UMBF RSI Chart
Last 7 days
1.9%
Last 30 days
4.5%
Last 90 days
6.1%
Trailing 12 Months
52.9%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 1.6B | 0 | 0 | 0 |
2023 | 1.3B | 1.5B | 1.7B | 1.8B |
2022 | 877.3M | 913.3M | 992.3M | 1.1B |
2021 | 803.1M | 822.9M | 847.2M | 861.5M |
2020 | 863.0M | 839.1M | 817.0M | 808.5M |
2019 | 775.6M | 815.8M | 849.8M | 862.9M |
2018 | 639.9M | 665.2M | 692.4M | 732.0M |
2017 | 543.6M | 566.9M | 592.8M | 616.9M |
2016 | 460.8M | 486.8M | 503.6M | 523.0M |
2015 | 469.7M | 437.6M | 426.3M | 430.7M |
2014 | 493.8M | 514.2M | 519.0M | 498.7M |
2013 | 446.8M | 450.2M | 465.5M | 491.8M |
2012 | 438.9M | 441.3M | 446.6M | 458.1M |
2011 | 381.7M | 400.4M | 411.3M | 414.3M |
2010 | 306.5M | 307.9M | 309.1M | 360.4M |
2009 | 0 | 0 | 0 | 310.2M |
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index
Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>
Returns of $10,000 invested in:
Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224
Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
May 01, 2024 | kemper j mariner | sold | -378,281 | 80.3487 | -4,708 | chairman and ceo |
May 01, 2024 | kemper j mariner | sold | -305,337 | 80.5639 | -3,790 | chairman and ceo |
May 01, 2024 | kemper j mariner | sold | -430,170 | 79.6611 | -5,400 | chairman and ceo |
May 01, 2024 | kemper j mariner | sold | -185,821 | 80.7213 | -2,302 | chairman and ceo |
Apr 01, 2024 | kemper j mariner | sold | -1,115,830 | 84.9835 | -13,130 | chairman and ceo |
Apr 01, 2024 | kemper j mariner | sold | -952,618 | 85.2836 | -11,170 | chairman and ceo |
Mar 28, 2024 | kemper j mariner | sold | -574,505 | 86.262 | -6,660 | chairman and ceo |
Mar 28, 2024 | rine james d | gifted | - | - | -1,450 | president |
Mar 28, 2024 | kemper j mariner | sold | -124,697 | 86.5948 | -1,440 | chairman and ceo |
Mar 13, 2024 | wendel abigail m | sold | -95,390 | 80.7025 | -1,182 | president - consumer banking |
Which funds bought or sold UMBF recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 10, 2024 | DIMENSIONAL FUND ADVISORS LP | added | 2.97 | 9,300,210 | 138,305,000 | 0.04% |
May 10, 2024 | MACKENZIE FINANCIAL CORP | unchanged | - | 9,388 | 237,396 | -% |
May 10, 2024 | Covestor Ltd | reduced | -8.47 | -2,000 | 42,000 | 0.03% |
May 10, 2024 | CIBC Private Wealth Group, LLC | new | - | 16,489 | 16,489 | -% |
May 10, 2024 | LPL Financial LLC | added | 9.27 | 48,415 | 399,779 | -% |
May 10, 2024 | JPMORGAN CHASE & CO | added | 19.89 | 3,621,110 | 18,209,400 | -% |
May 10, 2024 | Jackson Creek Investment Advisors LLC | new | - | 1,080,000 | 1,080,000 | 0.38% |
May 10, 2024 | PNC Financial Services Group, Inc. | reduced | -9.41 | -30,162 | 501,708 | -% |
May 10, 2024 | Y-Intercept (Hong Kong) Ltd | sold off | -100 | -552,850 | - | -% |
May 10, 2024 | VANGUARD GROUP INC | added | 9.15 | 49,153,500 | 409,321,000 | 0.01% |
Unveiling UMB Financial Corp's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to UMB Financial Corp)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 570.5B | 174.7B | 11.33 | 3.27 | ||||
BAC | 299.1B | 137.9B | 11.95 | 2.17 | ||||
WFC | 213.6B | 85.8B | 11.38 | 2.49 | ||||
C | 120.9B | 125.0B | 15.13 | 0.97 | ||||
CFG | 16.4B | 10.4B | 11.43 | 1.57 | ||||
KEY | 14.0B | 8.1B | 16.04 | 1.72 | ||||
