FCF - First Commonwealth Financial Corp Stock Price, Fair Value and News

14.24USD+0.12 (+0.85%)Market Closed

Market Summary

USD14.24+0.12

Market Closed

0.85%

FCF Alerts

Big jump in Revenue (Y/Y)

FCF Stock Price

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FCF RSI Chart

FCF Valuation

Market Cap

1.5B

Price/Earnings (Trailing)

8.86

Price/Sales (Trailing)

2.6

EV/EBITDA

2.25

Price/Free Cashflow

11.23

FCF Price/Sales (Trailing)

FCF Profitability

EBT Margin

36.75%

Return on Equity

12.33%

Return on Assets

1.41%

Free Cashflow Yield

8.91%

FCF Fundamentals

FCF Revenue

Revenue (TTM)

560.9M

Rev. Growth (Yr)

26.94%

Rev. Growth (Qtr)

0.84%

FCF Earnings

Earnings (TTM)

164.4M

Earnings Growth (Yr)

24.24%

Earnings Growth (Qtr)

-16.24%

Breaking Down FCF Revenue

Last 7 days

2.5%

Last 30 days

12.8%

Last 90 days

5.3%

Trailing 12 Months

12.0%

How does FCF drawdown profile look like?

FCF Financial Health

Debt/Equity

0.14

Debt/Cashflow

0.81

FCF Investor Care

Dividend Yield

3.51%

Dividend/Share (TTM)

0.5

Buy Backs (1Y)

0.58%

Diluted EPS (TTM)

1.61

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	560.9M	0	0	0
2023	373.3M	427.8M	482.0M	530.0M
2022	291.0M	295.7M	307.2M	330.0M
2021	295.9M	293.0M	293.6M	293.8M
2020	325.0M	317.9M	308.9M	301.2M
2019	305.4M	314.5M	322.2M	325.3M
2018	260.9M	270.7M	280.2M	292.3M
2017	220.4M	229.7M	240.6M	250.6M
2016	206.3M	210.0M	214.0M	217.6M
2015	202.8M	202.7M	202.2M	204.1M
2014	205.1M	204.3M	203.1M	202.2M
2013	214.2M	210.5M	208.9M	206.4M
2012	228.7M	225.4M	221.7M	219.1M
2011	257.8M	246.8M	238.4M	231.5M
2010	0	285.0M	276.7M	268.4M
2009	0	0	0	293.3M

Get all data in R, Python etc through our Historical Stock Data APIs

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Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

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Tracking the Latest Insider Buys and Sells of First Commonwealth Financial Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 23, 2024	gorney jon l	acquired	40,101	13.58	2,953	-
Apr 23, 2024	charley ray t	acquired	41,364	13.58	3,046	-
Apr 23, 2024	johnson bart e	acquired	40,101	13.58	2,953	-
Apr 23, 2024	wolfe stephen a	acquired	41,364	13.58	3,046	-
Apr 23, 2024	oliphant aradhna m	acquired	40,101	13.58	2,953	-
Feb 27, 2024	lombardi leonard v	sold (taxes)	-	-	-3,988	evp/chief audit executive
Feb 27, 2024	riggle carrie l	acquired	-	-	10,650	evp/human resources
Feb 27, 2024	montgomery norman j	sold (taxes)	-	-	-9,316	evp/business integration
Feb 27, 2024	grebenc jane	sold (taxes)	-	-	-14,112	evp/chief revenue officer
Feb 27, 2024	reske james r	sold (taxes)	-	-	-11,345	evp/chief financial officer

Which funds bought or sold FCF recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	COMERICA BANK	reduced	-10.23	-139,283	591,168	-%
May 16, 2024	JANE STREET GROUP, LLC	reduced	-79.05	-675,160	157,226	-%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-5.57	-247,999	1,420,630	-%
May 15, 2024	Mariner, LLC	reduced	-1.46	-4,673,000	37,199,300	0.08%
May 15, 2024	JANUS HENDERSON GROUP PLC	added	0.01	-89,401	815,314	-%
May 15, 2024	CAPTRUST FINANCIAL ADVISORS	sold off	-100	-212,362	-	-%
May 15, 2024	PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO	added	6.22	-938	21,172	-%
May 15, 2024	Voya Investment Management LLC	reduced	-12.82	-175,899	645,972	-%
May 15, 2024	Cetera Advisor Networks LLC	reduced	-8.67	-29,916	139,420	-%
May 15, 2024	GOLDMAN SACHS GROUP INC	reduced	-21.53	-3,564,090	8,617,750	-%

Are Funds Buying or Selling FCF?

