FOA - Finance Of America Companies Inc. Stock Price, Fair Value and News

0.75USD+0.02 (+2.74%)Delayed

Market Summary

USD0.75+0.02

Delayed

2.74%

FOA Stock Price

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FOA RSI Chart

FOA Valuation

Market Cap

72.4M

Price/Earnings (Trailing)

-0.8

Price/Sales (Trailing)

0.31

EV/EBITDA

0.57

Price/Free Cashflow

-0.17

FOA Price/Sales (Trailing)

FOA Profitability

EBT Margin

-102.26%

Return on Equity

-35.46%

Return on Assets

-0.33%

Free Cashflow Yield

-596.74%

FOA Fundamentals

FOA Revenue

Revenue (TTM)

235.3M

Rev. Growth (Yr)

-46.98%

Rev. Growth (Qtr)

-44.11%

FOA Earnings

Earnings (TTM)

-90.7M

Earnings Growth (Yr)

-346.82%

Earnings Growth (Qtr)

-112.28%

Breaking Down FOA Revenue

Last 7 days

5.6%

Last 30 days

15.4%

Last 90 days

-23.5%

Trailing 12 Months

-44.4%

How does FOA drawdown profile look like?

FOA Financial Health

Current Ratio

0.05

FOA Investor Care

Shares Dilution (1Y)

50.72%

Diluted EPS (TTM)

-1.04

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	235.3M	0	0	0
2023	114.9M	177.1M	239.3M	301.5M
2022	0	0	0	52.8M
2021	0	0	0	0
2020	0	679.9M	468.3M	256.6M
2019	0	0	0	891.5M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Finance Of America Companies Inc.

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 01, 2024	blackstone tactical opportunities associates - nq l.l.c.	sold	-	-	-568,834	-
Apr 01, 2024	fleming graham	sold (taxes)	-190,348	0.7351	-258,941	chief executive officer
Apr 01, 2024	sieffert kristen n	sold (taxes)	-94,798	0.7351	-128,960	president
Apr 01, 2024	richmond lauren	sold (taxes)	-20,073	0.7351	-27,307	chief legal officer
Apr 01, 2024	bto urban holdings l.l.c.	acquired	-	-	396,343	-
Apr 01, 2024	prahm jeremy	back to issuer	-	-	-3,924	chief investment officer
Apr 01, 2024	fleming graham	acquired	-	-	10,434	chief executive officer
Apr 01, 2024	richmond lauren	acquired	-	-	95,181	chief legal officer
Apr 01, 2024	blackstone tactical opportunities associates - nq l.l.c.	acquired	-	-	396,343	-
Apr 01, 2024	thornock tai a.	acquired	-	-	84,494	chief accounting officer

Which funds bought or sold FOA recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	JANE STREET GROUP, LLC	reduced	-71.96	-58,226	13,426	-%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-31.01	-5,213	4,460	-%
May 15, 2024	Blackstone Inc.	reduced	-0.09	-11,746,300	23,590,100	0.10%
May 15, 2024	STATE STREET CORP	reduced	-0.47	-283,473	562,976	-%
May 15, 2024	COOPERMAN LEON G	reduced	-50.00	-8,789,400	4,410,600	0.18%
May 15, 2024	MORGAN STANLEY	unchanged	-	-61.00	180	-%
May 15, 2024	MORGAN STANLEY	reduced	-48.56	-142,264	74,525	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	reduced	-63.16	-94,626	30,895	-%
May 15, 2024	BARCLAYS PLC	reduced	-48.02	-54,000	28,000	-%
May 15, 2024	Walleye Capital LLC	unchanged	-	-50,526	30,316	-%

Are Funds Buying or Selling FOA?

Are funds buying FOA calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FOA

No. of Funds

Unveiling Finance Of America Companies Inc.'s Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Apr 03, 2024	blackstone holdings ii l.p.	38.6%	55,816,326	SC 13D/A
Apr 03, 2024	libman family holdings, llc	48.6%	80,813,108	SC 13D/A
Feb 07, 2024	adage capital partners gp, l.l.c.	3.80%	3,342,883	SC 13G/A
Jan 16, 2024	bloom retirement holdings inc.	9.49%	33,893,666	SC 13D/A
Oct 11, 2023	bloom retirement holdings inc.	-	0	SC 13D/A
Apr 10, 2023	bloom retirement holdings inc.	28.4%	33,893,666	SC 13D
Apr 04, 2023	blackstone holdings iii l.p.	42.0%	56,328,518	SC 13D/A
Apr 04, 2023	libman family holdings, llc	52.3%	81,523,281	SC 13D/A
Feb 09, 2023	adage capital partners gp, l.l.c.	5.62%	3,538,798	SC 13G/A
Jan 04, 2023	libman brian l	53.5%	72,137,360	SC 13D/A

Recent SEC filings of Finance Of America Companies Inc.

