WRLD RSI Chart
Last 7 days
-1.8%
Last 30 days
-3.0%
Last 90 days
5.5%
Trailing 12 Months
20.1%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 616.5M | 598.0M | 583.6M | 574.8M |
2022 | 585.2M | 613.4M | 626.9M | 624.4M |
2021 | 525.5M | 531.3M | 544.7M | 562.8M |
2020 | 590.0M | 575.5M | 558.3M | 542.3M |
2019 | 544.5M | 560.2M | 574.6M | 584.0M |
2018 | 502.7M | 508.8M | 517.0M | 528.9M |
2017 | 531.7M | 521.3M | 511.0M | 505.8M |
2016 | 557.5M | 547.3M | 540.2M | 531.3M |
2015 | 610.2M | 601.5M | 589.7M | 580.7M |
2014 | 599.3M | 604.9M | 608.0M | 601.5M |
2013 | 583.7M | 591.2M | 596.8M | 602.4M |
2012 | 540.2M | 549.8M | 557.1M | 570.8M |
2011 | 491.4M | 504.2M | 518.3M | 528.2M |
2010 | 440.6M | 453.3M | 466.0M | 478.7M |
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index
Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>
Returns of $10,000 invested in:
Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224
Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
May 01, 2024 | umstetter luke j. | sold | -61,407 | 136 | -450 | see remarks |
Feb 01, 2024 | umstetter luke j. | sold | -52,564 | 131 | -400 | see remarks |
Dec 01, 2023 | calmes john l jr | acquired | 562,380 | 86.52 | 6,500 | see remarks |
Dec 01, 2023 | calmes john l jr | sold | -738,933 | 113 | -6,500 | see remarks |
Oct 15, 2023 | dyer daniel clinton | sold (taxes) | -365,428 | 123 | -2,952 | chief branch operation officer |
Oct 15, 2023 | childers jason e. | sold (taxes) | -172,192 | 123 | -1,391 | svp, information technology |
Oct 15, 2023 | umstetter luke j. | sold (taxes) | -286,945 | 123 | -2,318 | svp, general counsel |
Oct 15, 2023 | caulder alice lindsay | sold (taxes) | -172,192 | 123 | -1,391 | svp, human resources |
Oct 15, 2023 | calmes john l jr | sold (taxes) | -365,428 | 123 | -2,952 | see remarks |
Oct 15, 2023 | prashad r chad | sold (taxes) | -504,568 | 123 | -4,076 | president and ceo |
Which funds bought or sold WRLD recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 07, 2024 | ASSETMARK, INC | new | - | 1,595 | 1,595 | -% |
May 07, 2024 | Swiss National Bank | unchanged | - | 98,260 | 985,864 | -% |
May 06, 2024 | Empowered Funds, LLC | added | 47.77 | 1,071,690 | 2,742,730 | 0.05% |
May 06, 2024 | Parallel Advisors, LLC | unchanged | - | 232 | 2,320 | -% |
May 06, 2024 | Quantbot Technologies LP | added | 199 | 265,460 | 379,413 | 0.02% |
May 06, 2024 | SouthState Corp | unchanged | - | 2,890 | 28,996 | -% |
May 06, 2024 | TEACHER RETIREMENT SYSTEM OF TEXAS | added | 21.06 | 118,000 | 461,000 | -% |
May 06, 2024 | HighTower Advisors, LLC | new | - | 242,000 | 242,000 | -% |
May 06, 2024 | SG Americas Securities, LLC | added | 7.3 | 99,000 | 620,000 | -% |
May 06, 2024 | TEXAS PERMANENT SCHOOL FUND CORP | added | 0.27 | 43,513 | 426,096 | -% |
Unveiling World Acceptance Corp's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to World Acceptance Corp)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MA | 422.8B | 25.7B | 35.69 | 16.45 | ||||
