BY - Byline Bancorp Inc Stock Price, Fair Value and News

24.03USD+0.24 (+1.01%)Delayed

Market Summary

USD24.03+0.24

Delayed

1.01%

BY Alerts

Big jump in Revenue (Y/Y)

BY Stock Price

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BY RSI Chart

BY Valuation

Market Cap

1.1B

Price/Earnings (Trailing)

9.27

Price/Sales (Trailing)

2.05

EV/EBITDA

0.85

Price/Free Cashflow

6.05

BY Price/Sales (Trailing)

BY Profitability

EBT Margin

29.74%

Return on Equity

11.33%

Return on Assets

1.22%

Free Cashflow Yield

16.52%

BY Fundamentals

BY Revenue

Revenue (TTM)

517.8M

Rev. Growth (Yr)

38.32%

Rev. Growth (Qtr)

BY Earnings

Earnings (TTM)

114.4M

Earnings Growth (Yr)

27.12%

Earnings Growth (Qtr)

2.82%

Breaking Down BY Revenue

Last 7 days

2.5%

Last 30 days

21%

Last 90 days

12.8%

Trailing 12 Months

32.2%

How does BY drawdown profile look like?

BY Financial Health

BY Investor Care

Dividend Yield

1.5%

Dividend/Share (TTM)

0.36

Shares Dilution (1Y)

17.01%

Diluted EPS (TTM)

2.74

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	517.8M	0	0	0
2023	339.7M	380.5M	437.2M	479.5M
2022	250.6M	255.8M	273.0M	301.6M
2021	236.2M	239.6M	244.2M	248.9M
2020	266.9M	258.0M	245.2M	239.2M
2019	229.9M	251.8M	261.8M	264.8M
2018	142.5M	154.0M	180.0M	207.0M
2017	108.0M	119.2M	131.6M	136.8M
2016	87.0M	90.8M	94.6M	98.4M
2015	0	0	0	83.3M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of Byline Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 11, 2024	kistner william g	bought	1,265	21.087	60.00	-
Mar 04, 2024	johnson michelle lynn	sold	-80,319	20.701	-3,880	chief risk officer
Mar 01, 2024	del valle perochena antonio	bought	146,646	20.6457	7,103	-
Mar 01, 2024	mbg investors i, l.p.	bought	146,646	20.6457	7,103	-
Feb 29, 2024	del valle perochena antonio	bought	60,129	20.7558	2,897	-
Feb 29, 2024	rose dana	sold	-101,217	21.0474	-4,809	chief human resources officer
Feb 29, 2024	mbg investors i, l.p.	bought	60,129	20.7558	2,897	-
Feb 28, 2024	casanueva ana	sold (taxes)	-370	20.61	-18.00	svp, director of legal
Feb 28, 2024	fucinato mark	sold (taxes)	-3,771	20.61	-183	chief credit officer
Feb 28, 2024	mando nicolas	sold (taxes)	-1,236	20.61	-60.00	chief technology & operations

Which funds bought or sold BY recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	JANE STREET GROUP, LLC	sold off	-100	-401,910	-	-%
May 16, 2024	Virtus Investment Advisers, Inc.	reduced	-46.2	-215,899	212,422	0.15%
May 16, 2024	COMERICA BANK	added	17,066	185,245	186,423	-%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-4.31	-87,044	651,774	-%
May 15, 2024	Tower Research Capital LLC (TRC)	reduced	-93.6	-176,767	11,077	-%
May 15, 2024	Ararat Capital Management LP	added	23.72	4,155,000	33,705,300	9.57%
May 15, 2024	Cresset Asset Management, LLC	unchanged	-	-98,473	1,162,410	0.01%
May 15, 2024	Atom Investors LP	added	17.95	71,712	892,236	0.11%
May 15, 2024	ARROWSTREET CAPITAL, LIMITED PARTNERSHIP	added	33.71	281,000	1,489,000	-%
May 15, 2024	MILLENNIUM MANAGEMENT LLC	reduced	-69.2	-3,532,340	1,400,960	-%

Are Funds Buying or Selling BY?