View All Filings

Date Filed	Form Type	Document
May 16, 2024	8-K	Current Report
May 15, 2024	4	Insider Trading
May 15, 2024	4	Insider Trading
May 15, 2024	4	Insider Trading
May 15, 2024	4	Insider Trading
May 15, 2024	4	Insider Trading
May 10, 2024	10-Q	Quarterly Report
May 10, 2024	IRANNOTICE	IRANNOTICE
May 06, 2024	8-K	Current Report
Apr 09, 2024	8-K	Current Report

Peers (Alternatives to Finance Of America Companies Inc.)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	429.6B	25.7B	0.06%	17.45%	36.27	16.72	12.62%	22.62%
AXP	174.7B	62.0B	11.59%	58.26%	19.42	2.82	11.96%	24.39%
PYPL	67.4B	30.4B	1.93%	5.24%	15.54	2.22	8.39%	60.41%
COF	54.2B	43.4B	3.71%	42.95%	13.96	1.25	26.76%	-52.19%
DFS	31.4B	17.8B	4.61%	24.66%	13.9	1.76	38.72%	-44.91%
ALLY	12.2B	14.3B	10.64%	47.10%	14.22	0.86	22.92%	-37.74%
MID-CAP
CACC	6.0B	2.0B	-6.68%	13.52%	23.99	3.08	6.86%	-40.40%
FCFS	5.3B	3.2B	-9.34%	13.89%	22.91	1.66	13.90%	-14.51%
WU	4.4B	4.4B	2.66%	5.54%	7.21	1.02	0.29%	-19.79%
NNI	4.1B	1.1B	17.27%	16.15%	29.63	3.68	26.09%	-44.07%
SMALL-CAP
ENVA	1.7B	2.2B	5.37%	34.20%	9.77	0.75	22.40%	-16.16%
ATLC	357.4M	1.2B	-5.44%	-21.25%	3.48	0.3	9.96%	-11.98%
CPSS	181.0M	360.7M	1.53%	-18.77%	5.01	0.5	6.56%	-54.11%
AIHS	8.6M	7.3M	11.11%	2.26%	-2.23	1.18	-51.06%	-195.09%
CURO	2.5M	853.2M	-12.50%	-95.07%	-0.01	0	-15.13%	-1364.54%

Finance Of America Companies Inc. News

Latest updates

Finance Of America Companies Inc. Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

