FNWD - Finward Bancorp Stock Price, Fair Value and News

24.66USD0.00 (0.00%)Market Closed

Market Summary

USD24.660.00

Market Closed

0.00%

FNWD Stock Price

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FNWD RSI Chart

FNWD Valuation

Market Cap

106.3M

Price/Earnings (Trailing)

6.89

Price/Sales (Trailing)

1.21

EV/EBITDA

1.36

Price/Free Cashflow

5.72

FNWD Price/Sales (Trailing)

FNWD Profitability

EBT Margin

17.96%

Return on Equity

10.17%

Return on Assets

0.74%

Free Cashflow Yield

17.49%

FNWD Fundamentals

FNWD Revenue

Revenue (TTM)

87.6M

Rev. Growth (Yr)

9.18%

Rev. Growth (Qtr)

-1.22%

FNWD Earnings

Earnings (TTM)

15.4M

Earnings Growth (Yr)

314.24%

Earnings Growth (Qtr)

514.1%

Breaking Down FNWD Revenue

Last 7 days

1.4%

Last 30 days

-0.4%

Last 90 days

2.8%

How does FNWD drawdown profile look like?

FNWD Financial Health

FNWD Investor Care

Dividend Yield

3.49%

Dividend/Share (TTM)

0.86

Shares Dilution (1Y)

0.14%

Diluted EPS (TTM)

3.62

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	87.6M	0	0	0
2023	76.3M	80.2M	83.4M	85.8M
2022	53.8M	59.1M	65.0M	72.0M
2021	51.5M	51.0M	50.8M	50.7M
2020	52.6M	52.1M	51.6M	51.6M
2019	43.2M	47.6M	50.6M	52.3M
2018	34.0M	34.7M	36.6M	39.5M
2017	32.4M	32.7M	32.9M	33.4M
2016	30.6M	31.5M	32.0M	32.4M
2015	27.8M	27.9M	28.5M	29.4M
2014	26.2M	26.9M	26.4M	27.2M
2013	25.8M	25.5M	26.4M	26.2M
2012	26.6M	26.4M	26.3M	26.1M
2011	29.3M	28.5M	27.8M	27.0M
2010	0	0	0	30.1M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Finward Bancorp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 11, 2024	schmitt benjamin louis	acquired	58,746	23.9	2,458	chief financial officer
Feb 05, 2024	scheub todd m.	bought	1,333	24.53	54.378	executive vice president
Feb 05, 2024	lowry robert t	bought	1,734	24.53	70.689	executive vice president
Feb 05, 2024	bochnowski benjamin j	bought	212	24.53	8.664	president, ceo
Feb 02, 2024	bochnowski benjamin j	acquired	44,104	24.3	1,815	president, ceo
Feb 02, 2024	scheub todd m.	acquired	24,713	24.3	1,017	executive vice president
Feb 02, 2024	lowry robert t	acquired	22,769	24.3	937	executive vice president
Dec 04, 2023	bochnowski david a	bought	48,874	21.4832	2,275	-
Nov 27, 2023	bochnowski david a	bought	4,709	20.9331	225	-
May 15, 2023	torabi peymon	bought	2,636	26.36	100	executive vice president

Which funds bought or sold FNWD recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	Global Financial Private Client, LLC	new	-	25,705	25,705	0.01%
May 15, 2024	STATE STREET CORP	reduced	-10.64	-42,537	309,788	-%
May 15, 2024	MORGAN STANLEY	reduced	-61.4	-17,935	10,840	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	sold off	-100	-50.00	-	-%
May 15, 2024	Black Maple Capital Management LP	new	-	611,925	611,925	0.38%
May 15, 2024	Tower Research Capital LLC (TRC)	reduced	-13.42	-2,790	15,080	-%
May 15, 2024	ENDEAVOUR CAPITAL ADVISORS INC	unchanged	-	-63,707	2,448,760	0.85%
May 15, 2024	RAFFLES ASSOCIATES LP	unchanged	-	-17,485	672,097	0.78%
May 15, 2024	Royal Bank of Canada	reduced	-87.32	-4,000	-	-%
May 14, 2024	NORTHERN TRUST CORP	reduced	-26.44	-103,029	260,932	-%

Are Funds Buying or Selling FNWD?