AXP | 168.8B | 62.0B | 18.76 | 2.72 | ||||
PYPL | 69.0B | 30.4B | 15.89 | 2.27 | ||||
COF | 54.4B | 43.4B | 14.03 | 1.26 | ||||
DFS | 31.0B | 17.8B | 13.7 | 1.74 | ||||
ALLY | 12.0B | 14.3B | 13.96 | 0.84 | ||||
MID-CAP | ||||||||
CACC | 6.4B | 2.0B | 25.52 | 3.27 | ||||
FCFS | 5.4B | 3.2B | 23.2 | 1.68 | ||||
WU | 4.5B | 4.4B | 7.37 | 1.04 | ||||
NNI | 3.6B | 1.1B | 39.37 | 3.25 | ||||
SMALL-CAP | ||||||||
ENVA | 1.7B | 2.2B | 9.83 | 0.76 | ||||
ATLC | 406.5M | 1.2B | 3.95 | 0.35 | ||||
CPSS | 180.9M | 352.0M | 3.99 | 0.51 | ||||
AIHS | 7.7M | 7.3M | -1.98 | 1.05 | ||||
CURO | 3.3M | 853.2M | -0.01 | 0 |
World Acceptance Corp News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Revenue | 0.6% | 138 | 137 | 139 | 161 | 147 | 151 | 158 | 169 | 149 | 138 | 130 | 146 | 131 | 124 | 124 | 163 | 147 | 142 | 138 | 157 | 138 |
Costs and Expenses | 2.0% | 118 | 116 | 127 | 131 | 139 | 151 | 169 | 146 | 141 | 124 | 109 | 92.00 | 114 | 107 | 103 | - | 153 | - | - | - | - |
Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 107 | 103 | 137 | 152 | 138 | 127 | 112 | 131 |
S&GA Expenses | 4.7% | 66.00 | 63.00 | 68.00 | 69.00 | 65.00 | 70.00 | 72.00 | 77.00 | 75.00 | 75.00 | 73.00 | 77.00 | 78.00 | 75.00 | 72.00 | 97.00 | 91.00 | 78.00 | 82.00 | 79.00 | 77.00 |
EBITDA Margin | 8.9% | 0.24* | 0.22* | 0.18* | 0.14* | 0.12* | 0.11* | 0.13* | 0.18* | 0.23* | 0.26* | 0.27* | 0.27* | - | - | - | - | - | - | - | - | - |
Interest Expenses | -6.8% | 12.00 | 13.00 | 12.00 | 12.00 | 14.00 | 13.00 | 11.00 | 11.00 | 10.00 | 7.00 | 6.00 | 7.00 | 7.00 | 6.00 | 6.00 | 8.00 | 7.00 | 6.00 | 4.00 | 5.00 | 5.00 |
Income Taxes | -41.0% | 3.00 | 5.00 | 3.00 | 9.00 | 2.00 | 1.00 | -2.16 | 5.00 | 0.00 | 2.00 | 5.00 | 11.00 | 2.00 | 4.00 | 6.00 | 3.00 | 0.00 | 1.00 | 2.00 | 7.00 | 1.00 |
Earnings Before Taxes | -6.7% | 20.00 | 21.00 | 12.00 | 30.00 | 8.00 | -0.09 | -10.73 | 23.00 | 8.00 | 14.00 | 21.00 | 56.00 | 17.00 | 17.00 | 21.00 | 26.00 | -5.91 | 4.00 | 11.00 | 54.00 | 6.00 |
EBT Margin | 18.1% | 0.14* | 0.12* | 0.09* | 0.05* | 0.03* | 0.03* | 0.06* | 0.11* | 0.18* | 0.20* | 0.21* | 0.21* | - | - | - | - | - | - | - | - | - |
Net Income | 3.6% | 17.00 | 16.00 | 10.00 | 26.00 | 6.00 | -0.64 | -8.57 | 18.00 | 7.00 | 12.00 | 16.00 | 45.00 | 14.00 | 13.00 | 16.00 | 23.00 | -6.27 | 3.00 | 9.00 | 38.00 | 6.00 |
Net Income Margin | 20.8% | 0.12* | 0.10* | 0.07* | 0.04* | 0.02* | 0.03* | 0.05* | 0.09* | 0.14* | 0.16* | 0.17* | 0.17* | - | - | - | - | - | - | - | - | - |
Free Cashflow | -6.7% | 58.00 | 62.00 | 58.00 | 84.00 | 68.00 | 77.00 | 57.00 | 103 | 59.00 | 56.00 | 48.00 | 93.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Assets | 1.3% | 1,120 | 1,106 | 1,114 | 1,117 | 1,217 | 1,247 | 1,279 | 1,218 | 1,270 | 1,141 | 1,024 | 954 | 1,034 | 932 | 903 | 1,030 | 1,143 | 1,078 | 1,041 | 855 | 928 |
