VABK - Virginia National Bankshares Corp Stock Price, Fair Value and News

31.79USD+0.78 (+2.52%)Market Closed

Market Summary

USD31.79+0.78

Market Closed

2.52%

VABK Alerts

1 major insider buys recently.

VABK Stock Price

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VABK RSI Chart

VABK Valuation

Market Cap

170.7M

Price/Earnings (Trailing)

9.97

Price/Sales (Trailing)

2.37

EV/EBITDA

2.55

Price/Free Cashflow

18.05

VABK Price/Sales (Trailing)

VABK Profitability

EBT Margin

28.42%

Return on Equity

11.22%

Return on Assets

1.06%

Free Cashflow Yield

5.54%

VABK Fundamentals

VABK Revenue

Revenue (TTM)

72.2M

Rev. Growth (Yr)

13.38%

Rev. Growth (Qtr)

2.69%

VABK Earnings

Earnings (TTM)

17.1M

Earnings Growth (Yr)

-37.04%

Earnings Growth (Qtr)

15.09%

Breaking Down VABK Revenue

Last 7 days

5.9%

Last 30 days

27.2%

Last 90 days

-2.7%

Trailing 12 Months

9.3%

How does VABK drawdown profile look like?

VABK Financial Health

VABK Investor Care

Dividend Yield

4.15%

Dividend/Share (TTM)

1.32

Shares Dilution (1Y)

0.09%

Diluted EPS (TTM)

3.18

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	72.2M	0	0	0
2023	60.8M	65.9M	68.2M	70.0M
2022	53.9M	53.0M	53.8M	56.7M
2021	27.3M	35.0M	42.3M	48.3M
2020	26.3M	26.3M	26.5M	27.2M
2019	26.0M	26.2M	26.1M	26.2M
2018	23.4M	24.1M	25.0M	25.7M
2017	20.1M	0	21.4M	22.6M
2016	0	0	18.0M	18.8M
2015	15.9M	16.3M	16.8M	17.3M
2014	15.5M	15.4M	15.4M	15.4M
2013	0	0	0	15.4M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Virginia National Bankshares Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 25, 2024	houston linda m	bought	24,986	24.9867	1,000	-
Apr 25, 2024	carter kevin t	bought	9,900	24.75	400	-
Mar 27, 2024	houston linda m	acquired	-	-	1,496	-
Mar 27, 2024	carter kevin t	acquired	-	-	1,496	-
Mar 27, 2024	keyser jay b	acquired	-	-	1,496	-
Mar 27, 2024	adams john buchanan jr	acquired	-	-	1,496	-
Mar 27, 2024	frostick randolph d	acquired	-	-	1,496	-
Mar 27, 2024	craig hunter e	acquired	-	-	1,496	-
Mar 27, 2024	rust glenn w	acquired	-	-	10,816	president and ceo
Mar 27, 2024	wells gregory l	acquired	-	-	1,496	-

Which funds bought or sold VABK recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-38.95	-12,450	14,298	-%
May 16, 2024	AVENIR CORP	unchanged	-	-46,224	325,080	0.03%
May 15, 2024	GOLDMAN SACHS GROUP INC	reduced	-2.77	-254,476	1,456,720	-%
May 15, 2024	CITADEL ADVISORS LLC	reduced	-5.27	-73,216	355,812	-%
May 15, 2024	DEUTSCHE BANK AG\	added	1.75	-8,139	66,431	-%
May 15, 2024	STATE STREET CORP	added	4.00	-163,733	1,666,970	-%
May 15, 2024	MORGAN STANLEY	reduced	-23.24	-127,649	261,637	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	reduced	-52.29	-134,648	96,591	-%
May 15, 2024	BARCLAYS PLC	reduced	-49.1	-124,000	99,000	-%
May 15, 2024	LOWE BROCKENBROUGH & CO INC	new	-	511,700	511,700	0.04%

Are Funds Buying or Selling VABK?

Are funds buying VABK calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own VABK

No. of Funds

VABK Alerts

1 major insider buys recently.

