TFSL - TFS Financial Corp Stock Price, Fair Value and News

13.39USD+0.01 (+0.07%)Market Closed

Market Summary

USD13.39+0.01

Market Closed

0.07%

TFSL Alerts

1 major insider sales recently.

TFSL Stock Price

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TFSL RSI Chart

TFSL Valuation

Market Cap

3.8B

Price/Earnings (Trailing)

47.8

Price/Sales (Trailing)

5.47

EV/EBITDA

Price/Free Cashflow

39.97

TFSL Price/Sales (Trailing)

TFSL Profitability

EBT Margin

14.18%

Return on Equity

4.12%

Return on Assets

0.46%

Free Cashflow Yield

2.5%

TFSL Fundamentals

TFSL Revenue

Revenue (TTM)

686.0M

Rev. Growth (Yr)

24.36%

Rev. Growth (Qtr)

3.58%

TFSL Earnings

Earnings (TTM)

78.6M

Earnings Growth (Yr)

30.2%

Earnings Growth (Qtr)

0.03%

Breaking Down TFSL Revenue

52 Week Range

11.1415.05

(Low)(High)

Last 7 days

3.4%

Last 30 days

14.3%

Trailing 12 Months

15.5%

How does TFSL drawdown profile look like?

TFSL Financial Health

TFSL Investor Care

Dividend Yield

8.45%

Dividend/Share (TTM)

1.13

Shares Dilution (1Y)

0.14%

Diluted EPS (TTM)

0.26

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	686.0M	0	0	0
2023	510.3M	564.2M	611.9M	650.1M
2022	375.0M	382.4M	409.3M	456.2M
2021	415.6M	401.0M	389.4M	379.5M
2020	482.9M	471.8M	455.3M	437.2M
2019	464.4M	474.3M	482.1M	483.9M
2018	427.1M	434.5M	443.0M	454.1M
2017	394.2M	400.9M	409.0M	418.0M
2016	385.7M	387.0M	388.4M	390.2M
2015	379.7M	381.6M	383.5M	384.2M
2014	373.1M	372.7M	374.7M	377.4M
2013	404.7M	394.7M	384.0M	376.6M
2012	424.7M	421.6M	417.9M	412.7M
2011	427.9M	425.8M	427.5M	425.6M
2010	462.6M	450.2M	437.9M	432.5M
2009	0	518.7M	487.2M	474.9M
2008	0	0	550.2M	0

Get all data in R, Python etc through our Historical Stock Data APIs

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Tracking the Latest Insider Buys and Sells of TFS Financial Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
May 06, 2024	stefanski bradley t	sold	-49,575	13.22	-3,750	chief strategy officer
May 06, 2024	stefanski marc a	gifted	-	-	-1,500	chairman, president and ceo
May 06, 2024	stefanski marc a	gifted	-	-	1,500	chairman, president and ceo
May 03, 2024	anderson barbara j.	sold	-176,076	13.14	-13,400	-
Mar 08, 2024	stefanski bradley t	sold	-79,992	12.76	-6,269	chief strategy officer
Feb 29, 2024	stefanski gavin b	sold	-43,927	12.7363	-3,449	chief experience officer
Feb 13, 2024	weir daniel f	sold	-135,469	12.9018	-10,500	-
Jan 11, 2024	weir daniel f	sold	-207,356	13.8237	-15,000	-
Jan 09, 2024	weir daniel f	sold	-211,768	14.1179	-15,000	-
Jan 03, 2024	weir daniel f	sold	-214,170	14.278	-15,000	-

