FUSB - First US Bancshares Inc Stock Price, Fair Value and News

9.99USD-0.87 (-8.01%)Delayed

Market Summary

USD9.99-0.87

Delayed

-8.01%

FUSB Stock Price

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FUSB RSI Chart

FUSB Valuation

Market Cap

57.8M

Price/Earnings (Trailing)

6.79

Price/Sales (Trailing)

1.05

EV/EBITDA

0.17

Price/Free Cashflow

7.19

FUSB Price/Sales (Trailing)

FUSB Profitability

EBT Margin

20.51%

Return on Equity

9.23%

Return on Assets

0.8%

Free Cashflow Yield

13.91%

FUSB Fundamentals

FUSB Revenue

Revenue (TTM)

55.1M

Rev. Growth (Yr)

19.37%

Rev. Growth (Qtr)

2.38%

FUSB Earnings

Earnings (TTM)

8.5M

Earnings Growth (Yr)

1.69%

Earnings Growth (Qtr)

-7.47%

Breaking Down FUSB Revenue

Last 7 days

-9.2%

Last 30 days

4.1%

Last 90 days

-1.6%

Trailing 12 Months

44.8%

How does FUSB drawdown profile look like?

FUSB Financial Health

Debt/Equity

0.12

Debt/Cashflow

0.95

FUSB Investor Care

Dividend Yield

Dividend/Share (TTM)

0.2

Buy Backs (1Y)

1.31%

Diluted EPS (TTM)

1.34

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	55.1M	0	0	0
2023	43.8M	47.3M	50.5M	52.8M
2022	39.5M	38.9M	39.6M	41.2M
2021	39.8M	40.1M	40.1M	39.9M
2020	43.2M	42.0M	41.0M	40.4M
2019	39.8M	42.4M	43.9M	43.6M
2018	31.7M	32.4M	34.0M	37.1M
2017	30.5M	30.7M	30.7M	31.1M
2016	29.8M	29.5M	29.9M	30.2M
2015	30.8M	30.6M	30.1M	29.9M
2014	32.9M	32.4M	32.0M	31.4M
2013	37.3M	36.0M	35.0M	33.6M
2012	41.9M	41.1M	39.7M	38.8M
2011	44.2M	43.6M	43.0M	42.3M
2010	0	0	0	44.8M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of First US Bancshares Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
May 07, 2024	mitchell william c	acquired	114,245	8.16036	14,000	sevp-consumer lending-bank
May 07, 2024	mitchell william c	sold (taxes)	-123,519	10.42	-11,854	sevp-consumer lending-bank
May 02, 2024	gordon john c	sold (taxes)	-12,142	10.45	-1,162	-
May 02, 2024	wilson bruce n	acquired	12,150	8.1	1,500	-
May 02, 2024	gordon john c	acquired	12,150	8.1	1,500	-
May 02, 2024	wilson bruce n	sold (taxes)	-12,142	10.45	-1,162	-
Mar 26, 2024	mitchell william c	acquired	494	9.15	54.00	sevp-consumer lending-bank
Feb 27, 2024	mccain marlene m	sold	-4,000	10.00	-400	-
Feb 26, 2024	dozier beverly j	sold (taxes)	-851	10.39	-82.00	svp,secr,ast trs-fusb;svp-bank
Feb 26, 2024	mabowitz eric h	sold (taxes)	-1,807	10.39	-174	sevp,chief risk officer-bank

Which funds bought or sold FUSB recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 15, 2024	MORGAN STANLEY	added	37.5	22.00	107	-%
May 15, 2024	PRICE T ROWE ASSOCIATES INC /MD/	unchanged	-	-29,000	194,000	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	unchanged	-	-12,224	107,805	-%
May 15, 2024	Tower Research Capital LLC (TRC)	added	51.41	3,421	12,927	-%
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	2.89	-13,217	115,306	-%
May 15, 2024	GENDELL JEFFREY L	added	14.03	72,858	3,083,180	0.12%
May 15, 2024	Royal Bank of Canada	added	100	8,000	18,000	-%
May 14, 2024	NORTHERN TRUST CORP	reduced	-7.53	-32,217	157,910	-%
May 13, 2024	RENAISSANCE TECHNOLOGIES LLC	reduced	-2.74	-133,000	919,000	-%
May 13, 2024	EverSource Wealth Advisors, LLC	unchanged	-	-	22,366	-%

Are Funds Buying or Selling FUSB?

