THG Stock Price, Hanover Insurance Group -The Quote, Chart

Market Summary

USD137.54+1.06

Market Closed

0.78%

THG Alerts

1 major insider sales recently.

Big jump in Earnings (Y/Y)

THG Stock Price

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THG RSI Chart

THG Valuation

Market Cap

4.9B

Price/Earnings (Trailing)

30.37

Price/Sales (Trailing)

0.81

EV/EBITDA

19.26

Price/Free Cashflow

12.63

THG Price/Sales (Trailing)

THG Profitability

EBT Margin

3.34%

Return on Equity

6.45%

Return on Assets

1.12%

Free Cashflow Yield

7.92%

THG Fundamentals

THG Revenue

Revenue (TTM)

6.1B

Rev. Growth (Yr)

7.44%

Rev. Growth (Qtr)

1.46%

THG Earnings

Earnings (TTM)

162.8M

Earnings Growth (Yr)

1.1K%

Earnings Growth (Qtr)

7.04%

Breaking Down THG Revenue

Last 7 days

1.6%

Last 30 days

8.6%

Last 90 days

1.2%

Trailing 12 Months

15.1%

How does THG drawdown profile look like?

THG Financial Health

Debt/Equity

0.26

Debt/Cashflow

0.62

THG Investor Care

Shares Dilution (1Y)

0.61%

Diluted EPS (TTM)

4.5

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	6.1B	0	0	0
2023	5.6B	5.8B	5.9B	6.0B
2022	5.3B	5.3B	5.4B	5.5B
2021	5.1B	5.1B	5.1B	5.2B
2020	4.7B	4.8B	4.8B	4.8B
2019	4.6B	4.7B	4.7B	4.9B
2018	4.3B	4.4B	4.5B	4.5B
2017	4.8B	4.6B	4.4B	4.3B
2016	5.0B	4.9B	4.9B	4.9B
2015	5.1B	5.1B	5.1B	5.0B
2014	4.9B	4.9B	5.0B	5.1B
2013	4.6B	4.7B	4.7B	4.8B
2012	4.2B	4.5B	4.5B	4.6B
2011	3.2B	3.3B	3.6B	3.9B
2010	2.9B	3.0B	3.0B	3.2B
2009	0	2.7B	2.8B	2.8B
2008	0	0	0	2.7B

Get all data in R, Python etc through our Historical Stock Data APIs

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Tracking the Latest Insider Buys and Sells of Hanover Insurance Group Inc-The

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
May 07, 2024	lee willard t	sold	-135,940	135	-1,000	executive vice president
Mar 28, 2024	kerrigan dennis francis	acquired	-	-	20.905	executive vice president
Mar 28, 2024	lovely david john	acquired	-	-	8.95	executive vice president
Mar 28, 2024	barnes warren e.	acquired	-	-	12.402	svp & princpl. accntg. officer
Mar 28, 2024	salvatore bryan j	acquired	-	-	31.354	executive vice president
Mar 28, 2024	roche john c	acquired	-	-	153	president and ceo
Mar 28, 2024	farber jeffrey m	acquired	-	-	60.953	executive vice president
Mar 28, 2024	lee willard t	acquired	-	-	13.651	executive vice president
Mar 28, 2024	lowsley denise	acquired	-	-	13.94	executive vice president
Mar 28, 2024	lavey richard w	acquired	-	-	34.831	executive vice president

Which funds bought or sold THG recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	Tidal Investments LLC	new	-	866,858	866,858	0.01%
May 16, 2024	JANE STREET GROUP, LLC	reduced	-30.49	-237,201	838,944	-%
May 16, 2024	HANCOCK WHITNEY CORP	sold off	-100	-435,900	-	-%
May 16, 2024	COMERICA BANK	reduced	-4.82	467,084	7,400,110	0.03%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-4.54	326,873	4,956,860	0.01%
May 16, 2024	Colony Group, LLC	new	-	574,000	574,000	-%
May 16, 2024	B. Riley Wealth Advisors, Inc.	new	-	212,749	212,749	0.01%
May 15, 2024	NORTHWESTERN MUTUAL INVESTMENT MANAGEMENT COMPANY, LLC	added	0.35	121,163	1,087,180	0.03%
May 15, 2024	Kapitalo Investimentos Ltda	added	451	337,438	402,519	0.09%
May 15, 2024	Royal Bank of Canada	reduced	-3.25	133,000	1,717,000	-%

Are Funds Buying or Selling THG?