Which funds bought or sold TFSL recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 15, 2024	Atom Investors LP	new	-	970,335	970,335	0.12%
May 15, 2024	UBS ASSET MANAGEMENT AMERICAS LLC	reduced	-7.5	-290,550	1,098,700	-%
May 15, 2024	SHERBROOKE PARK ADVISERS LLC	new	-	145,633	145,633	0.03%
May 15, 2024	GLENMEDE TRUST CO NA	unchanged	-	-31,950	188,400	-%
May 15, 2024	Graham Capital Management, L.P.	new	-	170,125	170,125	-%
May 15, 2024	OCCUDO QUANTITATIVE STRATEGIES LP	sold off	-100	-372,098	-	-%
May 15, 2024	Cetera Investment Advisers	new	-	208,213	208,213	-%
May 15, 2024	MERCER GLOBAL ADVISORS INC /ADV	new	-	209,000	209,000	-%
May 15, 2024	Vestmark Advisory Solutions, Inc.	added	2.77	-24,139	174,911	0.01%
May 15, 2024	BARCLAYS PLC	reduced	-13.32	-269,000	770,000	-%

Are Funds Buying or Selling TFSL?

Are funds buying TFSL calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own TFSL

No. of Funds

TFSL Alerts

1 major insider sales recently.

Recent SEC filings of TFS Financial Corp

View All Filings

Date Filed	Form Type	Document
May 14, 2024	4	Insider Trading
May 13, 2024	144	Notice of Insider Sale Intent
May 09, 2024	10-Q	Quarterly Report
May 09, 2024	4	Insider Trading
May 06, 2024	4	Insider Trading
May 06, 2024	4	Insider Trading
May 03, 2024	144	Notice of Insider Sale Intent
Apr 30, 2024	8-K	Current Report
Mar 12, 2024	4	Insider Trading
Mar 06, 2024	4	Insider Trading

Peers (Alternatives to TFS Financial Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	581.4B	174.7B	11.99%	46.24%	11.55	3.33	53.11%	19.83%
BAC	306.7B	137.9B	13.09%	37.28%	12.25	2.22	56.12%	-12.56%
WFC	212.8B	85.8B	8.19%	50.84%	11.34	2.48	35.02%	26.14%
C	122.4B	125.0B	12.50%	36.26%	15.31	0.98	37.85%	-
CFG	16.6B	10.4B	12.65%	38.40%	11.61	1.6	26.22%	-33.87%
KEY	14.4B	8.1B	7.74%	50.49%	16.53	1.78	32.15%	-50.93%
MID-CAP
CMA	7.2B	4.2B	8.99%	43.16%	10.4	1.7	34.68%	-45.96%
ZION	6.6B	4.1B	13.27%	70.96%	10.5	1.62	32.93%	-30.73%
ABCB	3.5B	1.3B	12.98%	57.40%	12.27	2.64	30.60%	-12.99%
ASB	3.3B	2.0B	11.41%	42.76%	20.79	1.64	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	415.3M	173.1M	13.52%	27.11%	14.24	2.4	26.54%	-34.86%
ALRS	390.4M	152.4M	-1.25%	34.56%	39.27	2.56	16.94%	-73.84%
ACNB	289.6M	98.7M	3.86%	15.94%	9.84	2.93	6.27%	-22.90%
ASRV	47.2M	62.5M	11.11%	-5.26%	-15.95	0.75	18.83%	-145.18%