MID-CAP | ||||||||
CMA | 7.1B | 4.2B | 10.15 | 1.66 | ||||
ZION | 6.5B | 4.1B | 10.32 | 1.59 | ||||
ABCB | 3.4B | 1.3B | 12.1 | 2.6 | ||||
ASB | 3.3B | 2.0B | 20.76 | 1.64 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
ALRS | 406.0M | 152.4M | 40.84 | 2.66 | ||||
AROW | 395.4M | 173.1M | 13.55 | 2.28 | ||||
ACNB | 294.5M | 98.7M | 10.01 | 2.98 | ||||
ASRV | 46.0M | 62.5M | -15.54 | 0.74 |
UMB Financial Corp News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | -67.9% | 159 | 497 | 472 | 461 | 409 | 367 | 300 | 249 | 222 | 222 | 221 | 213 | 206 | 207 | 197 | 193 | 211 | 216 | 219 | 217 | 211 |
EBITDA Margin | 17.2% | 0.89* | 0.76* | 0.85* | 0.95* | 1.15* | 1.32* | 1.45* | 1.56* | 1.52* | 1.51* | 1.63* | 1.61* | - | - | - | - | - | - | - | - | - |
Interest Expenses | 3.9% | 239 | 231 | 222 | 226 | 242 | 245 | 233 | 225 | 210 | 211 | 210 | 201 | 194 | 195 | 184 | 178 | 174 | 172 | 168 | 166 | 164 |
Income Taxes | 139.1% | 24.00 | 10.00 | 23.00 | 20.00 | 19.00 | 24.00 | 21.00 | 36.00 | 20.00 | 20.00 | 19.00 | 20.00 | 17.00 | 35.00 | 10.00 | 8.00 | -0.81 | 11.00 | 11.00 | 10.00 | 11.00 |
Earnings Before Taxes | 65.7% | 134 | 81.00 | 119 | 110 | 112 | 124 | 109 | 174 | 126 | 98.00 | 114 | 107 | 110 | 191 | 83.00 | 69.00 | -4.25 | 77.00 | 73.00 | 67.00 | 68.00 |
EBT Margin | 21.8% | 0.28* | 0.23* | 0.27* | 0.30* | 0.39* | 0.47* | 0.51* | 0.56* | 0.51* | 0.50* | 0.62* | 0.60* | - | - | - | - | - | - | - | - | - |
Net Income | 55.5% | 110 | 71.00 | 97.00 | 90.00 | 92.00 | 100 | 88.00 | 138 | 106 | 78.00 | 94.00 | 87.00 | 93.00 | 156 | 73.00 | 61.00 | -3.44 | 67.00 | 62.00 | 57.00 | 58.00 |
Net Income Margin | 21.6% | 0.23* | 0.19* | 0.22* | 0.24* | 0.32* | 0.38* | 0.41* | 0.46* | 0.42* | 0.41* | 0.51* | 0.50* | - | - | - | - | - | - | - | - | - |
Free Cashflow | -33.8% | 54.00 | 81.00 | 226 | 146 | -7.73 | 127 | 202 | 202 | 187 | 159 | 180 | 52.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | 3.0% | 45,343 | 44,012 | 41,465 | 41,243 | 40,607 | 38,512 | 37,581 | 37,508 | 40,606 | 42,693 | 37,554 | 36,619 | 34,669 | 33,128 | 30,251 | 29,754 | 26,245 | 26,561 | 24,143 | 24,016 | 23,557 |
Cash Equivalents | 25.6% | 6,943 | 5,528 | 3,927 | 3,740 | 3,523 | 1,558 | 2,011 | 2,116 | 6,687 | 9,215 | 6,128 | 5,452 | 4,194 | 3,498 | 2,019 | 2,149 | 1,419 | 1,669 | 793 | 1,276 | 1,490 |
Net PPE | -4.0% | 232 | 242 | 249 | 255 | 261 | 264 | 261 | 258 | 265 | 271 | 273 | 281 | 286 | 293 | 295 | 300 | 298 | 300 | 290 | 279 | 279 |
Goodwill | 0% | 207 | 207 | 207 | 207 | 207 | 207 | 182 | 182 | 182 | 175 | 175 | 175 | 175 | 181 | 181 | 181 | 181 | 181 | 181 | 181 | 181 |
Liabilities | 3.1% | 42,191 | 40,911 | 38,658 | 38,411 | 37,793 | 35,845 | 35,058 | 34,865 | 37,857 | 39,548 | 34,441 | 33,529 | 31,711 | 30,111 | 27,397 | 26,976 | 23,581 | 23,955 | 21,579 | 21,538 | 21,206 |
Short Term Borrowings | 0% | 1,800 | 1,800 | 2,300 | 1,800 | 2,800 | - | - | - | - | - | - | - | - | - | 15.00 | 15.00 | 15.00 | - | - | - | - |
Long Term Debt | 0.1% | 384 | 383 | 383 | 382 | 382 | 381 | 382 | 273 | 272 | 272 | 271 | 271 | 270 | 270 | 269 | 71.00 | 122 | 70.00 | 87.00 | 89.00 | 82.00 |
Shareholder's Equity | 1.7% | 3,153 | 3,100 | 2,807 | 2,832 | 2,815 | 2,667 | 2,524 | 2,643 | 2,748 | 3,145 | 3,113 | 3,090 | 2,958 | 3,017 | 2,854 | 2,777 | 2,663 | 2,606 | 2,564 | 2,478 | 2,351 |