Are funds buying THG calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own THG

No. of Funds

Unveiling Hanover Insurance Group Inc-The's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	10.13%	3,623,766	SC 13G/A
Jan 24, 2024	blackrock inc.	9.2%	3,291,658	SC 13G/A
Feb 09, 2023	vanguard group inc	10.44%	3,712,029	SC 13G/A
Jan 24, 2023	blackrock inc.	9.4%	3,337,724	SC 13G/A
Feb 10, 2022	vanguard group inc	10.36%	3,687,024	SC 13G/A
Feb 01, 2022	blackrock inc.	9.0%	3,185,224	SC 13G/A
Feb 10, 2021	vanguard group inc	10.05%	3,743,358	SC 13G/A
Jan 29, 2021	blackrock inc.	8.6%	3,219,346	SC 13G/A
Feb 12, 2020	vanguard group inc	11.21%	4,416,584	SC 13G/A
Feb 05, 2020	blackrock inc.	9.3%	3,668,766	SC 13G

Recent SEC filings of Hanover Insurance Group Inc-The

View All Filings

Date Filed	Form Type	Document
May 16, 2024	4	Insider Trading
May 16, 2024	8-K	Current Report
May 16, 2024	4	Insider Trading
May 16, 2024	4	Insider Trading
May 16, 2024	4	Insider Trading
May 16, 2024	4	Insider Trading
May 16, 2024	4	Insider Trading
May 16, 2024	4	Insider Trading
May 16, 2024	4	Insider Trading
May 16, 2024	4	Insider Trading

Peers (Alternatives to Hanover Insurance Group Inc-The)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
ARGO	1.1T	1.3B	1.56%	3220.84%	-5.4K	851.43	-10.27%	-34.69%
AJG	56.3B	10.6B	11.80%	20.14%	51.57	5.3	20.42%	-6.05%
AIG	53.5B	48.4B	11.01%	48.35%	11.07	1.1	-4.15%	-20.63%
TRV	50.3B	42.9B	6.36%	19.84%	16.03	1.17	13.52%	12.15%
AFL	50.2B	19.3B	10.10%	32.07%	9.39	2.6	3.03%	17.35%
ACGL	37.9B	14.4B	11.43%	34.12%	7.82	2.63	32.92%	143.01%
AFG	11.2B	8.0B	7.21%	13.44%	12.7	1.4	11.14%	7.56%
MID-CAP
UNM	10.1B	12.6B	5.84%	14.37%	7.61	0.8	4.24%	-13.40%
AIZ	9.1B	11.4B	3.23%	33.23%	11.93	0.8	9.81%	217.29%
LNC	5.1B	11.9B	12.70%	41.34%	3.81	0.43	-33.27%	234.43%
AEL	3.9B	3.2B	-0.20%	45.14%	5.55	1.23	64.05%	-35.60%
SMALL-CAP
BRP	2.0B	1.3B	23.61%	49.66%	-37.13	1.59	18.74%	30.90%
AMSF	887.3M	308.9M	-4.69%	-15.41%	14.38	2.87	3.79%	10.94%
AMBC	818.6M	314.0M	28.73%	23.89%	14.24	2.61	-29.20%	-88.19%
AAME	35.5M	187.5M	-11.22%	-20.55%	-49.09	0.19	2.74%	73.83%