TFS Financial Corp News

Latest updates

TFS Financial Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	3.6%	183	177	169	157	148	139	121	103	93.00	92.00	94.00	95.00	98.00	102	106	110	120	120	122	121	120
EBITDA Margin	-3.3%	0.58*	0.60*	0.65*	0.73*	0.81*	0.90*	0.94*	0.93*	0.91*	0.92*	0.94*	0.90*	-	-	-	-	-	-	-	-	-
Interest Expenses	3.3%	71.00	69.00	70.00	69.00	69.00	75.00	76.00	71.00	63.00	58.00	57.00	57.00	58.00	59.00	50.00	63.00	65.00	64.00	64.00	66.00	68.00
Income Taxes	-4.3%	5.00	5.00	4.00	4.00	4.00	6.00	6.00	4.00	4.00	4.00	4.00	4.00	6.00	5.00	3.00	7.00	1.00	6.00	6.00	4.00	6.00
Earnings Before Taxes	-0.9%	26.00	26.00	23.00	22.00	20.00	28.00	31.00	21.00	19.00	20.00	21.00	20.00	29.00	30.00	17.00	33.00	18.00	32.00	27.00	23.00	26.00
EBT Margin	0.9%	0.14*	0.14*	0.15*	0.18*	0.20*	0.22*	0.22*	0.21*	0.21*	0.24*	0.26*	0.24*	-	-	-	-	-	-	-	-	-
Net Income	0.0%	21.00	21.00	20.00	18.00	16.00	22.00	25.00	17.00	16.00	16.00	17.00	16.00	23.00	25.00	14.00	27.00	17.00	26.00	22.00	18.00	20.00
Net Income Margin	0.9%	0.11*	0.11*	0.12*	0.14*	0.16*	0.18*	0.18*	0.17*	0.17*	0.19*	0.21*	0.19*	-	-	-	-	-	-	-	-	-
Free Cashflow	-62.4%	13.00	36.00	13.00	32.00	-36.18	77.00	-13.38	10.00	33.00	7.00	-38.31	77.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-0.2%	17,017	17,054	16,918	16,595	16,262	16,129	15,790	15,405	14,581	14,133	14,057	14,237	14,465	14,573	14,642	14,835	15,002	14,806	14,542	14,372	14,207
Cash Equivalents	7.7%	594	552	467	436	421	444	370	388	371	408	488	580	665	500	498	329	312	281	275	271	259
Net PPE	-0.9%	34.00	34.00	35.00	35.00	35.00	35.00	35.00	35.00	35.00	36.00	37.00	39.00	40.00	41.00	42.00	43.00	43.00	43.00	62.00	62.00	62.00
Liabilities	-0.5%	15,110	15,187	14,991	14,709	14,427	14,279	13,946	13,592	12,785	12,379	12,325	12,527	12,761	12,915	12,970	13,179	13,347	13,077	12,846	12,661	12,471
Shareholder's Equity	2.2%	1,907	1,867	1,927	1,886	1,834	1,850	1,844	1,813	1,796	1,753	1,732	1,710	1,703	1,658	1,672	1,655	1,655	1,729	1,697	1,710	1,736
Retained Earnings	0.7%	907	901	887	882	879	878	870	859	857	855	854	851	849	841	866	866	853	850	838	830	824
Additional Paid-In Capital	0.1%	1,752	1,750	1,755	1,754	1,753	1,751	1,751	1,750	1,749	1,747	1,747	1,745	1,743	1,739	1,743	1,741	1,740	1,736	1,734	1,731	1,729
Shares Outstanding	0%	281	281	280	280	280	277	277	277	277	277	277	277	-	-	-	-	-	-	-	-	-
Float	-	-	-	652	-	-	-	868	-	-	-	1,060	-	-	-	788	-	-	-	851	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-60.9%	14,211	36,326	13,826	33,770	-35,684	78,810	-12,184	10,443	33,013	7,657	-38,208	77,430	19,755	24,178	30,401	28,860	33,146	29,391	30,370	29,480	8,727
Share Based Compensation	12.1%	2,603	2,321	2,402	2,380	2,587	2,631	2,572	2,544	2,798	3,095	3,231	3,464	3,648	3,368	2,802	2,739	3,293	3,283	3,111	2,965	2,958
Cashflow From Investing	272.0%	71,970	-41,837	-284,530	-377,172	-98,096	-248,833	-394,985	-806,744	-515,811	-157,555	92,854	131,356	270,326	52,820	344,643	184,205	-129,528	-251,744	-156,454	-136,480	27,837
Cashflow From Financing	-148.2%	-43,615	90,533	301,235	358,489	111,327	244,040	389,203	813,160	445,460	69,581	-146,465	-294,041	-124,601	-75,111	-206,290	-196,267	127,637	228,436	129,879	119,108	-63,943
Dividend Payments	-0.3%	14,728	14,771	14,561	14,554	14,513	14,666	14,480	14,619	14,479	14,719	14,285	13,984	14,293	14,075	14,029	14,030	14,031	13,375	13,363	12,393	12,404
Buy Backs	-100.0%	-	1,918	342	4.00	713	4,919	248	3,716	962	1,364	1,820	131	3,640	-	1,906	-	19.00	395	1,147	1,803	2,468