Are funds buying BY calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own BY

No. of Funds

BY Alerts

Big jump in Revenue (Y/Y)

Unveiling Byline Bancorp Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Apr 01, 2024	estate of daniel l. goodwin	9.6%	4,277,559	SC 13G
Mar 19, 2024	clariond eugenio	4.6%	2,038,691	SC 13G/A
Feb 12, 2024	mbg investors i, l.p.	27.0%	11,809,701	SC 13G/A
Jan 31, 2024	blackrock inc.	5.6%	2,435,733	SC 13G/A
Feb 13, 2023	mbg investors i, l.p.	30.8%	11,555,601	SC 13G/A
Feb 03, 2023	blackrock inc.	5.6%	2,080,417	SC 13G
Jan 05, 2023	clariond eugenio	5.44%	2,038,691	SC 13G/A
Feb 09, 2022	blackrock inc.	4.99%	1,882,764	SC 13G/A
Feb 04, 2022	blackrock inc.	5.0%	1,900,379	SC 13G
Feb 14, 2020	endeavour capital advisors inc	4.3%	1,663,203	SC 13G

Recent SEC filings of Byline Bancorp Inc

View All Filings

Date Filed	Form Type	Document
May 03, 2024	10-Q	Quarterly Report
Apr 25, 2024	8-K	Current Report
Apr 22, 2024	ARS	ARS
Apr 22, 2024	DEF 14A	DEF 14A
Apr 22, 2024	DEFA14A	DEFA14A
Apr 12, 2024	8-K/A	Current Report
Apr 01, 2024	SC 13G	Major Ownership Report
Mar 19, 2024	SC 13G/A	Major Ownership Report
Mar 12, 2024	4	Insider Trading
Mar 05, 2024	4	Insider Trading

Peers (Alternatives to Byline Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

Byline Bancorp Inc News

Latest updates

Byline Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	2.0%	138	136	137	107	100	93.00	80.00	67.00	62.00	65.00	63.00	61.00	60.00	60.00	58.00	58.00	63.00	66.00	71.00	67.00	61.00
EBITDA Margin	-3.8%	0.96*	1.00*	1.05*	1.13*	1.19*	1.27*	1.33*	1.40*	1.47*	1.47*	1.45*	1.39*	-	-	-	-	-	-	-	-	-
Interest Expenses	-0.9%	86.00	86.00	92.00	76.00	76.00	76.00	69.00	62.00	59.00	62.00	60.00	58.00	57.00	56.00	54.00	53.00	53.00	54.00	58.00	54.00	50.00
Income Taxes	-2.3%	10.00	10.00	10.00	9.00	8.00	7.00	8.00	6.00	6.00	6.00	9.00	10.00	7.00	4.00	5.00	4.00	1.00	4.00	6.00	5.00	5.00
Earnings Before Taxes	1.5%	41.00	40.00	38.00	35.00	32.00	29.00	31.00	26.00	29.00	23.00	34.00	38.00	29.00	16.00	18.00	13.00	4.00	20.00	21.00	18.00	17.00
EBT Margin	-2.1%	0.30*	0.30*	0.31*	0.34*	0.35*	0.38*	0.40*	0.44*	0.49*	0.50*	0.48*	0.43*	-	-	-	-	-	-	-	-	-
Net Income	2.8%	30.00	30.00	28.00	26.00	24.00	23.00	23.00	20.00	22.00	17.00	25.00	28.00	22.00	12.00	13.00	9.00	3.00	16.00	15.00	13.00	13.00
Net Income Margin	-1.8%	0.22*	0.22*	0.23*	0.25*	0.26*	0.29*	0.30*	0.33*	0.37*	0.37*	0.36*	0.32*	-	-	-	-	-	-	-	-	-
Free Cashflow	1135.4%	62.00	-5.97	77.00	42.00	49.00	34.00	32.00	58.00	92.00	28.00	-22.35	52.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	6.0%	9,411	8,882	8,943	7,576	7,530	7,363	7,278	7,132	6,835	6,696	6,704	6,541	6,750	6,391	6,497	6,394	5,735	5,522	5,438	5,391	5,010
Cash Equivalents	181.6%	637	226	429	320	284	179	216	142	154	158	143	103	113	83.00	101	140	120	81.00	109	89.00	82.00
Net PPE	-3.2%	64.00	67.00	67.00	56.00	56.00	57.00	59.00	61.00	62.00	63.00	77.00	80.00	85.00	87.00	95.00	96.00	96.00	96.00	96.00	97.00	97.00
Goodwill	0%	182	182	-	33.00	148	148	-	-	-	148	-	-	-	148	-	-	-	148	146	146	128
Liabilities	6.5%	8,401	7,892	8,023	6,762	6,735	6,597	6,530	6,367	6,046	5,860	5,880	5,724	5,956	5,585	5,702	5,613	4,972	4,772	4,702	4,674	4,341
Short Term Borrowings	-9.1%	17.00	18.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	641	540	-	-	-
Shareholder's Equity	1.9%	1,009	990	920	814	796	766	748	765	789	836	824	817	794	805	795	781	763	750	736	718	669
Retained Earnings	6.2%	456	429	403	379	356	336	327	307	290	272	258	236	210	191	180	168	161	159	145	129	116
Additional Paid-In Capital	-0.2%	709	710	709	600	598	598	597	596	595	594	592	590	589	587	586	583	583	581	580	579	548
Shares Outstanding	0.8%	44.00	44.00	44.00	38.00	38.00	37.00	37.00	38.00	38.00	38.00	38.00	38.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	442	-	-	-	582	-	-	-	585	-	-	-	332	-	-	-	485	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	1355.3%	62,336	-4,966	78,562	43,336	49,135	34,704	32,739	60,122	92,768	28,324	-21,725	52,827	15,000	105,970	-40,244	17,455	25,842	17,148	23,216	-24,701	13,651
Share Based Compensation	3.0%	1,846	1,793	1,705	1,707	1,510	1,318	1,199	1,553	1,264	1,081	1,080	1,078	779	568	668	735	608	615	550	278	230
Cashflow From Investing	-48.1%	-146,652	-99,032	-135,129	-21,183	-80,897	-138,013	-80,821	-358,221	-242,803	12,484	-83,120	186,385	-351,797	-821	-1,695,161	986,818	-177,191	-114,482	-29,349	6,386	-113,117
Cashflow From Financing	601.3%	495,017	-98,754	165,270	13,821	136,620	66,372	122,471	286,421	145,683	-25,755	145,027	-249,655	366,516	-122,807	77,298	635,293	190,231	69,232	25,657	25,633	59,603
Dividend Payments	0.3%	3,888	3,876	4,054	3,333	3,322	3,317	3,315	3,424	3,345	3,341	3,344	2,291	2,293	2,299	1,138	1,137	1,137	-	-	-	-
Buy Backs	-	-	-	-	-	-	-	4,155	5,529	7,590	-	10,411	12,093	6,363	-	-	-	1,668	-	-	-	-

