WTFC - Wintrust Financial Corp Stock Price, Fair Value and News

101.68USD-0.02 (-0.02%)Market Closed

Market Summary

USD101.68-0.02

Market Closed

-0.02%

WTFC Alerts

Big jump in Revenue (Y/Y)

WTFC Stock Price

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WTFC RSI Chart

WTFC Valuation

Market Cap

6.3B

Price/Earnings (Trailing)

9.97

Price/Sales (Trailing)

2.05

EV/EBITDA

2.12

Price/Free Cashflow

8.98

WTFC Price/Sales (Trailing)

WTFC Profitability

EBT Margin

27.84%

Return on Equity

11.58%

Return on Assets

1.09%

Free Cashflow Yield

11.14%

WTFC Fundamentals

WTFC Revenue

Revenue (TTM)

3.1B

Rev. Growth (Yr)

25.92%

Rev. Growth (Qtr)

1.47%

WTFC Earnings

Earnings (TTM)

629.7M

Earnings Growth (Yr)

3.94%

Earnings Growth (Qtr)

51.68%

Breaking Down WTFC Revenue

Last 7 days

0.7%

Last 30 days

4.8%

Last 90 days

9.0%

Trailing 12 Months

66.9%

How does WTFC drawdown profile look like?

WTFC Financial Health

WTFC Investor Care

Dividend Yield

1.57%

Dividend/Share (TTM)

1.6

Shares Dilution (1Y)

0.92%

Diluted EPS (TTM)

9.67

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	3.1B	0	0	0
2023	2.1B	2.4B	2.7B	2.9B
2022	1.3B	1.4B	1.5B	1.7B
2021	1.3B	1.2B	1.3B	1.3B
2020	1.4B	1.4B	1.3B	1.3B
2019	1.2B	1.3B	1.4B	1.4B
2018	991.9M	1.0B	1.1B	1.2B
2017	836.0M	870.1M	909.6M	946.5M
2016	740.3M	762.2M	784.9M	812.5M
2015	680.3M	689.0M	703.7M	718.5M
2014	639.7M	649.6M	659.1M	671.3M
2013	622.8M	623.8M	626.8M	630.7M
2012	614.5M	624.7M	628.0M	627.0M
2011	598.4M	594.6M	602.1M	605.8M
2010	548.0M	570.1M	576.0M	593.1M
2009	0	519.0M	523.3M	527.6M
2008	0	0	0	514.7M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of Wintrust Financial Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 23, 2024	hahnfeld jeffrey d	sold	-22,256	100	-221	evp-controller & chief acc off
Mar 31, 2024	kenney brian a	acquired	44,983	92.75	485	-
Mar 31, 2024	washington alex e iii	acquired	60,102	92.75	648	-
Mar 31, 2024	teglia karin gustafson	acquired	53,145	92.75	573	-
Mar 31, 2024	crist peter d	acquired	86,350	92.75	931	-
Mar 31, 2024	mckinney suzet m	acquired	46,467	92.75	501	-
Mar 31, 2024	doyle william j	acquired	51,569	92.75	556	-
Mar 31, 2024	connelly elizabeth h.	acquired	53,053	92.75	572	-
Mar 31, 2024	heitmann scott k	acquired	27,083	92.75	292	-
Mar 31, 2024	hackett h patrick jr	acquired	1,391	92.75	15.00	-

Which funds bought or sold WTFC recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 10, 2024	LPL Financial LLC	added	1.16	125,482	1,031,060	-%
May 10, 2024	Y-Intercept (Hong Kong) Ltd	added	71.97	394,119	815,390	0.06%
May 10, 2024	BlackRock Inc.	reduced	-1.8	56,641,800	594,903,000	0.01%
May 10, 2024	Vontobel Holding Ltd.	sold off	-100	-277,879	-	-%
May 10, 2024	DIMENSIONAL FUND ADVISORS LP	added	0.18	33,896,400	299,725,000	0.08%
May 10, 2024	Mach-1 Financial Group, LLC	sold off	-100	-470,892	-	-%
May 10, 2024	CORNERCAP INVESTMENT COUNSEL INC	reduced	-16.99	-78,045	1,110,080	0.17%
May 10, 2024	Pacer Advisors, Inc.	added	0.01	107,274	961,223	-%
May 10, 2024	CIBC Private Wealth Group, LLC	reduced	-2.27	93,946	1,185,610	-%
May 10, 2024	PNC Financial Services Group, Inc.	reduced	-11.23	-397	532,421	-%

Are Funds Buying or Selling WTFC?