Cash Equivalents | -32.0% | 13.00 | 19.00 | 16.00 | 17.00 | 21.00 | 21.00 | 13.00 | 19.00 | 19.00 | 17.00 | 8.00 | 16.00 | 10.00 | 14.00 | 10.00 | 12.00 | 12.00 | 10.00 | 10.00 | 9.00 | 11.00 |
Net PPE | -2.1% | 23.00 | 24.00 | 24.00 | 24.00 | 24.00 | 25.00 | 24.00 | 24.00 | 25.00 | 25.00 | 24.00 | 25.00 | 26.00 | 26.00 | 25.00 | 25.00 | 28.00 | 27.00 | 26.00 | 25.00 | 24.00 |
Goodwill | 0% | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 |
Liabilities | 2.4% | 713 | 696 | 717 | 732 | 857 | 891 | 925 | 845 | 861 | 722 | 618 | 549 | 675 | 565 | 511 | 618 | 751 | 683 | 491 | 303 | 353 |
Shareholder's Equity | -0.7% | 407 | 410 | 397 | 385 | 359 | 356 | 352 | 373 | 409 | 419 | 405 | 405 | 359 | 367 | 391 | 412 | 390 | 393 | 550 | 552 | 574 |
Retained Earnings | -0.5% | 122 | 123 | 107 | 97.00 | 73.00 | 68.00 | 69.00 | 92.00 | 134 | 146 | 144 | 149 | 118 | 130 | 160 | 185 | 171 | 177 | 341 | 354 | 387 |
Additional Paid-In Capital | -0.8% | 285 | 287 | 290 | 288 | 286 | 289 | 285 | 281 | 275 | 273 | 261 | 256 | 241 | 238 | 232 | 227 | 221 | 218 | 209 | 198 | 187 |
Shares Outstanding | -2.8% | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | - | - | - | 389 | - | - | - | 839 | - | - | - | 487 | - | - | - | 610 | - | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Cashflow From Operations | -7.1% | 58,884 | 63,360 | 59,726 | 85,680 | 69,216 | 78,480 | 58,177 | 105,039 | 60,406 | 58,017 | 48,984 | 95,545 | 51,202 | 28,367 | 51,839 | 110,410 | 52,391 | 60,012 | 58,165 | 80,510 | 68,891 |
Share Based Compensation | -162.8% | -690 | 1,100 | 1,413 | 3,455 | -679 | 677 | 3,816 | 6,835 | 3,645 | 909 | 4,184 | 5,200 | 4,044 | 5,027 | 4,584 | 9,403 | 1,168 | 6,685 | 8,312 | 8,681 | 5,566 |
Cashflow From Investing | -94.6% | -70,033 | -35,995 | -51,280 | 35,411 | -41,394 | -40,252 | -134,347 | -16,613 | -186,713 | -149,094 | -99,469 | 49,254 | -142,247 | -54,177 | 65,173 | 29,678 | -112,182 | -84,761 | -111,822 | 41,417 | -137,095 |
Cashflow From Financing | 120.9% | 5,139 | -24,567 | -8,965 | -125,544 | -27,553 | -30,835 | 70,236 | -87,856 | 128,089 | 99,577 | 43,126 | -138,743 | 86,748 | 29,838 | -118,671 | -140,508 | 61,606 | 25,215 | 54,081 | -123,723 | 73,741 |
Buy Backs | - | 17,292 | - | - | 1* | - | - | 14,314 | 60,679 | 19,348 | 10,030 | 21,083 | 13,604 | 26,161 | 43,236 | 19,451 | 7,389 | - | 168,195 | 21,816 | 70,760 | 3,760 |
CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) | 3 Months Ended | 9 Months Ended | ||
---|---|---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2023 | Dec. 31, 2022 | |
Revenues: | ||||
Interest and fee income | $ 118,665,105 | $ 126,201,028 | $ 352,237,133 | $ 386,867,966 |
Insurance and other income, net | 19,084,282 | 20,331,122 | 61,711,366 | 68,840,650 |
Total revenues | 137,749,387 | 146,532,150 | 413,948,499 | 455,708,616 |
Expenses: | ||||
Provision for credit losses | 40,631,994 | 59,608,655 | 127,697,072 | 214,051,068 |
General and administrative expenses: | ||||