Hanover Insurance Group Inc-The News

Latest updates

Hanover Insurance Group Inc-The Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	1.5%	1,551	1,529	1,517	1,504	1,444	1,479	1,366	1,293	1,331	1,379	1,275	1,292	1,282	1,297	1,250	1,224	1,056	1,258	1,215	1,199	1,220
EBITDA Margin	192.8%	0.04*	0.01*	-0.01*	-0.01*	0.01*	0.03*	0.08*	0.09*	0.11*	0.11*	0.11*	0.13*	-	-	-	-	-	-	-	-	-
Interest Expenses	0%	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	10.00	9.00	9.00	9.00	9.00	9.00	9.00
Income Taxes	-30.5%	30.00	43.00	-9.10	-20.70	-5.50	-2.80	-0.10	5.00	25.00	42.00	8.00	30.00	21.00	41.00	29.00	28.00	-15.20	23.00	19.00	25.00	26.00
Earnings Before Taxes	-3.3%	145	150	-0.90	-90.70	-17.50	-14.70	1.00	28.00	130	205	43.00	160	114	207	149	143	-53.90	133	130	110	149
EBT Margin	387.4%	0.03*	0.01*	-0.02*	-0.02*	0.00*	0.03*	0.07*	0.08*	0.10*	0.10*	0.10*	0.12*	-	-	-	-	-	-	-	-	-
Net Income	7.0%	116	108	9.00	-69.20	-12.00	-12.10	1.00	23.00	105	168	34.00	129	93.00	165	119	115	-40.00	110	119	74.00	122
Net Income Margin	353.1%	0.03*	0.01*	-0.01*	-0.02*	0.00*	0.02*	0.06*	0.06*	0.08*	0.08*	0.08*	0.10*	-	-	-	-	-	-	-	-	-
Free Cashflow	-38.0%	56.00	91.00	222	23.00	15.00	195	311	4.00	195	226	284	166	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-0.1%	14,594	14,613	14,315	14,187	14,092	13,995	13,746	13,601	13,847	14,254	14,105	13,728	13,448	13,444	13,394	12,839	12,277	12,491	12,627	12,160	11,983
Cash Equivalents	-16.3%	265	316	295	168	182	305	165	146	272	231	171	106	112	121	232	183	144	216	158	180	169
Goodwill	0%	179	179	179	179	179	179	179	179	179	179	179	179	179	179	179	179	179	179	179	179	179
Liabilities	-0.6%	12,071	12,147	12,199	11,949	11,703	11,661	11,450	11,029	11,014	11,109	11,003	10,574	10,401	10,242	10,239	9,767	9,541	9,574	9,540	9,219	9,056
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	653	653
Shareholder's Equity	2.3%	2,523	2,466	2,116	3.00	1,914	2,334	2,305	1.00	1,888	3,136	3,102	1,873	3,047	1.00	3,155	1,867	2,737	2,916	3,087	2,941	2,927
Retained Earnings	2.9%	2,994	2,909	2,832	2,853	2,952	2,993	3,030	3,057	3,061	2,983	2,847	2,838	2,735	2,668	2,529	2,435	2,345	2,411	2,423	2,328	2,279
Additional Paid-In Capital	0.1%	1,941	1,939	1,931	1,923	1,914	1,913	1,905	1,897	1,888	1,887	1,881	1,873	1,864	1,857	1,872	1,867	1,862	1,837	1,837	1,833	1,822
Shares Outstanding	0.3%	36.00	36.00	36.00	36.00	36.00	36.00	36.00	36.00	36.00	36.00	36.00	36.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	4,009	-	-	-	5,167	-	-	-	4,816	-	-	-	3,814	-	-	-	5,043	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-36.7%	58,700	92,700	224,700	26,200	18,100	198,500	315,100	8,600	200,100	228,300	286,400	167,200	141,800	161,000	320,800	189,200	36,600	179,000	273,300	113,400	37,200
Share Based Compensation	-6.9%	6,700	7,200	8,600	8,200	7,100	7,200	7,700	7,400	6,700	6,100	5,800	5,400	5,600	5,700	4,900	4,500	5,000	4,700	4,100	4,400	4,200
Cashflow From Investing	-77.7%	-74,800	-42,100	-68,400	-11,500	-106,500	-31,400	-258,600	-105,400	-112,200	-122,500	-177,100	-82,000	-78,600	-128,500	-323,600	-56,800	-99,900	193,300	-289,800	63,900	-279,300
Cashflow From Financing	-22.1%	-35,400	-29,000	-29,400	-28,600	-35,100	-26,900	-37,600	-29,300	-46,800	-46,100	-44,500	-90,900	-71,700	-143,400	51,700	-93,700	-8,500	-314,200	-5,700	-168,800	-610,600
Dividend Payments	-100.0%	-	30,300	29,000	29,000	28,900	28,800	26,700	26,700	26,700	26,600	25,000	25,100	25,500	25,500	24,500	24,700	24,800	120,900	23,800	24,500	217,000
Buy Backs	-	-	-	-	-	-	-	10,400	4,100	16,300	20,000	24,000	73,300	45,300	118,500	45,000	14,400	34,900	163,600	-	150,000	250,000

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THG Income Statement

2024-03-31

Consolidated Statements of Income (Loss) - USD ($) shares in Millions, $ in Millions	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Revenues
Premiums	$ 1,448.6	$ 1,380.0
Net investment income	89.7	78.7
Net realized and unrealized investment gains (losses):
Net realized losses from sales and other	(1.3)	(1.1)
Net change in fair value of equity securities	6.5	(7.1)
Recoveries (Impairments) on Investments [Abstract]
Credit-related recoveries (impairments)	0.3	(4.5)
Losses on intent to sell securities		(10.3)
Recoveries (impairments) on investments	0.3	(14.8)
Total net realized and unrealized investment gains (losses)	5.5	(23.0)
Fees and other income	7.3	8.0
Total revenues	1,551.1	1,443.7
Losses and expenses
Losses and loss adjustment expenses	935.2	1,017.4
Amortization of deferred acquisition costs	299.0	288.8
Interest expense	8.5	8.5
Other operating expenses	163.1	146.5
Total losses and expenses	1,405.8	1,461.2
Income (loss) before income taxes	145.3	(17.5)
Income tax expense (benefit):
Current	28.7	2.2
Deferred	1.1	(7.7)
Total income tax expense (benefit)	29.8	(5.5)
Net income (loss)	$ 115.5	$ (12.0)
Basic:
Net income (loss) per share	$ 3.22	$ (0.34)
Weighted average shares outstanding	35.8	35.6
Diluted:
Net income (loss) per share	$ 3.18	$ (0.34)
Weighted average shares outstanding	36.3	35.6