Are funds buying FCF calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FCF

No. of Funds

FCF Alerts

Big jump in Revenue (Y/Y)

Unveiling First Commonwealth Financial Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	11.49%	11,735,598	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	6.4%	6,569,502	SC 13G/A
Jan 23, 2024	blackrock inc.	14.6%	14,945,417	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	6.9%	6,469,096	SC 13G/A
Feb 09, 2023	vanguard group inc	11.32%	10,574,553	SC 13G/A
Jan 26, 2023	blackrock inc.	14.8%	13,775,634	SC 13G/A
Jan 20, 2023	blackrock inc.	14.8%	13,775,634	SC 13G/A
Feb 10, 2022	vanguard group inc	11.18%	10,611,911	SC 13G/A
Feb 08, 2022	dimensional fund advisors lp	6.5%	6,198,269	SC 13G/A
Jan 27, 2022	blackrock inc.	14.6%	13,813,743	SC 13G/A

Recent SEC filings of First Commonwealth Financial Corp

View All Filings

Date Filed	Form Type	Document
May 14, 2024	13F-HR	Fund Holdings Report
May 07, 2024	10-Q	Quarterly Report
May 07, 2024	S-8	Employee Benefits Plan
Apr 25, 2024	8-K	Current Report
Apr 24, 2024	4	Insider Trading
Apr 24, 2024	4	Insider Trading
Apr 24, 2024	4	Insider Trading
Apr 24, 2024	4	Insider Trading
Apr 24, 2024	4	Insider Trading
Apr 23, 2024	8-K	Current Report

Peers (Alternatives to First Commonwealth Financial Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

First Commonwealth Financial Corp News

Latest updates

First Commonwealth Financial Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	0.8%	145	144	140	131	115	96.00	86.00	77.00	71.00	74.00	74.00	72.00	74.00	73.00	74.00	75.00	79.00	81.00	83.00	82.00	80.00
EBITDA Margin	-4.5%	1.06*	1.11*	1.18*	1.28*	1.37*	1.46*	1.51*	1.53*	1.53*	1.58*	1.53*	1.45*	-	-	-	-	-	-	-	-	-
Interest Expenses	-3.6%	92.00	96.00	98.00	98.00	94.00	88.00	82.00	74.00	68.00	70.00	71.00	68.00	69.00	67.00	66.00	67.00	68.00	69.00	68.00	67.00	65.00
Income Taxes	-24.9%	9.00	12.00	10.00	11.00	8.00	9.00	8.00	8.00	7.00	9.00	8.00	8.00	10.00	6.00	4.00	5.00	1.00	7.00	6.00	7.00	6.00
Earnings Before Taxes	-18.1%	46.00	57.00	49.00	54.00	38.00	45.00	42.00	38.00	34.00	44.00	43.00	37.00	49.00	32.00	24.00	29.00	6.00	33.00	33.00	34.00	31.00
EBT Margin	-1.4%	0.37*	0.37*	0.39*	0.42*	0.44*	0.49*	0.52*	0.54*	0.54*	0.59*	0.55*	0.49*	-	-	-	-	-	-	-	-	-
Net Income	-16.2%	38.00	45.00	39.00	43.00	30.00	36.00	34.00	31.00	28.00	35.00	34.00	30.00	40.00	26.00	19.00	24.00	5.00	27.00	27.00	27.00	25.00
Net Income Margin	-1.1%	0.29*	0.30*	0.31*	0.33*	0.35*	0.39*	0.41*	0.43*	0.43*	0.47*	0.44*	0.39*	-	-	-	-	-	-	-	-	-
Free Cashflow	-10.4%	38.00	42.00	19.00	46.00	37.00	41.00	46.00	27.00	29.00	44.00	44.00	20.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	2.1%	11,694	11,459	11,422	11,319	11,114	9,806	9,579	9,526	9,642	9,545	9,478	9,402	9,417	9,068	9,289	9,365	8,515	8,309	8,152	8,071	7,973
Cash Equivalents	111.1%	310	147	337	449	396	154	181	300	525	395	335	284	505	357	380	458	134	122	129	96.00	124
Net PPE	-1.9%	119	121	123	124	130	115	120	122	121	121	118	118	122	126	128	135	137	137	138	131	129
Goodwill	0.0%	364	364	364	364	360	303	303	303	303	303	303	303	303	303	303	303	303	303	304	274	274
Liabilities	2.1%	10,362	10,145	10,181	10,086	9,889	8,754	8,556	8,477	8,575	8,436	8,365	8,296	8,330	7,999	8,217	8,289	7,457	7,253	7,113	7,049	6,975
Short Term Borrowings	-8.6%	547	598	544	543	279	373	98.00	89.00	96.00	138	118	107	111	117	122	108	147	202	84.00	555	566
Long Term Debt	-0.1%	186	187	187	187	188	181	181	182	182	182	183	183	233	233	233	234	234	234	234	235	185
Shareholder's Equity	1.4%	1,333	1,314	1,241	1,232	1,225	1,052	1,023	1,049	1,068	1,109	1,113	7.00	114	1,069	1,073	584	494	1,056	1,039	544	998
Retained Earnings	2.8%	906	881	849	823	793	775	750	728	708	691	667	644	626	597	593	584	571	577	560	544	526
Additional Paid-In Capital	0.1%	631	630	630	630	630	497	497	497	497	496	496	496	496	495	495	495	494	494	494	494	494
Shares Outstanding	0.2%	102	102	102	102	103	93.00	93.00	94.00	94.00	96.00	96.00	96.00	-	-	-	-	-	-	-	-	-
Float	-100.0%	-	1,272	-	-	-	1,235	-	-	-	-	-	1,331	-	-	-	800	-	-	-	1,308	-