Personnel | 39,890,187 | 40,700,713 | 120,119,638 | 131,173,726 |
Occupancy and equipment | 12,090,198 | 12,932,456 | 37,138,444 | 39,658,067 |
Advertising | 3,721,155 | 1,323,671 | 8,712,406 | 4,541,863 |
Amortization of intangible assets | 1,050,926 | 1,114,540 | 3,182,805 | 3,352,694 |
Other | 9,156,841 | 8,880,014 | 27,828,730 | 27,569,744 |
Total general and administrative expenses | 65,909,307 | 64,951,394 | 196,982,023 | 206,296,094 |
Interest expense | 11,689,924 | 14,070,458 | 36,475,411 | 38,277,223 |
Total expenses | 118,231,225 | 138,630,507 | 361,154,506 | 458,624,385 |
Income (loss) before income taxes | 19,518,162 | 7,901,643 | 52,793,993 | (2,915,769) |
Income tax expense | 2,853,344 | 2,097,057 | 10,508,008 | 483,696 |
Net income (loss) | $ 16,664,818 | $ 5,804,586 | $ 42,285,985 | $ (3,399,465) |
Net income (loss) per common share: | ||||
Basic (in dollars per share) | $ 2.89 | $ 1.01 | $ 7.32 | $ (0.59) |
Diluted (in dollars per share) | $ 2.84 | $ 0.99 | $ 7.17 | $ (0.59) |
Weighted average common shares outstanding: | ||||
Basic (in shares) | 5,772,503 | 5,761,954 | 5,775,108 | 5,743,094 |
Diluted (in shares) | 5,860,117 | 5,857,490 | 5,896,716 | 5,743,094 |
CONSOLIDATED BALANCE SHEETS - USD ($) | Dec. 31, 2023 | Mar. 31, 2023 |
---|---|---|
ASSETS | ||
Cash and cash equivalents | $ 12,775,524 | $ 16,508,935 |
Gross loans receivable | 1,400,621,989 | 1,390,015,568 |
Less: | ||
Unearned interest, insurance and fees | (372,310,672) | (376,674,349) |
Allowance for credit losses | (121,082,068) | (125,552,733) |
Loans receivable, net | 907,229,249 | 887,788,486 |
Income taxes receivable | 1,716,789 | 0 |
Operating lease right‐of‐use assets, net | 80,049,367 | 81,289,240 |
Property and equipment, net | 23,195,803 | 23,926,080 |
Deferred income taxes, net | 37,047,569 | 41,722,361 |
Other assets, net | 38,046,804 | 43,422,669 |
Goodwill | 7,370,791 | 7,370,791 |
Intangible assets, net | 12,106,773 | 15,289,579 |
Total assets | 1,119,538,669 | 1,117,318,141 |
Liabilities: | ||
Senior notes payable | 305,089,480 | 307,910,824 |
Senior unsecured notes payable, net | 279,915,756 | 287,352,892 |
Income taxes payable | 0 | 2,532,766 |
Operating lease liability | 82,471,106 | 83,735,002 |
Accounts payable and accrued expenses | 45,043,161 | 50,559,920 |
Total liabilities | 712,519,503 | 732,091,404 |
Commitments and contingencies | ||
Shareholders' equity: | ||
Preferred stock, no par value Authorized 5,000,000, no shares issued or outstanding | 0 | 0 |
Common stock, no par value Authorized 95,000,000 shares; issued and outstanding 6,073,299 and 6,231,082 shares at December 31, 2023 and March 31, 2023, respectively | 0 | 0 |
Additional paid-in capital | 284,870,280 | 288,071,839 |
Retained earnings | 122,148,886 | 97,154,898 |
Total shareholders' equity | 407,019,166 | 385,226,737 |
Total liabilities and shareholders' equity | $ 1,119,538,669 | $ 1,117,318,141 |