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BY Income Statement

2024-03-31

CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
INTEREST AND DIVIDEND INCOME
Interest and fees on loans and leases	$ 123,792	$ 92,343
Interest on securities	9,734	6,600
Other interest and dividend income	4,795	1,059
Total interest and dividend income	138,321	100,002
INTEREST EXPENSE
Deposits	45,962	16,298
Other borrowings	3,824	5,888
Subordinated notes and debentures	2,994	2,098
Total interest expense	52,780	24,284
Net interest income	85,541	75,718
Provision for credit losses	6,643	9,825
Net interest income after provision for credit losses	78,898	65,893
NON-INTEREST INCOME
Fees and service charges on deposits	2,427	2,120
Loan servicing revenue	3,364	3,380
Loan servicing asset revaluation	(703)	656
ATM and interchange fees	1,075	1,063
Change in fair value of equity securities, net	392	350
Net gains on sales of loans	5,533	5,148
Wealth management and trust income	1,157	924
Other non-interest income	2,228	1,504
Total non-interest income	15,473	15,145
NON-INTEREST EXPENSE
Salaries and employee benefits	33,953	30,394
Occupancy and equipment expense, net	5,284	4,444
Impairment loss on assets held for sale	0	20
Loan and lease related expenses	685	963
Legal, audit and other professional fees	2,719	3,114
Data processing	4,145	3,783
Net gain recognized on other real estate owned and other related expenses	(98)	(103)
Other intangible assets amortization expense	1,345	1,455
Other non-interest expense	5,776	4,730
Total non-interest expense	53,809	48,800
INCOME BEFORE PROVISION FOR INCOME TAXES	40,562	32,238
PROVISION FOR INCOME TAXES	10,122	8,293
NET INCOME	$ 30,440	$ 23,945
EARNINGS PER COMMON SHARE
Basic	$ 0.7	$ 0.65
Diluted	$ 0.7	$ 0.64

About Byline Bancorp Inc

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and united states department of agriculture loans; and treasury management products and services. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services that include fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.

CEO	Mr. Roberto R. Herencia
WEBSITE	bylinebancorp.com
INDUSTRY	Banks Diversified
EMPLOYEES	977

Byline Bancorp Inc Frequently Asked Questions

What is the ticker symbol for Byline Bancorp Inc? What does BY stand for in stocks?

BY is the stock ticker symbol of Byline Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Byline Bancorp Inc (BY)?

As of Fri May 17 2024, market cap of Byline Bancorp Inc is 1.06 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of BY stock?

You can check BY's fair value in chart for subscribers.

What is the fair value of BY stock?

You can check BY's fair value in chart for subscribers. The fair value of Byline Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Byline Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for BY so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Byline Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether BY is over valued or under valued. Whether Byline Bancorp Inc is cheap or expensive depends on the assumptions which impact Byline Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for BY.

What is Byline Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, BY's PE ratio (Price to Earnings) is 9.27 and Price to Sales (PS) ratio is 2.05. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. BY PE ratio will change depending on the future growth rate expectations of investors.