Are funds buying WTFC calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own WTFC

No. of Funds

WTFC Alerts

Big jump in Revenue (Y/Y)

Unveiling Wintrust Financial Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	10.14%	6,208,585	SC 13G/A
Feb 09, 2024	fmr llc	-	0	SC 13G/A
Jan 24, 2024	blackrock inc.	9.5%	5,803,360	SC 13G/A
Feb 09, 2023	blackrock inc.	10.0%	6,086,926	SC 13G/A
Feb 09, 2023	fmr llc	-	0	SC 13G/A
Jan 24, 2023	blackrock inc.	9.9%	6,036,650	SC 13G
Jan 10, 2023	vanguard group inc	10.01%	6,082,882	SC 13G/A
Feb 09, 2022	fmr llc	-	0	SC 13G/A
Feb 01, 2022	blackrock inc.	9.8%	5,596,411	SC 13G/A
Feb 10, 2021	vanguard group inc	8.89%	5,121,035	SC 13G/A

Recent SEC filings of Wintrust Financial Corp

View All Filings

Date Filed	Form Type	Document
May 09, 2024	10-Q	Quarterly Report
Apr 24, 2024	4	Insider Trading
Apr 17, 2024	8-K	Current Report
Apr 15, 2024	425	Prospectus Filed
Apr 15, 2024	8-K	Current Report
Apr 04, 2024	ARS	ARS
Apr 04, 2024	DEF 14A	DEF 14A
Apr 04, 2024	DEFA14A	DEFA14A
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading

Peers (Alternatives to Wintrust Financial Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	570.5B	174.7B	8.69%	48.16%	11.33	3.27	53.11%	19.83%
BAC	299.1B	137.9B	6.85%	41.16%	11.95	2.17	56.12%	-12.56%
WFC	213.6B	85.8B	8.52%	63.46%	11.38	2.49	35.02%	26.14%
C	120.9B	125.0B	6.23%	39.49%	15.13	0.97	37.85%	-
CFG	16.4B	10.4B	8.48%	44.96%	11.43	1.57	26.22%	-33.87%
KEY	14.0B	8.1B	1.78%	65.41%	16.04	1.72	32.15%	-50.93%
MID-CAP
CMA	7.1B	4.2B	3.79%	66.34%	10.15	1.66	34.68%	-45.96%
ZION	6.5B	4.1B	8.06%	95.94%	10.32	1.59	32.93%	-30.73%
ABCB	3.4B	1.3B	9.68%	70.56%	12.1	2.6	30.60%	-12.99%
ASB	3.3B	2.0B	8.96%	50.51%	20.76	1.64	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	406.0M	152.4M	2.65%	46.43%	40.84	2.66	16.94%	-73.84%
AROW	395.4M	173.1M	7.98%	20.88%	13.55	2.28	26.54%	-34.86%
ACNB	294.5M	98.7M	5.64%	21.02%	10.01	2.98	6.27%	-22.90%
ASRV	46.0M	62.5M	12.13%	-6.62%	-15.54	0.74	18.83%	-145.18%