Are funds buying FNWD calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FNWD

No. of Funds

Unveiling Finward Bancorp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Mar 21, 2024	pl capital advisors, llc	8.3%	354,822	SC 13D
Feb 14, 2024	fourthstone llc	9.96%	428,538	SC 13G/A

Recent SEC filings of Finward Bancorp

View All Filings

Date Filed	Form Type	Document
May 17, 2024	DEFA14A	DEFA14A
May 15, 2024	10-Q	Quarterly Report
May 13, 2024	4	Insider Trading
May 13, 2024	4	Insider Trading
Apr 24, 2024	8-K	Current Report
Mar 29, 2024	ARS	ARS
Mar 29, 2024	DEF 14A	DEF 14A
Mar 28, 2024	10-K	Annual Report
Mar 26, 2024	8-K	Current Report
Mar 22, 2024	4	Insider Trading

Peers (Alternatives to Finward Bancorp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

Finward Bancorp News

Latest updates

Finward Bancorp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-1.2%	22.00	22.00	22.00	22.00	20.00	20.00	19.00	18.00	16.00	13.00	13.00	12.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	12.00
EBITDA Margin	5.5%	0.86*	0.81*	0.91*	1.04*	1.16*	1.24*	1.30*	1.31*	1.31*	1.37*	1.34*	1.36*	1.38*	-	-	-	-	-	-	-	-
Interest Expenses	-7.4%	12.00	13.00	13.00	14.00	15.00	17.00	18.00	17.00	16.00	12.00	12.00	12.00	12.00	12.00	12.00	11.00	11.00	11.00	11.00	11.00	11.00
Income Taxes	373.0%	1.00	-0.36	-0.40	0.00	0.00	0.00	1.00	1.00	0.00	0.00	0.00	0.00	1.00	0.00	1.00	1.00	1.00	0.00	0.00	1.00	0.00
Earnings Before Taxes	787.5%	10.00	1.00	2.00	3.00	3.00	4.00	5.00	5.00	2.00	3.00	4.00	4.00	5.00	3.00	6.00	6.00	4.00	2.00	4.00	5.00	3.00
EBT Margin	91.5%	0.18*	0.09*	0.13*	0.18*	0.22*	0.23*	0.24*	0.25*	0.25*	0.32*	0.32*	0.36*	0.40*	-	-	-	-	-	-	-	-
Net Income	514.1%	9.00	2.00	2.00	2.00	2.00	4.00	5.00	4.00	2.00	3.00	4.00	4.00	5.00	3.00	5.00	5.00	3.00	2.00	4.00	4.00	2.00
Net Income Margin	80.1%	0.18*	0.10*	0.13*	0.16*	0.20*	0.21*	0.22*	0.23*	0.23*	0.30*	0.29*	0.32*	0.34*	-	-	-	-	-	-	-	-
Free Cashflow	-149.9%	-0.74	1.00	5.00	13.00	4.00	6.00	5.00	4.00	-0.50	-1.62	2.00	-2.84	16.00	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-1.7%	2,072	2,108	2,087	2,161	2,099	2,070	2,053	2,101	2,098	1,621	1,610	534	1,557	1,496	1,481	1,474	1,350	1,329	1,330	1,309	1,268
Cash Equivalents	-100.0%	-	4.00	-	-	-	2.00	-	-	-	1.00	-	-	-	1.00	-	-	42.00	0.00	72.00	61.00	61.00
Net PPE	24.3%	48.00	38.00	39.00	39.00	40.00	40.00	44.00	46.00	46.00	31.00	30.00	30.00	31.00	31.00	30.00	29.00	29.00	29.00	29.00	28.00	28.00
Goodwill	0%	22.00	22.00	22.00	22.00	22.00	22.00	22.00	22.00	22.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00
Liabilities	-2.1%	1,920	1,961	1,968	2,024	1,959	1,934	1,935	1,965	1,940	1,464	1,457	1,448	1,407	1,345	1,332	1,329	1,209	1,195	1,197	1,181	1,145
Shareholder's Equity	2.9%	152	147	119	137	140	136	118	137	158	157	153	156	149	152	148	144	140	134	133	129	123
Retained Earnings	6.8%	138	129	128	128	126	132	129	126	123	122	120	117	116	111	110	106	102	100	99.00	96.00	94.00
Additional Paid-In Capital	0.2%	70.00	70.00	69.00	69.00	69.00	69.00	69.00	69.00	68.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00	30.00	29.00
Shares Outstanding	0.0%	4.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00	3.00	3.00	3.00	3.00	3.00	-	-	-	-	-	-	-	-
Float	-	-	-	-	134	-	-	-	134	-	-	-	128	-	-	-	92.00	-	-	-	127	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-101.4%	-25.00	1,839	5,225	13,196	3,951	6,094	5,746	5,168	722	484	2,912	-2,747	16,394	480	8,359	1,533	9,364	87.00	5,229	4,225	1,416
Share Based Compensation	135.6%	172	73.00	98.00	241	307	206	203	163	169	146	143	139	146	106	107	108	94.00	68.00	79.00	83.00	71.00
Cashflow From Investing	167.7%	39,242	14,658	11,285	-7,947	-2,975	-11,191	-14,773	-2,326	27,159	-16,727	-49,247	-32,380	-27,577	-74,363	-25,063	-63,464	-22,170	-20,363	-11,038	-34,187	37,414
Cashflow From Financing	-2400.9%	-53,445	-2,137	-60,535	55,643	22,523	-1,917	-31,979	21,959	-6,556	17,654	9,475	35,743	59,270	9,358	3,846	117,090	7,694	-4,408	16,579	30,370	4,795
Dividend Payments	-100.0%	-	1,335	1,333	1,334	1,333	1,333	1,332	1,331	1,079	1,084	1,074	1,078	1,074	1,074	1,077	1,070	1,070	1,071	1,070	1,035	909