Retained Earnings | 3.3% | 2,903 | 2,811 | 2,759 | 2,681 | 2,610 | 2,536 | 2,454 | 2,384 | 2,265 | 2,177 | 2,117 | 2,040 | 1,968 | 1,891 | 1,750 | 1,692 | 1,647 | 1,672 | 1,621 | 1,574 | 1,531 |
Additional Paid-In Capital | -0.6% | 1,128 | 1,134 | 1,128 | 1,125 | 1,121 | 1,126 | 1,120 | 1,116 | 1,110 | 1,111 | 1,103 | 1,098 | 1,094 | 1,090 | 1,085 | 1,082 | 1,073 | 1,074 | 1,070 | 1,065 | 1,061 |
Shares Outstanding | 0.4% | 49.00 | 49.00 | 49.00 | 49.00 | 49.00 | 48.00 | 48.00 | 48.00 | 48.00 | 48.00 | 48.00 | 48.00 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | - | 2,675 | - | - | - | 3,766 | - | - | - | 4,069 | - | - | - | 2,226 | - | - | - | 2,910 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | -33.9% | 56,144 | 84,979 | 232,217 | 153,712 | 1,696 | 144,445 | 219,300 | 209,757 | 196,052 | 171,720 | 185,105 | 61,317 | 115,940 | 158,443 | 113,512 | 92,351 | 9,292 | 149,423 | 56,545 | 87,760 | 46,205 |
Share Based Compensation | -17.0% | 4,974 | 5,992 | 3,528 | 3,939 | 5,235 | 4,750 | 4,839 | 5,738 | 6,164 | 7,112 | 4,792 | 4,152 | 5,152 | 4,678 | 3,740 | 3,292 | 3,410 | 3,316 | 3,924 | 3,717 | 3,893 |
Cashflow From Investing | 123.0% | 158,393 | -689,089 | -144,549 | -397,858 | -41,776 | -936,958 | -388,917 | -1,705,075 | -814,435 | -2,172,588 | -395,171 | -581,141 | -1,086,590 | -1,347,670 | -669,576 | -2,705,030 | 231,189 | -1,658,260 | -516,852 | -539,518 | -270,531 |
Cashflow From Financing | -45.6% | 1,200,313 | 2,205,139 | 99,945 | 460,458 | 2,005,510 | 339,869 | 63,648 | -3,074,853 | -1,909,523 | 5,087,313 | 886,579 | 1,777,898 | 1,666,616 | 2,667,555 | 426,704 | 3,342,023 | -490,397 | 2,385,049 | -22,355 | 237,220 | 40,363 |
Dividend Payments | -100.0% | - | 18,933 | 18,441 | 18,439 | 18,432 | 18,364 | 17,876 | 17,873 | 17,917 | 17,934 | 17,881 | 15,479 | 15,456 | 15,356 | 14,885 | 14,890 | 15,150 | 15,217 | 14,722 | 14,720 | 14,777 |
Buy Backs | 2681.2% | 7,537 | 271 | 194 | - | 7,902 | 191 | - | 9,319 | 22,487 | 1,237 | 181 | 61.00 | 4,027 | 4,201 | 106 | 73.00 | 59,386 | 161 | 221 | 28.00 | 4,086 |
Consolidated Statements of Income - USD ($) $ in Thousands | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
INTEREST INCOME | ||
Loans | $ 385,566 | $ 308,441 |
Securities: | ||
Taxable interest | 61,111 | 53,049 |
Tax-exempt interest | 25,333 | 25,306 |
Total securities income | 86,444 | 78,355 |
Federal funds and resell agreements | 3,062 | 5,651 |
Interest-bearing due from banks | 44,688 | 16,166 |
Trading securities | 305 | 134 |
Total interest income | 520,065 | 408,747 |
INTEREST EXPENSE | ||
Deposits | 223,875 | 127,899 |
Federal funds and repurchase agreements | 27,662 | 23,302 |
Other | 29,094 | 15,850 |
Total interest expense | 280,631 | 167,051 |
Net interest income | 239,434 | 241,696 |
Provision for credit losses | 10,000 | 23,250 |
Net interest income after provision for credit losses | 229,434 | 218,446 |
NONINTEREST INCOME | ||
Trust and securities processing | 69,478 | 62,359 |
Trading and investment banking | 5,462 | 5,308 |
Service charges on deposit accounts | 20,757 | 21,159 |
Insurance fees and commissions | 283 | 274 |
Brokerage fees | 13,160 | 13,676 |
Bankcard fees | 21,968 | 18,172 |
Investment securities gains (losses), net | 9,371 | (5,324) |