Wintrust Financial Corp News

Latest updates

Wintrust Financial Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	1.5%	806	794	762	697	640	581	466	372	328	328	322	320	305	308	311	330	344	350	355	347	334
EBITDA Margin	-4.9%	0.91*	0.96*	1.04*	1.13*	1.21*	1.30*	1.38*	1.41*	1.44*	1.46*	1.45*	-	-	-	-	-	-	-	-	-	-
Interest Expenses	-1.2%	464	470	462	448	458	457	401	338	299	296	287	280	262	259	256	263	261	262	265	266	262
Income Taxes	50.0%	63.00	42.00	61.00	57.00	63.00	50.00	57.00	37.00	46.00	38.00	41.00	39.00	54.00	34.00	30.00	9.00	24.00	31.00	35.00	29.00	29.00
Earnings Before Taxes	51.3%	250	165	225	211	244	195	200	132	174	137	150	144	207	135	137	31.00	87.00	117	135	110	119
EBT Margin	-4.7%	0.28*	0.29*	0.33*	0.36*	0.37*	0.40*	0.43*	0.44*	0.47*	0.50*	0.51*	-	-	-	-	-	-	-	-	-	-
Net Income	51.7%	187	123	164	155	180	145	143	95.00	127	99.00	109	105	153	101	107	22.00	63.00	86.00	99.00	81.00	89.00
Net Income Margin	-4.3%	0.21*	0.22*	0.24*	0.26*	0.27*	0.29*	0.31*	0.32*	0.34*	0.37*	0.37*	-	-	-	-	-	-	-	-	-	-
Free Cashflow	-73.8%	61.00	231	68.00	340	59.00	304	218	350	450	366	71.00	-	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q4	2019Q3	2019Q2
Assets	2.3%	57,577	56,260	55,555	54,286	52,874	52,950	52,383	50,969	50,251	50,142	47,832	46,738	45,682	45,081	43,732	43,540	38,800	36,621	35,766	34,912	33,642
Cash Equivalents	-10.3%	380	423	418	514	446	491	490	499	463	411	462	435	426	322	309	345	349	286	-	449	301
Net PPE	-0.6%	745	749	748	749	760	765	763	762	761	766	749	752	761	769	774	770	765	754	-	722	711
Goodwill	-0.1%	656	657	656	657	3.00	654	653	655	655	655	646	646	646	646	645	644	643	645	-	584	585
Liabilities	2.5%	52,141	50,860	50,540	49,244	47,858	48,153	47,745	46,242	45,758	45,643	43,422	42,399	41,430	40,965	39,658	39,550	35,099	32,929	-	31,372	30,195
Shareholder's Equity	0.7%	5,436	5,400	5,016	5,042	5,016	4,797	4,638	4,728	4,492	4,499	4,410	4,339	4,253	4,116	4,074	3,990	3,700	3,691	-	3,540	3,447
Retained Earnings	4.6%	3,498	3,345	3,253	3,121	2,997	2,849	2,732	2,617	2,548	2,448	2,373	2,289	2,209	2,080	2,002	1,921	1,918	1,900	-	1,830	1,747
Additional Paid-In Capital	0.6%	1,955	1,944	1,933	1,924	1,914	1,902	1,892	1,881	1,698	1,686	1,674	1,669	1,663	1,650	1,647	1,644	1,652	1,650	-	1,574	1,570
Shares Outstanding	0.5%	61.00	61.00	61.00	61.00	61.00	59.00	59.00	58.00	57.00	57.00	57.00	57.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	4,405	-	-	-	4,825	-	-	-	4,278	-	-	-	2,491	-	-	-	-	4,111

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-71.3%	71.00	248	88.00	340	68.00	320	232	365	458	400	82.00	432	217	-95.31	-53.48	10.00	-379	289	-45.18	-65.46	88.00
Share Based Compensation	2.2%	9.00	9.00	8.00	8.00	8.00	8.00	9.00	7.00	8.00	7.00	3.00	3.00	3.00	-3.91	1.00	1.00	-2.82	3.00	2.00	3.00	3.00
Cashflow From Investing	-132.8%	-1,419	-609	-1,396	-1,346	114	-542	-1,555	-899	-493	-2,562	-1,164	-1,346	-855	-1,064	-140	-4,528	-1,448	-1,229	-978	-778	-1,031
Cashflow From Financing	255.3%	1,304	367	1,212	1,074	-227	224	1,314	570	87.00	2,111	1,109	924	743	1,173	158	4,514	1,892	778	1,172	874	823
Dividend Payments	8.9%	34.00	31.00	31.00	31.00	31.00	28.00	28.00	26.00	26.00	25.00	25.00	25.00	25.00	23.00	26.00	18.00	18.00	16.00	16.00	16.00	16.00
Buy Backs	-	-	-	-	-	-	-	-	-	-	-	10.00	-	-	55.00	-	0.00	37.00	-	-	-	-