THG Balance Sheet

2024-03-31

Consolidated Balance Sheets - USD ($) $ in Millions	Mar. 31, 2024	Dec. 31, 2023
Assets
Fixed maturities, at fair value (amortized cost of $8,535.5 and $8,294.5)	$ 8,015.4	$ 7,985.3
Equity securities, at fair value	137.4	130.9
Other investments	794.4	796.9
Total investments	8,947.2	8,913.1
Cash and cash equivalents	264.6	316.1
Accrued investment income	57.9	58.2
Premiums and accounts receivable, net	1,739.5	1,705.6
Reinsurance recoverable on paid and unpaid losses and unearned premiums	1,999.8	2,056.1
Deferred acquisition costs	619.3	620.8
Deferred income tax asset	180.2	173.3
Goodwill	178.8	178.8
Other assets	521.4	504.0
Assets of discontinued businesses	85.4	86.6
Total assets	14,594.1	14,612.6
Liabilities
Loss and loss adjustment expense reserves	7,331.1	7,308.1
Unearned premiums	3,104.9	3,102.5
Expenses and taxes payable	679.1	775.9
Reinsurance premiums payable	61.6	64.3
Debt	783.4	783.2
Liabilities of discontinued businesses	111.3	113.0
Total liabilities	12,071.4	12,147.0
Commitments and contingencies
Shareholders’ Equity
Preferred stock, par value $0.01 per share; 20.0 million shares authorized; none issued
Common stock, par value $0.01 per share; 300.0 million shares authorized; 60.5 million shares issued	0.6	0.6
Additional paid-in capital	1,941.3	1,939.2
Accumulated other comprehensive loss	(548.9)	(517.2)
Retained earnings	2,993.9	2,909.4
Treasury stock at cost (24.7 million and 24.9 million shares)	(1,864.2)	(1,866.4)
Total shareholders’ equity	2,522.7	2,465.6
Total liabilities and shareholders’ equity	$ 14,594.1	$ 14,612.6

About Hanover Insurance Group Inc-The

The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through four segments: Core Commercial, Specialty, Personal Lines, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, workers' compensation, and other commercial lines coverage. The Specialty segment provides professional and executive Lines, marine, and surety and other, as well as specialty P&C, such as program business, specialty industrial and commercial property, excess and surplus lines, and specialty general liability coverage. The Personal Lines segment offers personal automobile and homeowner's coverages, as well as other personal coverages, such as personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. The Other segment markets investment management services to institutions, pension funds, and other organizations. The Hanover Insurance Group, Inc. markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.

CEO	Mr. John Conner Roche
WEBSITE	hanover.com
INDUSTRY	Insurance Property & Casualty
EMPLOYEES	4600

Hanover Insurance Group Inc-The Frequently Asked Questions

What is the ticker symbol for Hanover Insurance Group Inc-The? What does THG stand for in stocks?

THG is the stock ticker symbol of Hanover Insurance Group Inc-The. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Hanover Insurance Group Inc-The (THG)?

As of Fri May 17 2024, market cap of Hanover Insurance Group Inc-The is 4.94 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of THG stock?

You can check THG's fair value in chart for subscribers.

What is the fair value of THG stock?

You can check THG's fair value in chart for subscribers. The fair value of Hanover Insurance Group Inc-The is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Hanover Insurance Group Inc-The is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for THG so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Hanover Insurance Group Inc-The a good stock to buy?

The fair value guage provides a quick view whether THG is over valued or under valued. Whether Hanover Insurance Group Inc-The is cheap or expensive depends on the assumptions which impact Hanover Insurance Group Inc-The's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for THG.

What is Hanover Insurance Group Inc-The's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, THG's PE ratio (Price to Earnings) is 30.37 and Price to Sales (PS) ratio is 0.81. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. THG PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Hanover Insurance Group Inc-The's stock?

In the past 10 years, Hanover Insurance Group Inc-The has provided 0.113 (multiply by 100 for percentage) rate of return.