Income Statement (Quarterly)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2019Q4
Revenue	-44.1%	74,682,000	133,621,500	13,201,000	13,824,000	140,855,000	75,533,500	10,212,000	6,840,000	46,058,000	251,279,000	456,500,000	389,117,000	90,250,000	348,754,000	607,258,000	465,459,000	-
Operating Expenses	-1.6%	91,315,000	92,799,000	105,426,000	110,005,000	83,777,000	103,340,500	92,351,000	112,819,000	107,403,000	-508,099,000	411,878,000	400,752,000	67,232,000	-676,069,000	362,369,000	318,697,000	-
S&GA Expenses	100.0%	-	-69,975,000	54,772,000	56,353,000	41,054,000	-74,647,500	44,987,000	52,315,000	46,115,000	-128,939,000	141,595,000	119,301,000	36,038,000	-118,273,500	113,804,000	81,214,000	-
EBITDA Margin	-66.2%	-1.27	-0.77	-1.93	-2.31	-2.63	-7.80	-3.28	-2.59	-2.16	-1.88	-1.33	-0.58	0.04	-0.19	-0.01	-0.01	-
Interest Expenses	3.0%	-24,275,000	-25,014,000	-23,522,000	-28,534,000	-29,465,000	-33,892,000	-31,007,000	-25,416,000	-22,296,000	-28,594,000	-21,829,000	-20,475,000	-22,560,000	-18,676,000	-15,998,000	-21,791,000	-
Income Taxes	-100.0%	-	193,000	-103,000	-3,215,000	2,532,000	1,282,000	-8,491,000	-2,201,000	-7,722,000	-12,708,000	4,440,000	1,086,000	18,000	-1,424,000	808,000	448,000	-
Earnings Before Taxes	-109.2%	-15,780,000	171,554,000	-172,571,000	-223,839,000	58,014,000	-49,666,500	-113,230,000	-119,839,000	-58,361,000	-462,827,000	54,550,000	-13,738,000	13,975,000	-331,916,000	242,419,000	146,734,000	-
EBT Margin	-84.8%	-1.02	-0.55	-1.62	-1.86	-1.96	-6.46	-2.94	-2.29	-1.87	-1.59	-1.08	-0.35	0.28	0.06	0.17	0.11	-
Net Income	-112.3%	-7,538,000	61,361,000	-65,363,000	-79,140,000	3,054,000	-57,023,000	-84,486,000	-40,680,000	-8,493,000	-395,449,000	21,384,000	2,265,000	119,859,000	134,027,316	246,288,000	148,335,000	49,317,521
Net Income Margin	-45.1%	-0.39	-0.27	-0.83	-1.23	-1.56	-3.61	-2.06	-1.65	-1.48	-0.98	1.08	1.96	2.53	2.09	0.96	0.30	-
Free Cashflow	-Infinity%	-132,704,000	-	-127,838,000	-108,059,000	219,895,000	344,763,000	304,585,000	427,670,000	319,565,000	-147,332,000	-66,682,000	-14,567,000	113,865,000	-312,734,000	-261,054,000	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																				(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2
Assets	2.1%	27,684	27,108	26,397	26,549	26,826	20,873	21,190	20,299	22,078	21,789	22,668	22,228	17,473	17,010	19,022	18,096	17,340	16,584	-	-
Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	1.00	1.00	1.00	1.00	2.00	2.00	2.00	2.00
Cash Equivalents	424.0%	244	46.00	66.00	56.00	69.00	61.00	379	574	543	464	517	157	653	539	514	400	1.00	383	2.00	2.00
Net PPE	-100.0%	-	6.00	8.00	8.00	11.00	9.00	20.00	30.00	30.00	13.00	30.00	29.00	-	25.00	-	-	-	-	-	-
Goodwill	-	-	-	-	-	-	-	-	-	-	-	1,299	1,298	129	121	1,271	122	121	121	-	-
Liabilities	2.2%	27,428	26,835	26,294	26,275	26,336	20,468	20,615	20,873	21,046	20,706	20,236	19,849	19,310	18,771	12,521	6,272	22.00	28.00	26.00	25.00
Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	11.00	2.00	1.00	0.00	0.00	0.00	0.00	0.00
Shareholder's Equity	-6.1%	256	272	104	274	490	405	575	863	1,032	1,083	2,432	2,379	2,345	628	-	-	-	-	-	-
Retained Earnings	-1.1%	-721	-714	-775	-710	-631	-634	-577	-492	-452	-443	-48.16	-69.55	-38.75	-	-24.29	-22.22	-15.17	-21.89	-20.90	-21.40
Additional Paid-In Capital	0.4%	951	947	941	936	927	888	876	860	845	832	821	808	-	-	-	-	-	-	-	-
Shares Outstanding	17.7%	96.00	82.00	80.00	87.00	64.00	62.00	62.00	62.00	61.00	60.00	60.00	60.00	7.00	7.00	7.00	7.00	-	-	-	-
Minority Interest	-31.9%	27.00	40.00	-61.15	48.00	195	151	277	496	639	695	1,659	1,641	-	-0.14	-	-	-	-	-	-
Float	-	-	-	-	79.00	-	-	-	61.00	-	-	-	255	-	-	-	268	-	-	-	-

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																				(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2
Cashflow From Operations	-115.6%	-132	-61.33	-125	-106	222	347	306	431	324	-142	-62.96	-9.65	118	-309	-259	-117	-0.10	-	-	-
Share Based Compensation	-	-	-	-	-	-	-	-	8.00	13.00	-	-	49.00	-	-	-	-	-	-	-	-
Cashflow From Investing	163.1%	49.00	19.00	186	180	-226	-162	-430	-625	-600	-393	-372	-337	-312	120	-121	-	-	-	-	-
Cashflow From Financing	765.7%	102	-15.26	-125	-58.10	59.00	-285	-70.67	226	356	482	440	232	308	215	495	1,008	-	-	-	-

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FOA Income Statement

2024-03-31

Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands

3 Months Ended

Mar. 31, 2024

Mar. 31, 2023

REVENUES

Net fair value gains on loans and related obligations

$ 92,635

$ 176,394

Fee income

6,236

6,352

Gain (loss) on sale and other income from loans held for sale, net

(12,426)