Unveiling Virginia National Bankshares Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	5.44%	291,965	SC 13G
Feb 02, 2024	blackrock inc.	5.4%	289,756	SC 13G

Recent SEC filings of Virginia National Bankshares Corp

View All Filings

Date Filed	Form Type	Document
May 15, 2024	10-Q	Quarterly Report
May 02, 2024	4	Insider Trading
May 02, 2024	4	Insider Trading
Apr 29, 2024	4	Insider Trading
Apr 29, 2024	4	Insider Trading
Apr 29, 2024	DEF 14A	DEF 14A
Apr 23, 2024	8-K	Current Report
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading

Peers (Alternatives to Virginia National Bankshares Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

Virginia National Bankshares Corp News

Latest updates

Virginia National Bankshares Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	2.7%	19.00	18.00	17.00	18.00	16.00	16.00	15.00	13.00	12.00	13.00	14.00	14.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	6.00
EBITDA Margin	-10.0%	0.94*	1.05*	1.21*	1.33*	1.42*	1.47*	1.44*	1.39*	1.25*	1.20*	1.18*	1.17*	1.31*	1.29*	-	-	-	-	-	-	-
Interest Expenses	1.7%	11.00	11.00	11.00	14.00	13.00	15.00	14.00	12.00	11.00	12.00	14.00	13.00	6.00	7.00	6.00	6.00	5.00	5.00	5.00	5.00	6.00
Income Taxes	6.7%	1.00	1.00	1.00	1.00	1.00	2.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	1.00	0.00	1.00	0.00	0.00	0.00	0.00	0.00
Earnings Before Taxes	13.7%	4.00	4.00	5.00	7.00	7.00	9.00	7.00	7.00	6.00	6.00	4.00	0.00	2.00	3.00	2.00	3.00	2.00	2.00	2.00	3.00	2.00
EBT Margin	-14.5%	0.28*	0.33*	0.41*	0.45*	0.49*	0.50*	0.48*	0.43*	0.30*	0.25*	0.22*	0.22*	0.37*	0.37*	-	-	-	-	-	-	-
Net Income	15.1%	4.00	3.00	5.00	6.00	6.00	7.00	6.00	6.00	5.00	5.00	3.00	0.00	2.00	3.00	2.00	2.00	1.00	1.00	2.00	2.00	1.00
Net Income Margin	-13.8%	0.24*	0.28*	0.34*	0.37*	0.40*	0.41*	0.40*	0.36*	0.25*	0.21*	0.18*	0.18*	0.30*	0.29*	-	-	-	-	-	-	-
Free Cashflow	6.3%	3.00	3.00	0.00	3.00	6.00	5.00	8.00	0.00	9.00	6.00	2.00	1.00	3.00	3.00	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-1.6%	1,619	1,646	1,563	1,584	1,572	1,623	1,734	1,745	1,935	1,972	1,912	1,847	918	848	821	800	717	703	661	634	636
Cash Equivalents	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	25.00	15.00
Net PPE	-2.1%	16.00	16.00	16.00	18.00	18.00	18.00	19.00	19.00	25.00	25.00	25.00	25.00	5.00	5.00	5.00	6.00	6.00	6.00	6.00	7.00	7.00
Goodwill	0.4%	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	9.00	9.00	8.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Liabilities	-1.7%	1,467	1,493	1,427	1,442	1,430	1,490	1,608	1,611	1,789	1,810	1,752	1,689	838	766	741	720	641	627	585	559	563
Short Term Borrowings	-69.9%	20.00	67.00	43.00	60.00	19.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Shareholder's Equity	-0.3%	153	153	136	142	141	133	126	134	146	162	160	159	80.00	83.00	80.00	79.00	76.00	76.00	76.00	74.00	73.00
Retained Earnings	2.5%	76.00	74.00	72.00	70.00	66.00	63.00	58.00	54.00	50.00	46.00	43.00	41.00	43.00	42.00	40.00	39.00	38.00	37.00	37.00	36.00	39.00
Additional Paid-In Capital	0.1%	106	106	106	106	105	105	105	105	105	105	104	104	33.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	28.00
Shares Outstanding	0.5%	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	4.00	5.00	3.00	3.00	-	-	-	-	-	-	-
Float	-	-	-	-	152	-	-	-	149	-	-	-	184	-	-	-	54.00	-	-	-	83.00	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-2.7%	3,119	3,207	580	3,519	6,598	5,234	7,785	280	9,386	5,966	2,633	1,280	3,186	2,597	1,724	2,041	2,891	4,748	54.00	1,831	2,713
Cashflow From Investing	174.9%	42,817	-57,198	4,623	-18,846	51,654	9,761	-74,552	-88,187	-14,219	19,920	45,292	212,144	-15,168	-5,002	-44,444	-76,983	-3,519	-54,475	-22,109	12,806	9,012
Cashflow From Financing	-145.1%	-28,884	63,991	-16,752	9,985	-63,107	-119,944	-3,815	-177,034	-23,399	57,424	63,626	6,059	71,783	25,428	19,505	78,255	13,117	40,957	25,116	-4,447	-15,995
Buy Backs	-	26.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