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FNWD Income Statement

2024-03-31

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest income:
Loans receivable	$ 18,879	$ 17,626
Securities	2,243	2,303
Other interest earning assets	862	207
Total interest income	21,984	20,136
Interest expense:
Deposits	8,794	4,087
Repurchase agreements	370	121
Borrowed funds	1,040	1,260
Total interest expense	10,204	5,468
Net interest income	11,780	14,668
Provision for credit losses	0	488
Net interest income after provision for credit losses	11,780	14,180
Noninterest income:
Fees and service charges	1,153	1,311
Wealth management operations	633	614
Gain on sale of loans held-for-sale, net	152	263
Loss on sale of securities, net	(531)	0
Increase in cash value of bank owned life insurance	193	179
Gain on sale of real estate	11,858	0
Other	17	241
Total noninterest income	13,475	2,608
Noninterest expense:
Compensation and benefits	7,109	7,538
Occupancy and equipment	1,915	1,690
Data processing	1,170	973
Marketing	158	255
Federal deposit insurance premiums	501	465
Other	4,151	3,306
Total noninterest expense	15,004	14,227
Income before income tax expenses	10,251	2,561
Income tax expenses	972	321
Net income	$ 9,279	$ 2,240
Earnings per common share:
Basic (in dollars per share)	$ 2.18	$ 0.52
Diluted (in dollars per share)	2.17	0.51
Dividends declared per common share (in dollars per share)	$ 0.12	$ 0.31