Other | 18,765 | 14,576 |
Total noninterest income | 159,244 | 130,200 |
NONINTEREST EXPENSE | ||
Salaries and employee benefits | 143,006 | 142,498 |
Occupancy, net | 12,270 | 12,177 |
Equipment | 16,503 | 17,849 |
Supplies and services | 3,301 | 3,875 |
Marketing and business development | 6,025 | 5,335 |
Processing fees | 27,936 | 23,240 |
Legal and consulting | 7,894 | 7,285 |
Bankcard | 10,567 | 7,133 |
Amortization of other intangible assets | 1,960 | 2,298 |
Regulatory fees | 19,395 | 5,551 |
Other | 5,947 | 9,811 |
Total noninterest expense | 254,804 | 237,052 |
Income (loss) before income taxes | 133,874 | 111,594 |
Income tax expense | 23,616 | 19,157 |
Net income (loss) | $ 110,258 | $ 92,437 |
PER SHARE DATA | ||
Net income – basic | $ 2.27 | $ 1.91 |
Net income – diluted | 2.25 | 1.90 |
Dividends | $ 0.39 | $ 0.38 |
Weighted average shares outstanding – basic | 48,663,515 | 48,435,016 |
Weighted average shares outstanding – diluted | 48,920,863 | 48,746,562 |
Consolidated Balance Sheets - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
ASSETS | ||
Loans | $ 23,637,649 | $ 23,172,484 |
Allowance for credit losses on loans | (226,159) | (219,738) |
Net loans | 23,411,490 | 22,952,746 |
Loans held for sale | 4,415 | 4,420 |
Securities: | ||
Available for sale (amortized cost of $7,207,331 and $7,692,860, respectively) | 6,541,391 | 7,068,613 |
Held to maturity, net of allowance for credit losses of $3,820 and $3,258, respectively (fair value of $5,025,138 and $5,183,367, respectively) | 5,622,617 | 5,688,610 |
Trading securities | 40,187 | 18,093 |
Other securities | 473,434 | 492,935 |
Total securities | 12,677,629 | 13,268,251 |
Federal funds sold and securities purchased under agreements to resell | 180,275 | 245,344 |
Interest-bearing due from banks | 6,673,104 | 5,159,802 |
Cash and due from banks | 356,963 | 447,201 |
Premises and equipment, net | 231,918 | 241,700 |
Accrued income | 221,447 | 220,306 |
Goodwill | 207,385 | 207,385 |
Other intangibles, net | 69,052 | 71,012 |
Other assets | 1,309,697 | 1,193,507 |
Total assets | 45,343,375 | 44,011,674 |
Deposits: | ||
Noninterest-bearing demand | 13,251,090 | 12,130,662 |
Interest-bearing demand and savings | 21,018,911 | 20,588,606 |
Time deposits under $250,000 | 2,044,280 | 2,292,899 |
Time deposits of $250,000 or more | 599,329 | 780,692 |
Total deposits | 36,913,610 | 35,792,859 |
Federal funds purchased and repurchase agreements | 2,225,474 | 2,119,644 |
Short-term debt | 1,800,000 | 1,800,000 |
Long-term debt | 383,742 | 383,247 |
Accrued expenses and taxes | 374,888 | 389,860 |
Other liabilities | 492,845 | 425,645 |
Total liabilities | 42,190,559 | 40,911,255 |
SHAREHOLDERS' EQUITY | ||
Common stock, $1.00 par value; 80,000,000 shares authorized; 55,056,730 shares issued, 48,743,348 and 48,554,127 shares outstanding, respectively | 55,057 | 55,057 |
Capital surplus | 1,127,806 | 1,134,363 |
Retained earnings | 2,903,106 | 2,810,824 |
Accumulated other comprehensive loss, net | (594,538) | (556,935) |
Treasury stock, 6,313,382 and 6,502,603 shares, at cost, respectively | (338,615) | (342,890) |
Total shareholders' equity | 3,152,816 | 3,100,419 |
Total liabilities and shareholders' equity | $ 45,343,375 | $ 44,011,674 |