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UPST - Upstart Holdings, Inc. Stock Price, Fair Value and News

$46.44-4.96 (-9.65%)
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UPST Price Action

Last 7 days

-2.8%

Last 30 days

22.9%

Last 90 days

-28.7%

Trailing 12 Months

89.8%

UPST Stock Price

UPST RSI Chart

AugSepOctNovDec2025FebMarAprMay0102030405060708090

UPST Valuation

Market Cap

4.4B

Price/Earnings (Trailing)

-66.51

Price/Sales (Trailing)

6.22

Price/Free Cashflow

36.8

UPST Price/Sales (Trailing)

202220232024202501020304050

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Risk

Balance Sheet

Momentum

Funds Popularity

Insider Trading

UPST Fundamentals

UPST Revenue

Revenue (TTM)

710.8M

Rev. Growth (Yr)

54.54%

Rev. Growth (Qtr)

7.07%

202020212022202320242025200M400M600M800M1B

UPST Earnings

Earnings (TTM)

-66.4M

Earnings Growth (Yr)

96.21%

Earnings Growth (Qtr)

11.18%

202020212022202320242025-300M-200M-100M0100M200M

UPST Profitability

Return on Equity

-9.82%

Return on Assets

-2.89%

Free Cashflow Yield

2.72%

UPST Investor Care

Shares Dilution (1Y)

8.27%

Diluted EPS (TTM)

-0.73

UPST Alerts

Revenue Breakdown

As of: Dec 31, 2024
202220232024100M150M200M250M
Platform And Referral Fees Net
ProductValuePercent
BusinessValuePercent
TotalValuePercent

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
2025710.8M000
2024581.4M568.2M589.0M635.5M
2023710.4M595.8M563.2M560.4M
2022999.1M1.1B1.0B907.3M
2021280.8M450.7M595.8M801.3M
2020180.3M196.4M212.5M228.6M
2019000164.2M
Get all data in R, Python etc through our Historical Stock Data APIs

About Upstart Holdings, Inc.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank and credit union partners. The company was founded in 2012 and is headquartered in San Mateo, California.
 CEO
 WEBSITEupstart.com
 SECTORFinancial Services
 INDUSTRYCredit Services
 EMPLOYEES1875

Upstart Holdings, Inc. Frequently Asked Questions

What is the ticker symbol for Upstart Holdings, Inc.? What does UPST stand for in stocks?

UPST is the stock ticker symbol of Upstart Holdings, Inc.. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Upstart Holdings, Inc. (UPST)?

As of Wed May 07 2025, market cap of Upstart Holdings, Inc. is 4.42 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of UPST stock?

You can check UPST's fair value in chart for subscribers.

Is Upstart Holdings, Inc. a good stock to buy?

The fair value guage provides a quick view whether UPST is over valued or under valued. Whether Upstart Holdings, Inc. is cheap or expensive depends on the assumptions which impact Upstart Holdings, Inc.'s fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for UPST.

What is Upstart Holdings, Inc.'s Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed May 07 2025, UPST's PE ratio (Price to Earnings) is -66.51 and Price to Sales (PS) ratio is 6.22. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. UPST PE ratio will change depending on the future growth rate expectations of investors.