Are funds buying FUSB calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FUSB

No. of Funds

Unveiling First US Bancshares Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 01, 2024	gendell jeffrey l	5.09%	291,981	SC 13G
Jan 05, 2024	anderson charles c	2.5%	144,852	SC 13D

Recent SEC filings of First US Bancshares Inc

View All Filings

Date Filed	Form Type	Document
May 17, 2024	4	Insider Trading
May 10, 2024	10-Q	Quarterly Report
May 08, 2024	4	Insider Trading
May 06, 2024	4	Insider Trading
May 06, 2024	4	Insider Trading
May 02, 2024	8-K	Current Report
Apr 26, 2024	8-K	Current Report
Apr 24, 2024	8-K	Current Report
Apr 24, 2024	8-K	Current Report
Apr 02, 2024	4	Insider Trading

Peers (Alternatives to First US Bancshares Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

First US Bancshares Inc News

Latest updates

First US Bancshares Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	2.4%	14,277	13,945	13,902	12,999	11,960	11,621	10,670	9,525	9,381	9,987	10,030	10,059	9,845	10,204	9,996	9,780	10,397	10,825	11,027	10,923	10,813
Operating Expenses	-	990	-	-	-	1,220	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	-4.9%	0.90*	0.95*	1.01*	1.07*	1.12*	1.15*	1.17*	1.15*	1.13*	1.11*	1.08*	1.06*	-	-	-	-	-	-	-	-	-
Interest Expenses	-0.8%	9,040	9,110	9,483	9,323	9,434	9,891	9,515	8,826	8,709	9,260	9,335	9,312	9,064	9,292	8,965	8,623	8,886	9,189	9,347	9,233	9,173
Income Taxes	-10.5%	700	782	704	648	652	708	546	494	400	507	229	271	268	309	136	118	262	381	214	300	351
Earnings Before Taxes	-9.8%	2,758	3,059	2,817	2,671	2,724	2,936	2,406	1,909	1,761	2,218	1,066	1,224	1,218	1,354	547	522	1,109	1,590	1,332	1,305	1,585
EBT Margin	-3.9%	0.21*	0.21*	0.22*	0.23*	0.23*	0.22*	0.21*	0.18*	0.16*	0.14*	0.12*	0.11*	-	-	-	-	-	-	-	-	-
Net Income	-7.5%	2,107	2,277	2,113	2,023	2,072	2,228	1,860	1,415	1,361	1,711	837	953	950	1,045	411	404	847	1,209	1,118	1,005	1,234
Net Income Margin	-3.8%	0.15*	0.16*	0.17*	0.17*	0.17*	0.17*	0.16*	0.14*	0.12*	0.11*	0.09*	0.08*	-	-	-	-	-	-	-	-	-
Free Cashflow	-109.0%	-142	1,575	3,236	3,373	3,446	2,437	3,994	4,108	728	2,554	1,794	2,890	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-0.2%	1,071	1,073	1,065	1,068	1,027	995	989	955	969	958	957	947	927	891	853	846	789	789	772	777	795
Cash Equivalents	19.8%	60.00	50.00	66.00	75.00	68.00	30.00	37.00	34.00	98.00	61.00	75.00	82.00	126	94.00	66.00	108	56.00	57.00	35.00	45.00	60.00
Net PPE	2.6%	25.00	24.00	24.00	24.00	24.00	24.00	24.00	25.00	25.00	25.00	25.00	28.00	28.00	28.00	28.00	29.00	29.00	29.00	29.00	29.00	29.00
Goodwill	0.5%	7.00	7.00	-	-	-	7.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Liabilities	-0.4%	978	982	978	982	942	910	906	873	881	868	867	858	839	804	767	760	704	704	688	693	714
Short Term Borrowings	50.0%	15.00	10.00	30.00	30.00	25.00	20.00	40.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	0.00	0.00	-
Long Term Debt	0.2%	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	-	-	-	11.00	-	-	-	-	-	-	-
Shareholder's Equity	1.9%	92.00	91.00	87.00	86.00	85.00	85.00	83.00	83.00	88.00	90.00	90.00	89.00	88.00	87.00	86.00	85.00	84.00	85.00	84.00	84.00	82.00
Retained Earnings	1.7%	112	110	108	106	104	104	103	101	100	98.00	97.00	96.00	95.00	95.00	94.00	94.00	93.00	93.00	92.00	91.00	90.00
Additional Paid-In Capital	1.0%	15.00	15.00	15.00	15.00	15.00	15.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00
Accumulated Depreciation	-100.0%	-	22.00	-	-	-	22.00	21.00	22.00	22.00	22.00	-	-	24.00	24.00	23.00	23.00	23.00	23.00	-	-	-
Shares Outstanding	0.9%	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	46.00	-	-	-	60.00	-	-	-	68.00	-	-	-	40.00	-	-	-	55.00	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-60.0%	825	2,060	4,000	3,422	3,585	3,027	4,325	4,331	846	2,728	1,903	3,307	1,887	2,066	1,621	1,408	999	2,738	3,271	3,225	2,081
Share Based Compensation	6.1%	157	148	149	146	153	124	123	123	115	112	111	110	103	106	112	113	90.00	84.00	84.00	99.00	93.00
Cashflow From Investing	158.9%	11,402	-19,347	-6,655	-36,631	2,187	-12,824	-32,660	-56,582	21,867	-17,979	-17,257	-67,006	-6,073	-9,957	-50,818	-4,952	-332	3,893	-6,752	2,197	10,383
Cashflow From Financing	-257.6%	-2,264	1,437	-5,884	39,450	32,503	3,129	31,394	-11,827	13,882	1,235	8,791	19,655	35,638	36,663	6,572	55,691	-1,576	14,964	-5,943	-20,609	-2,017
Dividend Payments	-1.7%	289	294	294	293	294	291	175	181	185	186	186	187	186	185	185	186	184	185	124	127	126
Buy Backs	-	-	-	-	-	-	-	653	2,870	958	525	-	-	-	-	-	-	452	677	-	-	-