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WTFC Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF INCOME - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest income
Interest and fees on loans	$ 2,540,952	$ 1,507,726	$ 1,133,528
Mortgage loans held-for-sale	16,791	21,195	32,169
Interest-bearing deposits with banks	78,978	43,447	6,606
Federal funds sold and securities purchased under resale agreements	1,806	4,903	173
Investment securities	238,587	160,600	95,286
Trading account securities	41	22	10
Federal Home Loan Bank and Federal Reserve Bank stock	14,912	8,622	7,067
Brokerage customer receivables	1,047	928	645
Total interest income	2,893,114	1,747,443	1,275,484
Interest expense
Interest on deposits	906,470	175,202	88,119
Interest on Federal Home Loan Bank advances	72,286	30,329	19,581
Interest on other borrowings	35,280	14,294	9,928
Interest on subordinated notes	22,024	22,004	21,983
Interest on junior subordinated debentures	19,190	10,252	10,916
Total interest expense	1,055,250	252,081	150,527
Net interest income	1,837,864	1,495,362	1,124,957
Provision for credit losses	114,390	78,589	(59,263)
Net interest income after provision for credit losses	1,723,474	1,416,773	1,184,220
Non-interest income
Wealth management	130,607	126,614	124,019
Mortgage banking	83,073	155,173	273,010
Service charges on deposit accounts	55,250	58,574	54,168
Gains (losses) on investment securities, net	1,525	(20,427)	(1,059)
Fees from covered call options	21,863	14,133	3,673
Trading gains, net	1,142	3,752	245
Operating lease income, net	53,298	55,510	53,691
Other	87,348	67,724	78,373
Total non-interest income	434,106	461,053	586,120
Non-interest expense
Salaries and employee benefits	748,013	696,107	691,669
Software and equipment	104,632	95,885	87,515
Operating lease equipment	42,363	38,008	40,880
Occupancy, net	77,068	70,965	74,184
Data processing	38,800	31,209	27,279
Advertising and marketing	65,075	59,418	47,275
Professional fees	34,758	33,088	29,494
Amortization of other acquisition-related intangible assets	5,498	6,116	7,734
FDIC insurance	71,102	28,639	27,030
OREO expense, net	(1,528)	(140)	(1,654)
Other	126,718	117,976	101,138
Total non-interest expense	1,312,499	1,177,271	1,132,544
Income before taxes	845,081	700,555	637,796
Income tax expense	222,455	190,873	171,645
Net income	622,626	509,682	466,151
Preferred stock dividends	27,964	27,964	27,964
Net income applicable to common shares	$ 594,662	$ 481,718	$ 438,187
Net income per common share-Basic (usd per share)	$ 9.72	$ 8.14	$ 7.69
Net income per common share-Diluted (usd per share)	9.58	8.02	7.58
Cash dividends declared per common share (usd per share)	$ 1.60	$ 1.36	$ 1.24
Weighted average common shares outstanding (in shares)	61,149	59,205	56,994
Dilutive potential common shares (in shares)	938	886	792
Average common shares and dilutive common shares (in shares)	62,087	60,091	57,786

About Wintrust Financial Corp

Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

CEO	Mr. Timothy S. Crane
WEBSITE	wintrust.com
INDUSTRY	Banks Diversified
EMPLOYEES	5275

Wintrust Financial Corp Frequently Asked Questions

What is the ticker symbol for Wintrust Financial Corp? What does WTFC stand for in stocks?

WTFC is the stock ticker symbol of Wintrust Financial Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Wintrust Financial Corp (WTFC)?

As of Mon May 13 2024, market cap of Wintrust Financial Corp is 6.28 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of WTFC stock?

You can check WTFC's fair value in chart for subscribers.

What is the fair value of WTFC stock?

You can check WTFC's fair value in chart for subscribers. The fair value of Wintrust Financial Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Wintrust Financial Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for WTFC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Wintrust Financial Corp a good stock to buy?

The fair value guage provides a quick view whether WTFC is over valued or under valued. Whether Wintrust Financial Corp is cheap or expensive depends on the assumptions which impact Wintrust Financial Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for WTFC.

What is Wintrust Financial Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Mon May 13 2024, WTFC's PE ratio (Price to Earnings) is 9.97 and Price to Sales (PS) ratio is 2.05. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. WTFC PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Wintrust Financial Corp's stock?

In the past 10 years, Wintrust Financial Corp has provided 0.102 (multiply by 100 for percentage) rate of return.