Net interest expense:

Interest income

4,266

2,091

Interest expense

(28,541)

(31,556)

Net interest expense

(24,275)

(29,465)

TOTAL REVENUES

74,682

140,855

EXPENSES

Salaries, benefits, and related expenses

39,023

40,814

Loan portfolio expenses

8,613

7,992

Loan servicing expenses

8,218

6,636

Marketing and advertising expenses

8,512

1,956

Depreciation and amortization

9,678

10,105

General and administrative expenses

17,271

16,274

TOTAL EXPENSES

91,315

83,777

IMPAIRMENT OF OTHER ASSETS

(600)

OTHER, NET

1,453

936

NET INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES

(15,780)

58,014

Provision for income taxes from continuing operations

2,532

NET INCOME (LOSS) FROM CONTINUING OPERATIONS

(15,780)

55,482

NET LOSS FROM DISCONTINUED OPERATIONS

(4,524)

(40,890)

NET INCOME (LOSS)

^[1]

(20,304)

14,592

Net income (loss) from continuing operations attributable to noncontrolling interest

(10,145)

36,755

Net loss from discontinued operations attributable to noncontrolling interest

(2,621)

(25,217)

NET INCOME (LOSS) FROM CONTINUING OPERATIONS ATTRIBUTABLE TO CONTROLLING INTEREST

(5,635)

18,727

NET LOSS FROM DISCONTINUED OPERATIONS ATTRIBUTABLE TO CONTROLLING INTEREST

(1,903)

(15,673)

NET INCOME (LOSS) ATTRIBUTABLE TO CONTROLLING INTEREST

$ (7,538)

$ 3,054

EARNINGS PER SHARE (Note 18)

Basic weighted average shares outstanding (in shares)

96,485,585

64,016,845

Basic net income (loss) per share from continuing operations (in USD per share)

$ (0.06)

$ 0.29

Basic net income (loss) per share (in usd per share)

$ (0.08)

$ 0.05

Diluted weighted average shares outstanding (in shares)

96,485,585

190,301,012

Diluted net income (loss) per share from continuing operations (in usd per share)

$ (0.06)

$ 0.22

Diluted net income (loss) per share (in USD per share)

$ (0.08)

$ 0.07

[1]	(1) Amounts presented contain results from both continuing and discontinued operations. Refer to Note 4 - Discontinued Operations for additional information regarding cash flow associated with the results of discontinued operations.

About Finance Of America Companies Inc.

Finance of America Companies Inc. operates a consumer lending platform in the United States. The company operates through five segments: Mortgage Originations, Reverse Originations, Commercial Originations, Lender Services, and Portfolio Management segments. It provides residential mortgage loans to the government sponsored entities; government-insured agricultural lending solutions to farmers; product development, loan securitization, loan sales, risk management, asset management, and servicing oversight services to enterprise and third-party funds; and ancillary business services, title agency and title insurance services, mortgage servicing rights valuation and trade brokerage, transactional fulfillment services, mortgage loan third party review or due diligence services, and appraisal management services to residential mortgage, student lending, and commercial lending industry customers. The company was founded in 2013 and is headquartered in Plano, Texas.

WEBSITE	financeofamerica.com
INDUSTRY	Credit Services
EMPLOYEES	2312

Finance Of America Companies Inc. Frequently Asked Questions

What is the ticker symbol for Finance Of America Companies Inc.? What does FOA stand for in stocks?

FOA is the stock ticker symbol of Finance Of America Companies Inc.. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Finance Of America Companies Inc. (FOA)?

As of Fri May 17 2024, market cap of Finance Of America Companies Inc. is 72.36 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FOA stock?

You can check FOA's fair value in chart for subscribers.

What is the fair value of FOA stock?

You can check FOA's fair value in chart for subscribers. The fair value of Finance Of America Companies Inc. is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Finance Of America Companies Inc. is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FOA so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Finance Of America Companies Inc. a good stock to buy?

The fair value guage provides a quick view whether FOA is over valued or under valued. Whether Finance Of America Companies Inc. is cheap or expensive depends on the assumptions which impact Finance Of America Companies Inc.'s fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FOA.

What is Finance Of America Companies Inc.'s Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, FOA's PE ratio (Price to Earnings) is -0.8 and Price to Sales (PS) ratio is 0.31. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FOA PE ratio will change depending on the future growth rate expectations of investors.