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-9.9%	40.00	44.00	20.00	48.00	39.00	43.00	48.00	29.00	31.00	46.00	46.00	22.00	51.00	35.00	20.00	18.00	33.00	31.00	47.00	11.00	19.00
Cashflow From Investing	71.5%	-64.24	-225	-212	-148	11.00	-260	-183	-108	-35.94	-24.29	-33.78	-192	-314	229	-12.71	-504	-195	-145	419	-91.73	-58.53
Cashflow From Financing	2232.2%	188	-8.82	80.00	153	192	191	17.00	-145	134	39.00	38.00	-49.73	412	-287	-84.56	810	174	108	-432	53.00	65.00
Dividend Payments	0%	13.00	13.00	13.00	13.00	12.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	10.00	10.00	10.00	10.00
Buy Backs	104.3%	2.00	1.00	3.00	9.00	2.00	-	5.00	9.00	1.00	16.00	13.00	1.00	2.00	7.00	9.00	-	5.00	0.00	2.00	2.00	2.00

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FCF Income Statement

2024-03-31

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest Income
Interest and fees on loans	$ 132,760	$ 107,668
Interest and dividends on investments:
Taxable interest	10,417	5,789
Interest exempt from federal income taxes	108	117
Dividends	604	505
Interest on bank deposits	1,573	510
Total interest income	145,462	114,589
Interest Expense
Interest on deposits	43,720	15,518
Interest on short-term borrowings	6,765	2,401
Interest on subordinated debentures	2,587	2,214
Interest on other long-term debt	38	45
Interest on lease obligations	48	53
Total interest expense	53,158	20,231
Net Interest Income	92,304	94,358
Provision for credit losses - portfolio	4,238	(2,650)
Provision for credit losses - acquisition day 1 non-PCD	0	10,653
Net Interest Income after Provision for Credit Losses	88,066	86,355
Noninterest Income
Trust income	2,727	2,486
Service charges on deposit accounts	5,383	4,918
Insurance and retail brokerage commissions	2,246	2,552
Income from bank owned life insurance	1,294	1,227
Gain on sale of mortgage loans	1,328	652
Gain on sale of other loans and assets	2,051	2,086
Card-related interchange income	6,690	6,829
Derivatives mark to market	12	(89)
Swap fee income	0	245
Other income	2,257	2,057
Total noninterest income	23,988	22,963
Noninterest Expense
Salaries and employee benefits	35,324	34,264
Net occupancy expense	5,334	5,018
Furniture and equipment expense	4,480	4,238
Data processing expense	3,824	3,404
Advertising and promotion	1,319	1,663
Intangible amortization	1,202	1,252
Intangible amortization	1,264	1,147
Other professional fees and services	1,242	1,591
FDIC insurance	1,613	1,417
Loss on sale or write-down of assets	143	41
Litigation and operational losses	997	743
Merger and acquisition related	(114)	(8,541)
Other Noninterest Expense	8,717	8,062
Total noninterest expense	65,573	71,381
Income Before Income Taxes	46,481	37,937
Income tax provision	8,932	7,713
Net Income	$ 37,549	$ 30,224
Average Shares Outstanding (in shares)	101,981,248	99,560,831
Average Shares Outstanding Assuming Dilution (in shares)	102,198,899	99,779,816
Per Share Data:
Basic Earnings per Share (in dollars per share)	$ 0.37	$ 0.30
Diluted Earnings per Share (in dollars per share)	0.37	0.30
Cash Dividends Declared per Common Share (in dollars per share)	$ 0.125	$ 0.120

About First Commonwealth Financial Corp

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (atm) services, as well as internet, mobile, and telephone banking services. The company's commercial banking services comprise commercial lending, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, it offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania.

CEO	Mr. Thomas Michael Price
WEBSITE	fcbanking.com
INDUSTRY	Banks Diversified
EMPLOYEES	1483

First Commonwealth Financial Corp Frequently Asked Questions

What is the ticker symbol for First Commonwealth Financial Corp? What does FCF stand for in stocks?

FCF is the stock ticker symbol of First Commonwealth Financial Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of First Commonwealth Financial Corp (FCF)?

As of Fri May 17 2024, market cap of First Commonwealth Financial Corp is 1.46 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FCF stock?

You can check FCF's fair value in chart for subscribers.

What is the fair value of FCF stock?

You can check FCF's fair value in chart for subscribers. The fair value of First Commonwealth Financial Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of First Commonwealth Financial Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FCF so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is First Commonwealth Financial Corp a good stock to buy?

The fair value guage provides a quick view whether FCF is over valued or under valued. Whether First Commonwealth Financial Corp is cheap or expensive depends on the assumptions which impact First Commonwealth Financial Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FCF.

What is First Commonwealth Financial Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, FCF's PE ratio (Price to Earnings) is 8.86 and Price to Sales (PS) ratio is 2.6. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FCF PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on First Commonwealth Financial Corp's stock?

In the past 10 years, First Commonwealth Financial Corp has provided 0.084 (multiply by 100 for percentage) rate of return.