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TFSL Income Statement

2024-03-31

Consolidated Statements Of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Mar. 31, 2024	Mar. 31, 2023
INTEREST AND DIVIDEND INCOME:
Loans, including fees	$ 162,970	$ 136,835	$ 325,005	$ 266,500
Investment securities available for sale	4,476	3,455	8,871	6,517
Other interest and dividend earning assets	16,047	7,262	26,776	13,505
Total interest and dividend income	183,493	147,552	360,652	286,522
INTEREST EXPENSE:
Deposits	72,685	39,876	137,011	69,731
Borrowed funds	39,430	38,408	83,171	72,366
Total interest expense	112,115	78,284	220,182	142,097
NET INTEREST INCOME	71,378	69,268	140,470	144,425
PROVISION (RELEASE) FOR CREDIT LOSSES	(1,000)	(1,000)	(2,000)	(2,000)
NET INTEREST INCOME AFTER PROVISION (RELEASE) FOR CREDIT LOSSES	72,378	70,268	142,470	146,425
NON-INTEREST INCOME:
Net gain on the sale of loans	442	579	923	596
Increase in and death benefits from bank owned life insurance contracts	2,193	2,123	5,384	4,361
Other	1,242	703	2,137	1,669
Total non-interest income	5,722	5,329	12,037	10,486
NON-INTEREST EXPENSE:
Salaries and employee benefits	27,501	30,390	54,617	58,793
Marketing services	5,099	6,671	9,530	14,384
Office property, equipment and software	7,303	6,802	14,148	13,602
Federal insurance premium and assessments	4,013	3,488	7,791	6,249
State franchise tax	1,238	1,268	2,414	2,476
Other expenses	7,044	6,955	13,975	13,264
Total non-interest expense	52,198	55,574	102,475	108,768
INCOME BEFORE INCOME TAXES	25,902	20,023	52,032	48,143
INCOME TAX EXPENSE	5,189	4,115	10,612	10,042
NET INCOME	$ 20,713	$ 15,908	$ 41,420	$ 38,101
Earnings Per Share, Diluted	$ 0.07	$ 0.06	$ 0.15	$ 0.13
Earnings Per Share, Basic	$ 0.07	$ 0.06	$ 0.15	$ 0.13
Weighted average shares outstanding
Basic	278,183,041	277,361,293	278,011,351	277,340,877
Diluted	279,046,837	278,499,145	279,019,468	278,472,705
Banking
NON-INTEREST INCOME:
Fees and service charges, net of amortization	$ 1,845	$ 1,924	$ 3,593	$ 3,860

About TFS Financial Corp

TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. Its deposit products include savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. The company also provides residential real estate mortgage loans, residential construction loans, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, it offers escrow and settlement services. The company provides its products and services through its main office in Cleveland, Ohio; and multiple full-service branches and loan production offices located throughout the states of Ohio and Florida. The company was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.

CEO	Mr. Marc A. Stefanski
WEBSITE	thirdfederal.com
INDUSTRY	Banks Diversified
EMPLOYEES	1025

TFS Financial Corp Frequently Asked Questions

What is the ticker symbol for TFS Financial Corp? What does TFSL stand for in stocks?

TFSL is the stock ticker symbol of TFS Financial Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of TFS Financial Corp (TFSL)?

As of Thu May 16 2024, market cap of TFS Financial Corp is 3.76 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of TFSL stock?

You can check TFSL's fair value in chart for subscribers.

What is the fair value of TFSL stock?

You can check TFSL's fair value in chart for subscribers. The fair value of TFS Financial Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of TFS Financial Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for TFSL so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is TFS Financial Corp a good stock to buy?

The fair value guage provides a quick view whether TFSL is over valued or under valued. Whether TFS Financial Corp is cheap or expensive depends on the assumptions which impact TFS Financial Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for TFSL.

What is TFS Financial Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu May 16 2024, TFSL's PE ratio (Price to Earnings) is 47.8 and Price to Sales (PS) ratio is 5.47. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. TFSL PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on TFS Financial Corp's stock?

In the past 10 years, TFS Financial Corp has provided 0.037 (multiply by 100 for percentage) rate of return.