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VABK Income Statement

2024-03-31

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest and dividend income:
Loans, including fees	$ 15,661	$ 12,767
Federal funds sold	239
Other interest-bearing deposits	57	258
Investment securities:
Taxable	2,159	2,951
Tax exempt	326	327
Dividends	118	67
Total interest and dividend income	18,560	16,370
Interest expense:
Demand deposits	71	89
Money market and savings deposits	2,922	1,773
Certificates and other time deposits	4,050	648
Federal funds purchased	7	60
Short-term borrowings	486	326
Junior subordinated debt	88	61
Total interest expense	7,624	2,957
Net interest income	10,936	13,413
Recovery of credit losses	(22)	(248)
Net interest income after recovery of credit losses	10,958	13,661
Noninterest income:
Wealth management fees	426	404
Deposit account fees	387	401
Debit/credit card and ATM fees	488	571
Bank owned life insurance income	275	252
Gains (losses) on sale of assets	39	(1)
Gain on early redemption of debt	379
Gain on termination of interest swap		460
Loss on sales of AFS, net	(4)	(206)
Other	188	395
Total noninterest income	2,178	2,276
Noninterest expense:
Salaries and employee benefits	4,152	4,051
Net occupancy	972	1,179
Equipment	171	218
Bank franchise tax	340	324
Computer software	208	202
Data processing	739	742
FDIC deposit insurance assessment	195	100
Marketing, advertising and promotion	248	375
Professional fees	252	192
Core deposit intangible amortization	343	391
Other	1,199	1,087
Total noninterest expense	8,819	8,861
Income before income taxes	4,317	7,076
Provision for income taxes	671	1,285
Net income	$ 3,646	$ 5,791
Net income per common share, basic	$ 0.68	$ 1.08
Net income per common share, diluted	$ 0.68	$ 1.08
Weighted average common shares outstanding, basic	5,366,890	5,338,099
Weighted average common shares outstanding, diluted	5,380,081	5,375,619

VABK Balance Sheet

2024-03-31

CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands

Mar. 31, 2024

Dec. 31, 2023

ASSETS

Cash and due from banks

$ 7,158

$ 18,074

^[1]

Interest-bearing deposits in other banks

10,639

10,316

^[1]

Federal funds sold

27,696

Securities:

Available for sale, at fair value

341,857

420,595

^[1]

Restricted securities, at cost

6,192

8,385

^[1]

Total securities

348,049

428,980

^[1]

Loans, net of deferred fees and costs

1,128,168

1,092,665

^[1]

Allowance for credit losses

(8,289)

(8,395)

^[1]

Loans, net

1,119,879

1,084,270

^[1]

Premises and equipment, net

15,860

16,195

^[1]

Bank owned life insurance

39,179

38,904

^[1]

Goodwill

7,768

^[1]

Right of use asset, net

6,652

6,748

^[1]

Deferred tax asset, net

15,744

15,382

^[1]

Accrued interest receivable and other assets

16,122

14,287

^[1]

