	154	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

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TCBS Income Statement

2024-03-31

Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest Income
Loans, including fees	$ 3,709	$ 2,780
Debt securities
Taxable	1,170	1,204
Non taxable	46	49
Dividends on restricted investments	55	25
Federal funds sold	67	39
Deposits with banks	256	49
Financial derivative	115
Total interest income	5,418	4,146
Interest Expense
Deposits	1,757	986
Advances from FHLB	696	526
Other	2	2
Total interest expense	2,455	1,514
Net Interest Income	2,963	2,632
Provision for Credit Losses - loans	(251)	82
Provision for Credit Losses - off-balance sheet credit exposures	(26)	8
Provision for Credit Losses	(277)	90
Net Interest Income After Provision for Credit Losses	3,240	2,542
Noninterest Income
Service charges on deposit accounts	168	161
Other service charges and fees	260	279
Net loss on securities transactions		(1,687)
Net loss on sale of loans	(1,505)
Net change in fair value on loans held for sale	(2,276)
Net gain on sale of other real estate owned	37
Net loss on sale of premises and equipment	(283)
Net appreciation on bank-owned life insurance	30	25
Other income	7	15
Total noninterest loss	(3,562)	(1,207)
Noninterest Expenses
Salaries and employee benefits	1,665	1,567
Occupancy and equipment expense	285	197
Data processing	241	221
Technology expense	114	109
Contract services	62	62
Director fees	83	98
Other expense	621	384
Total noninterest expense	3,071	2,638
Loss Before Income Taxes	(3,393)	(1,303)
Income Tax Benefit	(708)	(286)
Net Loss	$ (2,685)	$ (1,017)
Loss per share - basic (in dollars per share)	$ (0.90)	$ (0.33)
Loss per share - diluted (in dollars per share)	$ (0.89)	$ (0.33)
Weighted-average shares outstanding - basic (in shares)	2,970,273	3,088,802
Weighted-average shares outstanding - diluted (in shares)	3,013,341	3,088,802

About Texas Community Bancshares, Inc.

Texas Community Bancshares, Inc. operates as the bank holding company for Mineola Community Bank, S.S.B. that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. It generates a selection of deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts. The company also originates primarily one- to four-family residential mortgage loans, commercial real estate loans, and construction and land loans; and car, boat, share, unsecured loans, etc., as well as agricultural loans, commercial loans, and consumer and other loans. In addition, it invests in securities; and offers sweep account, safe deposit boxes, e-statement, cards, online banking, and mobile banking services. Texas Community Bancshares, Inc. was founded in 1934 and is headquartered in Mineola, Texas.

CEO	Mr. James H. Herlocker III
WEBSITE	mineolacb.com
INDUSTRY	Banks Diversified
EMPLOYEES	61

Texas Community Bancshares, Inc. Frequently Asked Questions

What is the ticker symbol for Texas Community Bancshares, Inc.? What does TCBS stand for in stocks?

TCBS is the stock ticker symbol of Texas Community Bancshares, Inc.. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Texas Community Bancshares, Inc. (TCBS)?

As of Thu May 16 2024, market cap of Texas Community Bancshares, Inc. is 43.96 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of TCBS stock?

You can check TCBS's fair value in chart for subscribers.

What is the fair value of TCBS stock?

You can check TCBS's fair value in chart for subscribers. The fair value of Texas Community Bancshares, Inc. is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Texas Community Bancshares, Inc. is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for TCBS so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Texas Community Bancshares, Inc. a good stock to buy?

The fair value guage provides a quick view whether TCBS is over valued or under valued. Whether Texas Community Bancshares, Inc. is cheap or expensive depends on the assumptions which impact Texas Community Bancshares, Inc.'s fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for TCBS.

What is Texas Community Bancshares, Inc.'s Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu May 16 2024, TCBS's PE ratio (Price to Earnings) is -18.31 and Price to Sales (PS) ratio is 2.17. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. TCBS PE ratio will change depending on the future growth rate expectations of investors.