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FUSB Income Statement

2024-03-31

Interim Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest income:
Interest and fees on loans	$ 12,853	$ 10,982
Interest on investment securities	865	683
Interest on deposits in banks	452	238
Other	107	57
Total interest income	14,277	11,960
Interest expense:
Interest on deposits	5,099	2,137
Interest on borrowings	138	389
Total interest expense	5,237	2,526
Net interest income	9,040	9,434
Provision for credit losses		269
Net interest income after provision for credit losses	9,040	9,165
Non-interest income:
Revenue from Contract with Customer, Including Assessed Tax	$ 299	$ 285
Revenue, Product and Service [Extensible Enumeration]	us-gaap:ServiceMember	us-gaap:ServiceMember
Lease income	$ 257	$ 231
Other income, net	309	313
Total non-interest income	865	829
Non-interest expense:
Salaries and employee benefits	4,088	4,222
Net occupancy and equipment	894	835
Computer services	443	421
Insurance expense and assessments	391	327
Fees for professional services	341	245
Other expense	990	1,220
Total non-interest expense	7,147	7,270
Income before income taxes	2,758	2,724
Provision for income taxes	651	652
Net income	$ 2,107	$ 2,072
Basic net income per share	$ 0.36	$ 0.35
Diluted net income per share	0.34	0.33
Dividends per share	$ 0.05	$ 0.05

FUSB Balance Sheet

2024-03-31

Interim Condensed Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 18,557	$ 12,987
Interest-bearing deposits in banks	41,685	37,292
Total cash and cash equivalents	60,242	50,279
Federal funds sold	5,532	9,475
Investment securities available-for-sale, at fair value	125,380	135,565
Investment securities held-to-maturity, at amortized cost	983	1,104
Federal Home Loan Bank stock, at cost	1,494	1,201
Loans and leases held for investment	822,941	821,791
Less allowance for credit losses on loans and leases	10,436	10,507
Net loans and leases held for investment	812,505	811,284
Premises and equipment, net of accumulated depreciation	25,041	24,398
Cash surrender value of bank-owned life insurance	16,788	16,702
Accrued interest receivable	4,148	3,976
Goodwill and core deposit intangible, net	7,569	7,606
Other real estate owned	572	602
Other assets	10,287	10,748
Total assets	1,070,541	1,072,940
LIABILITIES AND SHAREHOLDERS’ EQUITY
Non-interest-bearing	142,944	153,591
Interest-bearing	800,324	796,600
Total deposits	943,268	950,191
Accrued interest expense	1,714	2,030
Other liabilities	7,416	9,327
Short-term borrowings	15,000	10,000
Long-term borrowings	10,817	10,799
Total liabilities	978,215	982,347
Shareholders’ equity:
Common stock, par value $0.01 per share, 10,000,000 shares authorized; 7,794,911 and 7,738,201 shares issued, respectively; 5,787,441 and 5,735,075 shares outstanding, respectively	75	75
Additional paid-in capital	15,122	14,972
Accumulated other comprehensive loss, net of tax	(6,621)	(6,431)
Retained earnings	111,777	109,959
Less treasury stock: 2,007,470 and 2,003,126 shares at cost, respectively	(28,027)	(27,982)
Total shareholders’ equity	92,326	90,593
Total liabilities and shareholders’ equity	$ 1,070,541	$ 1,072,940

About First US Bancshares Inc

First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, or other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment loans. The company also provides loans secured by personal property items. In addition, it provides letters of credit; and safe deposit box and remote deposit capture services, as well as underwrites credit life, credit accident, health insurance, and reinsurance policies. The company serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.

CEO	Mr. James F. House
WEBSITE	fusb.com
INDUSTRY	Banks Diversified
EMPLOYEES	153

First US Bancshares Inc Frequently Asked Questions

What is the ticker symbol for First US Bancshares Inc? What does FUSB stand for in stocks?

FUSB is the stock ticker symbol of First US Bancshares Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of First US Bancshares Inc (FUSB)?

As of Fri May 17 2024, market cap of First US Bancshares Inc is 57.83 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FUSB stock?

You can check FUSB's fair value in chart for subscribers.

What is the fair value of FUSB stock?

You can check FUSB's fair value in chart for subscribers. The fair value of First US Bancshares Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of First US Bancshares Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FUSB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is First US Bancshares Inc a good stock to buy?

The fair value guage provides a quick view whether FUSB is over valued or under valued. Whether First US Bancshares Inc is cheap or expensive depends on the assumptions which impact First US Bancshares Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FUSB.

What is First US Bancshares Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, FUSB's PE ratio (Price to Earnings) is 6.79 and Price to Sales (PS) ratio is 1.05. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FUSB PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on First US Bancshares Inc's stock?

In the past 10 years, First US Bancshares Inc has provided 0.033 (multiply by 100 for percentage) rate of return.