Total assets

1,619,496

1,646,017

^[1]

Demand deposits:

Noninterest bearing

382,315

372,857

^[1]

Interest bearing

284,789

305,541

^[1]

Money market and savings deposit accounts

415,311

412,119

^[1]

Certificates of deposit and other time deposits

349,557

318,581

^[1]

Total deposits

1,431,972

1,409,098

^[1]

Federal funds purchased

^[1]

3,462

Borrowings

20,000

66,500

^[1]

Junior subordinated debt

3,471

3,459

^[1]

Lease liability

6,451

6,504

^[1]

Accrued interest payable and other liabilities

5,025

3,954

^[1]

Total liabilities

1,466,919

1,492,977

^[1]

Commitments and contingent liabilities

Shareholders' equity:

Preferred stock, $2.50 par value

^[1]

Common stock, $2.50 par value

13,277

13,258

^[1]

Capital surplus

106,195

106,045

^[1]

Retained earnings

75,657

73,781

^[1]

Accumulated other comprehensive loss

(42,552)

(40,044)

^[1]

Total shareholders' equity

152,577

153,040

^[1]

Total liabilities and shareholders' equity

$ 1,619,496

$ 1,646,017

^[1]

Common stock, shares outstanding

5,390,388

5,365,982

^[1]

Common stock, shares authorized

10,000,000

^[1]

Preferred stock, shares outstanding

^[1]

Preferred stock, shares authorized

2,000,000

^[1]

Core Deposit [Member]

Securities:

Intangible assets, net

$ 4,750

$ 5,093

^[1]

[1]	Derived from audited Consolidated Financial Statements

About Virginia National Bankshares Corp

Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking services. The company operates through four segments: Bank, Sturman Wealth Advisors, VNB Trust and Estate Services, and Masonry Capital. It provides checking accounts, demand deposits, NOW accounts, money market deposit accounts, time deposits, certificates of deposit, individual retirement accounts, and other depository services. The company also offers commercial and industrial loans, real estate construction and land loans, commercial real estate loans, and 1-4 family residential mortgages, as well as consumer loans comprising student loans, revolving credit, and other fixed payment loans. In addition, it provides automated teller machines, internet banking, treasury, and cash management services; merchant and debit card services; and wealth and investment advisory, brokerage, insurance, consulting, and related services. Further, the company offers investment management, corporate trustee, trust and estate administration, IRA administration, house investment management, and custody services. It serves individuals, businesses, and charitable organizations in the Charlottesville/Albemarle County, Fauquier County, Manassas, Prince William County, Richmond, and Winchester market areas in Virginia. Virginia National Bankshares Corporation was founded in 1998 and is headquartered in Charlottesville, Virginia.

CEO	Mr. Glenn Wilfred Rust
WEBSITE	vnb.com
INDUSTRY	Banks Diversified
EMPLOYEES	157

Virginia National Bankshares Corp Frequently Asked Questions

What is the ticker symbol for Virginia National Bankshares Corp? What does VABK stand for in stocks?

VABK is the stock ticker symbol of Virginia National Bankshares Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Virginia National Bankshares Corp (VABK)?

As of Fri May 17 2024, market cap of Virginia National Bankshares Corp is 170.74 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of VABK stock?

You can check VABK's fair value in chart for subscribers.

What is the fair value of VABK stock?

You can check VABK's fair value in chart for subscribers. The fair value of Virginia National Bankshares Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Virginia National Bankshares Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for VABK so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Virginia National Bankshares Corp a good stock to buy?

The fair value guage provides a quick view whether VABK is over valued or under valued. Whether Virginia National Bankshares Corp is cheap or expensive depends on the assumptions which impact Virginia National Bankshares Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for VABK.

What is Virginia National Bankshares Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, VABK's PE ratio (Price to Earnings) is 9.97 and Price to Sales (PS) ratio is 2.37. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. VABK PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Virginia National Bankshares Corp's stock?

In the past 10 years, Virginia National Bankshares Corp has provided 0.062 (multiply by 100 for percentage) rate of return.