FNWD Balance Sheet

2024-03-31

Consolidated Balance Sheet (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash and non-interest bearing deposits in other financial institutions	$ 16,418	$ 17,942
Interest bearing deposits in other financial institutions	54,755	67,647
Federal funds sold	607	419
Total cash and cash equivalents	71,780	86,008
Securities available-for-sale	346,233	371,374
Loans held-for-sale	667	340
Loans receivable, net of deferred fees and costs	1,508,251	1,512,595
Less: Allowance for credit losses	(18,805)	(18,768)
Net loans receivable	1,489,446	1,493,827
Federal Home Loan Bank stock	6,547	6,547
Accrued interest receivable	7,583	8,045
Premises and equipment	47,795	38,436
Foreclosed real estate	71	71
Cash value of bank owned life insurance	32,895	32,702
Goodwill	22,395	22,395
Other intangible assets	2,911	3,272
Other assets	43,459	45,262
Total assets	2,071,782	2,108,279
Deposits:
Non-interest bearing	296,959	295,594
Interest bearing	1,450,519	1,517,827
Total deposits	1,747,478	1,813,421
Repurchase agreements	41,137	38,124
Borrowed funds	90,000	80,000
Accrued expenses and other liabilities	41,586	29,389
Total liabilities	1,920,201	1,960,934
Commitments and contingencies
Stockholders' Equity:
Preferred stock, no par or stated value; 10,000,000 shares authorized, none outstanding	0	0
Common stock, no par or stated value; 10,000,000 shares authorized; shares issued and outstanding: March 31, 2024 - 4,310,251 December 31, 2023 - 4,298,773	0	0
Additional paid-in capital	69,727	69,555
Accumulated other comprehensive loss	(56,313)	(51,613)
Retained earnings	138,167	129,403
Total stockholders' equity	151,581	147,345
Total liabilities and stockholders' equity	$ 2,071,782	$ 2,108,279

About Finward Bancorp

Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. Its loan products portfolio comprises residential mortgage loans that enable borrowers to purchase existing homes, refinance existing homes, or construct new homes; construction loans primarily to individuals and contractors; commercial real estate loans; consumer loans to individuals for personal, household, or family purposes; home equity line of credit; home improvement loans and equity loans; commercial business loans; government loans; and loans to municipalities. The company also offers estate and retirement planning, guardianships, land trusts, profit sharing and 401(k) retirement plans, IRA and Keogh accounts, and investment agency accounts, as well as serves as the personal representative of estates, and acts as trustee for revocable and irrevocable trusts. In addition, it provides insurance and annuity investments to wealth management customers; holds real estate properties; and operates as a real estate investment trust. The company was formerly known as NorthWest Indiana Bancorp and changed its name to Finward Bancorp in May 2021. Finward Bancorp was founded in 1916 and is headquartered in Munster, Indiana.

CEO	Mr. Benjamin J. Bochnowski
WEBSITE	ibankpeoples.com
INDUSTRY	Banks Diversified
EMPLOYEES	281

Finward Bancorp Frequently Asked Questions

What is the ticker symbol for Finward Bancorp? What does FNWD stand for in stocks?

FNWD is the stock ticker symbol of Finward Bancorp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Finward Bancorp (FNWD)?

As of Fri May 17 2024, market cap of Finward Bancorp is 106.29 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FNWD stock?

You can check FNWD's fair value in chart for subscribers.

What is the fair value of FNWD stock?

You can check FNWD's fair value in chart for subscribers. The fair value of Finward Bancorp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Finward Bancorp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FNWD so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Finward Bancorp a good stock to buy?

The fair value guage provides a quick view whether FNWD is over valued or under valued. Whether Finward Bancorp is cheap or expensive depends on the assumptions which impact Finward Bancorp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FNWD.

What is Finward Bancorp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, FNWD's PE ratio (Price to Earnings) is 6.89 and Price to Sales (PS) ratio is 1.21. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FNWD PE ratio will change depending on the future growth rate expectations of investors.